Martin Arslanian Torre is a financial advisor with TIAA-CREF, holding Series 63 and Series 65 designations and seven years of industry experience. His prior roles include positions at Wells Fargo Clearing, Citizens Securities, and TD Bank. Outside of advisory work, he owns a residential rental property. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, and various entities, often serving clients with existing TIAA employer retirement plan relationships. The firm’s advisory services distinguish between one-time planning and ongoing portfolio management, offering both model and customized portfolio options.

Gregory Kupiec is a financial advisor at Private Advisor Group, LLC with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with LPL Financial since 2003, joining Private Advisor Group in 2017. In addition to his advisory role, Kupiec operates insurance agencies focused on fixed annuities, life insurance, and property/casualty insurance. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans, offering portfolio management, financial planning, and retirement plan consulting. The firm employs a fiduciary-based advisory model that combines client goal assessment with manager selection and utilizes proprietary technology platforms alongside third-party managers and TAMPs.

Khalid Najadat is a financial advisor at TD Private Client Wealth LLC in Philadelphia, PA, holding Series 63 and Series 65 designations with three years of industry experience. His prior work includes roles at Bank of America and AFH Sotheby's International Realty. TD Private Client Wealth LLC provides discretionary wrap-fee managed account programs and brokerage services to institutional, high-net-worth, and retail clients, combining strategic and tactical asset allocation through portfolios managed by affiliated and third-party sub-managers.

Howard Siegal is a financial advisor with Equity Services, Inc. (ESI Financial Advisors) in Media, PA, holding a Series 63 designation and 25 years of industry experience. He has been with Equity Services, Inc. since 2014 and also has professional experience with National Life of Vermont and Sd Associates P.C., CPAs. Outside of his advisory role, he is involved in various investment-related partnerships. Equity Services, Inc. provides financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm operates as both a broker-dealer and an SEC-registered investment adviser, offering multiple advisory platforms that use third-party asset managers and model portfolios, combining long-term strategies with opportunities for shorter-term trading.

Christina Lee is a financial advisor at Integrity Alliance, LLC with 19 years of industry experience. She holds Series 65 and Series 66 credentials and has worked at firms including Lion Street Financial and SA Stone Wealth Management. Outside of advising, she teaches economics as an adjunct instructor and owns a real estate sales business and an insurance brokerage. Integrity Alliance serves individual investors, corporations, and qualified retirement plans through a network of over 300 independent advisors managing about $5.4 billion in assets. The firm offers portfolio management, financial planning, and various advisory programs, utilizing multiple allocation strategies and platforms such as Envestnet and AssetMark.

Scott West is a financial advisor with Transamerica Retirement Advisors, LLC, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has worked at Transamerica Investors Securities Corporation and Transamerica Retirement Solutions since 2018, with prior roles at Ameriprise Financial Services, Inc., Foreside Fund Services, LLC, and Acess Distribution Partners, LLC. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners through managed advice programs and investment education, utilizing proprietary software and oversight from Morningstar Investment Management to guide asset allocation and retirement planning.

Danine Mueller is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 65 licenses and 36 years of industry experience. She has worked at Commonwealth since 2014 and previously spent 11 years with Sims Financial Services, LLC. Outside of her advisory role, she is the sole member and owner of Certified Divorce Specialists, LLC, an entity focused on divorce planning. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and managing around $212.7 billion in client assets. The firm provides a broad adviser-support platform that includes managed-account programs, access to third-party asset managers, retirement consulting, and custody services.

Kirk Stensrud is a CFP® certificant with 28 years of experience in the financial services industry. He is currently with Janney Montgomery Scott and previously worked for Wells Fargo Clearing and Wells Fargo Advisors. He serves on the finance committee of St. Luke Evangelist Church in Glenside, PA. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base, including individuals, families, trusts, estates, corporate and retirement plan sponsors, charitable organizations, and municipal clients, offering brokerage, financial planning, and advisory services through multiple programs and a combination of in-house and third-party portfolio management.

Emilee Mahon is a financial advisor with Janney Montgomery Scott in Philadelphia, holding a Series 66 designation and four years of industry experience. She has been with Janney Montgomery Scott since 2021. Outside of her advisory role, Mahon is involved in coaching field hockey and founded The Gretta Ehret Dream Crazy Foundation, which supports youth sports in the Philadelphia area. Janney Montgomery Scott is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a broad client base, including individuals, families, trusts, corporate and retirement plan sponsors, and offers a range of brokerage, financial planning, and advisory services.

Charles Crothers is a CFP® professional with 21 years of industry experience, currently with Commonwealth Financial Network since 2022. He previously worked for MML Investors Services and Mass Mutual Life Insurance Company from 2004 to 2022. In addition to his advisory role, he is involved in fixed insurance sales, dedicating part of his business hours to this activity. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm provides a range of advisory programs and support services, including discretionary model portfolios and personalized investment solutions, while acting as a back-office and platform provider.

