Jacob Kamine is a financial advisor at Morgan Stanley with six years of industry experience. He holds a Series 66 credential and has worked with Morgan Stanley since 2020, including a position at Morgan Stanley Private Bank, N.A. Prior to his current roles, he was involved with Kamine Farms for several years. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a broad range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and investment committee models.

Matthew Ives is a financial advisor at Morgan Stanley with 45 years of industry experience. He has been with Morgan Stanley and its affiliates since 2007, including roles at Morgan Stanley Smith Barney and Morgan Stanley Private Bank, National Association. Outside of his advisory duties, he serves on the advisory board for the Conference on Charitable Giving and is a board member of the North Fork Association. Morgan Stanley Wealth Management provides a range of advisory programs for individuals and institutions, focusing on tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-sponsored financial plans.

Thomas Olivera is a Series 66-licensed financial advisor with Morgan Stanley in Los Gatos, CA, and has four years of industry experience. His prior roles include positions at San Jose Earthquakes LLC and San Jose State University. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning, managing approximately $2.74 trillion in client assets. The firm employs a structured financial planning process using proprietary tools and offers broad retail and institutional investment services.

Mitchell Fulton is a Financial Advisor at Merrill Lynch Wealth Management based in the San Jose, California office. He has over 12 years of experience in the financial services industry, providing wealth management and investment guidance to small business owners, corporate executives, high-net-worth individuals, and their families. Mitchell focuses on developing personalized financial strategies that align with clients' income, growth expectations, risk tolerance, and liquidity needs to support their short- and long-term financial goals. Born and raised in Michigan before moving to California, Mitchell holds a degree from Santa Clara University. He is a Certified Exit Planning Advisor (CEPA) and a Personal Investment Advisor (PIA). His expertise includes liability-driven investing, asset allocation, and tax efficiency. Mitchell prioritizes understanding each client's current financial situation and aspirations to create customized wealth management plans that can adapt to changing market conditions. In addition to his professional work, Mitchell is involved in his community as a member of the San Jose Rotary Club and the Men's Club at St. Frances Cabrini. He applies his philosophy of "Service above Self" in both his client relationships and personal life.

Troy Lui is a Financial Advisor at Merrill Lynch Wealth Management. He transitioned into wealth management after several years in the technology industry, drawing on his personal experience to guide clients in proactive financial planning. Troy focuses on helping professionals, particularly those in fast-paced industries, as well as families considering important life decisions and fostering financial confidence for future generations. His areas of expertise include education planning, employee benefits planning, equity compensation services, family wealth management strategies, LGBT wealth planning, managing new wealth, personal retirement planning, socially responsible and values-based investing, tax minimization, and retirement income. Troy holds professional designations including Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). He earned his Bachelor's degree from the University of California Davis. Outside of his professional work, Troy enjoys spending time with his family, gardening, basketball, cooking, interior decorating, music, pickleball, singing, skiing, and traveling.

Paula Ferreira Soares is a CFP®-certified financial advisor with three years of industry experience, currently affiliated with LPL Financial. Her prior experience includes roles at Edward Jones and a seven-year period with Dezign With a Z. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services through a large network of representatives to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions, including model portfolios and third-party asset management access.

Amy Chan is a Wealth Management Planning Consultant at Fidelity Investments, where she collaborates with Wealth Management Advisors to develop and implement personalized wealth plans for families and future generations. She focuses on building and maintaining multigenerational relationships and providing client services that help clients navigate Fidelity's resources to establish solid financial plans. Amy has been with Fidelity Investments since 2013, advancing through roles that include Financial Representative, Relationship Manager, Senior Relationship Manager, and currently Wealth Management Planning Consultant. She holds a California Insurance License, supporting her work in financial planning and client advisory services.

Joanna Ho is a financial advisor with Morgan Stanley in Palo Alto, CA, holding Series 63 and Series 65 credentials and bringing 10 years of industry experience. Her career includes roles at Charles Schwab Bank, Charles Schwab & Co., Inc., and JPMorgan Chase affiliates. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a variety of advisory programs to individuals and institutions, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools to support its financial advisory process.

Shrddha Singhi is a financial advisor at LPL Financial with Series 63 and Series 66 credentials and three years of industry experience. Prior to joining LPL, she worked at BMO Bank NA and Wells Fargo in various roles from 2012 to 2024. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm provides a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

William Waggoner II is a financial advisor with Morgan Stanley in Los Gatos, CA, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has been with Morgan Stanley Private Bank since 2015 and previously worked at Morgan Stanley Smith Barney starting in 2009. Outside of his advisory role, Waggoner serves as the Defensive Coordinator for the varsity football team at Los Altos High School. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses a structured planning process supported by in-house tools and market simulations.

Joseph Nagy is a financial advisor with LPL Financial in Cupertino, CA, holding Series 65 and Series 63 licenses and three years of industry experience. His prior work includes roles at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management access, and institutional platforms, combining advisory services with a broad array of non-advisory financial products.

J Mckelvy is a financial advisor with Morgan Stanley in Menlo Park, CA, holding Series 63 and Series 65 licenses and having 43 years of industry experience. His career includes roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Citigroup Global Markets. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by structured discovery processes and firm-approved planning tools.

