Mark Macumber is a financial advisor at Merrill with 29 years of industry experience. He holds the Series 63 and Series 66 designations and has previously worked at LPL Financial LLC and Kestra Financial Services, Inc. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies and serves individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Aidan Sowry is a financial advisor with Charles Schwab holding Series 63 and Series 66 credentials and has one year of industry experience. Prior to joining Schwab, he held roles at Streetwise Retail Advisors and National Financial Alliance. Charles Schwab & Co., Inc. serves a large client base of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a multi-asset model portfolio investment approach supported by centralized custody and operational infrastructure.

Bronwyn Swartz is a financial advisor at Edward Jones in Cedar Park, TX, holding a Series 66 designation with one year of industry experience. Prior to joining Edward Jones in 2018, she worked at Redsky Renewable Solutions and Leander ISD. She also owns a retail business, She's Just B, creating handmade leather and resin earrings. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of investment strategies and advisory services supported by a nationwide network of financial advisors and branch offices.

Kelly Mahmoud is a financial advisor with Edward Jones in Austin, TX, holding a Series 66 designation and 24 years of industry experience. Mahmoud has been with Edward Jones since 2004. Outside of advisory work, Mahmoud is involved in real estate investment activities. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory services, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of more than 23,700 financial advisors.

Kestrel Carson is a financial advisor with Charles Schwab & Co., Inc. in Austin, TX, holding Series 65 and Series 63 licenses and seven years of industry experience. Their prior work includes positions at ExtendMY Team, Roberts Half, and Stitch Fix. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a mix of non-discretionary and discretionary investment solutions, combining multi-asset model portfolios, alternative investment options, and centralized operational support.

Nicholas Constable is a CFP®-designated financial advisor with seven years of industry experience. He is currently with Charles Schwab in Austin, TX, where he has worked since 2020 following prior roles at NYLIFE Securities LLC, New York Life Insurance Co., and Edward Jones. Charles Schwab & Co., Inc. serves a large client base of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed accounts. The firm offers a combination of non-discretionary and discretionary investment solutions supported by multi-asset model portfolios, centralized custody, and a formal alternative-investment process.

Cassady Frey is a financial advisor at Charles Schwab with Series 65 and Series 63 licenses and one year of industry experience. Prior to joining Schwab, Frey worked at 49 Financial and held multiple roles with the City of Arlington. Outside of advising, Frey is a licensed insurance agent. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary guidance and access to discretionary separately managed accounts, utilizing multi-asset model portfolios and a centralized operational structure.

Adam Messick is a financial advisor with J.P. Morgan Securities in Austin, TX, holding a Series 66 designation and six years of industry experience. His prior roles include positions at JPMorgan Chase Bank, Bank of America, Merrill, and Nasdaq, Inc. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with affiliated brokerage and investment management capabilities.

Eric Morgan is a financial advisor with Edward Jones in Round Rock, TX, holding a Series 66 designation and two years of industry experience. Prior to joining Edward Jones, he worked at SAIC Corp. and Azimuth Corp., and served five years in the United States Army. Edward Jones is a full-service wealth management firm serving both individual and institutional clients, offering a range of advisory programs and investment strategies supported by a large nationwide network of advisors and branch offices.

Elske Parker is a financial advisor with Charles Schwab in Austin, TX, holding a Series 66 designation and nine years of industry experience. She has been with Charles Schwab & Co., Inc. since 2016. Outside of her advisory role, she is involved in managing administrative tasks for a real estate business. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a comprehensive, integrated platform that includes brokerage, custody, and alternative investment services.

Daniel Sullivan Jr. is a financial advisor with Charles Schwab in Austin, TX, holding Series 66 and Series 63 licenses and bringing 12 years of industry experience. His prior roles include positions at Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm integrates non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts, utilizing multi-asset model portfolios and a formal alternative-investment onboarding process.

