Nathan Browning is a financial advisor with LPL Financial in Cherry Hill, NJ, holding Series 63 and Series 65 credentials and bringing 23 years of industry experience. He has been with LPL Financial since 2008. Outside of his advisory role, he is involved in non-variable insurance related to life, health, and disability. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, employing both discretionary and non-discretionary management along with model portfolios and third-party research.

John Rearden is a CFP® certified financial advisor at Ameriprise with 28 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides retirement-income planning advice and written recommendation reports focused on dependable income and tax-aware withdrawal strategies.

Robert Lancaster is the Vice President, Wealth Planner at Fidelity Investments, a position he has held since 2018. He has been with Fidelity Investments since 2006, previously serving as Vice President, Financial Consultant from 2014 to 2018 and as a Financial Consultant from 2006 to 2013. Prior to joining Fidelity, he was Vice President, Branch Manager at TD Ameritrade from 2005 to 2006 and held the same position at Charles Schwab from 1991 to 2005. Throughout his career, Robert has focused on wealth planning and financial consulting, assisting clients in designing personalized financial plans. His commitment is to help clients create plans that work for them and their families both now and in the future. Outside of his professional responsibilities, Robert enjoys family activities, fitness, football, golf, movies, and traveling.

Candice Fobia is a financial advisor with Morgan Stanley who holds a Series 66 designation and has nine years of industry experience. She previously worked at Merrill for seven years before joining Morgan Stanley Smith Barney in 2022. Outside of her advisory role, she serves as a board member for St. Paul's Episcopal Church in Camden, New Jersey. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutions. The firm emphasizes tailored financial planning through structured discovery conversations and approved planning tools, managing approximately $2.74 trillion in client assets.

Erik Haugen is a financial advisor with Charles Schwab in Philadelphia, PA, holding Series 63 and Series 65 licenses and 28 years of industry experience. He has been with Charles Schwab since 2002 and concurrently worked at Charles Schwab Bank, SSB since 2005. Prior to that, he was associated with the Springfield Inn for 34 years. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering both non-discretionary and discretionary investment options with multi-asset model portfolios and access to alternative investments.

Timothy Gallagher is a Series 66-licensed financial advisor with UBS Financial Services in Mt. Laurel, NJ, where he has been practicing for 10 years within his 15 years of industry experience. Prior to joining UBS in 2016, his background details are not specified. Outside of his advisory role, he operates a sole proprietorship managing real estate-related activities. UBS Financial Services serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, including financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management, utilizing proprietary research and model-based asset allocations to tailor investment strategies.

William Burrough is a Wealth Management Advisor with Merrill Lynch Wealth Management in the Philadelphia office. He has over 40 years of experience in the financial services industry, including more than 35 years as a financial advisor with Merrill Lynch. William holds the professional designations of CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA), as well as the title of Portfolio Manager. He earned a bachelor's degree in Business Management from The College of New Jersey and a master's degree in Finance from Rider University. William’s expertise includes family wealth management strategies, personal retirement planning, portfolio management services, socially responsible and values-based investing, and retirement income planning. His approach to wealth management emphasizes a fully integrated and holistic process tailored to each client’s specific goals, objectives, and risk tolerance. William has been an active member of his community for over 50 years. He serves on the board of the Haddon Heights Senior Housing Corporation and is involved with Interfaith Caregivers and the First Presbyterian Church of Haddon Heights, where he also serves on the board of deacons. Beyond his professional and community commitments, he enjoys cooking, golfing, hiking, ice hockey, traveling, and spending time with his family.

George Marateo is a financial advisor at Morgan Stanley with 46 years of industry experience. He holds the Series 63 and Series 66 designations and has worked at Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques as part of its financial planning process.

Thomas Penrose is a financial advisor with Wells Fargo Clearing in Philadelphia, PA, holding Series 63 and Series 65 credentials and 27 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2013 to 2016. Outside of his advisory role, he occasionally assists with expediting food service at a family-owned business. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory approach incorporates modern portfolio theory and includes a broad range of investment options, such as insurance-related vehicles and bank deposit sweep programs.

