Emma Smith is a CFP® professional with five years of industry experience, currently serving as a financial advisor at Beacon Pointe Advisors, LLC. She previously worked at William Blair for six years and has academic experience from Bentley University. Beacon Pointe Advisors, LLC provides wealth advisory, consulting, standalone financial planning, retirement-plan platform services, and outsourced chief investment officer services to individual and institutional clients. The firm combines asset-allocation modeling with third-party independent managers and employs both active and passive strategies across various asset classes.

Kevin Brunkow is a financial advisor with Transamerica Financial Advisors in Centennial, CO, holding Series 63, 65, and 66 licenses and 11 years of industry experience. His career includes roles at WealthWave, Transamerica Financial Advisors, World Financial Group, and DoubleTree by Hilton. He is also involved in the sales of insurance and non-insurance products affiliated with Transamerica. Transamerica Financial Advisors serves a diverse client base including individual investors, pension plans, trusts, and corporations. The firm provides both advisory and broker-dealer services through proprietary and third-party model portfolios, offering discretionary and non-discretionary program options.

Louis Klos is a financial advisor at Empower Advisory Group with 14 years of industry experience. He holds Series 63 and Series 65 licenses and has advised clients at Advised Assets Group, LLC since 2014. Outside of his advisory role, Klos is vice president and minority stockholder of Dinosaur Safaris, Inc., a company engaged in excavating and selling Jurassic period dinosaur bones. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as retail brokerage clients. The firm offers integrated planning and managed account solutions aligned with Empower’s recordkeeping and administrative platforms.

Amber Chang is a financial advisor at Mercer Global Advisors Inc. with 18 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at Goldman Sachs, Folio Investments, Inc., and Charles Schwab. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, non-profits, and endowments with investment advisory services and financial, tax, retirement, and estate planning. The firm’s investment approach is based on Modern Portfolio Theory, utilizing diversified, risk-appropriate portfolios implemented through low-cost ETFs, index funds, separate account managers, and other platforms, alongside a range of specialized client services.

John Warren is a CFP® with 25 years of industry experience. He is currently with William Blair, joining the firm in 2023, and previously worked at Morgan Stanley and Citigroup Global Markets. William Blair’s Private Wealth Management division offers investment management, financial planning, and wealth services to individuals, foundations, pension, and corporate clients. The firm employs an active, research-driven approach across equities, fixed income, and alternative strategies, providing proprietary model portfolios and access to private funds and co-investment opportunities.

Luke Vinnola is a financial advisor with D.A. Davidson & Co. in Denver, CO, holding Series 66 and Series 63 licenses and possessing 20 years of industry experience. He previously worked at Envestnet Asset Management, Inc. for 11 years before joining D.A. Davidson in 2022. Outside of his advisory role, he serves as secretary on the board of directors for the Arvada West High School Boy’s Soccer Booster Club, a nonprofit organization. D.A. Davidson & Co. provides investment advisory and brokerage services to a diverse client base, including retirement plans, individual investors, and charitable organizations. The firm offers ERISA-related plan advisory, comprehensive financial planning, and a Private Wealth program, operating under fiduciary standards and employing both qualitative and quantitative analysis in its recommendations.

Paolo Antonio Baladad is a financial advisor at Empower Advisory Group with 11 years of industry experience. He holds Series 66 and Series 63 credentials and has worked at several firms including Vanderbilt Financial Group, Arcadia Financial Group, Wells Fargo Clearing Services, and E*TRADE Securities. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and certain retail brokerage clients. The firm’s services integrate with Empower’s recordkeeping and administrative platforms and emphasize long-term portfolio returns and savings rates through point-in-time financial plans and optional managed account solutions.

Oshri Kane is a financial advisor with Empower Advisory Group holding a Series 66 designation. He joined the firm in 2026 and has prior experience as a full-time student and various service industry roles. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, delivering integrated services tied to Empower’s recordkeeping and administrative platforms. The firm emphasizes long-term portfolio returns and offers both standalone financial plans and optional managed account solutions.

Whitney Spalding Spencer is a CFP® with seven years of industry experience, currently serving as a financial advisor at Focus Partners Wealth, LLC. Prior to joining Focus Partners, she worked at Kovitz Investment Group Partners, Relative Value Partners, Brownson, Rehmus & Foxworth, and NACSA. Focus Partners Wealth, LLC provides wealth advisory and investment management services to individuals, high-net-worth families, family offices, retirement plans, institutions, and businesses. The firm emphasizes a long-term, tax- and fee-sensitive investment approach within an enhanced open architecture framework that integrates active and passive strategies, separate account managers, private funds, and ETFs.

John Beer is a CFP® professional with seven years of experience in the financial services industry. He is currently with Schwab Wealth Advisory Inc. and has held various roles within the Charles Schwab organization since 2019. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering clients financial reviews, planning discussions, and investment recommendations based on Schwab’s research tools and asset allocation models. The firm operates as an internal advisory unit within the Charles Schwab ecosystem and does not directly charge clients fees for its advisory services.

