Ralph Richetti Jr. is a financial advisor at PlanMember Securities Corporation with 20 years of industry experience. He holds Series 65 and Series 63 licenses and previously worked for Hartford Funds Distributors LLC for 12 years. Outside of his advisory role, he owns a business that purchases and resells Philadelphia 76ers basketball season tickets. PlanMember Securities Corporation provides retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary and offering participant investment options through risk-based mutual fund portfolios. The firm emphasizes strategic asset allocation and education services for plan sponsors and participants.

John Demichael IV is a financial advisor with Janney Montgomery Scott, holding Series 63 and Series 66 designations and bringing 26 years of industry experience. His prior roles include positions at Morgan Stanley Smith Barney and LPL Financial, LLC. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a wide range of clients, including individuals, families, trusts, and institutional sponsors, offering brokerage, financial planning, and advisory services through a combination of in-house and third-party asset management.

Glenn Wiener is a financial advisor with Empower Advisory Group, holding Series 66 and Series 63 designations and bringing 27 years of industry experience. He previously worked at Prudential Investment Management Services LLC and Prudential Insurance Company of America from 2011 to 2022. Empower Advisory Group provides financial planning and investment management mainly to employer-sponsored retirement plan sponsors and their participants, as well as certain retail clients. The firm integrates its services with Empower’s recordkeeping and administrative platforms, offering point-in-time financial plans and optional managed account solutions.

Mark Jones is a ChFC® credentialed financial advisor with 21 years of industry experience. He is currently with Hornor, Townsend & Kent, LLC, having joined in 2025, and previously worked at M Holdings Securities and AXA Advisors. Outside of his advisory role, he is involved in insurance brokerage focused on Penn Mutual life products. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, providing advisory services primarily through third-party asset manager platforms with an emphasis on client-directed implementation and oversight.

Katherine Ettingoff is a financial advisor with J.W. Cole Advisors, Inc. She holds the Series 66 designation and has 10 years of industry experience. Prior to joining J.W. Cole Advisors in 2019, she worked at Wells Fargo Clearing and Wells Fargo Advisors. J.W. Cole Advisors is an SEC-registered investment adviser that serves individuals, charities, corporations, and retirement plans through a national network of over 400 independent investment adviser representatives. The firm provides portfolio management, fee-based financial planning, access to third-party managers, and multiple managed account solutions.

Nicholas Zamparelli is a CFA® charterholder with 8 years of industry experience. He is currently with Sequoia Financial Group, L.L.C. and previously spent 14 years at Zeke Capital Advisors, LLC. Sequoia Financial Advisors, LLC provides wealth planning, investment management, and retirement-plan and business-consulting services to a diverse client base, including high-net-worth individuals, charitable organizations, corporations, trusts, and family offices. The firm utilizes a combination of in-house model portfolios, custom accounts, and third-party manager selection, supported by an Investment Policy Committee and comprehensive research resources.

Steven Hacker is a financial advisor at Equity Services, Inc. with 24 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at LPL Financial and TFS Securities. Outside of his advisory role, he is president of Qualified Plan Consultants, a third-party administration and ERISA consulting firm, and operates as a licensed insurance agent under the DBA Evolution Financial Group. Equity Services, Inc., doing business as ESI Financial Advisors, provides financial planning, consulting, and asset management services to a range of clients including individuals, corporations, and charitable organizations. The firm offers multiple advisory platforms that incorporate both long-term strategies and options for shorter-term trading, utilizing third-party asset managers and model portfolios.

Guojun Zhu is a financial advisor at Transamerica Financial Advisors with Series 63 and Series 65 credentials. Zhu has been with Transamerica since 2025 and has additional experience as a franchisee of WIZE LLC, which offers K-12 extracurricular classes in computer and robotics. Zhu is also involved with Hope Chinese School VA Inc, a nonprofit providing Sunday school services to the Chinese immigrant community. Transamerica Financial Advisors serves a broad client base including individual investors, employer-sponsored retirement plans, trusts, estates, charitable organizations, and businesses. The firm delivers its services through a large advisor network using model portfolios and third-party managers, supported by multiple program platforms such as Transamerica ONE, TFA365 Advisory Program, and Transamerica ALPHA.

Joseph Diorio is a financial advisor with Truist Advisory Services, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. His career includes roles at Truist Investment Services, SunTrust Advisory Services, BB&T Securities, and Wells Fargo Advisors. Truist Advisory Services provides investment consulting and advisory services to individuals, corporations, retirement plan sponsors, and charitable organizations, utilizing a combination of discretionary manager relationships and non-discretionary consulting supported by third-party platforms and AI-enabled research tools.

John Paul Bradley is a CFP® with 16 years of experience in the financial services industry. He is currently with Mercer Global Advisors Inc. and has held prior roles at Wells Fargo Bank, NA, Wells Fargo Clearing, and PNC Investments LLC. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, non-profits, and endowments with investment advisory, financial, tax, retirement, estate planning, and family office services. The firm’s investment approach is based on Modern Portfolio Theory, utilizing globally diversified portfolios implemented through low-cost ETFs, index funds, separate account managers, and other strategies, supported by educational content and specialized client programs.

