Patrick Jakowchik is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2012. In this role, he partners with clients to develop agile wealth road maps that address life's uncertainties and changing market conditions. His approach includes investment strategies focusing on risk assessment, tax-efficient investing, and cash flow analysis, collaborating with various internal and external partners to support clients' comprehensive financial health. Patrick has extensive experience in the financial services industry, having held roles such as Investment Representative at Fidelity Investments from 2011 to 2012, Associate Portfolio Consultant and Senior Registered Representative at Charles Schwab between 2008 and 2011, Financial Advisor at INTERSECURITIES, INC. from 2004 to 2008, Registered Representative at SIGNATOR INVESTORS, INC. from 2000 to 2004, and Insurance Agent at Robert J. Insurance & Financial Services from 1998 to 2000. He holds a California Insurance License. Outside of his professional work, Patrick enjoys biking, cooking and baking, family activities, hiking, and spending time with pets.

Daniel Foley is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 designations and bringing 32 years of industry experience. He previously worked at BlackRock Investments, LLC for 12 years before joining Wells Fargo Clearing in 2024. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

James Nguyen is a financial advisor with Merrill in Garden Grove, CA, holding a Series 66 designation and one year of industry experience. His prior work includes six years at Bank of America and three years at Donga Bank. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Tina Harmier is a financial advisor with Wells Fargo Clearing and holds Series 63 and Series 66 designations. She has 28 years of industry experience and has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Jae Hyeong Koo is a financial advisor with J.P. Morgan Securities in Brea, CA, holding Series 66 and Series 63 licenses. He has four years of industry experience, including roles at JPMorgan Chase Bank, N.A. and KMW USA Inc. Prior to entering the financial industry, he was briefly employed at Mr. BBQ. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on non-discretionary asset allocation advice, investment manager searches, and customized performance reporting, supported by a centralized manager solutions team that combines quantitative and qualitative research.

Scott Jones Jr. is a financial advisor with LPL Financial in Huntington Beach, CA, holding Series 63 and Series 66 credentials and 28 years of industry experience. He has been with LPL Financial since 2010, following prior roles at Chase Investment Services Corp. and Wamu Investments, Inc. LPL Financial is a national broker-dealer and registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions through a broad range of advisory and brokerage services. The firm supports its advisors with various investment options, including model portfolios, third-party subadvisors, and customized strategies, alongside a wide array of non-advisory financial services.

Jianing Zhou is a financial advisor at Merrill with Series 63 and Series 65 licenses and two years of industry experience. Prior to joining Merrill, Zhou worked at Bank of America and held various roles including positions at Ernst & Young and University of California-Irvine. Zhou is also involved with Carofin.com, an entrepreneurial venture. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Frisco Escudero is a financial advisor with Cetera who holds Series 63 and Series 65 credentials and has 29 years of industry experience. He has worked with Cetera Investment Advisers LLC since 2020 and its affiliated entities since 2008, as well as Orange Capital Management since 1997. Outside of advisory work, he provides coaching on financial planning software and teaches retirement planning through the Financial Educators Network. Cetera Investment Advisers LLC is an SEC-registered adviser serving individual, corporate, charitable, and institutional clients through a large nationwide network of independent advisors. The firm offers a range of portfolio management, financial planning, and retirement services and operates a multi-manager platform with access to affiliated and third-party managers across various program structures.

Hailey Swanson is a financial advisor at Wells Fargo Clearing with a Series 66 designation and two years of industry experience. She has held positions at Wells Fargo Advisors via US Tech Solutions, WFBM, LLP, and the Automobile Club of Southern California. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a range of investment options that include insurance-related vehicles and bank deposit sweep programs.

Petra Gisinger is a financial advisor at Primerica Advisors with 15 years of industry experience. She holds Series 65 and Series 63 designations and has worked in various roles within Primerica and PFS Investments Inc. since 2008. In addition to advisory services, she is involved in the sale of loan products and home-related services through affiliated companies. Primerica Advisors manages a wrap-fee asset management program primarily serving individual investors, corporate, and charitable clients. The firm delivers advisory services using model-driven strategies managed by third-party asset managers and supports clients with custodial and trade execution services through Pershing.

