Marc Pines is a financial advisor at Stifel with 44 years of industry experience. He has held securities licenses Series 63 and Series 66 and has been with Stifel since 2007. Stifel serves a broad range of clients including individuals, institutional clients, charitable organizations, and municipal entities, providing both brokerage and investment advisory services. The firm utilizes a proprietary investment methodology developed by its Investment Strategy Group, focusing on asset allocation and financial planning analyses to support client decisions.

Nicholas Dull is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has been with Equitable Advisors since 2007 and previously worked at AXA Advisors, LLC. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations, providing financial planning, retirement-plan support, and access to asset management through LPL programs and various third-party asset managers. The firm employs a hybrid referral and implementation model, combining advisory and brokerage channels to deliver customized client solutions.

Ivan Usztics is a financial advisor with LPL Financial in Boca Raton, FL, holding a Series 66 credential and 18 years of industry experience. He previously worked for Cambridge Investment Research advisors Inc. and Cambridge Investment Research inc. for 12 years. Outside his advisory role, he serves as president of the Safari Club International West Palm Beach Chapter, owns an LLC that guides fishing and hunting trips, and is president of a nonprofit that raises funds for scholarships. He also works as a firefighter with Palm Beach County Fire Rescue. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, providing both discretionary and non-discretionary management supported by research and diverse model portfolios.

Jared Fischer is a financial advisor at Raymond James Financial with 11 years of industry experience. He holds a Series 66 designation and has worked at firms including Northwestern Mutual Investment Services LLC and Advisors Asset Management, Inc. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm focuses on tailored, non-discretionary planning and employs analytical tools to illustrate potential outcomes.

Jacqueline Houston is a financial advisor with Raymond James & Associates who holds Series 63 and Series 65 licenses and has 39 years of industry experience. She previously worked at Morgan Stanley for 10 years before joining Raymond James in 2026. Outside of her advisory role, she operates Jacqueline Houston Equine Appraisals and is a partner in Magnolia Racing, a thoroughbred racing stable. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing roughly $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning and non-discretionary investment consulting supported by a range of portfolio management styles and affiliated research.

Gary Wayne is a financial advisor at Wells Fargo Clearing with 40 years of industry experience. He holds Series 63 and Series 66 designations and previously worked at Janney Montgomery Scott for 21 years before joining Wells Fargo in 2024. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broad range of financial product offerings such as insurance-related vehicles and bank deposit sweep options.

Andrew Gerber is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and 15 years of industry experience. His prior roles include positions at First Republic Securities Company LLC and Sanford C. Bernstein & Co LLC. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, offering asset-allocation advice, investment manager searches, and customized performance reporting. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

Rocco DePalma is a Senior Financial Advisor with Merrill Lynch Wealth Management. He brings over 25 years of investment experience to his role, focusing on developing and implementing customized portfolios that align client risk tolerance with appropriate asset allocation. In addition, Rocco oversees investment managers to help ensure clients achieve the stated goals of managed strategies. His client focus areas include college education planning, family wealth management strategies, investment consulting for defined contribution plans, employee financial health, LGBT wealth planning, managing new wealth, personal retirement planning, philanthropic planning, portfolio management services, and small business strategies. Rocco holds a Bachelor's Degree from The College of New Jersey and has earned the Personal Investment Advisor (PIA) designation. He resides in Boca Raton with his wife and two children and enjoys boating, fishing, running, skiing, and watching movies.

Stuart Kahn is a financial advisor at LPL Financial with 41 years of industry experience and holds a Series 63 designation. He has been with LPL Financial since 2004. Outside of advisory services, he is involved as an independent insurance agent selling group medical, dental, vision, disability, term, and whole life insurance. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a broad range of advisory programs and financial planning services, employing both discretionary and non-discretionary management supported by research and various portfolio management tools.

Paul Carman is a financial advisor with LPL Financial in Boca Raton, FL, holding a Series 63 designation and 41 years of industry experience. He previously worked at Lincoln Financial Advisors for nine years and has been involved with the Paul W. Carmen Charitable Foundation since 2006. Carman is also a notary public and holds a non-variable insurance license. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers diverse advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by LPL Research and third-party subadvisors.

Elizabeth George is a financial advisor with Raymond James & Associates, holding a Series 66 designation and two years of industry experience. Prior to joining Raymond James, she worked at Ameriprise for two years and has experience with University Tees, University of Kentucky, Aqua Tots, and Paul Laurence Dunbar High School. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional clients, and charitable organizations, offering financial planning and advisory services supported by a nationwide network of advisors.

Sylvan Goldwert serves as a Wealth Management Advisor and Senior Vice President at Merrill Lynch Wealth Management. He leads The Goldwert Group, a team dedicated to assisting families and businesses with managing various aspects of their finances, including investments, private equity, custom lending through Bank of America, retirement income, annuities, IRA, 401k, trusts, and estates. With over 30 years of experience as a Financial Advisor at Merrill in Red Bank, Sylvan specializes in areas such as college education planning, corporate retirement plan services, divorce transition planning, family wealth management strategies, services for endowments, foundations, and non-profits, liquidity management, managing new wealth, portfolio management services, tax minimization, and retirement income. He holds several professional designations including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Sylvan earned a Bachelor's Degree from the State University of New York System. Outside of his professional career, he enjoys activities such as biking, boxing, gardening, hiking, music, reading, rock climbing, running marathons, swimming, and yoga.

