Daniela Jimenez Bribiesca is a financial advisor with Morgan Stanley in San Diego, CA, holding a Series 66 designation and three years of industry experience. She previously worked at UBS Financial Services Inc and Schneider Electric USA Inc. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and models to assist clients.

Melanie Gilmore is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 19 years of industry experience. She has worked at Wells Fargo Clearing since 2017 and previously spent one year at Morgan Stanley. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers a wide range of brokerage and advisory solutions supported by research from the Wells Fargo Investment Institute.

Adrianne Hoy is a Series 66 licensed financial advisor with 16 years of industry experience. She has worked at UBS Financial Services since 2021 and previously held roles at Wells Fargo Clearing and Wells Fargo Advisors. UBS Financial Services Inc. serves individual, corporate, and institutional clients with a range of brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management and offers proprietary research and a broad platform of capital markets services.

Kurt Hoffman is a financial advisor with UBS Financial Services in La Jolla, CA, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. He has been with UBS since 2011. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, operating as a broker-dealer, an investment adviser, and a futures commission merchant.

Jesus Beltran is a financial advisor with Cetera, holding a Series 66 designation and 21 years of industry experience. His career includes multiple roles within Cetera-affiliated firms as well as positions at Principal Securities, LPL Financial, and Purshe Kaplan Sterling Investments. He also managed operations at Seaside Wealth Management, Inc. Cetera Investment Advisers LLC is an SEC-registered firm serving a diverse client base that includes individuals, retirement plans, corporate and charitable clients, and institutions. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that supports discretionary and non-discretionary strategies across various program structures.

Gary Gunning is a financial advisor at OSAIC with over 43 years of industry experience. He holds the CFP® and ChFC® designations and has worked at firms including Marsh & McLennan Agency, MMA Securities LLC, Sagepoint Financial, Inc., and Barney & Barney, LLC. Outside of his advisory role, he offers life, annuities, long-term care, and disability insurance, and serves as managing member of an LLC that owns farmland. OSAIC serves a diverse client base including individual, high-net-worth, pension, and charitable investors through a large network of advisers and advisory platforms. The firm utilizes asset-allocation tools and integrated investment services to construct portfolios across multiple asset classes and offers support for legacy accounts, third-party managed solutions, and various advisory programs.

Stephen Kula is a financial advisor with UBS Financial Services in La Jolla, CA, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has been with UBS Financial Services since 1996. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services to deliver tailored financial plans and portfolio management.

George Towers III is a financial advisor with UBS Financial Services in La Jolla, CA, holding a Series 66 designation and five years of industry experience. Prior to joining UBS in 2021, he was affiliated with Denver United Church and Word of Life Christian Center, where he worked between 2009 and 2021. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, providing access to proprietary research and a broad array of capital markets solutions.

Meriam Abbo is a financial advisor with Merrill in San Diego, CA, holding a Series 66 designation and four years of industry experience. She has been with Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2013. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base that includes individuals, high-net-worth clients, and institutional investors.

Jeremy Pursch is a CFP® with 17 years of industry experience and has been with RBC Capital Markets since 2014. He holds the Series 66 designation and is based in San Diego, CA. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers multiple advisory programs with discretionary and non-discretionary portfolio management, tailoring strategies to clients’ risk profiles through a combination of in-house and third-party managers.

Luis Morones Cortes is a Financial Advisor with Merrill Lynch Wealth Management. He joined Merrill in 2023 and co-founded BMC Wealth Management Group alongside Chris Bostick. Luis leverages over a decade of private banking experience at JPMorgan Chase, combined with a broad background in economics and finance that spans multiple continents, including Europe, Latin America, and the United States. His professional expertise covers family wealth management, services for endowments and non-profits, international wealth management, liquidity management, retirement planning, socially responsible investing, special needs planning, and investment strategy for both individual and corporate clients. Luis holds a Bachelor of Science degree in Economics from Universidad Panamericana, a graduate certificate in Risk Management with a concentration in Financial Analysis from Universidad Panamericana and Centro de Investigacion y Docencia Economicas, and completed an executive program in International Housing Finance at the Wharton School of Business. He is also designated as a Personal Investment Advisor (PIA). Luis is fluent in Spanish and English, and his global perspective is enriched by living in three countries and extensive international travel. Outside of his professional duties, Luis has dedicated much of his career to addressing policy issues related to poverty, housing, and economic development worldwide, along with contributions supporting children's education in Mexico. He enjoys music, scuba diving, soccer, and tennis, and resides in San Diego, where he also practices martial arts and swimming. Luis is an uncle to nephews living in France, Mexico, and the U.S., and maintains strong connections with family and friends abroad.

