Jaime Avila is a financial advisor at Charles Schwab with one year of industry experience. He holds a Series 66 designation and previously worked at Wells Fargo for six years before joining Charles Schwab. Jaime is based in Phoenix, AZ. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment solutions, combining centralized supervisory, custody, and order-routing operations with access to alternative investments and multi-asset model portfolios.

Monica Joffre is a financial advisor at Fidelity with 35 years of industry experience. She holds Series 63 and Series 66 designations. Her prior work includes positions at USAA Investment Services, Morgan Stanley, LPL Financial, Charles Schwab, and Wells Fargo Investments. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios across mutual funds, ETFs, and ETPs.

James Barasha is a Senior Financial Advisor affiliated with Merrill Lynch Wealth Management. In his role, he builds trusted, long-term relationships by delivering personalized financial strategies tailored to each client's unique goals, values, and stage of life. He focuses on helping individuals, families, and institutions navigate financial complexities through comprehensive planning and disciplined guidance. James has expertise in personal retirement planning, portfolio management services, and retirement income. He provides clients with access to investment insights and integrated banking and lending solutions through Merrill and Bank of America. His approach emphasizes ongoing collaboration and communication to empower clients to make informed decisions and adapt to changes. He holds a Bachelor's Degree from Kings College and the credential of Personal Investment Advisor (PIA). Outside of work, James enjoys biking, hiking, and spending time with his family. He is also committed to community involvement through active volunteering aligned with Merrill's tradition of giving back.

Dustin Glass is a financial advisor with Fidelity Investments based in Phoenix, AZ, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. Prior to his current role, he worked at The Vanguard Group, Inc. from 2016 to 2020. Outside of financial advising, he is involved with Rasta Wolf Records, LLC, where he serves as a studio engineer and live event promoter. Fidelity's Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors, using a proprietary blend of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is notable for its roles with registered investment companies, use of advanced technologies in research, and its oversight and governance practices.

Brian Nething is a Senior Financial Advisor with Merrill Lynch Wealth Management. He is a Certified Plan Fiduciary Advisor (CPFA) and holds the Retirement Benefits Consultant title. Brian began his career at Merrill in 2012 and is a member of The Longnecker-Nething-Leonard Wealth Management Team, which was recognized on the Forbes Best-In-State Wealth Management Teams 2026 list. His expertise includes retirement benefits consulting, wealth management strategies for high-net-worth individuals, and investment consulting for defined contribution and defined benefit plans. Brian is a Summa Cum Laude graduate of Arizona State University, where he earned a B.S. in Communication. He takes a consultative and objective approach, focusing on understanding each client's financial situation, preferences, goals, risk tolerance, time horizon, and liquidity needs. He works with a diverse client base including owners, executives, C-suite professionals, surgeons, physicians, dentists, and lawyers, helping them develop personalized wealth management and tax deferral strategies. In addition to his professional work, Brian is involved in community organizations such as the Girl Scouts of America and the Lucky Dog Animal No Kill Shelter. He also holds the Eagle Scout rank with the Boy Scouts of America. Brian resides in Phoenix with his wife, daughter, and three dogs.

Marin Masters is a financial advisor at Cetera with a Series 66 designation and one year of industry experience. Prior to joining Cetera, Marin has held roles in various organizations including Renaissance Financial and The Ironman Group, where Marin works as a merchandise sales representative involved in race event operations. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad range of clients including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm provides portfolio management, financial planning, and access to multiple program platforms with both discretionary and non-discretionary options.

Thomas Maher is a financial advisor with LPL Financial in Phoenix, AZ, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. His prior experience includes roles at Bank of America and Merrill. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to model portfolios and third-party asset management.

Melissa Santangelo is a financial advisor at LPL Enterprise with a Series 66 designation and three years of industry experience. Her career includes roles at Pruco Securities LLC and Push Models LLC, along with ongoing involvement at Auxilia Asset Management since 2012. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, and corporate entities. The firm’s approach is primarily model-driven, offering financial planning, access to third-party asset managers, and participation in a wrap program through a network of investment adviser representatives.

Connor Rosser is a financial advisor with Charles Schwab & Co., Inc. in Phoenix, AZ, holding Series 63 and Series 66 designations and five years of industry experience. He has been affiliated with Charles Schwab since 2020 and concurrently operates the Rosser Law Group. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios alongside alternative investment options.

