Di Dong is a financial advisor with LPL Financial based in Sacramento, CA, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. Prior to joining LPL Financial, Dong worked for Bank of the West and BancWest Investment Services for ten years. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting advisors with research and operational tools.

Nicholaus Pandeleos is a Series 66-credentialed financial advisor with LPL Financial in Sacramento, CA, having five years of industry experience. His prior roles include positions at Golden 1 Credit Union and the University of Arkansas. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management, utilizing a combination of model portfolios and customized strategies.

David Pratt is a financial advisor with Ameriprise, holding a Series 66 designation and 22 years of industry experience. He previously worked at Merrill and Bank of America before joining Ameriprise in 2017. Pratt serves on the Board of Directors for the Sacramento BYU Management Society. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service that provides retirement income planning advice based on detailed reports and tax-aware withdrawal strategies.

Terry Nilsen is a financial advisor with Charles Schwab in Sacramento, CA, holding Series 63 and Series 66 licenses and bringing 31 years of industry experience. His prior roles include positions at Morgan Stanley and E*TRADE Capital Management. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services, offering both non-discretionary and discretionary investment options combined with centralized custody and operational support.

Kristy Mcgee is a financial advisor with Morgan Stanley in Roseville, CA, holding Series 63 and Series 65 licenses and bringing 16 years of industry experience. She has been with Morgan Stanley since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm provides a range of advisory programs and financial planning services supported by proprietary tools and investment research, managing approximately $2.74 trillion in client assets.

Seamas O Brien is a financial advisor with Ameriprise in Gold River, CA, holding a Series 66 designation. He has experience across multiple industries dating back to 2020 and joined Ameriprise in 2026. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing annual planning focused on reliable income sources and tax-aware withdrawal strategies.

Bridget Williams is a Series 66-licensed financial advisor with 20 years of industry experience. She has worked at J.P. Morgan Securities and J.P. Morgan Chase Bank since 2019 and previously spent over a decade at Wells Fargo Clearing and Wells Fargo Bank. Based in Sacramento, CA, she serves clients through J.P. Morgan Securities LLC, which provides institutional consulting services including asset allocation advice, investment manager searches, and customized performance reporting to corporations, foundations, and defined contribution plan sponsors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Blake Fanshier is a financial advisor at Charles Schwab with a Series 66 designation and approximately one year of industry experience. He has previously worked at Equitable Advisors and Charles Schwab Bank. Outside of his advisory role, Blake coaches youth volleyball, including positions with the Aspire Volleyball Club and as an assistant coach for Christian Brothers High School girls volleyball. Charles Schwab & Co., Inc. serves a large client base of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering both non-discretionary and discretionary investment management combined with brokerage, custody, and financial planning services. The firm's scale and integrated structure support centralized supervision and diverse investment solutions.

Caitlan Bjornsen is a financial advisor at J.P. Morgan Securities with 10 years of industry experience. She holds a Series 66 designation and has been with J.P. Morgan Securities since 2015. Outside of her advisory role, she assists with bookkeeping and computer tasks for a landscaping business owned by her husband. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm delivers these services on a non-discretionary basis, combining large institutional advisory operations with broker-dealer and investment adviser registrations.

Alexandro Duran is a financial advisor at Fidelity with eight years of industry experience. He holds a Series 66 designation and has previously worked at LPL Financial, LLC, Strategic Wealth Advisors Group, LLC, and State Street. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including discretionary and non-discretionary portfolio management, fund advisory, and model portfolio delivery. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction, and serves multiple registered investment companies and intermediary platforms.

Alec Prinze is a CFP® with seven years of industry experience and is currently with Raymond James Financial Services Advisors, Inc. He previously worked at Edward Jones and State Street Bank & Trust. Outside of his advisory role, Prinze is president of two support companies, Guidestone Wealth and Prinze Foundational Planning, Inc., both of which provide financial advising and asset management services. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm provides tailored, non-discretionary advice using various analytical tools and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Joshua Villarreal is a financial advisor with Merrill in Rancho Cordova, CA, holding a Series 66 designation and nine years at Merrill following six years at Bay Federal Credit Union, totaling 15 years of industry experience. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutions.

Travis Barnhard is a financial advisor at Fidelity with 22 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Merrill and Wells Fargo Advisors. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors. The firm employs a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios across mutual funds, ETFs, and ETPs.

K. Smith is a financial advisor with Osaic and holds a Series 63 designation. He has 44 years of industry experience, including long tenures at Securities America Advisors, Inc. and Capital Financial Services, which he owns and operates, providing tax preparation, tax planning, and insurance services. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and advisory services, employing asset-allocation tools and third-party solutions to manage portfolios across various asset classes.

Priti Dhanda is a financial advisor with Wells Fargo Clearing in Sacramento, CA, holding a Series 66 designation and 20 years of industry experience. She has been with Wells Fargo Clearing since 2016 and has longstanding roles at both San Francisco State University and Wells Fargo Bank. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting, managing approximately $671 billion in assets through more than 14,000 advisors. The firm offers a range of brokerage and advisory solutions, leveraging research and analytics to support portfolio diversification and modern investment strategies.

David Nealon is a financial advisor with Edward Jones in Sacramento, CA, holding Series 63 and Series 66 designations and bringing 23 years of industry experience. He has been with Edward Jones since 2002. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients and managing approximately $1.01 trillion in assets. The firm offers a range of advisory programs and investment strategies, including discretionary and non-discretionary wrap fee options, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Brian Neunzig is a CFP®-designated financial advisor with Morgan Stanley, based in Roseville, CA, with 32 years of industry experience. He has been with Morgan Stanley and its affiliated entities since 2012, including Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management offers a range of advisory programs to individuals and institutional clients, providing tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and uses structured discovery processes and proprietary tools, including Monte Carlo simulations, to develop financial plans.

Lindsay Fawcett is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 designations and possessing nine years of industry experience. She has been with Wells Fargo Clearing since 2016. Outside of her advisory role, she serves as president of the Southport HOA in Tampa, Florida. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and employs more than 14,000 financial advisors, offering a combination of brokerage and advisory solutions.

William Silva is a financial advisor at Ameriprise with 32 years of industry experience. He holds a Series 63 designation and has worked at Ameriprise and its predecessor firm since 1994. Outside of advisory work, he is involved in multi-family real estate ownership in Cloverdale, California. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver annual, non-discretionary recommendation reports. The firm offers a broad range of advisory, brokerage, and insurance solutions through affiliated companies.

Jose Huizar is a financial advisor at Edward Jones in Sacramento, CA, holding a Series 66 designation with two years of industry experience. Prior to joining Edward Jones, he worked for nine years at Child Advocates of Placer County. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a wide range of investment strategies and affiliated products, supported by a nationwide network of more than 23,700 advisors and 15,000 branch offices.