Christina Mcginn is a financial advisor at Janney Montgomery Scott with 28 years of industry experience. She holds the Series 63 designation and has worked at Janney Montgomery Scott since 2019, following a 13-year tenure at Merrill Lynch, Pierce, Fenner & Smith Incorporated. Janney Montgomery Scott LLC is a large broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm provides services to a diverse client base, including individuals, families, trusts, corporate and retirement plan sponsors, and charitable organizations, offering brokerage, financial planning, consulting, and various advisory programs.

Margaret Hardesty is a financial advisor at Janney Montgomery Scott with 41 years of industry experience. She holds a Series 63 designation and has been with Janney since 2009. Outside of her advisory work, she serves on the Board of Trustees and Finance sub-Committee for the Willistown Conservation Trust, a nonprofit focused on land conservation and education. Janney Montgomery Scott is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, estates, and corporate clients, offering brokerage, financial planning, and advisory services through a combination of in-house and third-party portfolio management.

Sean Fogarty is a financial advisor with TD Private Client Wealth LLC, holding Series 63 and Series 65 licenses and bringing 16 years of industry experience. His prior work includes roles at Wells Fargo Bank, The Prudential Insurance Company of America, and PNC Bank. Outside of his advisory work, he is an independent contractor driver for a rideshare service. TD Private Client Wealth LLC provides discretionary wrap-fee managed account programs and brokerage services to institutional and high-net-worth clients. The firm uses a combination of strategic and tactical asset allocation through both affiliated and third-party managers and offers services including ongoing portfolio management and financial planning support.

David Duncan is a financial advisor with Commonwealth Financial Network, holding the CFA® designation along with Series 63, 65, and 66 licenses. He has 25 years of industry experience and has been with Commonwealth since 2008, also maintaining a role at Independence Wealth Advisors since 2005. Outside of advisory services, he is involved in selling fixed insurance products under the name Independence Wealth Services. Commonwealth Financial Network serves a national network of approximately 2,950 advisors, providing a range of advisory programs and support services including wealth management, retirement plan consulting, and access to third-party asset managers. The firm offers multiple program structures and discretionary model portfolios, supporting advisors with operations, trading, technology, compliance, and practice-management resources.

Reed Hoover is a financial advisor at Janney Montgomery Scott with 25 years of industry experience. He holds the Series 63 and Series 65 designations and has been with Janney Montgomery Scott since 2010. Prior to joining Janney, he worked for Urban Outfitters/Terrain from 2021 to 2022. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, corporate and retirement plan sponsors, charitable organizations, and municipal clients, offering brokerage, financial planning, consulting, and advisory programs.

Barbara Turner is a financial advisor with Primerica Advisors based in Drexel Hill, PA, holding a Series 66 designation and 19 years of industry experience. Her career includes roles at Guardian Life Insurance Company, Citizens Securities, Inc., Janney Montgomery Scott, and AXA Advisors LLC. Primerica Advisors operates under Park Avenue Securities LLC, serving a diverse retail client base with brokerage and advisory services, including financial planning and retirement-plan consulting. The firm offers a range of proprietary and third-party investment programs and supports various account-level services such as lending solutions and donor-advised funds.

Jeffrey Pelesh is a financial advisor with Principal Financial Services in Springfield, PA, holding the PFS™ and Series 63 credentials and possessing 29 years of industry experience. He has been with Principal Securities since 2015 and has operated the CPA firm Gelman & Pelesh PC since 1991. He also served on the faculty at Villanova University from 1991 to 2020. Outside of his advisory role, he acts as an insurance agent offering fixed life, disability, long-term care, annuities, and group benefits. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, estates, charitable organizations, corporations, and active-duty U.S. military personnel. The firm emphasizes direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Anas Shraim is a financial advisor at Janney Montgomery Scott with 11 years of industry experience. He holds the Series 63 and Series 66 designations. His prior experience includes roles at J.P. Morgan Securities, Merrill, Bank of America N.A., and a contract position with Alphastaff Group. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base, including individuals, families, trusts, estates, and institutional clients, offering brokerage, financial planning, consulting, and multiple advisory programs.

Thomas Powell is a financial advisor with PNC Wealth Management in Wayne, PA, holding a Series 66 designation and seven years of industry experience. He previously worked at Bank of America and Merrill over a combined span of about 17 years before joining PNC Investment LLC in 2022. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital discretionary model account that uses algorithm-driven risk assessments and implements portfolios via approved model strategies with mutual funds and ETFs.

Ernest Magnus Sims is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and one year of industry experience. His prior roles include positions at Rubicon and Street Diligence. Outside of his advisory work, he serves as the head coach for the Malvern Prep water polo team. Commonwealth Financial Network is a registered investment adviser supporting a national network of approximately 2,950 advisors and their clients. The firm provides advisory programs, technology, and operational support, enabling advisors to offer customized portfolio management and a range of investment solutions.