Nicholas Fieldson is a financial advisor at LPL Financial with 17 years of industry experience. He holds Series 63 and Series 66 licenses and has been with LPL Financial since 2010. Outside of his advisory work, he is also active as a musician. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment services, including model portfolios and third-party asset management, supported by a large network of advisors and extensive operational tools.

Micah Davidson is a financial advisor at Thrivent Investment Management with credentials including Series 63 and Series 65 licenses. He began his advisory career in 2025, with prior experience at Trinity Wealth Securities, LLC and Florida Financial Advisors DBA Four Corners Financial Advisors. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering one-time or ongoing planning engagements that cover a broad range of financial topics without implementing recommendations directly. The firm combines holistic, goal-based analyses with a managed-account program under a consolidated billing option called “WealthPlan,” while maintaining separation between planning and portfolio management services.

Walter Bigelow is a financial advisor with Charles Schwab who holds Series 65 and Series 63 licenses and has eight years of industry experience. His work history includes roles at Charles Schwab Bank, Charles Schwab & Co., Mass Mutual, and prior employment outside finance at Eddie V's Seafood Restaurant and Arizona State University. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm provides a combination of non-discretionary and discretionary investment management options, supported by a large-scale, integrated operational structure.

Kathryn Prescott is a Series 66-credentialed financial advisor at Fidelity with 19 years of industry experience. She has worked with several firms including USAA Financial Planning Services and Charles Schwab before joining Fidelity. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, utilizing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction across mutual funds, ETFs, and ETPs. The firm also engages in advisory roles for registered investment companies and employs systematic methodologies including AI tools in its investment processes.

Forrest Holland is a financial advisor at Cambridge Investment Research Advisors with seven years of industry experience. He holds the Series 66 designation and has previously worked at Morgan Stanley and was self-employed before joining Cambridge. Outside of advising, he is involved in video game streaming and runs an eBay retail sales business. Cambridge Investment Research Advisors serves individual and institutional clients, including pension and charitable organizations, offering financial planning, investment management, and retirement-plan advisory services. The firm manages a multi-billion dollar asset base and provides both discretionary and non-discretionary management through multiple platforms and proprietary model strategies.

Andrew Walle is a financial advisor at Charles Schwab with a Series 66 credential and one year of industry experience. His prior roles include positions at Moser Marriott PLLC, RW Baird, and Mirabella, as well as work outside the financial sector. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts, employing a multi-asset model portfolio approach supported by centralized supervisory and custody services.

Carrine Langley is a financial advisor at Morgan Stanley with 23 years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at JP Morgan Securities. Outside of finance, she has been involved in photography and co-owns a charcuterie catering business, The Grazing Slate, as well as operating a sound healing and wellness venture called Pause for Life. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs including tailored financial planning supported by firm-approved tools and methodologies.

Jeffrey Ellish is a financial advisor with Ameriprise in Phoenix, AZ, holding a Series 63 designation and 27 years of industry experience. He has worked at Ameriprise and its affiliate since 2005. Outside of his advisory role, Ellish owns a publishing company, Little Wing Publishing, and serves as Treasurer on the Board of Directors for All Saints' Episcopal Church. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, known for its Premier Retirement Income service that provides detailed retirement income planning and ongoing advice focused on tax-aware withdrawal strategies and dependable income sources.

Emmanuil Kandinov is a financial advisor at Cetera with 15 years of industry experience. He holds the ChFC® designation along with Series 63 and Series 65 licenses. Prior to joining Cetera in 2019, he worked at Foresters Financial Services and Foresters Advisory Services LLC. He is also the owner of Emmanuil Kandinov LLC, an independent business. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a large network of independent advisors, providing access to various investment strategies and program structures.

Christopher Armenta is a financial advisor at J.P. Morgan Securities with three years of industry experience. He holds the Series 66 designation and has worked previously with USAA Investment Services Company and American National Insurance Company. Outside of his advisory role, he is a worship team member at the Church of God for the Nations, where he provides music support during services. J.P. Morgan Securities offers institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. Their program focuses on written asset allocation advice, investment manager and fund searches, and customized performance reporting, supported by centralized due diligence and a framework that may incorporate ESG criteria.

Kevin Krestan is a CFP® professional with 43 years of industry experience, currently serving at Charles Schwab in Phoenix, AZ since 2012. He previously worked at Arizona Christian University in 2016. Outside of his advisory role, he is a Reserve Deputy Sheriff with the Maricopa County Sheriff's Office. Charles Schwab serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services, combining non-discretionary advisory relationships with access to affiliated discretionary separate managed accounts and alternative investment options.