Aston Douglas is a financial advisor with Cetera, holding a Series 66 credential and 29 years of industry experience. His prior roles include positions at Avantax Advisory Services and VOYA Financial Advisors. He serves as an independent contractor and board member for the Maxine Drake Foundation, assisting in planning and implementing fundraising activities. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individuals, employer-sponsored plans, corporate and charitable clients, and institutional accounts. The firm provides a range of portfolio management and financial planning services through a multi-manager platform with over 10,000 advisors and approximately $256 billion in assets under management.

Alexandra Marto is a Series 66-licensed financial advisor at J.P. Morgan Securities with four years of industry experience. She has been with J.P. Morgan Securities LLC since 2021 and concurrently with J.P. Morgan Chase Bank NA since 2018. Her background also includes roles at IBM and UBS, as well as an academic position at the College of William and Mary. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence. The firm incorporates an ESG eligibility framework in its investment recommendations and offers services on a non-discretionary basis.

Kelly Oberg is a financial advisor at UBS Financial Services in Palm Beach Gardens, FL, with 27 years of industry experience. He holds the Series 63 designation and has been with Painewebber Incorporated since 1998. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, supported by proprietary research and a broad platform of capital markets services.

Robert Savage is a financial advisor with Ameriprise in Boynton Beach, FL, holding a Series 66 designation and 18 years of industry experience. His career includes roles at Ameriprise since 2018 and Wells Fargo Clearing since 2011. Ameriprise offers a retirement-income planning service targeting individuals approaching or in retirement with significant investable assets, providing detailed written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to support its recommendations, with a focus on assets held in Ameriprise Managed Accounts.

James Harmon is a financial advisor at Morgan Stanley with 31 years of industry experience. He has held positions at Morgan Stanley and Morgan Stanley Private Bank since 2017 and previously worked at Lazard Asset Management Securities LLC from 2004 to 2017. Harmon holds the Series 65 and Series 63 licenses and is based in Palm Beach Gardens, FL. Morgan Stanley Wealth Management serves individual and institutional clients with a broad range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and modeling techniques.

Mark Anderson is a Wealth Management Advisor with The Lacy Wealth Management Group at Merrill Lynch Wealth Management. With over 16 years of experience, he specializes in delivering personalized wealth management strategies to ultra-affluent individuals, multigenerational families, corporate entities, and endowments. As co-lead strategist of the team, Mark collaborates closely with John Lacy to develop and implement portfolio strategies aligned with clients' long-term goals, emphasizing a goals-based planning approach and time-tested investment principles. Mark holds the Certified Investment Management Analyst® (CIMA®) and Sports and Entertainment Accredited Wealth Management Advisor™ (SE-AWMA®) designations. He earned his bachelor's degree in Economics and Business Management from Boston College. His expertise includes family wealth management strategies, services for endowments, foundations and non-profits, legacy planning, and socially responsible investing, among other areas. Outside of his professional role, Mark is involved with the Chamber of Commerce of the Palm Beaches and the Palm Beach Gardens Youth Athletic Association. His personal interests include boating, cooking, golfing, reading, spending time with his family, and traveling.

Maureen Raihle is a financial advisor at J.P. Morgan Securities with 38 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at First Republic Investment Management, Bank of America, and Merrill. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

Brad Chamness is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 65 designations and bringing 33 years of industry experience. He has worked at Raymond James since 2017 and was previously with UBS Financial Services from 2010 to 2017. Chamness is also the owner of Edgewater Wealth Management LLC. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, charitable organizations, and institutional clients. The firm provides tailored, non-discretionary planning using analytical tools to support client goals and maintains unique affiliations and programs that distinguish it within the institutional advisory space.

Kurt Sylvia is a financial advisor with J.P. Morgan Securities in Jupiter, FL, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. His career includes prior roles at UBS Financial Services and JPMorgan Chase Bank, N.A. Outside of advising, he is involved in several business ventures including ownership of an early education company and participation on the board of Stetson University. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and plan sponsors, offering asset allocation advice, investment manager searches, and customized reporting. The firm combines large institutional advisory capabilities with broker-dealer and investment adviser registrations, delivering recommendations on a non-discretionary basis while clients retain decision-making authority.

