Blake Harmer is a financial advisor with Ameriprise in Pleasanton, CA, holding a Series 66 designation and approximately one year of industry experience. Prior to joining Ameriprise, he worked at Renaissance Financial and Larson Lawnscape, and he attended the University of Kansas. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service that focuses on dependable income sources and tax-aware withdrawal strategies.

Charles Prestigiacomo is a financial advisor with LPL Financial in Alamo, CA, holding a Series 63 designation and 38 years of industry experience. He has worked with Advantage Wealth Advisors since 2017 and has been associated with LPL Financial since 2015. Prestigiacomo also provides investment advisory services through Advantage Wealth Advisors, an independent registered investment advisory firm. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, and institutional platforms.

Paul Low is a Wealth Management Advisor with Merrill Lynch Wealth Management. He holds the designations of CERTIFIED FINANCIAL PLANNER™ and Chartered Life Underwriter® and serves as a Senior Vice President. Since joining Merrill in 1988, Paul has focused on working closely with clients to develop and implement personalized, long-term wealth management strategies. Paul’s expertise includes managing concentrated stock positions and assisting clients through significant transition events such as retirement, inheritance, or business sales. He also provides access to Bank of America Private Bank services for trust and estate planning, as well as credit and lending solutions. His client focus areas encompass college education planning, family wealth management strategies, philanthropic planning, tax minimization, retirement income, and more. Paul collaborates with clients’ attorneys, accountants, and other advisors to coordinate comprehensive financial and legacy plans. Paul graduated cum laude from Boston University in 1986. He lives in Piedmont, California, with his wife Dana and their two sons. Committed to community involvement, he volunteers with the Piedmont High School Sports Boosters and participates in various local activities. Outside of his professional role, Paul enjoys boating, camping, football, golfing, hiking, ice hockey, photography, skiing, swimming, and spending time with his family.

Christopher Twardowski is a financial advisor at Fidelity with 20 years of industry experience. He holds the Series 63 and Series 66 designations and is based in Burlingame, California. He has worked at Fidelity since 2006. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and charitable funds. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across mutual funds, ETFs, and ETPs.

Jennifer Buhl is a Wealth Management Advisor at Merrill Lynch Wealth Management. She joined the firm in 2011 and has over 15 years of experience working with affluent individuals, families, and owners of closely-held businesses. Jennifer holds the CERTIFIED FINANCIAL PLANNER® (CFP) designation awarded by the Certified Financial Planner Board of Standards, Inc., and is also a Personal Investment Advisor (PIA). Jennifer’s expertise covers a range of client focus areas including corporate executive services, education planning, services for endowments, foundations, and non-profits, personal retirement planning, women and wealth, and retirement income. She emphasizes a wealth management approach that serves as a flexible framework and road map to help clients achieve their financial goals through growth, wealth preservation, succession planning, education funding, wealth transfer, and retirement planning. Jennifer earned her high school diploma from George Washington, attended San Francisco State University without earning a degree, and holds a bachelor’s degree from Charter Oak State College. Her team at Merrill Lynch includes CERTIFIED FINANCIAL PLANNER® professionals with expertise in estate planning strategies, retirement planning, insurance, tax efficiencies, and administration of 10b5-1 plans.

Rania Israel is a financial advisor at Charles Schwab with nine years of industry experience. She holds Series 66 and Series 63 licenses and has worked at Charles Schwab Bank and Charles Schwab & Co., Inc. since 2017. She also had prior experience at Pruco Securities, LLC. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, offering a range of advisory, brokerage, custody, and financial planning services through its Schwab Wealth Advisory wrap fee program. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers multi-asset model portfolios supported by Schwab Center for Financial Research.

Andrew Gotianse is a financial advisor at Ameriprise with 23 years of industry experience. He holds Series 63 and Series 65 designations and has been with Ameriprise and its affiliates since 2012. Based in Redwood City, CA, his career has been focused within this firm. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides tailored retirement income planning and ongoing advice, combining internal investment research and third-party data with a non-discretionary implementation approach.

