Edgardo Bruzzone is a financial advisor with LPL Financial in San Jose, CA, holding a Series 66 credential and 11 years of industry experience. His prior roles include positions at Securian Financial Services, SGC Financial and Insurance Services, and Bank of America. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services supported by proprietary and third-party research.

Jay Kashyap is the Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2021. Prior to this role, he worked as an Assistant Vice President Financial Solutions Advisor at Bank of America Merrill Lynch from 2018 to 2021. Jay's professional focus is on simplifying financial planning and empowering clients to protect and grow their wealth through tailored, holistic strategies. He holds a California Insurance License, which complements his expertise in financial consulting. Jay aims to build enduring client relationships based on trust, transparency, and measurable success. Outside of his professional work, he enjoys biking, family activities, football, pets, swimming, and yoga.

Kelly James is a financial advisor with Wells Fargo Clearing in Redwood City, CA, holding Series 63 and Series 65 licenses and 29 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2011 to 2016. Outside of his advisory role, he serves as co-trustee for his step-mother and is involved in managing certain investment-related activities. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s advisory process is IPS-driven and incorporates a wide range of financial products, including insurance-related vehicles and bank deposit sweep options.

Max Everett is a CFP® and holds a Series 66 license, currently serving as a financial advisor at Charles Schwab with 8 years of industry experience. Prior to joining Schwab in 2017, he worked at Pebble Beach Company for three years. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, utilizing multi-asset model portfolios and due diligence on alternative investments through its centralized operational structure.

Christopher Reyes is a financial advisor at Wells Fargo Clearing with 3 years of industry experience. He holds a Series 66 designation and has previously worked at Bank of America, Merrill, and other firms. Reyes is based in San Jose, CA. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions.

Jane Loo is a financial advisor at Morgan Stanley with a Series 66 designation and one year of experience at the firm. Her prior background includes roles at Genentech and teaching positions at several educational institutions, including Smith College and Saratoga High School. Morgan Stanley Wealth Management provides financial advisory and planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s approach includes structured financial planning supported by firm-approved tools and a range of investment programs.

Iva Kordes is a financial advisor at J.P. Morgan Securities with nine years of industry experience. She has worked previously at Wells Fargo Bank and Bank of America/Merrill Lynch. Kordes holds Series 63 and Series 65 credentials and is based in San Jose, CA. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Joshika Kumari is a financial advisor at Morgan Stanley with two years of industry experience. She holds a Series 66 designation and has previously worked at Wells Fargo Clearing, Merrill Lynch, Pierce, Fenner & Smith, California Bank and Trust, Wells Fargo Bank N.A., and Starbucks Coffee Company. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies.

Jeff Avancena is a Series 66 licensed financial advisor with Merrill, based in San Jose, CA. He has nine years of industry experience and has been with Merrill since 2015, concurrently working at Bank of America, N.A. since 2017. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Tim Kao is the Vice President and Branch Leader at Fidelity Investments, a position he has held since 2018. In this role, he supports financial advisors and associates to deliver comprehensive financial services to clients. His professional approach emphasizes making complex financial decisions understandable through holistic guidance combined with Fidelity's resources to help clients manage their financial journeys effectively. Mr. Kao has extensive experience in the financial services industry, having held senior roles including Managing Director positions at Prudential Advisors from 2015 to 2018 and Park Avenue Securities from 2012 to 2015. Earlier in his career, he served as Agency Sales Director and National Consultant at MetLife Securities between 2006 and 2012, and as a Financial Planner at Tax and Financial Group from 2002 to 2006. He holds a California Insurance License. Outside of his professional responsibilities, Tim Kao enjoys biking, attending concerts, spending time with family, fitness, and playing football and golf.

Matthew Huerta is a financial advisor at UBS Financial Services with 25 years of industry experience. He has been with UBS since 2011 and holds Series 63 and Series 65 licenses. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, utilizing proprietary capital market assumptions and research from UBS Global Research to tailor financial plans and portfolio management. The firm combines institutional trading capabilities with wealth management services and offers a range of products including discretionary portfolio management, wrap fee programs, and alternative investments.