King Wong is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has been serving clients since 2012, focusing on forming long-term relationships and addressing all aspects of clients' financial lives. King takes a hands-on approach to ensure clients' needs are met with attention and that financial strategies are effectively implemented. King specializes in family wealth management strategies, legacy planning, personal retirement planning, philanthropic planning, and portfolio management services. He begins by understanding a client's family, financial situation, and priorities to develop a customized and flexible wealth management strategy. He also provides access to the investment insights of Merrill and the banking conveniences and lending solutions of Bank of America. King holds a Bachelor's Degree in Economics from California State University and the designations Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Outside of work, he enjoys traveling and spending time with his wife, Dione, and their two daughters, Shelby and Sydney.

Jack Damelio is a Financial Advisor at Merrill Lynch Wealth Management, where he is part of the GD Group. He focuses on helping entrepreneurs, founders, executives, and their families with wealth management, including areas such as pre-liquidity event planning, diversification strategies, corporate cash management, executive compensation optimization, and tax-sensitive investing. Jack serves as a Portfolio Advisor in the Merrill Investment Advisory Program, recommending investment strategies to help clients pursue their objectives. Jack began his career in wealth management at Morgan Stanley in 2022 as a Financial Advisor before joining Merrill Lynch Wealth Management two years later. He holds a Bachelor's degree in Economics from Pomona College, where he also played infield on the varsity baseball team. He carries the Personal Investment Advisor (PIA) designation. A resident of San Francisco, Jack is a native of the Bay Area and has interests in football, golfing, music, spending time with his family, and traveling. He regularly volunteers with community organizations in the city.

Richard Zak is a financial advisor with Charles Schwab in San Mateo, CA, holding Series 63 and Series 65 credentials and bringing 37 years of industry experience. He has been affiliated with Charles Schwab since 2000 and serves as a volunteer board member with the CFP Board since 2017. Charles Schwab & Co., Inc. serves a large client base including high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advice with access to discretionary separately managed accounts and utilizes multi-asset model portfolios supported by centralized operations and alternative investment due diligence.

Alexander Rich is a financial advisor at Charles Schwab with 14 years of industry experience. He holds Series 66 and Series 63 designations and has worked at Charles Schwab and its affiliated entities since 2011. Outside of his advisory role, he is the owner of a rental services business in Phoenix, Arizona. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to affiliated discretionary separately managed accounts, supported by a large integrated platform.

Jeremy Mcchesney is a CFP® professional with 16 years of experience in the financial services industry. He is currently affiliated with J.P. Morgan Securities and J.P. Morgan Chase Bank, and has previously worked at firms including Wells Fargo and First Republic Investment Management. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process combines quantitative screening and qualitative research to develop model asset allocations and incorporates ESG criteria within eligible strategies.

Julius Scott is a financial advisor with J.P. Morgan Securities in Palo Alto, CA, holding Series 65 and Series 66 licenses and 12 years of industry experience. His prior roles include positions at Goldman Sachs & Co and Neuberger Berman BD LLC. He has been with J.P. Morgan Securities and JPMorgan Chase Bank since 2018. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program that emphasizes written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process integrates quantitative and qualitative research and includes capabilities in derivatives and commodities through specialized regulatory registrations.

Gerard Bessette is Vice President, Wealth Planner at Fidelity Investments, where he has served since 2026. In this role, he works closely with clients to develop personalized financial plans that align with their individual goals and priorities. His approach emphasizes collaboration and thoughtful guidance to help clients navigate their financial journeys. Prior to his current position, Gerard held the role of Financial Consultant at Fidelity Investments from 2019 to 2026. His experience in the financial services industry includes positions at TD Ameritrade, Hornor, Townsend & Kent, Inc, CUSO Financial Services, L.P, and AXA Advisors, LLC. Gerard holds a Certified Financial Planner (CFP®) designation and maintains a CA Insurance License. Outside of his professional career, Gerard enjoys activities such as spending time at the beach, hiking, swimming, traveling, and caring for pets.

Andrew Walsh is a Financial Advisor with Merrill Lynch Wealth Management, specializing in wealth management and tax minimization strategies. He works closely with clients to understand their priorities and helps develop personalized strategies to achieve their short-, mid-, and long-term financial goals. His expertise covers a broad range of areas, including college education planning, executive compensation, liquidity management, managing new wealth, personal retirement planning, tax minimization, and retirement income. Andrew holds a Bachelor's Degree from the National University of Ireland and a Master's Degree from Imperial College. He carries the professional designation of Personal Investment Advisor (PIA) and is registered under NMLS#2287337. As part of his approach, he serves as a resource for investing, retirement planning, and saving for unexpected events, providing clients with ongoing advice and guidance. Andrew can also connect clients with Bank of America specialists in banking, credit, home financing, and small business solutions. Outside of his professional work, Andrew is a husband and father who enjoys spending time with his family. His personal interests include fishing, gardening, golfing, music, soccer, and traveling. He is actively involved in sports, including soccer, karate, and Gaelic youth sports.