Renata Deye is a financial advisor at Edelman Financial Engines with 17 years of industry experience and holds the Series 66 designation. Her prior roles include positions at Financial Engines Advisors L.L.C., El Legacy Securities, LLC, and Edelman Financial Services, LLC. She was also self-employed for five years. Edelman Financial Engines provides technology-enabled investment advisory services for workplace retirement accounts, IRAs, taxable accounts, and institutional clients, managing both model-based and customized portfolios. The firm serves a large client base through advisor-led and online offerings, operating discretionary and non-discretionary programs overseen by an Investment Committee.

Richard Holland is a Private Wealth Advisor and partner of the Popera, Overholt and Holland Group at Merrill Private Wealth Management, based in Tysons, Virginia. He has over 20 years of experience assisting owners and founders of private government contracting firms, privately held businesses, and senior executives of public corporations in the Washington, D.C. area. His primary responsibilities include initiating the group’s goals-based wealth management approach, serving as the team's investment banking and venture capital liaison, and developing legacy planning and liquidity event strategies to support business transitions and wealth transfer for his clients. Rich holds a Bachelor’s degree in Business Management from North Carolina State University and the Chartered Retirement Planning Counselor™ (CRPC™) designation. He is a Personal Investment Advisor (PIA) and a member of the Middle Atlantic Golf Association. He previously served on the executive board of the National Capital Area Council of the Boy Scouts of America. Rich volunteers through various committees at his church and resides in Bethesda, Maryland with his wife, Peggy. They have two adult children, Patrick and Elizabeth. In his personal time, Rich enjoys golfing, biking, camping, drawing, hiking, reading, skiing, yoga, and spending time with his family.

Gregory Gangitano is a financial advisor with Charles Schwab, holding Series 63 and Series 66 designations and bringing 26 years of industry experience. He has worked at Charles Schwab and affiliated entities since 2022 and previously spent 14 years at Scottrade and four years at TD Ameritrade. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and related managed account and financial planning services. The firm offers both non-discretionary and discretionary investment options, combining strategic asset allocation with access to alternative investments and cash-sweep services.

Denise Carson is a financial advisor with LPL Financial in Fairfax Station, VA, holding Series 63 and Series 65 licenses and bringing 10 years of industry experience. She has worked at LPL Financial since 2019 and previously held roles at Avantax Advisory Services and Expert Tax Service, which she continues to own and operate, providing tax preparation and accounting services. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering a wide range of advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm supports its network with various investment options, including model portfolios and third-party management, while maintaining a broad platform that integrates advisory and non-advisory financial services.

Jonathan Batista is a financial advisor at Wells Fargo Clearing with Series 63 and Series 66 designations and four years of industry experience. His prior work includes roles at JPMorgan Chase Bank, J.P. Morgan Securities, Bank of America, and Chasenboscolo. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm operates on a large scale with over 14,000 financial advisors and approximately $671 billion in assets under management, offering both brokerage and advisory solutions.

Robert Sargent is a CFP® credentialed financial advisor with 17 years of industry experience. He is currently with Robert W. Baird & Co., having joined in 2024. His prior experience includes roles at Financial Engines Advisors L.L.C., EF Legacy Securities, LLC, and Edelman Financial Services, LLC. Robert works within The DDK Group, part of Baird’s Private Wealth Management department, which serves individual, corporate, pension, and charitable clients. Baird offers a range of wealth management services including financial planning, discretionary and non-discretionary portfolio management, and separately managed account programs, supported by ongoing manager selection and the use of internal research and technology tools.

Francis Bustamante is a financial advisor with Primerica Advisors in Vienna, VA. He holds Series 63 and Series 65 licenses and has been working with Primerica Financial Services since 2018. He is also involved with Ashburn Consulting LLC, where he has been engaged since 2008. Primerica Advisors manages a wrap-fee asset management program serving individual investors, corporate, and charitable clients. The firm offers model-driven investment strategies supported by third-party asset managers and custodial services, operating through a large network of advisors and offices with approximately $15.5 billion in assets under management.

Craig Lund is a financial advisor with Wells Fargo Advisors in Vienna, VA, holding Series 63 and Series 65 credentials and 38 years of industry experience. He previously worked at Morgan Stanley Smith Barney and Morgan Stanley Private Bank, National Association. Lund serves as a trustee for a family trust and owns CRL Financial Co, an investment-related business. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser providing investment and financial planning services to individuals, trusts, and institutions. The firm offers a broad range of planning services, including specialized areas such as business-owner transition and special-needs planning, utilizing proprietary research and tools to develop tailored recommendations.

John Hester is a financial advisor at Cetera with 31 years of industry experience. He holds the PFS™ designation along with Series 63 and Series 65 licenses. Prior to joining Cetera, he spent over two decades with 1st Global Advisors, Inc. and Avantax Investment Services, Inc. In addition to his advisory work, Hester is the owner of a CPA firm and serves as finance chair for a local Methodist church. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services and operates as a multi-manager platform with approximately $256 billion in assets under management.

