Nicole Wiggins is a financial advisor with LPL Enterprise holding Series 63 and Series 66 licenses and nine years of industry experience. Her prior roles include positions at TradeStation Securities, Ally Invest Securities, GoHealth, Wells Fargo Clearing, and Fidelity Investments. She is also an independent licensed insurance agent selling Medicare and life insurance products to family and close friends. LPL Enterprise provides investment advisory and brokerage services to a diverse client base including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm employs a model-driven investment approach, utilizing portfolios developed by LPL’s research team and third-party strategists, and offers financial planning, access to external asset managers, and insurance products through affiliated entities.

Briana Echols is a financial advisor with Wells Fargo Clearing in Charlotte, NC, holding Series 63 and Series 66 licenses and nine years of industry experience. Her prior roles include positions at The Vanguard Group, Take Control Credit LLC, and Randstad. Outside of her financial advisory work, she is a product reviewer for Amazon and TikTok. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm combines extensive research and analytics with brokerage and advisory solutions across a broad client base.

Grant Armstrong Jr. is a CFP® professional at Vanguard Advisers with 16 years of industry experience. He has worked at The Vanguard Group since 2022 and has prior experience at firms including LPL Financial, Ameriprise, and Wells Fargo Clearing. Vanguard Advisers serves retail investors and participants in employer-sponsored retirement plans through a combination of automated and human-supported investment advice. The firm employs a goal-based, algorithm-driven approach using proprietary models to create personalized asset allocations primarily composed of Vanguard funds and ETFs.

Robert Johns Jr. is a Series 66-licensed financial advisor with Vanguard Advisers, based in Charlotte, NC, and has three years of industry experience. Prior to joining Vanguard, he worked for Target Corporation and spent ten years at Red Ventures. Outside of his advisory role, he donates plasma. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, employing a goal-based, algorithm-driven approach with portfolios primarily composed of Vanguard funds and ETFs. The firm combines digital delivery with a large team of advisors to manage a high volume of client relationships.

Matthew Williams is a financial advisor at Vanguard Advisers with Series 63 and Series 66 credentials and two years of industry experience. Before joining Vanguard, he worked in various roles including positions at Florida Atlantic University and Waves Management. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models to tailor asset allocations, primarily utilizing Vanguard funds and ETFs.

Chiaheng Chen is a financial advisor with Wells Fargo Clearing in Charlotte, NC, holding Series 63, 65, and 66 designations and 28 years of industry experience. Prior to his current role, he worked at Lyft and Wells Fargo Advisors. He serves as Treasurer for the North Carolina chapter of the National Association of Asian American Professionals, where he is involved in budgeting and promoting diversity and professional development. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services based on an IPS-driven process grounded in modern portfolio theory. The firm’s investment menu includes a broad range of products such as insurance-related vehicles and bank deposit sweep options.

Samara Barnett is a financial advisor with Vanguard Advisers in Charlotte, NC, holding Series 63 and Series 66 registrations and four years of industry experience. Her career includes roles at Vanguard Marketing Corporation and The Vanguard Group, Inc., as well as prior experience at Erie Insurance and Lakeview Loan Servicing LLC. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with personalized asset allocations primarily constructed from Vanguard funds and ETFs, supported by a combination of digital delivery and advisors serving a large client base.

Claudiu Antonie is a financial advisor with Vanguard Advisers in Charlotte, NC, holding Series 63 and Series 66 licenses and bringing five years of industry experience. His career includes roles at Vanguard Marketing Corporation and The Vanguard Group, Inc., as well as prior positions at Family Asset Management and the College of Charleston. Vanguard Advisers offers automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven investment approach with personalized asset allocations and a range of customization options, managing a large client base through a combination of digital platforms and advisory teams.

Eric Spangenberger is a financial advisor at Vanguard Advisers with 22 years of industry experience. He holds Series 63 and Series 66 licenses and has spent his entire career at The Vanguard Group, Inc. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to asset allocation, primarily employing Vanguard funds and ETFs, and manages a high volume of client relationships through a combination of digital platforms and a large advisor team.

Noel Cook is a financial advisor at Merrill with Series 63 and Series 66 licenses and five years of industry experience. His prior roles include positions at Bank of America, Robinhood Financial, Wells Fargo Advisors, and The Vanguard Group. Outside of his advisory work, he owns a limited liability company focused on fixing and flipping mobile homes and residential properties. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Jocephus Lewis is a financial advisor at Vanguard Advisers with a Series 66 designation and one year of industry experience. His prior work includes roles at Fidelity Investments, Citibank, and Vanguard Marketing Corporation. He has held an active insurance license related to life, health, and annuities in Charlotte, NC. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based and algorithm-driven approach with portfolios primarily constructed from Vanguard funds and ETFs.

Cameron Miller is a financial advisor with Merrill in Charlotte, NC, holding Series 63 and Series 66 registrations and has two years of industry experience. Prior to joining Merrill in 2025, he worked at Equitable Advisors LLC from 2023 to 2025 and has experience in various other roles outside the financial industry. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

John Dufour is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. His career includes multiple roles within Wells Fargo entities since 2013, as well as a brief tenure at LPL Financial. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Brett Stewart is a financial advisor with Vanguard Advisers, holding a Series 66 designation and four years of industry experience. His prior work includes roles at Northwestern Mutual and Bradley Advisory. He is based in Charlotte, NC. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and primarily constructs portfolios from Vanguard funds and ETFs.

Daniel Rustemeyer is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 licenses and eight years of industry experience. His career includes roles at Vanguard Advisers, Vanguard Marketing Corporation, and The Vanguard Group, Inc. Prior to joining Vanguard, he worked with the International Trade Center at the University of Missouri and served on the Trulaske College of Business Study Abroad Staff. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven investment approach, primarily employing Vanguard funds and ETFs, and manages a large client base through its digital platform combined with a team servicing model.

Clifton Boone is a financial advisor with Vanguard Advisers based in Charlotte, NC, holding Series 63, 65, and 66 licenses and bringing 24 years of industry experience. His prior roles include positions at TIAA-CREF, Bank of America, Merrill, and various real estate firms. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, employing a goal-based, algorithm-driven approach with portfolios constructed primarily from Vanguard funds and ETFs. The firm serves a large client base through a combination of digital delivery and a sizable advisor team, focusing mainly on retail and plan participants.

Barry Kuhn is a financial advisor with Wells Fargo Clearing in Charlotte, NC, holding Series 63 and Series 65 licenses and having five years of industry experience. His work history includes roles at US Tech Solutions and Buffalo Wild Wings, as well as involvement with Penn State University and Artsy Doodle Crafts Studio. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm operates on a large scale with over 14,000 financial advisors and $671 billion in assets under management, providing both brokerage and advisory solutions.

Robert Allred is a financial advisor at Vanguard Advisers with two years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Ronald Blue Trust and The Vanguard Group, Inc. Outside of his advisory roles, he has been involved with nonprofit organizations including Daraja Children's Choir, Inc. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to portfolio construction, primarily utilizing Vanguard funds and ETFs with various tax-aware and customization features.

Amanuel Asrat is a financial advisor at Wells Fargo Clearing with a Series 63 designation and less than one year of industry experience. His prior work includes roles at DiSys, Prosidian Consulting, and Great Wolf Lodge. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research and analytics.

Carter Garbutt is a Certified Financial Planner (CFP®) with 18 years of industry experience. He has been with Vanguard Advisers since 2012 and also holds roles with Vanguard Marketing Corporation and The Vanguard Group, Inc. based in Charlotte, NC. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven approach and primarily constructs portfolios from Vanguard funds and ETFs, offering a range of customizable investment options.