Allen Tsai is a financial advisor with Wells Fargo Clearing in Irvine, CA, holding Series 63 and Series 65 credentials and bringing 29 years of industry experience. He has worked at Wells Fargo Advisors LLC and Wells Fargo Clearing since 2011. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, using an IPS-driven approach grounded in modern portfolio theory. The firm offers both discretionary and non-discretionary services, including investment policy statement preparation, investment recommendations, performance reporting, and participant education.

Audrey Hong is a financial advisor with LPL Financial, holding a Series 66 designation and having 25 years of industry experience. She has worked with Linsco/Private Ledger since 2007. Outside of her advisory role, she is involved in selling fixed and long-term care insurance through Orange County Investment Group. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services supported by research and model portfolios, catering to both discretionary and non-discretionary management needs.

Farnaz Sharifian is a financial advisor at Wells Fargo Clearing with 17 years of industry experience. She holds a Series 66 designation and has worked at Wells Fargo Bank since 2006, including roles with Wells Fargo Advisors LLC and Wells Fargo Clearing. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party databases.

Susan Ellena is a financial advisor with Wells Fargo Advisors in Santa Ana, CA, holding Series 63 and Series 65 licenses and bringing 45 years of industry experience. She has worked at Wells Fargo Advisors and Wells Fargo Clearing since 2012. Outside of financial advising, she co-owns and serves on the board of PTI Sand and Gravel Inc. and General Aggregate Supply Inc., both non-investment-related businesses. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad range of planning services, including specialized areas like business-owner transition and special-needs planning, supported by proprietary research and tools.

Saurin Munshaw is a financial advisor with Equitable Advisors in Chino, CA, holding Series 63 and Series 65 credentials and 32 years of industry experience. He has been with Equitable Advisors since 1999 and previously worked at AXA Advisors, LLC. Outside of his advisory role, Munshaw owns a photography business. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm uses a hybrid referral and implementation model, offering both advisory and brokerage/insurance channels tailored to client goals and risk tolerance.

Eva Choi is a financial advisor at Merrill with eight years of industry experience and holds the Series 66 designation. She has worked at Bank of America, N.A. and Merrill since 2008. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of clients including individuals, high-net-worth clients, and institutions. The firm utilizes internal and third-party investment models and offers strategic asset allocation with tax-aware options.

Kimberly Jaso is a financial advisor at LPL Financial with 15 years of industry experience. She holds a Series 66 designation and has worked previously with Wells Fargo Clearing, Wells Fargo Advisors LLC, and BMO Harris Bank. Kimberly is also a commissioned notary in California. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, combining discretionary and non-discretionary management with research and model portfolios from multiple sources.

Artemio Garza is a financial advisor at J.P. Morgan Securities with 18 years of industry experience. He holds a Series 66 designation and has been with JPMorgan Securities, LLC and JPMorgan Chase Bank, N.A. since 2012. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors. The firm offers asset allocation advice, investment manager and fund searches, and customized performance reporting through a select group of Wealth Advisors, combining large institutional advisory operations with brokerage and investment management capabilities.

Philip Fried is a financial advisor with LPL Enterprise holding Series 65 and Series 63 credentials and 39 years of industry experience. He has worked at Prudential Insurance Company of America and Pruco Securities, LLC since 1987 before joining LPL Enterprise in 2024. LPL Enterprise, LLC serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, model portfolio programs, third-party asset management arrangements, and a broad selection of brokerage and insurance products.

William Sornstein is a financial advisor with LPL Financial, holding a Series 66 designation and bringing 43 years of industry experience. He has worked with LPL Financial since 2007. Outside of advising, he is the founder and chief instructor of the Fudoshin Aikido Center, a martial arts training and instruction facility. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a broad range of advisory programs, financial planning, and brokerage services, utilizing model portfolios and research from LPL Research and third-party subadvisors.

Morgan Atkinson is a financial advisor with LPL Financial, holding six years of industry experience. Prior to joining LPL Financial in 2020, he worked at ADP for eleven years and had a one-year tenure at Alight. He is also involved with Mopal Ventures LLC since 2020. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of services including financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management approaches.

Travis Poteet is a financial advisor with J.P. Morgan Securities in Irvine, CA, holding Series 63 and Series 66 licenses and having 11 years of industry experience. His work history includes roles at Wells Fargo and JPMorgan Chase Bank. Outside of finance, he owns an art, photography, and woodworking business. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Michael Ramirez is a financial advisor with Ameriprise in Buena Park, CA, holding a Series 66 designation and 17 years of industry experience. He has been with Ameriprise since 2016, including his current role since 2020. His other business activities include fiduciary services and acting as a personal representative. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice, focusing on dependable income sources and tax-aware withdrawal strategies for clients approaching or in retirement.

Kevin Rooplall is a CFA® charterholder with five years of industry experience. He is currently with OSAIC and previously worked at Sagepoint Financial, LPL Financial, CML Wealth Management, and Payden & Rygel. Rooplall is also involved with Independent Capital Management, where he offers clients asset protection and lending solutions through an insurance agency and loan origination services. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm provides integrated brokerage and investment advisory services, financial planning, and access to third-party money managers, employing firm-provided asset-allocation tools and automated rebalancing to construct diversified portfolios.

Curtis Hughes is a financial advisor with LPL Financial, holding a Series 66 designation and over 25 years of industry experience. His prior roles include positions at Conway Investment Partners, Grove Point Advisors, and H. Beck, Inc. In addition to his advisory work, Hughes is a licensed resident insurance producer and a realtor, involved in insurance sales and real estate transactions as part of his broader financial planning services. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a wide network of investment adviser representatives. The firm offers comprehensive advisory programs and financial planning services, utilizing model portfolios and research from internal and third-party sources.

Samantha Curtin is a financial advisor with Equitable Advisors in Anaheim Hills, CA, holding a Series 66 designation and 20 years of industry experience. She has worked with Equitable Advisors since 2005 and was previously affiliated with Axa Advisors, LLC for 15 years. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and a range of third-party asset managers. The firm operates a hybrid referral and implementation model, offering both advisory and brokerage/insurance channels tailored to client goals, risk tolerance, and time horizon.

Patricia Yamada is a financial advisor at Morgan Stanley with 20 years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley Smith Barney since 2009, following prior work at Citigroup Global Markets. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services supported by structured discovery processes and firm-approved tools.

Brendan Wells is a financial advisor with J.P. Morgan Securities in Irvine, CA, holding Series 63 and Series 65 credentials and seven years of industry experience. His career includes roles at J.P. Morgan entities since 2018, as well as prior experience at Olympus Wealth Management, Investment Planning Solutions, and Northwestern Mutual. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a process that combines quantitative asset-allocation modeling with centralized manager due diligence and an ESG eligibility framework. The firm operates within the broader J.P. Morgan organization and offers services on a non-discretionary basis.

Siyuan Li is a financial advisor at Merrill in Irvine, CA, holding Series 66 and Series 63 licenses with four years of industry experience. Prior to Merrill, Li worked at Bank of America, JP Morgan Chase Bank, J.P. Morgan Securities, and Cathay Bank. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Melissa To is a financial advisor at Morgan Stanley with 14 years of industry experience. She has been with Morgan Stanley since 2012 and is currently affiliated with Morgan Stanley Private Bank, National Association. To holds a Series 66 designation. Morgan Stanley Wealth Management is a registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning supported by structured tools and analyses such as Monte Carlo simulations. The firm manages approximately $2.74 trillion in client assets and offers both individual and employer-sponsored financial planning services.