Michael Sussman serves as a Senior Financial Advisor at Merrill Lynch Wealth Management. With over 30 years of experience in the financial services industry, he specializes in helping business owners, physicians, executives, retirees, wealthy individuals, and their families achieve their financial goals. His approach focuses on bringing simplicity and structure to complex family wealth situations, guiding clients through business succession and transition strategies, and addressing goals beyond lifestyle needs such as philanthropy and wealth transfer. Michael holds multiple professional designations, including Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned his bachelor's degree from the California State University System. His client focus areas encompass college education planning, family wealth management, retirement income, tax minimization, portfolio management, and small business strategies. Outside of his professional work, Michael has personal interests that include mountain biking, traveling, magic, reading, astronomy, and astrophotography. He is a member of the California Hawking Club and the Orange County Astronomers, reflecting his passion for falconry and astronomy.

Kristopher Kardos is a financial advisor at Wells Fargo Clearing with 17 years of industry experience. He holds a Series 66 designation and has been with Wells Fargo since 2016. In addition to his advisory role, he has worked at California State University, Fullerton since 2008. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and brokerage solutions. The firm manages approximately $671 billion in assets and employs over 14,000 financial advisors.

Cole Di Marco is a financial advisor at OSAIC with two years of industry experience and holds a Series 66 designation. Prior to joining OSAIC, he worked at Preston Ventures and Osaic FA, Inc. He also has experience as a paraplanner at Oakwood Wealth Partners. Osaic Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients, and offers a range of brokerage and advisory services with an investment process focused on model-based asset allocation and portfolio optimization.

Armen Guleserian Jr. is a CFP® professional affiliated with LPL Financial, with 31 years of industry experience. He has held roles at Citigroup Global Markets, Ameriprise Advisor Services, and Waddell & Reed, among others. His other business activities include managing personal rental property. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions, offering a range of financial planning and investment management solutions through a large network of advisors.

Brendan Collins is a CFA® charterholder and holds a Series 66 license with 15 years of experience in the financial services industry. He has worked at LPL Financial since 2013 and was previously employed at Morgan Stanley from 2010 to 2012. Collins operates a DBA called Frehner Wealth Management in Costa Mesa, CA. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment solutions, including access to model portfolios, third-party asset managers, and institutional platforms.

Ryan Bible is a financial advisor at J.P. Morgan Securities with 19 years of industry experience. He has worked at J.P. Morgan Securities since 2012 and previously spent three years at Edward Jones. He holds the Series 66 designation. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments through a select group of Wealth Advisors. The firm’s non-discretionary advisory program focuses on written asset allocation advice, investment manager and fund searches, and customized performance reporting.

Samuel Galatioto is a Series 66-licensed financial advisor at OSAIC with 20 years of industry experience. His prior roles include positions at Wells Fargo Clearing, Starboard Realty, Lifemark Securities Corp., Chase Investment Services Corp., Morgan Stanley, and Merrill. OSAIC Wealth serves a diverse range of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including comprehensive financial planning and managed portfolio solutions. The firm’s investment approach emphasizes model-based asset allocation, portfolio optimization, and the use of discretionary strategies and third-party managers.

Li Ding is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Prior to joining Merrill, Li worked at Bank of America Corporation and Bank of America, N.A. Li also has experience outside finance, including a role with Melody School Inc. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, institutions, and charitable organizations.

Shalane Bohle is a financial advisor at Wells Fargo Advisors in Irvine, CA, holding a Series 66 designation with 18 years of industry experience. She has previously worked at Wells Fargo Clearing, US Bank, U.S. Bancorp Investments, Chase Investment Services, and Wamu Investments. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services and uses Wells Fargo research and tools to develop tailored recommendations delivered through meetings and written summaries.

Jaehoon Kim is a financial advisor with LPL Enterprise, holding the ChFC® designation and Series 63 and 65 licenses, with 23 years of industry experience. He previously worked at Prudential Insurance Company of America and Pruco Securities, LLC, where he served for over two decades. LPL Enterprise provides investment advisory and brokerage services to a wide range of clients, including individual and high-net-worth investors, retirement plans, and corporate entities. The firm employs a model-driven investment approach, offering financial planning, access to third-party asset managers, and other services through a large network of investment adviser representatives.

