Andrew Murphy is a financial advisor with J.P. Morgan Securities in Largo, FL, holding a Series 66 credential and four years of industry experience. His prior work includes roles at Bank of America, Merrill, Raymond James, and JPMorgan Chase Bank. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Samuel Aspinwall is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding Series 63 and Series 66 licenses and bringing 27 years of industry experience. He has been with Raymond James & Associates since 2007. Outside of his advisory role, he is a partner in 7 Golf Tango LLC. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, as well as state and municipal governments. The firm also offers institutional consulting and sponsors wrap fee advisory programs.

David Long is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding a Series 66 designation and 21 years of industry experience. He has been with various Raymond James entities since 2016. Outside of his advisory work, he operates a photography business where he sells images and may provide services on an hourly basis. Raymond James & Associates, Inc. is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $500 billion in assets. The firm serves a diverse client base, including individuals, institutions, and government entities, offering wealth advisory planning and investment consulting with a focus on non-discretionary advice and integrated public finance capabilities.

William Cummings is a financial advisor with Osaic Wealth, Inc. based in Tampa, FL, holding the PFS™ and Series 63 designations with 33 years of industry experience. Prior to joining Royal Alliance Associates, Inc. in 2018, he worked at Signator Investors, Inc. from 2016 to 2018. Outside of his advisory role, he is active as an improv actor and comedian, and serves as an Investment Committee member for the Tampa Museum of Art. OSAIC Wealth, Inc. serves a broad client base including retail and institutional investors, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers through multiple advisory platforms. The firm employs asset-allocation tools and automated rebalancing to manage portfolios that may include a range of securities, supporting both discretionary and non-discretionary accounts.

Darius Sabbides is a financial advisor at Raymond James & Associates in St. Petersburg, FL, holding a Series 66 designation with five years of industry experience. His prior work includes a role at Fis and a one-year position with Dr. BBQ. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations, supporting both non-discretionary and discretionary advisory relationships.

Alexander Drexel is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding a Series 66 designation and 20 years of industry experience. He has been with Raymond James & Associates since 2015. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations through its Wealth Advisory Services Program and delivers institutional consulting via its Institutional Fiduciary Solutions division.

Cheryl Baker is a financial advisor with LPL Financial, holding Series 63 and Series 65 designations and 25 years of industry experience. She has been with Linsco / Private Ledger Corp., now part of LPL Financial, since 2002. Cheryl is also a licensed notary in St. Petersburg, FL. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations nationwide. The firm offers a range of advisory and brokerage services, including financial planning, retirement plan consulting, and access to model portfolios and research through a broad network of investment adviser representatives.

Michael Collins is a financial advisor at LPL Financial with 37 years of industry experience. He holds Series 63 and Series 66 credentials and previously worked at Raymond James Financial and Raymond James Financial Services. Collins is also associated with Bluewater Financial and Agape Financial Inc. as investment-related business entities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of advisers. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing model portfolios, third-party subadvisors, and advanced portfolio management techniques.

Christine Tharp is a financial advisor with Raymond James & Associates, holding a Series 66 designation and 36 years of industry experience. She has been with Raymond James & Associates since 2013. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm also offers institutional consulting and municipal finance services.

Keith Mc Ginnis is a financial advisor with LPL Financial in Tampa, FL, holding a Series 66 designation and eight years of industry experience. Prior to joining LPL Financial in 2025, he worked at Edward Jones for five years and concurrently at DFCU Financial and CUSO Financial Services since 2023. From 2005 to 2018, he was involved with Creative Mailbox Designs. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a broad network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.

Gregory Wozniak is a financial advisor with Raymond James & Associates, holding a Series 66 designation and 11 years of industry experience. His prior roles include positions at IFP Securities, LLC, Independent Financial Partners, LPL Financial, and Anchor Wealth Management LLC. Raymond James & Associates offers financial planning and investment consulting to a diverse client base, including individuals, retirement plans, corporate and charitable entities, and government clients. The firm provides non-discretionary advisory services supported by research and planning tools and also delivers institutional consulting through its Institutional Fiduciary Solutions division.

