Ashwani Barar is a financial advisor at Vanguard Advisers with 19 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Vanguard entities since 2006. His current role at Vanguard Advisers began in 2015. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach, constructing portfolios primarily from Vanguard funds and ETFs, and manages a large client base through a combination of digital delivery and advisor support.

Casey Ethier is a financial advisor with Vanguard Advisers in Scottsdale, AZ, holding Series 63 and Series 65 licenses and 16 years of industry experience. He has been with Vanguard since 2009, including roles at Vanguard Marketing Corporation and The Vanguard Group, Inc. Vanguard Advisers provides digital and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to create personalized portfolios predominantly composed of Vanguard funds and ETFs.

Amos Yu is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2011 to 2016. He also serves as a power of attorney for his mother. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment management. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Jennifer Hersh serves as a Senior Financial Advisor at Merrill Lynch Wealth Management, where she has contributed since 2007. With a career beginning in 1999, Jennifer has developed specialized expertise in income planning and retirement strategies, focusing on comprehensive financial guidance for business owners, corporate executives, and multigenerational families. Her approach emphasizes collaboration, continuity, and thoughtful planning aligned with each client's long-term objectives. Jennifer holds a Bachelor's degree from Arizona State University and professional designations including Certified Divorce Financial Analyst (CDFA), Chartered Retirement Planning Counselor (CRPC), and Certified Plan Fiduciary Advisor (CPFA). She works with diverse client needs such as retirement income, legacy planning, socially responsible investing, and wealth management strategies for women, LGBT clients, and small businesses. Outside her professional commitments, Jennifer is involved in community organizations including the Valley of the Sun United Way, Women's Leadership Council, National Charity League, and serves on the board of Hunkapi Programs, a nonprofit providing equine-assisted therapy. She enjoys horseback riding, spending time with her family, tennis, and traveling.

Walter Ulrich is a financial advisor with Vanguard Advisers based in Scottsdale, AZ. He holds Series 63 and Series 65 credentials and has 28 years of industry experience. Mr. Ulrich has been with The Vanguard Group, Inc. since 1997. Vanguard Advisers provides both automated and human-supported investment advice primarily to retail investors and eligible participants in employer-sponsored retirement plans. The firm’s investment approach is goal-based and algorithm-driven, utilizing proprietary methodologies to set personalized asset allocations largely constructed from Vanguard funds and ETFs.

Roger Beguiristain is a financial advisor with Wells Fargo Clearing in Scottsdale, AZ, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has worked at Wells Fargo Advisors LLC and Wells Fargo Clearing since 2009. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a combination of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Mitchell Papenfus is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing two years of industry experience. His prior roles include positions at Charles Schwab and AML Rightsource. Outside of finance, he is also active as a Twitch streamer. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services, including access to model portfolios, third-party asset managers, and institutional platforms.

Christopher Esser is a CFP® with 29 years of industry experience, currently serving as an advisor at Vanguard Advisers since 2011. His work history is tied to various Vanguard entities, including Vanguard Marketing Corporation and The Vanguard Group, Inc. Outside of his advisory role, he acts as a limited agent for investment matters for immediate family members. Vanguard Advisers provides automated and human-supported investment advice through its Vanguard Digital Advisor and Personal Advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach centered on proprietary models and offers a broad range of customizable portfolio options using Vanguard funds and ETFs.

Michael Palmer is a financial advisor at Wells Fargo Clearing with 44 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Wells Fargo Clearing since 2020, following six years at Ameriprise Financial Services, Inc. located in Scottsdale, AZ. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Emily Hernandez is a financial advisor at Morgan Stanley with 10 years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley and related entities since 2016, including Morgan Stanley Private Bank and ETrade Securities. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process that utilizes firm-approved tools and modeling techniques.

Stephanie Austin Stackhouse is a financial advisor with Raymond James Financial Services Advisors, Inc. in Scottsdale, AZ, holding a Series 66 designation and 18 years of industry experience. She previously worked at Edward Jones for 11 years before joining Raymond James in 2019 and Capital Wealth Partners in 2022. Outside of her advisory role, she serves as secretary for the Silver Tree Foundation, a nonprofit organization, and is involved as an owner in a local franchise business. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, high-net-worth, institutional, and corporate clients. The firm uses tailored, non-discretionary planning supported by analytical tools and maintains specialized services including municipal advisory and SIMPLE IRA employer consulting programs.