Jake Ketchner is a financial advisor at Charles Schwab with one year of industry experience. He holds a Series 66 designation and is based in San Mateo, CA. His work history includes roles at Charles Schwab Bank and Charles Schwab & Co., Inc. since 2025, alongside prior periods of full-time education and employment outside the industry. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment solutions supported by centralized custody and operational infrastructure.

Wayne Wang is a Series 65-licensed financial advisor at Fisher Investments with six years of industry experience. He has been with Fisher Investments since 2013. Fisher Investments serves a global mix of institutional and private clients, providing discretionary portfolio management across equity, fixed-income, and blended mandates. The firm employs a centralized investment decision process and offers sub-advisory and retirement plan services to a diverse client base.

Malina Satyajit Kumar is a financial advisor at Merrill with Series 65 and Series 63 credentials and two years of industry experience. Her prior work history includes positions at Lincoln Financial Group and Ameriprise Financial. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Christopher Inthavong is a financial advisor at Merrill with 10 years of industry experience. He holds a Series 66 designation and has worked at both Bank of America, N.A. and Merrill since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Kyle Burns is a financial advisor at Merrill in San Mateo, CA, with two years of industry experience. He holds the Series 66 designation and has worked at Merrill since 2024, with previous roles at Bank of America and Northwestern Mutual. Outside of his advisory work, he serves as a successor trustee for a family trust. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Shayan Shamsi is a financial advisor at Fidelity with four years of industry experience. He holds the Series 66 designation and has worked at firms including Morgan Stanley, Bank of America, and Northwestern Mutual. Shamsi is based in Oakland, CA. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios comprising mutual funds, ETFs, and ETPs.

Justin Solo is a financial advisor with Mass Mutual Investors Services in San Leandro, CA, holding Series 63 and Series 65 licenses and six years of industry experience. He has worked at Mass Mutual Investors Services and MassMutual Life Insurance Company since 2022 and previously worked at Northwestern Mutual from 2020 to 2022. Prior to his financial industry career, he was employed at Audi Oakland for seven years. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing, collaborative financial planning engagements using firm-approved software and delivers written recommendations, with optional implementation through separate brokerage or insurance arrangements.

Jordan Bohn is a Series 66-licensed financial advisor with Edward Jones in Pleasanton, CA. He began his advisory career at Edward Jones in 2025. Outside of his advisory role, he is active as a Twitch streamer. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of investment strategies and advisory services with a nationwide network of financial advisors and extensive affiliated capabilities.

Justine Cramer is a financial advisor at Morgan Stanley with 23 years of industry experience. She holds Series 63 and Series 65 credentials. Her prior experience includes roles at Citigroup, HSBC Securities, and Morgan Stanley Private Bank. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs firm-approved tools and structured discovery conversations as part of its financial planning process.

Suleiman Samandar is a financial advisor at J.P. Morgan Securities with 16 years of industry experience. He holds Series 63 and Series 65 licenses. His prior experience includes roles at BlackRock and LendingClub. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm delivers these services on a non-discretionary basis alongside affiliated brokerage and investment management capabilities.

Lucas Brown is an advisor at Fidelity with a Series 66 designation and less than one year of industry experience. Prior to joining Fidelity, he held brief positions at JP Morgan Chase and the San Francisco 49ers, among other varied roles. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm employs a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction, offering model portfolios composed of mutual funds, ETFs, and ETPs.

Sean Mullen is a financial advisor at LPL Financial with 11 years of industry experience. He holds the Series 66 designation and has been with LPL Financial since 2014. He is also associated with Linsco/Private Ledger Corp. and PRIMED, where he has maintained roles since 2014 and 2008, respectively. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting a wide range of strategies implemented by its network of investment adviser representatives.

Sandra Gonzalez Vargas is a financial advisor with LPL Financial, holding a Series 66 designation and six years of industry experience. Her prior roles include positions at Patelco Credit Union, CUSO Financial Service, LP, and State Farm Insurance. She is involved with Patelco Financial Solutions, a related business entity connected to her LPL activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a broad range of advisory and brokerage services, utilizing model portfolios, third-party subadvisors, and customized strategies supported by advanced operational tools.