Qingfeng Lin is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 13 years of industry experience. Prior to joining J.P. Morgan in 2023, Lin worked at Bank of America, Merrill, TD Ameritrade, and Scottrade. Outside of finance, Lin is involved in an e-commerce business focused on online sock sales, providing management and strategic advice. J.P. Morgan Securities offers institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, delivering written asset allocation advice, investment manager searches, and customized performance reporting through a select group of wealth advisors.

Victor Jasso Franco is a financial advisor with Morgan Stanley in Brea, CA, holding a Series 66 designation and four years of industry experience. Prior to joining Morgan Stanley Smith Barney LLC in 2021, he worked at Godspeed Logistics LLC, California State University Long Beach, Citi Staff Solutions, and Norco College. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a broad range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by proprietary tools.

Heather Hackett is a CFP® professional with 24 years of industry experience currently affiliated with OSAIC Wealth, Inc. Her career includes roles at Commonwealth Financial Network, LPL Financial, Cetera Advisor Networks, and The Financial Planning Department, where she has been involved in financial planning services for over a decade. Outside her advisory work, Hackett is involved in accounting and tax preparation through The Financial Planning Department, Inc. OSAIC Wealth serves a diverse client base, including individual investors, retirement plans, charities, and corporate clients, offering brokerage and advisory services through a multi-advisor platform. The firm emphasizes model-based asset allocation and portfolio optimization, supporting various investment strategies and includes a wide range of programs delivered via affiliated broker-dealer and RIA relationships.

Cristina Sanchez is a financial advisor at Fidelity with 11 years of industry experience. She holds Series 63 and Series 66 designations and previously worked at JP Morgan Securities LLC and JP Morgan Chase Bank. She is part of Strategic Advisers LLC, a Fidelity Investments company that serves retail and institutional clients with investment management and advisory services. The firm employs a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios including mutual funds, ETFs, and ETPs, and is noted for its use of systematic methodologies and AI-driven research.

Steven Tran is a financial advisor with Wells Fargo Advisors in Santa Ana, CA, holding Series 63 and Series 66 licenses and 12 years of industry experience. He has worked with Wells Fargo Clearing from 2016 to 2022 before joining Wells Fargo Advisors. Outside of his advisory role, Tran is a notary public in Riverside, CA, and owns a financial practice named Tran Capital. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services tailored to clients who meet certain net-worth thresholds, integrating advisory services with other financial product sales and referral channels.

Christian Hernandez Jacobo is a financial advisor with Merrill, holding Series 66 and Series 63 licenses and one year of industry experience. Prior to joining Merrill and Bank of America, he worked at Wells Fargo Clearing and Wells Fargo Bank. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Maegan Sloggett is a Planning Consultant currently working at Fidelity Investments since 2024. She specializes in creating tailored financial strategies aligned with clients' unique objectives, including retirement planning, home saving, and investing in education. Her professional experience includes roles at Morgan Stanley from 2018 to 2024, progressing from Branch Administrator to Wealth Management Associate, Registered Client Service Associate, Financial Planning Specialist, and PWM Client Service Associate. Maegan holds a CA Insurance License. Outside of her professional work, Maegan's personal interests include food, social events with friends, pets, reading, traveling, and yoga.

James Hendries is a financial advisor with LPL Financial, holding a Series 63 designation and bringing 32 years of industry experience. He has been with LPL Financial since 1999. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a network of over 22,800 advisors.

Freddie Brown is a CFP® and Series 66-licensed financial advisor with 13 years of industry experience, currently with LPL Financial since 2021. His background includes roles at Waddell & Reed Inc., various insurance carriers, BNI Prosperity, and Fellowship Church of Southern California. He also operates Freddie Brown Inc., a business entity used for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and model portfolio programs, supported by machine-learning tools and a broad platform that integrates advisory and non-advisory financial activities.

Andrew Traina is a financial advisor at Fidelity with nine years of industry experience. He holds a Series 66 designation and has worked at Fidelity Investments since 2021, with prior roles at TD Ameritrade and Scottrade. Fidelity's Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors, using a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is distinguished by its registration as a commodity pool operator, advisory roles to registered investment companies, and use of AI-driven methods in portfolio management.