Xavier Marmol is a CFP® and holds a Series 66 license with two years of industry experience. He has been with RBC Capital Markets since 2022, following roles at Salisbury University and Chipotle. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves individual, institutional, and charitable clients with a variety of advisory programs and portfolio management services. The firm offers tailored investment strategies using a combination of in-house and third-party managers, along with features like tax management and responsible investing options.

Shabnam Delafkar is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and two years of industry experience. Her prior work includes roles at J.P. Morgan Securities LLC and the United States Postal Service. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a combination of brokerage and advisory solutions.

Michael Higgins is a financial advisor with Wells Fargo Clearing in Manassas, VA, holding Series 63 and Series 65 licenses and 32 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory role, Higgins is an author of multiple poetry books. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options in its investment menus.

Jonathan Germano is Vice President, Wealth Planner, where he collaborates with clients to understand their personal and financial goals and develops detailed financial plans aimed at achieving their most important objectives. He has been in this role at Fidelity Investments since 2022. Jonathan has extensive experience in financial advisory and wealth management, having held positions such as Financial Advisor at RBC Wealth Management from 2020 to 2022, Financial Advisor at UBS in 2020, and Premier Relationship Advisor at HSBC from 2017 to 2020. His background also includes roles as Private Client Group Relationship Manager at PNC Bank, Regional Bank Private Banker at Wells Fargo, Financial Consultant at TD Bank, and Financial Advisor at AXA Advisors. Outside of his professional career, Jonathan has interests in baseball, cars, football, golf, and pets.

Micah Hopkins is a financial advisor at Ameriprise with 27 years of industry experience and holds a Series 66 designation. He has been with Ameriprise and its affiliated entities since 2005. Hopkins serves on the board of directors for the Ferdows Foundation and is involved in multiple business ventures, including co-ownership of various real estate and retail companies as well as a blockchain investment holding company. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning that includes written recommendation reports and ongoing advice focused on income sources and tax-aware withdrawal strategies. The firm’s approach integrates proprietary investment research and third-party data, with recommendations implemented on a non-discretionary basis.

Christopher Gurley is a CFP® and ChFC® with 30 years of experience in the financial industry. He has been with Ameriprise since 2005, currently serving as an advisor in Oakton, VA. He is a partial owner of OPM, Inc., which manages office expenses for a group of Ameriprise advisors, and serves on the board of directors for Sun Vista, Inc. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement with significant investable assets, providing detailed recommendation reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in its approach and delivers services through a centralized consulting team in partnership with its financial advisors.

Michael Kost is a financial advisor with LPL Financial in Fairfax, VA, holding a Series 66 designation and six years of industry experience. His prior roles include positions at Merrill and Bank of America, N.A., as well as Truist Advisory Services and Morgan Stanley. Outside of his advisory work, he has driven for Uber on weekends. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides various financial planning and asset management solutions through a large network of investment adviser representatives.

Richard Kessinger is a financial advisor with Primerica Advisors in Vienna, VA, holding Series 63 and Series 65 credentials and with 10 years of industry experience. He has been with Primerica Advisors since 2015 and Primerica Financial Services since 2014. He serves as Vice President of the Hunt County BNI Chapter, a networking organization, committing time outside of securities trading hours. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-driven strategies and a limited number of separately managed account options to individual and high-net-worth clients. The firm uses third-party asset managers and BNY Mellon Advisors for model implementation while maintaining a tiered wrap-fee structure and oversight of its investment models.

Zachary Depont is a Senior Financial Advisor with Merrill Lynch Wealth Management based in the Tysons Corner office. Since beginning his career at Merrill Lynch upon graduating from Virginia Commonwealth University in 2014, he has also gained experience working in various bank branches across Northern Virginia. His areas of expertise include family wealth management strategies, personal retirement planning, and retirement income. Zachary emphasizes the importance of clear communication in financial planning within families and assists clients in navigating these conversations while offering tailored strategies to meet individual and family financial goals. He holds the Personal Investment Advisor (PIA) designation. Outside of his professional work, Zachary has interests in music, swimming, and spending time with his family. His personal philosophy is that it is never the wrong time to meet with an experienced financial advisor.

Mark Miller is a CFP® with 20 years of industry experience, currently serving as a financial advisor at Edward Jones since 2007. He holds Series 63 and Series 66 licenses. Outside of his advisory role, he is an assistant soccer coach at Highland School in Warrenton, VA. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households, pension plans, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory solutions, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Yonas Demeke is a financial advisor at Wells Fargo Clearing with Series 63 and Series 65 licenses. He has held roles at Wells Fargo Bank, Amazon, Any Express PLC, Tata Consultancy Services, and Uber, with a total of about one year of advisory experience. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research and analytics.