Mary Caldwell is a financial advisor at Fidelity with 14 years of industry experience. She holds the Series 63 and Series 66 designations and previously worked at KeyBank from 2015 to 2021 before joining Fidelity. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and manages oversight of affiliated and unaffiliated sub-advisers.

Scott Smith is a financial advisor at Fidelity with 10 years of industry experience. He holds Series 66 and Series 63 licenses and has been affiliated with Fidelity Brokerage Services LLC since 2014. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors, employing a combination of proprietary research, quantitative analysis, and algorithmic portfolio construction. The firm also holds regulatory registrations such as with the CFTC and serves multiple registered investment companies, utilizing systematic methodologies and long-term asset allocation strategies.

Anders Juel is a financial advisor at OSAIC with 27 years of industry experience. He holds Series 63 and Series 66 credentials and previously worked for Securities America, Inc. for 15 years. He serves as a board member of the Clermont Metropolitan Housing Authority and is involved with Queen City Capital Management as an advisor. Osaic Wealth, Inc. serves a broad mix of retail and institutional clients through a large network of affiliated financial advisers and advisory platforms. The firm offers integrated brokerage and investment advisory services, utilizing asset-allocation tools and access to third-party money managers to construct diversified portfolios.

Bonnie Cogswell is a financial advisor at Fidelity with two years of industry experience. She holds the Series 66 designation and has previously worked for DoorDash as an independent contractor and in healthcare-related roles. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors, using a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm also serves multiple registered investment companies and delivers model portfolios through systematic methodologies.

Nicholas Houlehan is a financial advisor with Fidelity in Covington, KY, holding a Series 66 designation and two years of industry experience. Prior to joining Fidelity, he served for 11 years with the Florence Police Department. Outside of his advisory role, he hosts a weekly podcast focused on the Cincinnati Bengals and manages related social media outreach. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, using a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its role in managing model portfolios, advisory services to registered investment companies, and use of systematic investment methodologies.

Diane Fehrenbach is a financial advisor with UBS Financial Services in Cincinnati, Ohio, holding a Series 63 designation and 29 years of industry experience. She has been with UBS Financial Services since 2013. Outside of her advisory role, she operates a small medical billing service as a sole proprietor. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary research and model-based asset allocations to tailor client plans. The firm integrates institutional trading capabilities with wealth management services and provides a broad range of financial products and capital markets services.

Brandon Wahoff is a financial advisor with Fidelity, holding Series 63 and Series 66 designations and bringing 17 years of industry experience. He has been with Fidelity Investments and its subsidiaries since 2007. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios.

Norman Clemmer is a Wealth Management Planning Consultant at Fidelity Investments, where he has been serving since 2022. In his current role, he collaborates closely with Senior Relationship Managers to facilitate the implementation of financial plans, ensuring a seamless and straightforward process for clients. Norman has accumulated extensive experience within Fidelity Investments, holding various positions since 2012. His roles have included Retirement Solutions Representative, HNW Tier 1 and Tier II roles, Customer Service Help Desk, and Managed Account Help Desk, demonstrating a comprehensive understanding of wealth management and client service. Further details about his education, credentials, personal interests, or community involvement have not been provided.

Ford Orem is a financial advisor at Fidelity with one year of industry experience. He holds a Series 66 designation and has worked at several firms including Equity and American Mortgage Financial Services. Outside of his advisory work, he has experience with various non-investment roles and entrepreneurial ventures. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and manage funds, including registered investment companies and fund-of-funds.

Patrick Dammert is a financial advisor at LPL Financial with 12 years of industry experience. He holds the Series 63 and Series 65 designations and has previously worked at Stifel Nicolaus & Co Inc and J.J.B. Hilliard, W.L. Lyons, LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing model portfolios, third-party research, and various management strategies.