Brandon Fowler is a financial advisor at Equitable Advisors with a Series 66 designation and one year of industry experience. His previous work includes roles at Stoic Learning LLC, Texas State University, and Bass Pro Shops. Outside of advisory work, he operated a lawn care business. Equitable Advisors serves a broad client base, including individuals, pension plans, corporations, and charitable organizations, offering financial planning, retirement plan consulting, and asset-management programs. The firm uses a network of Investment Adviser Representatives to implement a variety of advisory models through third-party managers and LPL-sponsored programs.

Christopher Cybulski is a CFP®-designated financial advisor with 10 years of industry experience. He is currently with OSAIC and previously worked at Lincoln Financial Securities and Edward Jones. Cybulski is also involved in insurance-related activities, offering disability, health, life insurance, and annuity products through his other business ventures. OSAIC serves a diverse client base including individual investors, institutions, and charitable organizations by providing integrated brokerage and advisory services. The firm utilizes asset-allocation tools, risk assessments, and automated rebalancing to manage portfolios that may include various asset classes, supporting both discretionary and non-discretionary account management.

Oliver Brierley is a financial advisor at Charles Schwab in Austin, TX, holding Series 65 and Series 63 designations with two years of industry experience. His prior work includes 15 years at ASB Bank and a year at Heb before joining Charles Schwab. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers multi-asset model portfolios alongside a formal alternative-investment onboarding process.

Matthew Chapman is a financial advisor with Raymond James & Associates in Austin, TX, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. He has been with Raymond James & Associates since 2005. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional and pension plans, charitable organizations, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

William Ho is a CFP® and ChFC® with 13 years of industry experience. He is currently an advisor at Raymond James & Associates, having previously worked with firms including Bank of America, Merrill, and JP Morgan Chase. Outside of finance, he has been involved in Ohio Premier Soccer Club, reflecting an interest in youth sports organizations. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser serving a broad client base including individuals, institutions, and municipal entities. The firm offers financial planning, non-discretionary investment consulting, and institutional fiduciary solutions, relying on a range of portfolio management styles supported by firm research and model manager options.

David Cardosa is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 63 designation and bringing 33 years of industry experience. He has been with Raymond James since 2009. Outside of his advisory role, he is involved in private client investment portfolio management through Hanvey Financial. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting, utilizing analytical tools and risk profiling, and maintains unique affiliations and advisory programs within the institutional advisory sector.

Nicholas D'Alessandro is Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2020. Prior to this, he served as a Financial Consultant at Fidelity Investments from 2015 to 2020. His earlier experience includes positions as a Financial Advisor at Edward Jones from 2013 to 2015 and at Legacy Planning Partners from 2012 to 2013. In his role, Nicholas prioritizes establishing strong personal client relationships and follows a thorough process to partner with clients in developing financial plans tailored to their needs.

Laurice Crain is a financial advisor at Equitable Advisors in Austin, TX, with six years of industry experience. She holds Series 63 and Series 65 designations and has worked previously at AXA Advisors, LLC. Crain’s background includes diverse roles outside finance, such as positions at Austin Dustless Tile Removal and Apex Communications. Equitable Advisors serves individual clients across the wealth spectrum, as well as pension plans, corporations, and nonprofit organizations, providing financial planning, retirement plan consulting, and various asset-management programs. The firm’s advisory approach involves assessing client information and risk tolerance to recommend suitable program models or managers, utilizing both proprietary and third-party offerings.

Randy Stewart is a financial advisor with Ameriprise based in Austin, TX, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has been with Ameriprise and its affiliate since 2009. Stewart serves on the Board of Directors for The Point at Rough Hollow, a community organization. Ameriprise offers a retirement-income planning service tailored to individuals approaching or in retirement with significant investable assets, providing detailed, non-discretionary recommendation reports that incorporate research, modeling, and tax-efficiency analysis. The firm delivers a broad range of advisory, brokerage, and insurance solutions through its affiliated entities.