Sarah Bentzin is a financial advisor at Morgan Stanley in Scottsdale, AZ, holding a Series 66 designation with one year of industry experience. Prior to joining Morgan Stanley in 2023, she attended Baylor University and Notre Dame Preparatory. She serves on the board of the Skylight Charitable Trust, where she reviews grant proposals and records meeting minutes. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a range of advisory programs to individuals and institutions. The firm emphasizes tailored financial planning supported by structured discovery and planning tools, managing approximately $2.74 trillion in client assets.

Eric Brown is a financial advisor with Osaic Wealth, Inc. in Scottsdale, AZ, holding Series 65 and Series 66 registrations with five years of industry experience. He previously worked at Securities America, Prostatis Group LLC, and McPherson Financial Group. Outside of his advisory work, he volunteers on the fundraising committee for Unique Foundations, Inc., a nonprofit organization. Osaic Wealth, Inc. serves retail and institutional clients through a large network of affiliated advisers, offering brokerage and advisory services, financial planning, and access to various managed account solutions. The firm employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing to construct portfolios, while supporting multiple platforms and third-party services.

William Powell is a CFP® professional with 13 years of experience in the financial services industry. He has worked at The Vanguard Group, Inc. since 2013. Vanguard Advisers provides automated and human-supported investment advice through its Vanguard Digital Advisor and Personal Advisor services, serving retail investors and eligible participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach with portfolios primarily composed of Vanguard funds and ETFs, offering various customization options.

Hailey Nordstrom Moffat is a financial advisor at Charles Schwab in Scottsdale, AZ, holding Series 63 and Series 66 licenses with three years of industry experience. Her prior work includes positions at Nextiva and The Vanguard Group, Inc. She also has experience at Arizona State University. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and discretionary separately managed accounts, supported by multi-asset model portfolios and alternative investment options.

Daniel Martinez is a CFP® with nine years of industry experience, currently serving as a financial advisor at Vanguard Advisers. He has worked at various Vanguard-affiliated entities since 2016 and previously held a role at First American Bank. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven investment approach with portfolios mainly constructed from Vanguard funds and ETFs, offering a high client-to-advisor ratio supported by its digital platform and team servicing model.

Andrew Manna is a CFP® professional with four years of industry experience, currently advising at Stifel in Scottsdale, AZ. His prior roles include positions at Concurrent Investment Advisors LLC and Purshe Kaplan Sterling Investment. Stifel serves a diverse client base, including individual, institutional, and municipal clients, offering brokerage and investment advisory services. The firm’s investment approach is based on proprietary capital market assumptions and probabilistic modeling developed by its Investment Strategy Group.

Tom Mc Dermott is a financial advisor with OSAIC who holds Series 63 and Series 66 licenses and has 21 years of industry experience. His work history includes roles at Securities America Inc. from 2017 to present and Mutual of Omaha from 2010 to 2017. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated financial advisers, offering integrated brokerage and investment advisory services, financial planning, retirement plan consulting, and access to third-party money managers and wrap programs. The firm utilizes various asset-allocation tools and supports discretionary and non-discretionary account management with a diverse range of investment options.

Victor Sanders is a financial advisor at OSAIC with 18 years of industry experience. He holds a Series 66 credential and has previously worked at Lincoln Financial Advisors Corporation, Managed Account Services, LLC, and IPC. Outside of advisory work, he has modeled for Graco children's products on a part-time basis. Osaic Wealth, Inc. serves a broad mix of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, financial planning, retirement plan consulting, and access to third-party money managers and wrap programs.

Autumn Robidoux is a financial advisor with Equitable Advisors based in Scottsdale, AZ. She holds the Series 66 designation and has been with Equitable Advisors since 2026. Prior to entering the financial industry, she worked at Texas Roadhouse for several years and has experience studying at Northern Arizona University. Equitable Advisors provides financial planning, retirement plan consulting, and a variety of asset-management programs to individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients. The firm utilizes a range of third-party advisory models and offers services through a network of Investment Adviser Representatives.