Nicohlas Porter is a financial advisor at Morgan Stanley in Alpharetta, GA, holding Series 63 and Series 66 licenses with two years of industry experience. Prior to joining Morgan Stanley, he worked at E*Trade Securities and has professional experience in various sectors including food service and government. Outside of financial advising, he is also involved in music as an artist and is employed by DoorDash in a non-investment role. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery and modeling tools, acting mainly in an advisory capacity without providing individual security recommendations as part of standalone plans.

Steven Naylor is a CFP®-designated financial advisor with 12 years of industry experience. He is currently affiliated with Morgan Stanley and has previously worked at E*TRADE Capital Management, Raymond James & Associates, and UBS Financial Services. Morgan Stanley Wealth Management delivers a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services both directly and through corporate financial planning agreements.

Yingyi Liu is a financial advisor with Morgan Stanley in Alpharetta, GA, holding a Series 66 designation and two years of industry experience. Prior to joining Morgan Stanley in 2023, Liu spent several years at the University of Georgia in various roles. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning that utilizes structured discovery and firm-approved tools to model potential outcomes.

Stephen Young Sr. is a CFP®-designated financial advisor with Edward Jones, where he has worked for 25 years. He has 32 years of industry experience and serves clients from Roswell, GA. Outside of his advisory role, he is a director of the Wayford Club. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, managing approximately $1.01 trillion in assets with a large national network of advisors and branch offices.

Casey Bradley is a financial advisor with Raymond James Financial, holding a Series 66 designation and eight years of industry experience. He has previously worked at MML Investors Services, LLC and Mass Mutual Life Insurance Co. Bradley is also the CEO and owner of Founder Financial, LLC, a non-investment support company. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm offers tailored, non-discretionary planning using risk profiling and analytical tools, and it supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Kellee Lee is a financial advisor with Edward Jones in Canton, GA, holding a Series 63 designation and 24 years of industry experience. She has been with Edward Jones since 2003. Outside of her advisory role, she works as an independent beauty consultant for Mary Kay, providing custom skin and cosmetic care along with skincare classes and makeup color analysis. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs and investment strategies supported by a nationwide network of financial advisors and branch offices.

Frank Chin is a Planning Consultant at Fidelity Investments, where he partners with individuals and families to develop tailored financial plans aimed at meeting their unique goals. Prior to his current role, he held positions as a Relationship Manager and Financial Representative at Fidelity Investments, as well as a Financial Services Representative at Primerica. His professional experience spans multiple roles within the financial services industry, focusing on client relationship management and financial planning. Frank holds a California Insurance License. Outside of his professional work, Frank engages in activities such as gardening, hiking, outdoor adventures, traveling, and volunteering.

James Prior is a financial advisor at Morgan Stanley with 25 years of industry experience. He holds the Series 63 and Series 66 designations. Prior previously worked at E*TRADE Securities LLC and E*TRADE Capital Management LLC from 2014 to 2023 before joining Morgan Stanley. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, including tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and modeling techniques such as Monte Carlo simulations in its financial planning process.

Aaron Bregman is a financial advisor at Morgan Stanley in Alpharetta, GA. He holds Series 63 and Series 66 licenses and has been with Morgan Stanley since 2025. Prior to this role, he worked in various positions including roles at Concord Crossing Apartments, Tint 360 Marietta, AP3 Paint Protection, Peachtree Creek Assisted Living, and spent six years in education. Morgan Stanley Wealth Management provides advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm uses structured planning tools and modeling techniques to support financial planning and offers a broad range of retail and institutional investment solutions.

Martin Cunningham is a financial advisor at Charles Schwab with 20 years of industry experience. He holds the Series 63 and Series 66 designations and has worked at Charles Schwab and Wells Fargo in various capacities since 2004. Outside of his advisory role, he is a 25% owner and partner in a real estate venture. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment solutions supported by centralized custody and due diligence resources.

Karen Lee is a financial advisor with Thrivent Investment Management in Alpharetta, GA, holding a Series 66 credential and two years of industry experience. She previously worked with Extra Special People, Inc. and Eggelston CPAs. Outside of her advisory role, she serves as Co-President of her neighborhood association and participates as a council member supporting youth activities at Christ the Lord Lutheran Church. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on comprehensive, goal-based financial planning without discretionary trading authority. The firm offers integrated planning and managed-account options while maintaining these services separately.

Hector Barba is a financial advisor with Morgan Stanley in Alpharetta, GA, holding Series 63 and Series 66 licenses and two years of industry experience. Prior to joining Morgan Stanley, he served in the United States Navy for four years and held positions at Chase, Vertex Aerospace LLC, and T-Mobile. Outside of his advisory role, he owns a wholesale and retail business based in Hoschton, Georgia. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutions. The firm offers a range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets.

