Kevin Qin is a financial advisor at Merrill with a Series 66 designation and no prior industry experience. His work history includes positions at Bank of America, N.A., and Merrill, as well as time spent at the University of California and Arcadia High School. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individual and institutional clients.

Rocio Mercado is a financial advisor at Merrill with a Series 66 designation and six years of industry experience. She has worked at Bank of America N.A. and Merrill for ten years. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Ronald Grimm is a financial advisor at Merrill with 23 years of industry experience. He holds a Series 66 credential and has worked at several firms including Bank of America, Penniall & Associates, and Morgan Stanley. He also operates a separate business under his name. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Rishi Mangal is a financial advisor with Morgan Stanley in El Segundo, CA, holding a Series 66 designation and 17 years of industry experience. He has been with Morgan Stanley since 2009, including two years with the Morgan Stanley Services Group Inc. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies.

Rakesh Patel is a financial advisor with Raymond James Financial, holding a Series 66 designation and 14 years of industry experience. He previously worked at Stifel Independent Advisors, LLC and Wells Fargo Advisors. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm uses analytical tools and risk profiling to tailor non-discretionary planning and investment consulting to client goals and supports municipal and public-finance work through its affiliation with a municipal advisor.

Cheryl Hayden Rambeau is a financial advisor with UBS Financial Services in Los Angeles, holding Series 63 and Series 66 credentials and bringing 25 years of industry experience. She has been with UBS since 2008. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary research, model-based asset allocations, and institutional trading capabilities to tailor financial plans and portfolio management.

Raymond Conboy is a Senior Financial Advisor with Merrill Lynch Wealth Management. He has been serving clients since 1998, beginning his career at Prudential Securities before joining Banc of America Investments in 2003, where he continues to provide financial advisory services. Raymond works with wealthy families, business owners, businesses, and non-profit organizations, assisting them in recognizing, understanding, and realizing their priorities and goals. His expertise encompasses areas such as divorce transition planning, services for endowments, foundations, and non-profits, investment consulting for defined contribution and benefit plans, LGBT wealth planning, liquidity management, philanthropic planning, socially responsible and ESG investing, and tax minimization. Raymond aims to preserve and grow his clients' assets leveraging the broad financial capabilities of Merrill alongside the banking services of Bank of America. Raymond earned an Associate's Degree from Galway Mayo Institute of Technology and holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Plans Specialist (CRPS), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Originally from Ireland, he moved to the United States in his early twenties. Outside of work, Raymond engages in hiking, triathlons, open water swimming, music, refereeing soccer, and spending time with his family. He also volunteers with organizations in his community, reflecting his commitment to community involvement.

Lisa Masters is a financial advisor with J.P. Morgan Securities in Los Angeles, CA, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. She has worked at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2015. In addition to her advisory role, she is also employed by JPMorgan Bank, which allows her to offer certain bank products and services. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, delivering asset allocation advice, investment manager searches, and customized performance reporting through its Wealth Advisors. The firm combines institutional advisory operations with brokerage and investment management capabilities, offering recommendations on a non-discretionary basis while clients retain final decision-making authority.

Amanda Aguilar is a CFP®-designated financial advisor with eight years of industry experience. She is currently with LPL Financial and has prior experience at JP Morgan Securities, JP Morgan Chase Bank, and AXA Advisors. Outside of her advisory role, she serves as a research analyst for Provenance Technologies Inc. LPL Financial is a national broker‑dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a wide range of investment solutions including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a large network of advisors and various technology tools.

Erik Swanson is a financial advisor at Cetera with a Series 66 credential and two years of industry experience. He also serves as CEO of East Pole Inc, a music recording and production company specializing in theatrical film and symphonic concert material. Additionally, he holds a financial assistant role at Pitchess & Pitchess LLP, where he is involved in tax preparation, IRS representation, and financial planning. Cetera Investment Advisers LLC operates as a multi-manager platform serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a variety of portfolio management and financial planning services with access to third-party money managers and customizable investment strategies.

Yoshimasa Hotta is a financial advisor with Cetera in Los Angeles, CA, holding Series 63 and Series 65 credentials and bringing 23 years of industry experience. He has been with Cetera since 2013 and also has a longstanding background in accountancy through his ownership stake in Hotta, Liesenberg, Saito LLP, a CPA firm. In addition to his advisory work, he is involved in the sale of fixed insurance products including life, health, and annuities. Cetera Investment Advisers LLC is an SEC-registered adviser serving individual clients across wealth spectrums, employer-sponsored retirement plans, corporate, charitable, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a large network of independent advisors, utilizing multi-manager platforms and a variety of investment program options.