Jolanta Serrano is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 credentials and bringing 17 years of industry experience. She has been with Raymond James Financial Services since 2015 and its affiliated advisory entity since 2019. Outside of her advisory role, she owns and manages a small business focused on property renovation and investment activities alongside her husband. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, charitable organizations, and institutional entities. The firm provides financial planning and non-discretionary investment consulting, emphasizing tailored advice supported by firm research and various implementation options.

Stephen Katsarelis is a Managing Director and Senior Financial Advisor with Merrill Lynch Wealth Management. With over 25 years of experience at the firm, he specializes in organizing and simplifying clients' financial lives to help them focus on their true passions. Stephen’s approach emphasizes clear, jargon-free communication and personalized wealth management strategies tailored to each client's long-term goals. His expertise covers a wide range of client needs including college education planning, divorce transition planning, legacy planning, retirement income, tax minimization, portfolio management, and women and wealth. Stephen holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations and has earned a Master’s degree from the University System of Maryland as well as a Bachelor’s degree from Eckerd College. Stephen participates actively in his community, volunteering with organizations such as Community Disaster Relief and Junior Achievement. Outside of work, he enjoys biking, boating, cooking, fishing, music, skiing, soccer, tennis, traveling, and spending time with his family.

Patrick King is a financial advisor at Morgan Stanley in Saint Petersburg, FL, holding a Series 66 designation with 18 years of industry experience. His prior roles include positions at Fisher Investments, Bay Miles Group LLC, and Raymond James & Associates. Outside of his advisory work, he is a partner at Bay Miles Group LLC, a publishing and technology business. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including tailored financial planning supported by structured discovery processes and firm-approved planning tools.

Melissa Mcleod is a financial advisor at Morgan Stanley with 34 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and uses a structured financial planning process supported by firm-approved tools.

Richard Placey is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding a Series 66 designation and 17 years of industry experience. He has been with Raymond James & Associates since 2008. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm also offers wrap fee advisory programs and institutional consulting, with a focus on public finance and municipal work.

Catherine Springer Gallant is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding Series 63 and Series 65 designations and 14 years of industry experience. She has worked at various Raymond James entities since 2017 and previously at GF Investment Services, LLC and Global Financial Private Capital, LLC. Raymond James & Associates, Inc. is a dually registered broker-dealer and SEC-registered investment adviser with over $500 billion in assets under management and more than 5,400 financial advisors. The firm serves a diverse client base including individuals, pension plans, corporations, and government entities, offering wealth advisory planning and investment consulting primarily on a non-discretionary basis.

Erina Ford is a CFA® charterholder based in St. Petersburg, FL, with 18 years of industry experience. She has been with Raymond James & Associates since 2006. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm also offers institutional consulting and sponsors wrap fee advisory programs.

Shannon Butler is a financial advisor with Raymond James & Associates in St. Petersburg, FL. She holds a Series 66 designation and has 15 years of industry experience. She has been with Raymond James Financial Services Advisors since 2014. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets with over 5,400 advisors. The firm provides wealth advisory planning and investment consulting for a broad client base, including individuals, pension plans, corporations, and government entities, delivering non-discretionary planning and recommendations supported by a network of affiliates and specialized municipal advisory services.

Joseph Offerman is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding Series 63 and Series 65 credentials and bringing 26 years of industry experience. His prior roles include positions at Bank of America, N.A., and Merrill. Outside of finance, he owns and manages Gun City Ranch, LLC, a 12-acre property with livestock near his home. Raymond James & Associates provides financial planning and investment consulting to individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and asset-allocation analyses through non-discretionary advisory relationships and serves municipal clients with public-financing and investment banking capabilities.