Zachary Scott is a financial advisor with Merrill Lynch Wealth Management who specializes in family wealth management strategies, managing new wealth, personal retirement planning, and retirement income. He brings a results-driven approach to his practice, focusing on uncovering what matters to clients and their families to create strategies tailored to their financial goals. Scott's professional background includes 15 years of leadership experience in the U.S. Army Infantry and six years as a Firefighter/Advanced EMT, which provided him with skills in communication, problem solving, accountability, and relationship management. These experiences contribute to his ability to build trusted client relationships and understand each client's unique objectives. He holds the Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA) designations. Scott earned his High School Diploma from Creekview High School and has attended courses at the University System of Georgia and Liberty University. Outside of work, he enjoys activities such as baseball, camping, fishing, golfing, hiking, horseback riding, running, spending time with his family, and traveling.

Douglas Alldredge is a Financial Consultant currently working with Fidelity Investments, where he has been since 2021. He previously served as a financial consultant and team lead at E*TRADE from 2000 to 2021, and held financial consultant roles at American Express Financial Advisors in 2000 and Fortis Investors from 1999 to 2000. His professional practice is team-based and centers on three core components: advanced planning, investment management, and delivering a positive client experience. Douglas partners with clients to align their financial goals and preferences with Fidelity's resources, enabling them to make informed and confident financial decisions. Outside of his professional work, Douglas has interests in baseball, fitness, tennis, and family activities.

Neil Lipsky is a financial advisor with Equitable Advisors in Alpharetta, GA, holding Series 63 and Series 65 licenses and possessing 27 years of industry experience. He has been with Equitable Advisors and its predecessor Axa Advisors since 2001. Outside of his advisory work, Lipsky volunteers with Temple Emanu-El. Equitable Advisors serves individual clients, retirement plans, corporations, charitable organizations, and institutional clients, offering financial planning, retirement consulting, and asset management programs through a network of Investment Adviser Representatives. The firm utilizes both proprietary and third-party investment models and provides ERISA fiduciary services for qualified plans.

William De Cardenas is a Senior Financial Advisor with Merrill Lynch Wealth Management, where he joined in 2021. He specializes in serving high net worth families and entrepreneurs by developing personalized financial strategies tailored to their long-term goals. With 15 years of experience in the financial services industry, William focuses on areas including family wealth management strategies, portfolio management services, small business strategies, special needs planning, tax minimization, and retirement income. He has expertise in alternative investments, offering clients access to diversified holdings such as hedge funds, private equity, private credit, and real assets to help manage risk and potentially enhance returns. William earned a bachelor's degree in International Relations from Florida International University in 1993 and a Master of Jurisprudence in Wealth Management from Texas A&M University School of Law in 2019. He holds the CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA) and Personal Investment Advisor (PIA) designations. Bilingual in English and Spanish, he is a member of the Emmaus professional organization and volunteers with St. Timothy's Catholic Church. Outside of work, William enjoys baseball, biking, boating, football, golfing, and hiking.

Vittorio Pisciotta is a financial advisor at UBS Financial Services with 39 years of industry experience. He holds Series 63 and Series 65 licenses and has been with UBS since 2013. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, offering fee-based financial planning, portfolio management, and a range of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor strategies to clients' goals and risk tolerances.

Lethon Flowers IV is a financial advisor with Morgan Stanley in Alpharetta, GA, holding Series 63 and Series 66 licenses. He has two years of industry experience and previously worked at E*Trade Securities and the Brion Ross Law Group. Outside of finance, he is the owner and head coach of Flow Football Performance, a personal training business. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm uses structured planning tools and offers a broad range of investment and brokerage services.

Richard Pace is a financial advisor at Morgan Stanley with 18 years of industry experience. He previously worked at E*TRADE Securities LLC from 2007 to 2020 before joining Morgan Stanley in 2023. Outside of his advisory role, Pace coaches group fitness classes at CrossFit North Fulton and CrossFit 1440. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm uses a structured planning process supported by firm-approved tools and broad advisory programs.

Steven Tholen is a Senior Financial Advisor based in Alpharetta, Georgia, and a member of The Snider Team at Merrill Lynch Wealth Management. He brings more than 35 years of experience in the financial services industry. Steven began his career as a Financial Advisor at Merrill before spending 21 years in the asset management industry in senior leadership roles. Prior to returning to Merrill Lynch Wealth Management, he founded and led a consulting firm offering strategic advisory services to asset management companies. His investment expertise includes traditional equity and fixed income strategies as well as alternative investments such as hedge funds, fund-of-funds, and private equity across multiple asset classes. Steven and his team provide concierge-level wealth planning and investment management services focused on privately held business owners, current and former corporate executives, and their families. They are currently accepting new clients who can benefit from their experience and the resources of Merrill and Bank of America. Steven holds a Bachelor's Degree from The Citadel and has earned the Certified Portfolio Manager (CPM) and Personal Investment Advisor (PIA) designations. He is a member of the Citadel Alumni Association and a USMC Veteran. Outside of work, Steven enjoys cooking, fishing, hunting, and traveling. He also participates in community volunteer activities consistent with Merrill's tradition of community involvement.