Ryan Hickey is a financial advisor with PNC Wealth Management in Denver, CO, holding a Series 66 designation and nine years of industry experience. Prior to joining PNC Wealth Management in 2026, he worked at BOKF, NA, BOK Financial Securities, Inc., Woodbury Financial Services Inc., Next Financial Group, Inc., and Lifewealth Principles LLC. Outside of his advisory role, Hickey is the director and lead singer of a tribute band called Mode for the Masses. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital discretionary account pilot that uses algorithm-driven strategies and third-party portfolio management.

Jonathan Ahalt is a financial advisor at Focus Partners Wealth, LLC with nine years of industry experience. He holds a Series 65 designation and has worked at several firms, including Strategic Capital Advisors, Inc. for 22 years, and more recently at Transform Wealth, LLC and Kovitz Investment Group Partners, LLC. Focus Partners Wealth, LLC provides wealth advisory and investment management services to individuals, families, institutions, and businesses. The firm employs a long-term, tax- and fee-sensitive investment approach combining active and passive strategies within an enhanced open architecture framework.

John Zetzman is a financial advisor at Empower Advisory Group with two years of industry experience. He holds Series 63 and Series 66 licenses and has worked at several firms including WestMed LLC and U.S. Bank. Empower Advisory Group provides financial planning and investment management services primarily to employer-sponsored retirement plan sponsors and their participants, offering integrated solutions tied to Empower’s recordkeeping and administrative platforms.

Brennen Hess is a financial advisor at Transamerica Financial Advisors with one year of industry experience. He holds Series 66 and Series 63 licenses and previously worked at Fidelity Investments. Transamerica Financial Advisors serves a diverse client base including individual investors, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm offers both advisory and broker-dealer services, utilizing proprietary and third-party model portfolios with options for discretionary and non-discretionary management.

Julia Stauffer is a CFP® and holds a Series 65 license, currently with Beacon Pointe Advisors, LLC in Denver, CO. She has two years of industry experience and has previously worked at Transform Wealth and Gen II Fund Services. Beacon Pointe Advisors provides wealth advisory, financial planning, retirement-plan platform services, and outsourced chief investment officer solutions for individuals, corporations, and institutional clients. The firm combines asset-allocation modeling with third-party independent managers, employing both active and passive strategies across public and private asset classes.

John Rafferty is a financial advisor with Empower Advisory Group in Greenwood Village, CO, holding Series 66 and Series 63 designations. He has two years of industry experience and previously worked at several firms, including Empower Financial Services, The Guild, and Bristol Seafood. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, along with Empower Premier IRA and retail brokerage clients. The firm delivers services through an integrated model tied to Empower’s recordkeeping and administrative platforms, focusing on long-term portfolio returns and annual rebalancing within plan lineups selected by plan sponsors.

Michael Robb is a financial advisor at The Huntington Investment Company with 23 years of industry experience. He holds Series 65 and Series 66 licenses and has previously worked at firms including U.S. Bancorp Investments, Morgan Stanley, and BOK Financial Securities. He serves on the executive board of Scouting Colorado, where he participates in fundraising and awareness activities. The Huntington Investment Company serves individuals, charitable organizations, corporations, and other business entities with advisory and brokerage services. The firm offers multiple wrap-fee programs through an open-architecture model that includes third-party sub-managers and proprietary Private Bank strategies.

Mark Celusniak Jr. is a CFP® with 19 years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory since 2017. His prior work includes roles at Morgan Stanley and Morgan Stanley Private Bank. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations across various asset classes. The firm operates as an internal advisory unit within the Schwab ecosystem, using standard asset allocation models and research tools while leaving final trading decisions to clients.

Carey Sullivan is a financial advisor with Eagle Strategies (NY Life) based in Denver, CO, holding Series 63 and Series 66 licenses with 17 years of industry experience. He has been associated with Eagle Strategies since 2011 and previously worked with Five Peaks Capital Group LLC. Sullivan is involved in insurance brokering through multiple entities and holds ownership interests in various investment-related businesses. Eagle Strategies serves a diverse client base including individual investors, retirement plans, and institutional clients, offering financial planning, investment management, and retirement advisory services. The firm deploys a range of advisory programs and emphasizes tailoring recommendations to client objectives, with a significant portion of assets managed on a non-discretionary basis.

David Goodman is a financial advisor at Mercer Global Advisors Inc. in Denver, CO, holding Series 63 and Series 65 licenses with eight years of industry experience. He previously worked at Personal Capital Advisors Corporation for five years before joining Mercer Global Advisors in 2023. Mercer Global Advisors provides investment advisory and planning services to a diverse client base, including individuals, high-net-worth families, small business owners, corporate plan sponsors, foundations, and nonprofits. The firm employs a Modern Portfolio Theory-based investment approach with globally diversified, risk-appropriate portfolios and offers a range of implementation options alongside financial planning, retirement consulting, tax planning, and estate coordination.