Andrew Thornton is a Vice President and Financial Consultant at Fidelity Investments, where he works directly with clients to develop customized financial plans tailored to their individual goals and aspirations. He leverages Fidelity's extensive resources to support clients in building a stronger financial future and meets regularly with them to ensure their plans remain on track throughout their careers and retirement years. Andrew has over a decade of experience in the financial advisory field. Prior to joining Fidelity Investments in 2021, he served as a Financial Advisor at Raymond James from 2017 to 2021 and at Merrill Lynch from 2009 to 2017.

Richard Berman is a financial advisor with Morgan Stanley in Boca Raton, FL, holding a Series 63 designation and bringing 33 years of industry experience. He has worked at Morgan Stanley Smith Barney since 2009 and at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm’s investment approach incorporates structured discovery and advanced planning tools, with a focus on advisory services rather than individual security recommendations in its standalone planning offerings.

Brandon Valentin is a financial advisor with UBS Financial Services holding a Series 66 designation and has been in the industry since 2022. Prior to joining UBS in 2024, he worked at Merrill Lynch and has experience in the financial sector as well as a brief tenure with the Philadelphia Eagles. UBS Financial Services serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, utilizing proprietary research and model-based asset allocations to tailor financial plans and portfolio management.

Daniel Heenan is a Certified Financial Planner (CFP®) with 30 years of experience in the financial industry. He has worked at RBC Capital Markets since 2008. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a variety of advisory programs and portfolio management services tailored to clients' risk profiles, utilizing both in-house and third-party investment managers.

Kaitlyn Lefanto serves as a Wealth Management Senior Relationship Manager at Fidelity Investments. In this role, she focuses on building deep relationships with clients and delivering services tailored to meet intergenerational wealth management needs. She and her team work to understand each family's unique preferences and adapt their approach as clients progress through different stages of their financial life. Kaitlyn has been with Fidelity Investments since 2016, progressing through roles including Financial Representative, Relationship Manager, Investment Consultant, and Planning Consultant before assuming her current senior management position in 2026. Her experience spans various aspects of wealth management, client service, and financial planning. She is committed to advocating for clients and customizing relationships to ensure they feel understood. No additional information about her education, credentials, or personal interests was provided.

Michael Fox is a financial advisor with Cetera, holding the ChFC® and Series 63 designations and bringing 55 years of industry experience. He has been affiliated with Cetera since 1994 and has operated his own firms, Financial Planning Works, Inc. and Michael Fox & Associates, Inc., since the 1980s. Fox also engages in tax preparation and bookkeeping through his financial planning business. Cetera Investment Advisers LLC is an SEC-registered adviser that supports a nationwide network of over 10,000 independent advisors serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management options, financial planning, and access to a range of third-party money managers.

Kevin Gulyas is a financial advisor at J.P. Morgan Securities with 10 years of industry experience. He holds Series 63 and Series 65 licenses and has been with J.P. Morgan Securities and J.P. Morgan Chase Bank since 2016. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its investment recommendations.

Charles Lynch is a Series 66 licensed financial advisor with 18 years of industry experience. He has been with UBS Financial Services since 2023, following a 16-year tenure at Sanford C Bernstein. Lynch serves on the boards of the Coral Restoration Foundation and the National Italian American Foundation. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and leverages proprietary research and model-based asset allocations to tailor investment strategies.

Myles Koven is a financial advisor with J.P. Morgan Securities LLC, holding Series 63 and Series 66 licenses and six years of industry experience. His prior work includes roles at JPMorgan Chase Bank, N.A., the United States Census Bureau, and involvement in political campaign committees. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its investment recommendations.

Damien Ramondo is a financial advisor at RBC Capital Markets with 27 years of industry experience. He has worked at Questar Capital Corporation and Allianz Life prior to his current role. Outside of his financial career, he co-owns a vacation rental property with his wife. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers a variety of advisory programs with tailored investment strategies and access to both in-house and third-party managers.

Todd Shagin is a financial advisor with LPL Financial, holding a Series 66 designation and 12 years of industry experience. His prior roles include positions at Oppenheimer and Morgan Stanley. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consultations, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.