W. Kevin Kessler is a financial advisor at LPL Financial with 30 years of industry experience. He holds Series 63 and Series 65 designations and has worked at firms including Royal Alliance Associates, Signator Investors, and American General Financial Advisors. He also operates a non-variable insurance business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, and institutions through a broad range of advisory and brokerage services, including financial planning and third-party asset management.

Willie Lopez is a financial advisor at Merrill with seven years of industry experience. He holds the Series 66 designation and has worked at Bank of America and Merrill since 2017. Prior to his career in finance, he worked at Target from 2012 to 2017. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

James Raft is a financial advisor at LPL Financial with 33 years of industry experience. He holds the Series 63 and Series 65 credentials and has worked at firms including Lincoln Financial Securities Corporation and Independent Advisers Group Corp. Raft is also involved in selling traditional life insurance, fixed annuities, long-term care, and disability insurance through his own business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and asset management services using both proprietary and third-party strategies across various account types.

Gerald Roth is a financial advisor at LPL Financial with 48 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Western International Securities, Inc., Citigroup Global Markets Inc., and Wamu Investments, Inc. Outside of his advisory role, he is involved as an insurance agent in accident, health, life, and variable insurance. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Tyler Noble is a financial advisor with LPL Financial in Studio City, CA. He holds Series 63 and Series 65 licenses and has two years of industry experience, including prior roles at Marshall Financial Management and The UPS Store. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions, utilizing model portfolios, third-party subadvisors, and customized strategies.

Shilu Shrestha is a financial advisor with Merrill in Newhall, CA, holding a Series 66 designation and having one year of industry experience. Shilu has worked with Merrill since 2015 and was previously employed at Bank of America, N.A. Outside of advisory work, Shilu is the owner of a rental property business in Richmond, CA. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients, including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Ryan Overholt is a financial advisor with Wells Fargo Clearing in North Hollywood, CA, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. He has been with Wells Fargo entities since 2012, working at Wells Fargo Bank NA and Wells Fargo Clearing. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, supported by research from Wells Fargo Investment Institute and third-party databases.

Ramez Haddad is a financial advisor with Merrill and holds a Series 66 designation. He has been in the industry for two years, with prior experience at Equitable Advisors and Bank of America. Outside of advising, he is the owner and developer of Revv Technologies, Inc., an automotive CRM and marketplace company. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, institutions, and charitable organizations.

David Borenstein is a financial advisor with Wells Fargo Clearing in Encino, CA, holding Series 63 and Series 65 designations and bringing 30 years of industry experience. He worked at Wells Fargo Investments, LLC from 2001 to 2011 before joining Wells Fargo Clearing in 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Anthony Khasho is a financial advisor at Fidelity with one year of industry experience. He holds a Series 66 credential and has previously worked at Holland Parker and the University of California. His background includes roles in education and cultural arts. Fidelity, through its Strategic Advisers LLC affiliate, provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and manages advisory activities with oversight controls and conflict-of-interest evaluations.

Serria Rego is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and 19 years of industry experience. Her prior roles include positions at Estately, where she assists clients in creating trusts and wills, as well as experience with United American Insurance Company, Zein Insurance Services, and Transamerica Financial Advisors. She also participated in a dance team managed by Pat Lacey for eight years. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Brian Schlichter is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. His prior work includes roles at Merrill and Wells Fargo Clearing. Outside of his advisory role, he serves as an attorney in fact for a family member. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that offers a broad range of investment and financial planning services to individuals, trusts, and institutions. The firm provides tailored recommendations supported by proprietary research and tools, serving clients who meet certain net-worth criteria with specialized planning in areas such as retirement, education, and business transition.

Grant Seybold is a CFP® professional with 10 years of industry experience, currently advising at LPL Financial. He has previously worked at OSAIC, FSC Securities Corp, and Marangola Financial Group, where he also provides tax preparation services and insurance sales. Seybold serves as president of the Financial Planning Association of Ventura County, organizing networking events for financial planners. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives and advanced research tools.

Daniel Muniz is a financial advisor at J.P. Morgan Securities with 16 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at JPMorgan Chase Bank and J.P. Morgan Securities since 2010. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering non-discretionary recommendations supported by an in-house manager solutions team and a centralized due-diligence framework.

Jennifer A. Kim is a Financial Consultant currently working at Fidelity Investments since 2025. She partners with clients and their families to create customized financial plans aimed at promoting financial well-being. Jennifer emphasizes competency, trust, and open communication in her approach, focusing on identifying client priorities and developing strategies to achieve their goals. Her professional experience includes roles as a Financial Advisor at Northwestern Mutual from 2024 to 2025, a Private Wealth Advisor at Goldman Sachs Ayco from 2021 to 2023, and a Regional Investment Officer at Goldman Sachs Ayco from 2018 to 2021. Jennifer holds a California Insurance License. Outside of her professional work, Jennifer enjoys spending time with friends, attending social events, hiking, visiting museums, listening to music, and traveling.

Joseph Gopez is a financial advisor at LPL Financial with 12 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Transamerica Financial Advisors, Inc. and WFGIA. He is involved in the sales of insurance and non-insurance products affiliated with Transamerica Financial Advisors. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, and institutional platforms.

Phillip Vertin is a CFP® and ChFC® professional at LPL Enterprise with nine years of industry experience. He has held roles at The Prudential Insurance Company of America and Pruco Securities, LLC, among others. Outside of financial services, he was involved with True Lacrosse for five years. LPL Enterprise, LLC provides investment advisory and brokerage services to a diverse client base including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm primarily follows a model-driven investment approach using portfolios developed by LPL’s Research Department and third-party strategists.

Marc Henderson is a financial advisor with Thrivent Investment Management in Valencia, CA, holding Series 63 and Series 66 licenses and possessing 11 years of industry experience. Prior to joining Thrivent in 2018, he worked at Fidelity Investments from 2014 to 2018. Outside of his advisory role, Henderson serves on the boards of Habitat for Humanity of Greater Los Angeles and the Seed House Project, and he is vice president of the CSU Northridge Black Alumni Association. He is also involved in business ventures including co-ownership of BN Real Estate Group and ownership of The Hendee Group LLC, which provides organizational and operational consulting services. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, providing written recommendations on a broad range of financial planning topics without implementation. The firm integrates goal-based analyses with managed-account programs under a consolidated billing option, maintaining a focus on planning rather than portfolio management for institutional clients.

Leor Solomon is a CFP® professional affiliated with LPL Financial, based in Burbank, CA, with eight years of industry experience. Prior to joining LPL Financial in 2025, he worked at Ameriprise from 2017 to 2024 and spent 17 years at Cartoon Network Studios. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions, leveraging both proprietary and third-party strategies across various platforms.

Mitchell Hedlund is a Series 66-credentialed financial advisor with J.P. Morgan Securities, based in Montrose, CA, and has six years of industry experience. Prior to joining J.P. Morgan Securities in 2019, he held several roles at Amerihome LLC and JPMorgan Chase Bank, N.A. He also serves as an assistant coach for varsity men’s lacrosse and has coached youth lacrosse teams. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.