Ada Frausto is a financial advisor with Morgan Stanley in San Diego, holding a Series 66 designation and bringing five years of industry experience. She has been with Morgan Stanley since 2016. Morgan Stanley Wealth Management provides advisory services to both individual and institutional clients, offering tailored financial planning programs supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides a range of investment solutions including retail and institutional offerings.

Lori Lin is a financial advisor at OSAIC with 22 years of industry experience. She holds Series 63 and Series 65 designations and previously worked at SagePoint Financial for 14 years. In addition to her advisory role, she owns a corporation used for income tax purposes and acts as a statutory agent reviewing clients' term and universal life insurance needs. OSAIC serves a diverse range of retail and institutional clients through a broad network of affiliated advisers and multiple advisory platforms. The firm provides integrated brokerage and investment advisory services with a focus on asset allocation, risk assessment, and access to various investment vehicles and third-party money managers.

David Willsey is a CFP® professional with 12 years of industry experience, currently affiliated with Charles Schwab in La Jolla, CA. He has held various roles within Charles Schwab and its affiliated entities since 2007. Outside of his advisory work, he is a part-owner and manager of residential rental properties in Jacksonville, FL, and Cincinnati, OH. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering both non-discretionary and discretionary investment management via multi-asset model portfolios and affiliated SMAs. The firm is notable for its scale, integrated structure, and a client relationship model that combines advisory services with brokerage and custody capabilities.

Kathleen Baez is a financial advisor at Raymond James Financial with 20 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at LPL Financial, Integrated Wealth Concepts, Triad Advisors, Resources Investment Advisors, and Independent Financial Partners. In addition to her advisory role, she is employed as a registered administrator supporting financial advisors at Invested Consulting, Inc. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, charitable organizations, and municipal entities. The firm emphasizes non-discretionary financial planning and investment consulting, utilizing asset allocation analysis and firm research, and supports clients through a broad range of advisory and implementation services.

Nathan Hockstra is a financial advisor at Edward Jones with three years of industry experience. He holds the Series 66 designation and has prior work experience with Gems Publishing, Ditch The Game, Knowledge For Men, and Robbins Research International. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of discretionary and non-discretionary investment strategies, alongside affiliated mutual funds and a proprietary money market fund, operating under a fiduciary standard.

Jackson Montgomery is a financial advisor at Edward Jones with one year of industry experience. He holds a Series 66 designation and previously worked at Interactive Brokers LLC and LPL Financial. His background also includes roles outside finance, such as working for Pizza Hut and involvement with the Cal South Soccer Organization. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds. The firm manages over $1 trillion in assets and operates a large nationwide network of advisors and branch offices.

Jacob Bauchmann is a financial advisor with LPL Financial in La Mesa, CA, holding the CFP® and CFA® designations and 14 years of industry experience. He has been with LPL Financial since 2011. Outside of his advisory work, he is involved in a family business as a bookkeeper and videographer. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, providing both discretionary and non-discretionary management with support from internal and third-party research.

Kirkland Myers is a financial advisor at Edelman Financial Engines with one year of industry experience. He holds a Series 65 designation and has previous work experience at La Jolla Beach and Tennis Club, In-N-Out, San Diego State University, and Oxnard High School. Edelman Financial Engines offers technology-enabled investment advisory services focused on workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages model-based and customized portfolios, provides sub-advisory services, and supports a large participant base through both advisor-led and online platforms.

Zevida Sasser is a Planning Consultant at Fidelity Investments, where she works closely with clients to develop personalized financial plans that align with their goals and family needs. She prioritizes building relationships rooted in trust and aims to be a reliable, knowledgeable partner for her clients. Zevida has held multiple roles at Fidelity Investments, progressing from Financial Representative to Relationship Manager before becoming a Planning Consultant. Prior to joining Fidelity, she worked as a Bank Teller at Wells Fargo. She holds a California Insurance License. Outside of her professional role, Zevida has interests in fitness, food, golf, pets, snowboarding, and soccer.