Thomas Bevington is a CFP® with 10 years of experience in the financial services industry. He is currently with Creative Planning, where he has worked since 2024. His prior experience includes roles at Matter Family Office, Charles Schwab, and Fidelity Brokerage Services. Creative Planning provides wealth management and financial planning services to a wide range of clients, including high-net-worth individuals, pension plans, and corporations. The firm employs a financial-planning-led investment approach that emphasizes low-cost indexing, buy-and-hold strategies, and selective private market exposure.

Mark Whaley is a financial advisor with GWN Securities Inc. in Greenwood Village, CO, holding Series 63 and Series 65 licenses with three years of industry experience. He is also co-founder and Chief Technology Officer of Everest Microbial Defense, LLC, a company that develops and distributes antimicrobial technology products. Additionally, he serves as a trustee board member at Bergen Park Church and consults independently in the carpet and flooring maintenance industry. GWN Securities provides investment advisory services to individual and corporate clients through various managed account programs and financial planning options. The firm employs both discretionary portfolio management and model portfolios, incorporating tactical market-timing and momentum-based strategies alongside technology-driven solutions.

Matthew Heim is a financial advisor at Cresset Asset Management, LLC with a Series 65 credential and four years of industry experience. Prior to joining Cresset in 2022, he held positions at the University of Colorado at Boulder, The Walsh Group, The Roaring Fork Club, and Berkshire School. Cresset Asset Management, LLC is an SEC-registered investment adviser managing approximately $71.9 billion in client assets across a diverse client base, including individuals, families, trusts, retirement plans, and charitable organizations. The firm focuses on diversified, asset-allocation-driven portfolio construction using both active and passive strategies, supported by a structured due-diligence process and a range of advisory and family office services.

Nathanael Southard is a financial advisor at TIAA-CREF with 13 years of industry experience. He holds Series 63 and Series 66 licenses and has been with TIAA-CREF since 2014. Outside of his advisory role, he owns and manages a rental investment property. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with existing relationships through employer retirement plans. The firm offers model and customized portfolios under a fiduciary standard and acts as adviser to a donor-advised fund within a vertically integrated structure.

Joshua Vanderschuere is a financial advisor at Empower Advisory Group with Series 63 and Series 66 licenses and four years of industry experience. Prior to joining Empower Advisory Group in 2025, he worked at GWFS Equities and held positions with Denver Public Schools and the University of Denver. Outside of his advisory role, he owns and manages a single home rental. Empower Advisory Group provides financial planning and investment management services primarily to employer-sponsored retirement plan sponsors and their participants, as well as to certain retail brokerage clients. The firm’s approach integrates proprietary and third-party methodologies focused on long-term portfolio returns and savings rates, and operates within a large-scale platform closely tied to Empower’s recordkeeping and administrative services.

Robert Jones is a financial advisor at Cerity Partners LLC with 10 years of industry experience. He holds a Series 66 designation and has worked at firms including Ayco/Goldman Sachs & Co. LLC and United Capital Financial Advisers, LLC. Cerity Partners is an SEC-registered investment adviser serving a diverse client base that includes individuals, families, trusts, corporations, and institutional investors. The firm provides a range of services including investment management, financial planning, tax and insurance support, and access to alternative and private-market investments, with a focus on customized, diversified asset allocation and private market programs for qualified clients.

John Gooch is a financial advisor at Schwab Wealth Advisory with 12 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Charles Schwab-affiliated firms since 2013. Outside of his advisory work, he teaches Brazilian Jiu Jitsu fundamentals classes. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm uses proprietary asset-allocation models and research tools to tailor recommendations based on client goals and risk tolerance.

Douglas Barker is a CFP®-certified financial advisor at Mariner with 12 years of industry experience. He previously worked at First Western Trust Bank for five years and was self-employed for one year before joining Mariner in 2021. Mariner serves a diverse client base, including high-net-worth individuals, pension plans, trusts, and corporations, offering investment management, financial planning, retirement plan consulting, and coordinated tax and family office services. The firm combines in-house research with third-party managers to implement customized portfolios and provides integrated tax, accounting, and administrative CFO capabilities alongside traditional portfolio management.

Steven Hagedon is a financial advisor at Empower Advisory Group with 12 years of industry experience. He has held roles at Empower Financial Services, Fidelity Brokerage Services, and Wells Fargo, among others. Hagedon holds Series 63 and Series 66 licenses. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as certain IRA and retail brokerage clients. The firm’s approach integrates proprietary and third-party methodologies focused on long-term portfolio returns and client savings rates, delivered through a platform tied closely to Empower’s recordkeeping and administrative services.

Cindy Luckritz is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 credentials and 24 years of industry experience. She has been with Schwab Wealth Advisory since 2012 and has been affiliated with Charles Schwab since 2000. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s advice is based on Charles Schwab’s asset-allocation models and research tools, offering tailored recommendations without exercising discretionary trading authority.