Jocelyn Gray is a financial advisor at Charles Schwab with one year of industry experience. She holds a Series 66 designation and has prior experience at LBS Financial Credit Union and Anaheim Unified High School District. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, combining non-discretionary advisory relationships with access to affiliated discretionary separate managed accounts and a formal alternative investment program.

Diana Navarre is a Series 66-licensed financial advisor with 38 years of industry experience. She has worked at Cambridge Investment Research Advisors since 2016 and previously spent 17 years with Transamerica Financial Advisors. Outside of her advisory role, she is an independent insurance agent and serves as a successor trustee and fiduciary in Laguna Beach, CA. Cambridge Investment Research Advisors, Inc. serves a broad mix of individual and institutional clients, including pension and charitable organizations, by offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs through thousands of financial professionals. The firm manages a multi-billion dollar asset base and provides access to proprietary models and third-party advisers across multiple platforms.

Christopher Price is a financial advisor with UBS Financial Services in Irvine, CA, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. He has been with UBS since 2008. Outside of advising, Price holds a 45% ownership interest in Millennium Systems, LLC, a web hosting and colocation company, and serves as an advisory board member for Tall Umbrella, a software company. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, employing model-based asset allocations and proprietary research to tailor financial plans. The firm combines wealth management with institutional trading capabilities, offering a wide range of capital markets services.

Debbie Chien Cabudol is a financial advisor at Merrill with 17 years of industry experience. She holds a Series 66 designation and has worked at Merrill and its predecessor firms since 2008, including Bank of America since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

James Williams is a CFP® professional with 26 years of industry experience, currently advising at Cetera since 2023. He has previously worked at Cetera Wealth Services, LLC and founded Williams Financial Advisors, Inc., where he continues to serve as vice president and financial advisor. Outside of his advisory role, Williams is a board member of Casa de Ama, a home for special needs adults, contributing to its leadership and strategic governance. Cetera Investment Advisers LLC is an SEC-registered firm serving a diverse client base, including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management and financial planning services, supporting both discretionary and non-discretionary strategies.

Michael Beattie is a Series 66-licensed financial advisor with Ameriprise in San Juan Capistrano, CA, holding 20 years of industry experience. He has worked at Ameriprise and its affiliated entities since 2006. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides retirement planning advice through a written Recommendation Report and ongoing guidance focused on income sources and tax-aware withdrawal strategies.

Garth Wallace is a CFP® credentialed advisor with 17 years of industry experience, currently serving at J.P. Morgan Securities. He has worked with JPMorgan Chase Bank, N.A. and its related entities since 2009, including roles at Edward Jones earlier that year. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments through a select group of Wealth Advisors. The program delivers written asset allocation advice, investment manager and fund searches, and customized performance reporting, supported by centralized due diligence combining quantitative and qualitative research.

Scott Jacobs is a financial advisor with J.P. Morgan Securities in Irvine, CA, holding Series 63 and Series 66 licenses and having 10 years of industry experience. He has worked at JPMorgan Chase Bank, N.A., J.P. Morgan Securities LLC, Bank of America, and Merrill. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process combines quantitative and qualitative research with forward-looking capital market assumptions to build model asset allocations, incorporating ESG eligibility frameworks where applicable.

Nathan Morgan is a Financial Advisor with Merrill Lynch Wealth Management. In his role, he works closely with clients to understand their priorities and develop strategies aimed at achieving their financial goals across short-, mid-, and long-term horizons. He serves as a resource for general investing, retirement planning, and unexpected financial needs, and coordinates access to Bank of America specialists in banking, credit, home financing, and small business solutions. Nathan holds professional designations including Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). He earned a Bachelor's Degree from the University of Phoenix. He is registered with the NMLS under the number 1624483. Outside of his professional work, Nathan enjoys adventure sports, camping, fishing, hiking, music, reading, scuba diving, skydiving, traveling, and spending time with his family.

Samira Izadpanah is a financial advisor with J.P. Morgan Securities based in Aliso Viejo, CA, holding Series 63 and Series 66 licenses and having seven years of industry experience. Her prior work includes roles at Bank of America, Merrill, Wells Fargo, and JPMorgan Chase Bank. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments, focusing on written asset allocation advice, investment manager searches, and customized performance reporting, supported by a centralized due diligence process.