Benjamin Ling is a financial advisor with UBS Financial Services in Brea, California, holding a Series 66 designation and 22 years of industry experience. He has been with UBS since 2015. Outside of his advisory role, Ling serves on an advisory committee for the Taiwanese American Citizens League, providing guidance to national and local boards. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, leveraging proprietary research and model-based asset allocations to tailor strategies aligned with clients’ goals and risk tolerances. The firm combines institutional trading capabilities with wealth management services and offers a broad range of financial products and capital markets services.

Alex Basmadjian is a Financial Consultant at Fidelity Investments, focusing on developing tailored financial plans that align with clients' personal and long-term financial objectives. His professional experience includes roles as a Portfolio Specialist and Investment Management Consultant at Fidelity Investments from 2022 to 2023, and an Investment Solutions Representative from 2021 to 2022. Prior to that, he served as a Relationship Manager at Bank of America between 2020 and 2021, and as a VP, Client Services Manager at Community Bank from 2016 to 2018. His expertise encompasses asset management, retirement and income planning, and tax-efficient investment strategies. He holds a California Insurance License, which supports his advisory capabilities. Outside of his professional work, Alex enjoys concerts, family activities, music, reading, and traveling.

John Polwrek is a financial advisor at LPL Financial with eight years of industry experience. He holds a Series 66 designation and has worked previously at Waddell & Reed Inc. Polwrek has operated his own business entity, John J Polwrek, Inc., for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.

Juan Sarmiento is a financial advisor at Osaic Wealth, Inc. based in Los Angeles, CA, with three years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at NYLife Securities LLC and New York Life Insurance. Outside of advisory work, he operates a sole proprietorship providing clients with fixed insurance products, including fixed annuities and long-term care. Osaic Wealth, Inc. serves a diverse clientele ranging from individual investors to institutions, offering integrated brokerage, investment advisory services, financial planning, and access to third-party money managers. The firm employs a range of portfolio construction tools and supports various account types and investment restrictions through a complex platform made up of multiple mergers and third-party arrangements.

Arthur Burkhard is a financial advisor at Morgan Stanley with 44 years of industry experience. He holds a Series 63 designation and has been with Morgan Stanley Smith Barney LLC since 2009, including a role at Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers customized financial planning and a range of advisory programs supported by structured planning tools and broad investment solutions.

Liang Ke Yu is a CFP®-certified financial advisor with 14 years of industry experience. He has been with J.P. Morgan Securities LLC and JPMorgan Chase Bank, N.A. since 2012. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Todd Thomasy is a financial advisor with LPL Financial in Glendale, CA, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. Prior to joining LPL Financial in 2010, he worked at NRP Advisors, Inc., NRP Financial, Inc., and Walnut Street Securities, Inc. Outside of his advisory role, he is involved in selling life, medical, dental, vision, and disability insurance products. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, with advice and account management provided primarily by investment adviser representatives utilizing a range of strategies and tools.

Crystal Merino is a financial advisor at Primerica Advisors with 12 years of industry experience. She holds the Series 63 and Series 65 licenses and has worked at Primerica Advisors since 2014. Outside of financial advising, she has been involved with City of Hope since 2017. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including high-net-worth clients, as well as corporate and charitable clients. The firm operates at scale with nearly 3,700 advisors and manages approximately $15.5 billion in assets, delivering advisory services through model-based strategies and third-party discretionary management.

Faran Shaker serves as a Financial Advisor at Merrill Lynch Wealth Management. In this role, he focuses on establishing long-term financial relationships through trust and transparency, engaging in open dialogue to understand clients' unique financial goals and developing tailored plans that align with their interests. His expertise includes college education planning, services for endowments, foundations, and non-profits, managing new wealth, and personal retirement planning. Faran also has practical experience working with defined contribution retirement plans, assisting plan sponsors with guidance and plan design, and educating participants on retirement readiness. Raised in Wisconsin, Faran earned his Bachelor's degree from the University of Wisconsin-Madison and holds a Juris Doctorate from the University of Wisconsin Law School. He has obtained several professional designations, including Chartered Retirement Planning Counselor™ (CRPC™), Accredited Wealth Management Advisor™ (AWMA™), and Certified Plan Fiduciary Advisor (CPFA®). Although he holds a law degree, he does not provide legal advice in his current role. Faran has contributed as the Bank of America Community Volunteer Champion for Central Los Angeles in 2021 and 2022. He is fluent in Persian and English. His personal interests include running, tennis, and writing. He approaches his advisory role with the philosophy of connecting all aspects of a client's financial life to help prioritize and pursue their most important goals.