Alexander Mineros is a financial advisor at J.P. Morgan Securities with 16 years of industry experience. He holds Series 66 and Series 63 licenses and has worked at J.P. Morgan Securities since 2012, with prior experience at JPMC BANK NA (Southwest) starting in 2010. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, offering asset-allocation advice, investment manager and fund searches, and customized performance reporting through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework in its investment recommendations.

Benjamin Howard is a CFP® professional with five years of industry experience, currently serving as a financial advisor at Edward Jones since 2021. Prior to joining Edward Jones, he held roles at Oaks Christian School and Calvary Community Church, among others. Outside of his advisory work, Howard leads worship on a contract basis for Grace Church of La Verne and occasionally plays guitar for various churches through the Worship Support Network. Edward Jones is a full-service wealth management firm serving a broad client base, including individuals, institutions, and charitable organizations. The firm offers a range of advisory programs and investment solutions supported by a large network of financial advisors and branch offices across the United States.

Gail Reid is a CFP® and ChFC® with 37 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. She previously worked at Ameriprise Financial Services, Inc. for 15 years. Reid is also involved in independent insurance brokering and is a partner and franchise advisor at RGAA, LLC. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement, combining research and modeling tools with tax-efficient strategies and requiring a meaningful portion of assets to be held in Ameriprise Managed Accounts. The firm provides a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Andrew Lais is a financial advisor with LPL Financial in Glendale, CA, holding Series 63 and Series 65 licenses and over 32 years of industry experience. He has worked at LPL Financial since 2009, aside from a seven-year period at Western International Securities, Inc. between 2018 and 2025. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, employing both discretionary and non-discretionary management and utilizing research and model portfolios from multiple sources.

Maria Pisa Di Maggio is a financial advisor with Edward Jones, holding Series 63 and Series 66 credentials and 32 years of industry experience. She has been with Edward Jones since 1994. Outside of advising, she owns a real estate business, Attraversiamo Farfalla LLC, based in Agoura, California. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, and operates under a fiduciary standard.

Warren Friedland is a financial advisor with Morgan Stanley in Sherman Oaks, CA, holding Series 63 and Series 65 credentials and bringing 10 years of industry experience. Prior to joining Morgan Stanley in 2019, he worked at LPL Financial, Kinecta Financial and Insurance Services, and National Planning Corporation. Outside of finance, he operates as a fitness instructor and educator. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with tailored financial planning and a wide range of advisory programs. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by advanced modeling tools.

Joseph Kim is a financial advisor with Charles Schwab who holds a Series 66 designation and has 13 years of industry experience. He has been with Charles Schwab and Charles Schwab Bank SSB since 2012 and 2014, respectively. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and a formal alternative-investment onboarding process.

George Reyes is a financial advisor with Cetera who holds a Series 66 designation and has 17 years of industry experience. He has previously worked at Bank of America, Merrill, UnionBanc Investment Services, Avantax, and currently at Stern, Kory, Sreden & Morgan AAC, where he is involved in accounting and tax preparation services. Reyes also serves as a board member for the College of the Canyons Foundation, a nonprofit organization focused on fundraising for educational support. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a range of portfolio management and financial planning services, supporting both discretionary and non-discretionary strategies through a large network of independent advisors.

Jakob Hochberg is a financial advisor at Merrill with seven years of industry experience. He holds the Series 66 and Series 63 credentials and has previously worked at firms including Robinhood Financial, LLC, The Vanguard Group, and Bank of America N.A. Outside of his advising roles, he has experience with companies such as Oak Tours and PhotoMules. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Arda Thomas is a CFP®-designated financial advisor at J.P. Morgan Securities with 18 years of industry experience. He has worked at several major firms including Merrill, Bank of America, Scottrade, and TD Ameritrade before joining J.P. Morgan in 2019. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Diana Vosen is a financial advisor with Merrill in Encino, CA, holding Series 66 and Series 63 designations and nine years of industry experience. She has worked at Merrill since 2022 and concurrently with Gwfs Equities, Inc. since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutions.

Suzan Cheek is a financial advisor with Morgan Stanley in Woodland Hills, CA, holding Series 63 and Series 65 designations and bringing 28 years of industry experience. Her career includes 20 years at UBS Financial Services prior to joining Morgan Stanley in 2021. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a broad range of advisory programs to individuals and institutional clients, providing tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques as part of its financial planning process.

Jennifer Bruehl is a financial advisor at Merrill with 30 years of industry experience. She holds a Series 63 designation and has worked at Merrill since 2017, following six years at Morgan Stanley Smith Barney LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of clients including individuals, high-net-worth clients, and charitable organizations.

Nathan Lucchino is a financial advisor at Fidelity with a Series 66 designation and two years of industry experience. Prior to joining Fidelity, he worked at Commonwealth Financial Network and has a background including roles at the Worcester Red Sox and Boston University. Fidelity’s Strategic Advisers LLC serves a wide range of retail and institutional clients, offering investment management and advisory services that incorporate proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction across mutual funds, ETFs, and ETPs.

Craig Chiate is a financial advisor at UBS Financial Services with 30 years of industry experience. He has been with UBS since 2013 and holds Series 63 and Series 65 licenses. Outside of his advisory role, he serves on the Board of Directors for Sierra Canyon School. UBS Financial Services Inc. serves individual, corporate, and institutional clients by offering brokerage and investment advisory services that include financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services, utilizing proprietary research and model-based asset allocations to tailor client plans.

Sholeh Salari is a Financial Advisor at Merrill Lynch Wealth Management. She focuses on helping clients identify their financial priorities and develop strategies to pursue their financial goals. Sholeh holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. She earned a Master of Business Administration (MBA) from Pepperdine University.

W. Kevin Kessler is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and 30 years of industry experience. His prior roles include positions at Royal Alliance Associates and Signator Investors, alongside running his own advisory practice since 2008. Outside of advising, he is involved in non-variable insurance activities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual clients, retirement plans, financial institutions, and charitable organizations through a national network of advisers. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by in-house and third-party research and technology solutions.

Willie Lopez is a financial advisor at Merrill with seven years of industry experience. He holds the Series 66 designation and has worked at Bank of America and Merrill since 2017. Prior to his career in finance, he worked at Target from 2012 to 2017. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

James Raft is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He worked at Lincoln Financial Securities Corporation for 16 years before joining LPL Financial. Outside of his advisory role, he is involved in selling traditional life insurance, fixed annuities, long-term care, and disability insurance through his own business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a range of advisory programs and financial planning services supported by research and model portfolios, serving a broad client base through a national network of representatives.

Gerald Roth is a financial advisor at LPL Financial with 48 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Western International Securities, Inc. and Citigroup Global Markets. Outside of his advisory role, Mr. Roth is an agent for accident and health, life, and variable insurance. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, providing both discretionary and non-discretionary management supported by research and model portfolios.