Michael Moon is a financial advisor with Cetera, holding a Series 66 designation and one year of industry experience. He has worked with Cetera and its affiliates since 2023 and is also involved with Feller Financial Services as a Client Services Associate. Prior to his financial career, he held various roles including positions at Publix, Florida Atlantic University, Winn Dixie, and in education at Ponte Vedra High School and Valley Ridge Academy. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform, supporting various investment strategies and account structures.

Fredrick Shapiro is a Wealth Management Advisor and CERTIFIED FINANCIAL PLANNER® (CFP®) professional affiliated with Merrill Lynch Wealth Management. He is also a qualified Senior Portfolio Manager, authorized to manage personalized and defined investment strategies on a discretionary basis, including individual stocks and bonds, Merrill model portfolios, and third-party investment strategies. Fred holds FINRA Series 7, 31, 63, and 65 registrations, and his role focuses on connecting all aspects of clients' financial lives to help them prioritize and pursue their most important goals. Fred has been in the financial services industry since 1997. He attended Palm Beach Atlantic College, where he earned Cum Laude honors. His areas of client focus include family wealth management strategies, liquidity management, portfolio management services, socially responsible and ESG investing, small business strategies, special needs planning, tax minimization, and retirement income planning. Outside of his professional duties, Fred resides in Jupiter with his wife and daughter. He enjoys biking, boating, cooking, fishing, football, golfing, hiking, reading, spending time with family, and traveling. Additionally, he has served as the treasurer of The Palm Beach County Mental Health Association.

Lance Ross is a financial advisor at Ameriprise with 19 years of industry experience. He holds the Series 66 designation and previously worked for 15 years at Oppenheimer & Co. Inc. He is based in Fort Lauderdale, FL. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations delivered through a centralized consulting team.

R Bourque is a Wealth Management Advisor with Merrill Lynch Wealth Management, based in the Delray Beach, Florida office. He leads a team of four teammates who provide comprehensive financial services to clients, assisting with all aspects of their financial life. As a native of Delray Beach, R Bourque is well connected within the local community and serves clients in Palm Beach County. He has been with Merrill Lynch Wealth Management since 1994 and holds the Personal Investment Advisor (PIA) designation. His areas of expertise include college education planning, divorce transition planning, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, portfolio management services, women and wealth, tax minimization, and retirement income. R Bourque earned a Bachelor's Degree from Clemson University. Outside of his professional work, he has a longstanding commitment to local charities, having served as President of the Mark Gerretson Memorial Fishing Tournament from 2003 to 2018 and remains active with the Coastal Conservation Association to support environmental conservation. His personal interests include boating, camping, chess, fishing, running, scuba diving, skiing, surfing, and spending time with his family.

Jared Soper is a financial advisor with Morgan Stanley in Palm Beach, FL, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. He has been with Morgan Stanley and its Private Bank division since 2014 and 2015, respectively. Outside of his advisory role, he serves on the Finance Committee of the Fishers Island Library in New York and is involved with his wife's public relations business. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, including tailored financial planning supported by firm-approved tools and models, managing approximately $2.74 trillion in client assets.

Mark M. Simmons II is a Senior Vice President and Senior Financial Advisor in the Palm Beach, Florida office of Merrill Lynch Wealth Management. In this role, he provides personalized wealth management strategies that evolve with clients’ changing life circumstances to help pursue their financial goals. He works closely with clients and coordinates with their accountants and legal professionals to address tax law changes and estate planning considerations. Mark brings nearly two decades of professional experience to his practice, having previously served as Senior Vice President and Senior Financial Advisor at Wells Fargo Advisors for 13 years. He also has experience with JP Morgan and an independent investment firm. His areas of expertise include college education planning, family wealth management, legacy planning, liquidity management, retirement planning, portfolio management, tax minimization, and serving clients in sports and entertainment sectors. Mark holds a Bachelor of Science degree in Family Resource Management from The Ohio State University. He has earned the Accredited Asset Management Specialist (AAMS), Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA) professional designations. Outside of work, Mark enjoys spending time with his wife, Tomomi, and their two daughters. His personal interests include travel, automobiles, adventure sports, cooking, fishing, football, hiking, music, pickleball, and participating in church and community activities in the Palm Beach area.

Thomas Rizzocascio is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and 14 years of industry experience. He previously worked at Wells Fargo for 11 years and Gardens Wealth Management for 5 years. Outside of finance, he serves as a referee for USA Hockey in Palm Beach. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Evan Wolk is a financial advisor at Ameriprise with 23 years of industry experience. He holds the Series 66 designation and has previously worked at Securities America Advisors, Inc., Securities America, Inc., and KMS Financial Services, Inc. Outside of his advisory role, he is co-owner of Camelot Tax Services, LLC and serves as a youth and high school soccer and lacrosse referee. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with substantial investable assets, combining research and modeling with tax-efficient strategies to deliver tailored recommendation reports. The firm offers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.