Stephanie Perez is a Series 66-licensed financial advisor at J.P. Morgan Securities with two years of industry experience. She has held roles at JPMorgan Securities LLC, JPMorgan Chase Bank, Northern Trust, and JPMorgan Chase & Co. prior to her current position. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Marcelo Bestard is a financial advisor with Raymond James & Associates in Coral Gables, FL, holding Series 63 and Series 66 designations and bringing 28 years of industry experience. He previously worked at UBS Financial Advisor for nine years before joining Raymond James in 2022. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and nonprofit entities, offering financial planning and consulting services through a range of portfolio management strategies and affiliated research.

Kevin Dooley is a CFP®-designated financial advisor with Equitable Advisors, based in Miami, FL, and has 31 years of industry experience. He has been with Equitable Advisors and its predecessor, AXA Advisors, since 2001. Outside of his advisory role, he is a managing member of Private Client Group, LLC, which supports his wealth management business, and he serves as a consultant to Private Client Group Integrated Solutions, LLC. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset management programs, relying on a network of Investment Adviser Representatives and third-party asset managers to deliver customized investment solutions.

Maria Jose Pessoa is a financial advisor at Raymond James & Associates with 38 years of industry experience. She holds Series 63 and Series 65 credentials and has previous experience at Wells Fargo Clearing, Wells Fargo Advisors, and UBS Financial Services. Outside of her advisory work, she serves as a guardian for her mother. Raymond James & Associates, Inc. is a large broker-dealer and SEC-registered investment adviser serving a broad client base including individuals, institutions, and municipalities. The firm offers financial planning, non-discretionary investment consulting, and institutional fiduciary services, supported by diverse portfolio management styles and affiliated research.

Yuraisy Caban is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 12 years of industry experience. Prior to joining Wells Fargo in 2025, she worked at JPMorgan Chase Bank and JPMORGAN Securities LLC from 2010 through 2023. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in its investment menus.

Pamela Ramirez is a financial advisor at Raymond James & Associates with 19 years of industry experience. She holds the Series 66 designation and has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney from 2009 to 2023. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and charitable organizations, offering financial planning and non-discretionary investment consulting alongside municipal advisory services.

Marvin Garcia is a financial advisor with Merrill holding a Series 66 designation and has been in the industry since 2026. His prior experience includes roles at Bank of America and positions outside financial services in retail and educational institutions. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions, supported by internal and third-party management teams.

Carl Lanza is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. He has previously worked at Raymond James Financial Services and LPL Financial. Outside of his advisory role, Lanza is a part-owner of a retirement plan consulting business and is involved in providing non-variable insurance services. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients, offering a broad range of investment and financial planning services tailored to clients meeting certain net-worth thresholds. The firm utilizes proprietary research and planning tools to develop customized recommendations, with optional implementation through various brokerage and advisory programs.

Joseph Traba is a financial advisor at Wells Fargo Clearing with 10 years of industry experience. He holds a Series 66 designation and has worked at Wells Fargo Advisors, LLC, prior to his current role since 2016. Outside of his advisory work, he owns a video game company, MAKO Corporation, based in Coral Gables, FL. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment management grounded in modern portfolio theory. The firm’s services include investment policy statement preparation, investment recommendations, performance reporting, participant education, and plan benchmarking, with an advisory process tailored to plan objectives and risk tolerances.

Maria Martinez is a financial advisor at J.P. Morgan Securities with one year of industry experience. She holds a Series 66 designation and has prior work experience at Bain Capital and The Blackstone Group. Martinez’s background also includes multiple academic roles at Northeastern University. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with affiliated brokerage and investment management capabilities.

Howard Wheelock is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and four years of industry experience. His career includes roles at Wells Fargo Bank, Bank of America, and Merrill. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm uses research and analytics to evaluate investment options and offers both brokerage and advisory solutions.

Carlos Aguiar is a CFP®-designated financial advisor with J.P. Morgan Securities, bringing 18 years of industry experience. He has been with J.P. Morgan Securities since 2012 and currently holds registrations including Series 63 and Series 65. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, focusing on asset-allocation advice, investment manager searches, and customized performance reporting through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and incorporates an ESG eligibility framework in its recommendations.

Eugenio Riquelme Mendez is a financial advisor at J.P. Morgan Securities with two years of industry experience. He previously worked at JPMorgan Servicios SA for five years and Credit Suisse Mexico for six years. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors. The firm offers asset allocation advice, investment manager searches, and customized performance reporting, combining large institutional advisory operations with brokerage and investment management capabilities.

Karen Mendez is a financial advisor at Morgan Stanley with 19 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Morgan Stanley since 2009. Morgan Stanley Wealth Management serves individuals and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and market outlook models.

Ariel Morales Reyes is a financial advisor at UBS Financial Services with eight years of industry experience. He holds the Series 66 designation and has been with UBS since 2017. Prior to joining UBS, he worked at Florida International University for one year. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management, offering a broad range of capital markets and research-driven solutions.

Mercedes Gardner Gomez is a financial advisor with UBS Financial Services in Coral Gables, FL, holding a Series 66 designation and bringing 23 years of industry experience. She has worked at UBS since 2017 and previously spent over two decades at HSBC Bank USA and HSBC Securities (USA) Inc. UBS Financial Services serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, combining institutional trading capabilities with wealth management through a broad platform that includes fee-based planning, portfolio management, and access to proprietary research and capital markets solutions.

Marilyn Bustillo is a financial advisor at UBS Financial Services with 17 years of industry experience. She holds the Series 66 designation and has worked at UBS since 2017, following four years at Safra National Bank of New York. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, leveraging proprietary research and model-based asset allocations to tailor investment strategies to clients’ goals and risk tolerances.

Carlos Rodriguez is a CFP® professional with 20 years of industry experience, currently serving as a financial advisor at Edelman Financial Engines. His prior roles include positions at Financial Engines Advisors L.L.C., EF Legacy Securities, LLC, and Edelman Financial Services LLC. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm utilizes a committee-driven modeling process combined with planner delivery and online tools, offering a range of discretionary and non-discretionary investment options while managing approximately $326 billion for roughly 477,000 clients.

Kyle Gallor is a financial advisor at J.P. Morgan Securities with a Series 66 designation and approximately one year of experience. His work history includes roles at JPMorgan Chase Bank, N.A., and prior positions outside the financial industry, including leadership at Tropical Scoops Inc. and employment at Cold Stone Creamery. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, offering asset-allocation advice, investment manager searches, and customized performance reporting through its Institutional Consulting Services program. The firm employs a quantitative asset-allocation process combined with centralized manager due diligence and incorporates an ESG eligibility framework in its recommendations.

Diego Canalda is a financial advisor with Stifel, holding Series 63 and Series 66 credentials and 27 years of industry experience. He joined Stifel in 2023 after seven years at Raymond James & Associates. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services supported by a proprietary methodology developed by its Investment Strategy Group.