Robert Cepeda is a CFP® certificant and Series 63 licensee with 33 years of experience in the financial industry. He is currently with LPL Financial since 2023, following six years at Securities America Advisors and Securities America, Inc., and 11 years at National Planning Corporation. Outside of advising, he is an author of a financial planning book and a partner in several Clearwater, Florida businesses, including a cigar lounge and a sports bar. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services supported by research, model portfolios, and various technology-enabled strategies.

Meagan Greenberg is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. She has been affiliated with various Raymond James entities since 2014. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $500.956 billion in assets with over 5,400 advisors. The firm serves a diverse client base—including individuals, pension plans, corporations, and public entities—offering wealth advisory planning and investment consulting through non-discretionary services, supported by an extensive affiliate network and capabilities in municipal and public finance.

Jonathan Williams is a financial advisor at Wells Fargo Clearing with eight years of industry experience. He holds Series 66 and Series 63 licenses and has worked with Wells Fargo entities since 2010, including Wells Fargo Securities and Wells Fargo Bank. Williams serves on the finance committee of Families Forward Charlotte, a nonprofit organization. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute.

Megan Martinez is a Series 66-licensed financial advisor with Merrill in Clearwater, FL, with seven years of experience at Merrill and Bank of America N.A. Her prior work includes roles at Cascle Inc., Applied Technology Resources, and EFX Corp. Merrill provides managed account services through the Select Portfolio Solutions program, serving a broad client base including individuals, high-net-worth clients, and institutional fiduciaries. The firm offers model-based and discretionary investment strategies integrated with Bank of America’s broader corporate platform.

Robert Daum is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. He has worked at Raymond James since 2018 and previously held positions at Kestra Financial and Merrill. Daum is also an adjunct faculty member at Stetson Law School. Raymond James & Associates provides financial planning and investment consulting services to individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and asset-allocation analyses and serves both retail and institutional clients, including those in public finance and municipal sectors.

Noelle Daniel is a Certified Financial Planner (CFP®) with 28 years of industry experience, currently serving at LPL Financial since 2011. She operates out of Largo, Florida, and holds a Series 66 license. Outside of her advisory role, she is involved with managing her own wealth management business under LPL Financial. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs and services, providing both discretionary and non-discretionary management supported by research and diverse investment strategies.

Philip Quealy is a financial advisor with Osaic Wealth, Inc. He holds Series 63 and Series 65 licenses and has 23 years of industry experience. His prior roles include positions at LPL Financial, Waddell & Reed, and running his own entities, Quealy P.A. Inc. and Lazy 8 Enterprises LLC. He is also involved in a fixed insurance business that offers various non-variable insurance products and fixed annuities. OSAIC serves a broad range of retail and institutional clients, providing integrated brokerage and advisory services through a large network of affiliated advisors. The firm employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing to manage portfolios that include stocks, bonds, options, and alternative investments, accommodating both discretionary and non-discretionary account management.

Deborah Stephens is a financial advisor with Primerica Advisors in St. Petersburg, FL, holding Series 65 and Series 63 licenses and five years of industry experience. She has worked at PFS Investments Inc. since 2018 and Primerica Financial Services since 2016. Stephens also has a background in education, having worked at Gwinnett Technical College and Gwinnett Public Schools. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm operates at scale with nearly 3,700 financial advisors and manages approximately $15.5 billion in assets, delivering advisory services through model recommendations supported by third-party asset managers.

Samantha Swift is a financial advisor at Ameriprise with a Series 66 designation and two years of industry experience. She has worked at Ameriprise since 2021 and previously held roles at Florida State University, Publix, the City of Clearwater, and Countryside High School. Ameriprise offers retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficient strategies to provide tailored, non-discretionary recommendations through a centralized consulting team.

Daniel Robinson is a financial advisor with Raymond James & Associates, holding a Series 66 designation and beginning his advisory career in 2026. Prior to joining the financial industry, he worked as a self-employed professional golfer for six years and has experience in entrepreneurial ventures including SK Restoration LLC and Pure Knight Life, LLC. Raymond James & Associates, Inc. is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm offers wealth advisory planning and investment consulting services to a broad client base, including individuals, institutions, and government entities, delivering non-discretionary advice supported by an extensive affiliate network.