Jessica Landreth is a financial advisor with Citizens Securities, Inc. in Erdenheim, PA, holding Series 63 and Series 66 licenses and 18 years of industry experience. She previously worked at Cco Investment Services Corp. before joining Citizens Securities, where she has been since 2020. Outside of her advisory role, she sells hand-made knitwear online under the name Garden to Ewe. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory offerings include a digital advisory program and a Managed Account program, operating as both a broker-dealer and an insurance agency.

Sean Bergin is a financial advisor at Rockefeller Financial LLC with 23 years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at Morgan Stanley Private Bank, N.A., and operated his own firms, Bergin & Co., LLC and Ironview Capital Management LLC. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families, family offices, institutional clients, retirement plans, foundations, and corporations. The firm offers a range of portfolio management, financial planning, consulting, and brokerage services, organizing client relationships around a Private Advisor model and a consolidated investment platform.

Stephen Ryan is a financial advisor at Hornor, Townsend & Kent, LLC with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Hornor, Townsend & Kent and Penn Mutual Life Insurance Company since 1994. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, providing advisory services through third-party asset manager platforms, financial planning, and retirement plan consulting. The firm emphasizes client-directed implementation and oversight, managing the majority of client assets on a non-discretionary basis.

Gregg Millman is a financial advisor with Principal Financial Services in Wilmington, DE, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. He has worked at Principal Securities Inc. since 2016 and has affiliations dating back to 2002 with Principal Life Insurance Company and Financial Advisors of Delaware Valley. Outside of his advisory role, Millman serves on the board of the Mary Campbell Center Foundation and is an elected Precinct Majority Inspector for Montgomery County elections. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm offers direct advisory programs, financial planning, and access to third-party money manager solutions with an emphasis on ongoing client reviews and a range of promoter and referral arrangements.

Michael Kelley is a financial advisor at Sequoia Financial Group, L.L.C. in Berwyn, PA, with eight years of industry experience. He holds the Series 65 and Series 66 designations and has worked at Zeke Capital Advisors since 2015. Sequoia Financial Advisors, LLC provides wealth planning, investment management, retirement-plan advisory, and related consulting services to a diverse client base including individuals, family offices, corporations, charitable organizations, trusts, and retirement plans. The firm combines model portfolios and custom solutions overseen by an Investment Policy Committee, utilizing a range of investment vehicles and research methodologies.

Alexandra Freedman is a financial advisor at Sanctuary Advisors, LLC with six years of industry experience. She holds a Series 66 designation and has previous experience at Morgan Stanley Private Bank, N.A. In addition to her advisory work, Freedman serves in leadership roles with nonprofit organizations focused on the Jewish community, including as Board President of JNFuture Philadelphia and Vice Chair of the Jewish Federation of Greater Philadelphia’s NextGen group. Sanctuary Advisors, LLC provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, pension and profit-sharing plans, trusts, estates, and charitable organizations. The firm operates as part of a larger network with over 400 advisors and offers both fiduciary discretionary and non-discretionary investment solutions tailored to client goals.

John Goodwin is a financial advisor with Principal Financial Services in Wilmington, DE, holding the ChFC® designation along with Series 63 and Series 66 licenses. He has 21 years of industry experience, with prior roles at Mass Mutual Investors Services, MetLife Securities Inc., and Creative Financial Group. He provides comprehensive financial planning and insurance strategies through his affiliation with Andmore Wealth Partners. Principal Securities offers brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and corporate entities. The firm emphasizes direct advisory programs, financial planning, and access to third-party money manager solutions, with investment implementation typically managed on a discretionary basis by third-party managers.

Brianna Norvell is a Series 66 credentialed financial advisor with Janney Montgomery Scott, based in Greenville, DE. She has been with Janney Montgomery Scott since 2022 and previously held roles in the hospitality and wellness industries. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse clientele, including individuals, families, trusts, corporate and retirement plan sponsors, and charitable organizations, offering a range of brokerage, financial planning, and advisory services.

Edward Lettieri is a financial advisor at Mercer Global Advisors Inc. with 31 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including American Century Investments, Hefren Tillotson, Fort Pitt Capital Group, Raymond James & Associates, and TriState Capital Bank. Lettieri serves as a board member of the Catholic Men's Fellowship of Pittsburgh, an organization focused on the development of Catholic faith among men. Mercer Global Advisors provides investment advisory and planning services to individuals, families, business owners, corporate plan sponsors, foundations, and nonprofits. The firm’s investment approach is based on Modern Portfolio Theory, emphasizing globally diversified, risk-appropriate portfolios with multi-factor tilts and tax management, utilizing a range of implementation options including ETFs, mutual funds, separate accounts, and direct indexing.

Alfonso Siravo is a financial advisor at Citizens Securities, Inc. with 33 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Citizens Securities since 2020, following prior roles at M&T Securities and M&T Securities, Inc. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory offerings include a digital advisory program managed with SigFig and a Managed Account program, operating as both a broker-dealer and an insurance agency.