Daniel O'Sullivan is a Wealth Management Planning Consultant at Fidelity Investments, where he collaborates with Wealth Management Advisors to engage clients and their families in monitoring financial plans and addressing service needs. His role focuses on helping clients grow, protect their wealth, and simplify their financial lives through a team approach. He has been with Fidelity Investments since 2014, holding various positions including Wealth Management Sr. Service Specialist II, High Net Worth Tier II, Client Services Help Desk (Pipeline), High Net Worth Representative, and Client Services Representative. This range of roles has provided him with extensive experience in wealth management and client services within the firm.

Larry Neal is a financial advisor at Fidelity with four years of industry experience. He holds the Series 66 designation and has previously worked at Spectrum Enterprise, EDE Solutions, LWN and Associates, and Cincinnati Bell Technology Solutions. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage diversified portfolios and serves as an adviser to multiple registered investment companies and fund-of-funds.

Andrew Clos serves as a Wealth Management Senior Relationship Manager at Fidelity Investments, where he partners with clients to provide service and support for their wealth planning needs. He emphasizes building strong relationships and maintaining trust and reliability with each individual client. Prior to his current role, Andrew held several positions within Fidelity Investments, including Wealth Management Planning Consultant from 2021 to 2023, Workplace Planning Consultant from 2014 to 2021, Investment Solutions Representative in 2014, High Net Worth Representative from 2012 to 2014, and Financial Representative from 2011 to 2012. Outside of his professional work, Andrew has personal interests in fitness, traveling, and volunteering.

Janet Freeman is a financial advisor at Fidelity with 15 years of industry experience. She holds Series 63 and Series 66 designations and has worked across various Fidelity divisions since 2011. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary accounts, model portfolios, and registered investment companies.

Tom Awadalla is a CFP®-designated financial advisor with 17 years of industry experience, currently with Stifel Nicolaus & Co Inc since 2019. He previously worked at UBS Financial Services from 2011 to 2019. Stifel serves a broad range of clients including individuals, institutional clients, and charitable organizations, providing brokerage and investment advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group.

Samuel Heck is a financial advisor with Fidelity, holding Series 63 and Series 66 licenses and bringing 17 years of industry experience. He has worked with various Fidelity entities since 2008, including Fidelity Brokerage Services LLC, Fidelity Personal and Workplace Advisors, and Fidelity Investments. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including multi-manager and fund-of-funds structures. The firm combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction to deliver model portfolios and oversees its delegated sub-advisers with established governance procedures.

Stacey Crim is a financial advisor with Fidelity in Covington, KY, holding a Series 66 designation and four years of industry experience. Prior to joining Fidelity, Stacey worked at FH Cann & Associates Inc and has held roles at Amazon.com, TOTAL QUALITY LOGISTICS, and General Revenue Corporation/Navient. Outside of advising, Stacey works as an independent contractor driver for Lyft. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors, employing a process that combines fundamental research with quantitative analysis and algorithmic portfolio construction.

Mason Alexander is a CFP® with 25 years of industry experience, currently serving as a financial advisor at OSAIC since 2024. His prior experience includes roles at Securities America Advisors, Inc., SECURITIES AMERICA, inc., and Securities Service Network spanning from 2006 to 2024. Outside of his advisory work, he volunteers at an anti-poverty center in Cincinnati, teaching classes. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisers. The firm offers integrated brokerage and advisory services, employing advanced asset-allocation tools and multiple investment platforms to manage portfolios across various asset classes.

Stephanie Polen is a financial advisor with Morgan Stanley in Cincinnati, OH, holding Series 63 and Series 66 credentials and 31 years of industry experience. She has been with Morgan Stanley and its affiliates since 2007 and is also involved with the Clippard YMCA, where she has had a role since 2003. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm provides a range of financial planning and advisory services, utilizing structured discovery conversations and firm-approved planning tools to develop tailored plans.

Michael Taylor is a CFP®-certified financial advisor with 23 years of industry experience. He is currently with LPL Financial in Cincinnati, OH, having joined the firm in 2025 after 16 years at Wells Fargo Advisors Financial Network LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, retirement consulting, and brokerage services supported by both discretionary and non-discretionary management and access to diverse model portfolios and research.