Tyson Martin is a financial advisor at Wells Fargo Clearing with 23 years of industry experience. He holds Series 65 and Series 66 licenses and has been with Wells Fargo Clearing since 2016, following a one-year tenure at Wells Fargo Advisors. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Jonathan Dilfer is a financial advisor with Raymond James & Associates in St. Petersburg, FL. He holds the Series 66 designation and has one year of industry experience. Prior to joining Raymond James, he worked for Bank of America and has experience in small business ownership and management. He serves as a director for a homeowners association in Pinellas Park, FL. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm provides wealth advisory planning, investment consulting, and institutional services to a diverse client base including individuals, corporations, and government entities, offering non-discretionary guidance with a broad range of affiliated resources.

Gary Wintermeier Sr. is a financial advisor with LPL Financial in Largo, FL, holding Series 63 and Series 66 licenses and possessing 30 years of industry experience. He has been associated with Linsco Private Ledger since 2006. He operates a retirement consulting business under the name Wintermeier Retirement Consultant. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Daeshawn Wade is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding Series 63 and Series 65 designations and bringing 10 years of industry experience. He has worked at various Raymond James entities since 2016 and spent two years at Merrill prior to that. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing over $500 billion in assets across a broad client base, including individuals, institutions, and government entities. The firm provides wealth advisory planning and investment consulting primarily on a non-discretionary basis, offering integrated services through its extensive affiliate network and active involvement in municipal and public finance.

Mark Schreiner is a financial advisor with Raymond James & Associates in Tampa, FL, holding a Series 66 designation and 17 years of industry experience. He has been with Raymond James & Associates since 2008. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm also offers wrap fee advisory programs and institutional consulting, with a focus on public finance and municipal work.

Paul Raven is a financial advisor at Edward Jones in Clearwater, FL, holding Series 63 and Series 66 licenses with 15 years of industry experience. Prior to joining Edward Jones in 2022, he worked at BNY Mellon and MBSC Securities Corporation Inc from 2016 to 2021. He serves as Vice President of the Eagles Landing 2 Association, involved in neighborhood maintenance decisions. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a variety of advisory programs and managed solutions supported by a nationwide network of over 23,700 financial advisors.

Keith Homme is a financial advisor with Raymond James & Associates in Largo, FL, holding a Series 66 designation and 42 years of industry experience. He has been with Raymond James & Associates since 1998. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm also offers institutional consulting and maintains public-financing and investment banking capabilities.

Alexis Zampell is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding Series 65 and Series 63 credentials with two years of industry experience. Prior to joining Raymond James, Alexis worked in various roles including at Zota Beach Resort and Marriott properties. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $500.956 billion in assets. The firm offers wealth advisory planning and investment consulting through its Wealth Advisory Services Program, serving individuals, institutional clients, and government entities with a range of advisory and wrap fee programs.

Ryan Mount is a financial advisor at Raymond James & Associates with three years of industry experience. He holds the Series 66 designation and has previously worked at firms including Lincoln Investment, Capital Analysts, and Cetera Advisor Networks. His background also includes roles outside financial services at Home City Ice and Grand Valley State University. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser with over $500 billion in assets under management and more than 5,400 advisors. The firm provides wealth advisory planning and investment consulting to a diverse client base, including individuals, pension plans, corporations, and government entities, delivering advice through a non-discretionary model with access to firm-sponsored wrap programs and institutional consulting services.

Alyssa Parsons is a financial advisor with Raymond James Financial Services Advisors, Inc. She holds a Series 66 designation and has one year of experience in the industry. Prior to joining Raymond James, she worked for the Houston Independent School District for eight years. Parsons is also involved with Parsons Wealth Partners, a non-investment-related support company. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to individual and high-net-worth investors, pension and profit-sharing plans, charitable organizations, and government entities. The firm offers tailored, non-discretionary advisory services and specialized programs for small businesses alongside municipal and public finance capabilities.