James Barr is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He has been with LPL Financial since 2011 and previously worked at Gaines Financial Group. Barr also holds an active real estate broker license, maintained for over 30 years, which he uses personally. LPL Financial is a registered investment adviser and broker-dealer serving a diverse client base including individuals, retirement plans, banks, and charitable organizations. The firm offers a range of advisory programs and financial planning services, employing both discretionary and non-discretionary management supported by in-house and third-party research.

Amber Dakar is a financial advisor at J.P. Morgan Securities with a Series 66 designation and one year of industry experience. Her prior roles include positions at Merrill, Castle Wealth Management, Lancaster Investing LLC, Banyan Hill Publishing, and Weiss Research Inc. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to support non-discretionary decision making.

Steve Bunn is a financial advisor with Morgan Stanley in Palm Beach Gardens, FL, holding Series 63 and Series 65 registrations and bringing 39 years of industry experience. He has worked with Morgan Stanley Smith Barney since 2012 and Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory role, Steve holds a boating captain’s license and is involved as a partner in a recreation-related business in Americus, Georgia. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by recognized investment modeling tools.

Chelsea Pagoaga is a financial advisor with Mass Mutual Investors Services and holds a Series 66 designation. She has 10 years of industry experience, including roles at Merrill Lynch, Ameriprise Financial Services, and Kestra Private Wealth Services. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars through annual collaborative engagements that use firm-approved software to analyze goals and recommend investment strategies.

Deneen Morgia is a CFP® professional affiliated with Edward Jones, with 24 years of experience in the financial industry. She previously worked at Truist (Suntrust) for 17 years and at Level Four Financial for two years before joining Edward Jones. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages over $1 trillion in assets through a nationwide network of more than 23,000 advisors and offers a range of discretionary and non-discretionary investment strategies under a fiduciary standard.

Joshua Hall is a Series 66-licensed financial advisor at J.P. Morgan Securities with 18 years of industry experience. He has worked at JPMorgan Chase Bank, N.A., and J.P. Morgan Securities since 2023, and previously spent seven years with Bank of America and Merrill. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations. The firm offers these services on a non-discretionary basis, with clients retaining final decision-making authority.

Brion Lawler is a CFP®-designated financial advisor with 19 years of industry experience, currently with Wells Fargo Clearing in Palm Beach, FL. He has been with Wells Fargo entities since 2009, including Wells Fargo Advisors LLC prior to his current role. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Heath Odom serves as Vice President and Branch Leader at Fidelity Investments in Palm Beach Gardens, Florida. In this role, he leads wealth planning professionals and focuses on delivering a positive client experience through Fidelity's range of guidance tools and investment strategies. Heath has been with Fidelity Investments since 1996, holding positions including Branch Manager and Vice President. Prior to joining Fidelity, he worked as a Stockbroker at Painewebber from 1994 to 1996. His earlier experience includes roles as an Insurance Agent at John Hancock in 1993-1994 and The Equitable in 1993. No additional information regarding education, credentials, personal interests, or community involvement was provided.

Sara Roth is a financial advisor with UBS Financial Services in West Palm Beach, FL, holding Series 63 and Series 65 credentials and 28 years of industry experience. She has been with UBS since 1998. Roth is also involved as a member of a committee with management and supervisory functions for a family LLC. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, using proprietary research and model-based asset allocations to tailor strategies to client goals.

Patrick Shea is a financial advisor with Raymond James Financial, holding a Series 66 credential and 18 years of industry experience. Prior to joining Raymond James in 2021, he worked at Ameriprise Financial Services for 14 years. Outside of advising, he is a partner in Uno Vino, Inc., where he assists with marketing and conducts wine tastings. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, and institutional entities. The firm provides tailored, non-discretionary planning using analytical tools and supports municipal finance work through a unique affiliation with a municipal advisor.

Zachary Sobel is a financial advisor at UBS Financial Services with 17 years of industry experience. He holds Series 63 and Series 66 designations. Prior to joining UBS in 2025, he spent a decade with Morgan Stanley and its affiliated private bank. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, utilizing proprietary research and model-based asset allocations in client advisory.