Michael Russo is a financial advisor with Transamerica Financial Advisors in Centennial, CO, holding Series 63 and Series 65 designations and two years of industry experience. His work history includes roles at WFGIA and IC Advisory Services, Inc., as well as a long tenure at United Airlines. Transamerica Financial Advisors serves a diverse client base including individual investors, pension and profit-sharing plans, and charitable organizations. The firm offers both advisory and broker-dealer services with a variety of fee-based and commission-based investment programs and uses a combination of proprietary and third-party model portfolios.

Jennifer Pena is a Certified Financial Planner (CFP®) with 11 years of industry experience. She is currently affiliated with Kestra Advisory and serves as Co-President of Pursuit Wealth Planning. Her prior experience includes roles at Sagepoint Financial and Comprehensive Financial Services. Pena is involved in firm management activities through Pursuit, LLC. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a broad range of institutional and individual clients, including plan sponsors. The firm offers services such as fiduciary consulting, plan design, benchmarking, and employee education, and manages approximately $79.8 billion in assets with a focus on institutional investors.

Andrew Albers is a financial advisor at Principal Financial Services with 11 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Principal Bank and Principal Trust Company, Principal Securities, Inc., and Principal Life Insurance Company since 2023, following prior roles at Cambridge Investment Research Advisors, Inc. and Valenta Capital Management. Principal Securities offers brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm’s advisory services emphasize direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Ryan Hill is a CFA® charterholder with four years of industry experience. He has worked at Wells Fargo Investment Institute, Inc. since 2021 and was previously employed at Wells Fargo from 2008 to 2021. He is based in Denver, CO. Wells Fargo Investment Institute provides institutional research, manager due diligence, model portfolio construction, and asset-allocation guidance to Wells Fargo wealth and fiduciary businesses as well as select external clients. The firm’s work is organized across specialized divisions that produce research and model guidance without exercising investment discretion or holding custody of client assets.

David Evans is a CFP® professional with 17 years of experience in the financial services industry. He currently works at Empower Advisory Group and has previously held roles at Personal Capital Advisors Corporation, E*TRADE Securities LLC, and Scottrade Inc. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, along with Empower Premier IRA and certain retail brokerage clients. The firm’s services feature a “point-in-time” planning approach focused on long-term portfolio returns and annual rebalancing, delivered through a model integrated with Empower’s recordkeeping and administrative platforms.

Shane Dunican is a CFP® at Moneta Group Investment Advisors, LLC with six years of industry experience. He has held positions at RKFin and Team Hewins prior to joining Moneta. Outside of finance, he was involved with Take Charge Cats and spent time at the University of Arizona. Moneta Group Investment Advisors serves high-net-worth individuals, families, family offices, and institutional clients, providing a range of portfolio management, financial planning, and family office services. The firm utilizes a partner-led team structure and an open-architecture investment process that emphasizes asset allocation and manager due diligence.

Michael Holliger is a financial advisor with Independent Financial Partners in Denver, CO, holding Series 63 and Series 66 credentials and 27 years of industry experience. His career includes roles at Fidelity Investments, LPL Financial, Western Wealth Management, and IFP Securities. He also operates Holliger Financial Consultants, providing financial planning and investment management services. Independent Financial Partners is a nationwide firm serving individual, charitable, corporate, and high-net-worth clients through a decentralized advisory model that allows advisors to set their own investment strategies while offering centralized asset management options. The firm is noted for its retirement-plan advisory and pension consulting capabilities, including compliance with DOL rollover guidance.

Eric Saunders is a Certified Financial Planner (CFP®) with 20 years of industry experience. He has worked at Schwab Wealth Advisory Inc. since 2015 and previously held roles at J.P. Morgan Securities, Chase Investment Services Corp., and Wells Fargo Investments. Schwab Wealth Advisory, Inc. provides fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain referred clients. The firm focuses on non-discretionary guidance based on Charles Schwab & Co.’s asset-allocation models and internal research, with investments executed only upon client authorization.

Duncan Macdougall is a CFP® and Series 65 credentialed advisor at Mercer Global Advisors Inc. in Denver, CO, with five years of industry experience. His prior work includes roles at First National Bank of Omaha, the University of Colorado Bookstore, Zepheira, and the University of Colorado. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, non-profits, and endowments, providing a broad range of investment advisory, financial, tax, retirement, estate planning, and family office services. The firm employs a Modern Portfolio Theory-based investment approach with globally diversified portfolios using low-cost ETFs, index funds, separate account managers, and other specialized strategies.

Jack Chase is a financial advisor at Empower Advisory Group with Series 63 and Series 65 licenses and one year of industry experience. He has worked at Empower Financial Services and held prior roles at EXDO Properties, SciLogis, Cushman and Wakefield, Pepperdine University, and Oak Park High School. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to certain IRA and retail brokerage account holders. The firm’s services are integrated with Empower’s recordkeeping and administrative platforms and focus on long-term portfolio returns, annual rebalancing, and savings rates rather than short-term forecasts.