Brian Hsieh is a financial advisor with LPL Financial, holding a Series 66 designation and bringing 21 years of industry experience. He previously operated his own firm, Brian V Hsieh Inc, and was involved with Marquez & Hsieh, LLC. Outside of his advisory work, he has served in youth sports organizations, including the Santa Teresa Little League and Almaden Valley Youth Athletic Association. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a large network of investment adviser representatives. The firm offers a range of advisory programs, financial planning services, and access to model portfolios and research, incorporating both discretionary and non-discretionary management approaches.

Scott Taggart is a financial advisor with Morgan Stanley in San Mateo, CA, holding a Series 66 credential and five years of industry experience. His career includes roles at Morgan Stanley Private Bank and service as a commissioned officer in the United States Marine Corps Reserves specializing in Intelligence and Aviation C2 Operations. Prior to his advisory work, he also had involvement with Peninsula Golf & Country Club. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning that incorporates firm-approved tools and market-based modeling techniques, managing approximately $2.74 trillion in client assets.

Lauren Murcia is a financial advisor with Morgan Stanley in Palo Alto, CA, holding a Series 66 designation and with 17 years of industry experience. She has been with Morgan Stanley since 2010. Morgan Stanley Wealth Management serves individual and institutional clients by providing a wide range of advisory programs and tailored financial planning services. The firm’s financial planning process employs structured discovery and approved tools to model outcomes, managing approximately $2.74 trillion in client assets.

George Papadoyannis is a CFP® with 35 years of industry experience, currently serving at Ameriprise since 2020 and previously at Ameriprise Financial Services, Inc. from 2005. He is involved in business ownership with Mega Branch Inc and holds a consulting role with Agean Blue Dream Villas in Greece. Ameriprise provides retirement-income planning services primarily for clients with substantial investable assets, combining research, modeling, and tax-efficiency analysis to deliver customized Recommendation Reports. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated entities.

Bryan Benelli is a CFP® certificant with two years of industry experience currently affiliated with Stifel. His prior work includes roles at Red Tower Advisors and Jackson Hewitt Tax Services. He is based in San Jose, CA. Stifel serves a diverse client base, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm employs a proprietary methodology developed by its Investment Strategy Group for investment analysis and asset allocation guidance.

Agustin Chavez Jr. is a financial advisor at Merrill in San Jose, CA, holding a Series 66 designation with one year of industry experience. His prior work includes positions at Bank of America, N.A. and Miguel A Custodio Jr APLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Henry Van is a financial advisor with Wells Fargo Clearing in San Jose, CA, holding Series 63 and Series 66 licenses and eight years of industry experience. Prior to joining Wells Fargo in 2026, he worked at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities from 2017 to 2025, and spent one year at GNC (General Nutrition) from 2016 to 2017. Wells Fargo Advisors provides investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research from Wells Fargo Investment Institute and third-party sources to guide investment decisions.

Mohammad Safariannematabad is a Financial Advisor at Merrill Lynch Wealth Management. He works with executives, attorneys, physicians, family business owners, and families to help them navigate important financial decisions with confidence. Mohammad focuses on providing personalized wealth management guidance, emphasizing a relationship-centered approach to understand each client's unique needs. His expertise includes college education planning, family wealth management strategies, legacy planning, personal retirement planning, socially responsible and ESG investing, and retirement income. Mohammad holds a Personal Investment Advisor (PIA) designation and has completed an Accredited Certificate Program from IVC. He communicates professionally in both English and Farsi. Mohammad's mission is to simplify complex financial matters and offer guidance that empowers clients to make informed choices. He aims to build lasting relationships based on trust and personalized advice, supporting clients in pursuing their long-term financial goals.

Michelle Chang is a Financial Advisor with Merrill Lynch Wealth Management, bringing over 16 years of experience in the finance industry. She focuses on delivering comprehensive wealth and retirement planning tailored to meet clients' specific objectives, taking into account factors such as risk tolerance, time horizon, liquidity, and tax sensitivity. Her expertise includes fixed income investments through CDs, bond laddering, preferred securities, and tax-free municipal bonds, as well as education planning with 529 plans and education analysis. Michelle holds the Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from the University of California system. Her approach centers on simplifying the complexities of investing, emphasizing transparency and aligning financial strategies with clients' unique goals and priorities. As a Merrill advisor, she works to connect all aspects of clients' financial lives to help them prioritize and pursue the goals that matter most.