Kevin Nohilly is a financial advisor at Wells Fargo Advisors with 32 years of industry experience. He has been with Wells Fargo Advisors in various capacities since 2009. Outside of his advisory role, he has ownership interests in investment-related ventures including a merchant partnership. Wells Fargo Advisors is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutions. The firm offers a broad range of financial planning services and integrates advisory offerings with other financial products and referral channels.

Jeannette Scott is a financial advisor at Wells Fargo Clearing with 20 years of industry experience. She holds the Series 66 and Series 63 designations and has worked at Wells Fargo Advisors and Wells Fargo Clearing since 2009. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

James Pucciarelli is a financial advisor with Morgan Stanley in Morganville, NJ, holding Series 63, 65, and 66 licenses and bringing 44 years of industry experience. He has been with Morgan Stanley and its Private Bank affiliate since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured discovery processes and proprietary planning tools in its financial planning approach.

Bryan Telzer is a financial advisor with Mass Mutual Investors Services, holding a Series 66 credential and bringing 10 years of industry experience. He previously worked at Metlife Securities before joining Mass Mutual in 2017. Outside of his advisory role, he is a silent partner and investor in SparqX Marketing, LLC, a startup focused on marketing, event planning, social media, and branding. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers structured planning engagements using firm-approved software and generally recommends investment strategies without discretionary authority.

James Kumpf is a financial advisor at Raymond James & Associates with 15 years of industry experience. He has held previous roles at Ameriprise, Comerica Securities, Inc., and Merrill Lynch Pierce Fenner & Smith. In addition to his advisory work, he is involved in independent insurance brokering focused on fixed annuities. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser serving a diverse client base, including high-net-worth individuals, institutions, and municipal entities. The firm provides tailored financial planning and non-discretionary investment consulting supported by a range of portfolio management styles and affiliated research.

Brandon Mckown is a financial advisor at Wells Fargo Clearing with 27 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Wells Fargo Clearing since 2016, following prior roles at Wachovia Bank, N.A. and Wells Fargo Advisors LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and both brokerage and advisory solutions. The firm uses research and analytics from its investment institute and third-party sources to evaluate investment options based on diversification and portfolio theory.

Daniella Russo is a financial advisor at Fidelity with two years of industry experience. She holds Series 63 and Series 66 licenses and has worked at firms including Bank of America, Wells Fargo Advisors, and Mike Anthony Group Inc. Russo has also held teaching positions at Monmouth University and St. Joseph by the Sea High School. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, offering discretionary and non-discretionary portfolio management, fund advisory, and model portfolio delivery. The firm utilizes a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction across mutual funds, ETFs, and ETPs.

Wendy Murphy is a financial advisor at Morgan Stanley with 20 years of industry experience. She holds a Series 66 designation and has worked with Morgan Stanley Private Bank since 2015, having previously been with Citigroup Global Markets starting in 2005. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by firm-approved tools and structured discovery processes. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-sponsored financial planning services.

Mark Cremonni is a financial advisor with Merrill in Red Bank, NJ, holding Series 63 and Series 65 licenses and bringing 45 years of industry experience. He has been associated with Merrill since 1980 and Bank of America since 2011. Outside of his advisory work, he serves as a committee member for St. John's Feed the Hungry Soup Kitchen in Newark, focusing on assistance for underserved populations. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors, implementing various portfolio management approaches with support from internal and third-party managers.

Gregory Bertagna is a financial advisor with LPL Financial, holding a Series 66 designation and bringing 35 years of industry experience. He previously worked at Voya Financial Advisors and operated Bertagna & Associates for nearly three decades. His other activities include managing a non-variable insurance business under Dominion Financial Group, Ltd. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, and institutional platforms, supported by extensive technology and a large network of over 22,800 advisors.

Gregory Spicer is a CFP® professional with 45 years of experience in the financial industry. He has worked at LPL Financial since 2018 and previously spent 26 years at Cadaret, Grant & Co., Inc. In addition to his advisory work, he owns Coordinated Insurance Agency, Inc. and is involved with Tower Video, Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory services and platforms, including financial planning, model portfolios, third-party asset management, and institutional programs, supported by extensive advisor tools and a broad non-advisory financial services platform.

Murat Sensoy is a financial advisor with Cetera holding the CFA® designation and Series 63 license. He has recent experience at Cetera Wealth Services and other financial firms, including Franklin Templeton Investments. Sensoy is also an associate instructor for an online education firm, teaching a commercial real estate and investment certificate program. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options and access to third-party money managers.

Francis Hackett is a financial advisor with LPL Financial in Lincroft, NJ, holding Series 63 and Series 65 licenses and 13 years of industry experience. Prior to joining LPL Financial in 2024, he worked at Lincoln Financial Advisors Corporation for eight years and Compass for three years. Outside of his advising role, he is involved in tax preparation and accounting services as a tax expert. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, and institutions through a network of investment adviser representatives. The firm offers a range of financial planning and investment management services, utilizing various model portfolios, third-party subadvisors, and customized strategies.

Mark Lauricella is a financial advisor with Morgan Stanley in Red Bank, NJ, holding Series 65 and Series 63 licenses with eight years of industry experience. He has worked at Morgan Stanley since 2018, including a position at Morgan Stanley Private Bank, N.A. since 2025, and previously spent four years at Bloomberg LP. Morgan Stanley Wealth Management provides a wide array of advisory programs to individual and institutional clients, offering tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and delivers services both directly and through corporate financial planning agreements.

Christopher Maiurro is a financial advisor at Wells Fargo Clearing with a Series 66 designation and two years of industry experience. His prior roles include positions at Bank of America, Merrill, and Atlas Insight LLC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non‑qualified deferred compensation plans, offering both non‑discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Michael Altschuler is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 credentials and possessing 41 years of industry experience. He has been with Wells Fargo Advisors Financial Network LLC since 2009. Outside of his advisory work, he serves as a caregiver to his daughter through his involvement with Caring With Compassion in Red Bank, NJ. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, providing investment and financial planning services to individuals, trusts, and institutions. The firm offers a broad range of planning services that include retirement, education, and special-needs analysis, using Wells Fargo research and planning tools to develop tailored recommendations for clients.

Aksel Yavalar is a financial advisor at Morgan Stanley with 17 years of industry experience and holds Series 63 and Series 66 licenses. He has worked at Morgan Stanley since 2016 with intervals at Raymond James & Associates and Locust Wood Capital Advisers. Outside of his advisory role, he is the general partner and owner of 1623 Park Avenue LLC, overseeing investments in a multi-family apartment building, and is also an owner of Keauty LLC, a business managed independently by his wife. Morgan Stanley Wealth Management serves individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and research. The firm manages approximately $2.74 trillion in client assets and provides both direct client service and corporate financial planning agreements.

John Grande Jr. is a CFP® professional with 44 years of industry experience, currently serving as an advisor at Raymond James Financial. He has previously worked at Cetera Advisor Networks, Summit Financial Group, and Wells Fargo Advisors. He is also the owner of Grande Financial Services, Inc., a support company he has maintained since 1986. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary investment consulting using analytical tools and supports a wide advisor network with specialized municipal and public-finance services.

Robert Rafano is a CFP® professional with 24 years of industry experience. He has worked at OSAIC since 2020 and spent 15 years at Ameriprise Financial Services, Inc. Prior to his advisory role, he has served as a board member at large for the Monmouth Council Boy Scouts of America, where he participates in community fundraising and support activities. OSAIC serves a wide range of retail and institutional clients through a large network of affiliated advisers and offers integrated brokerage and advisory services, financial planning, retirement consulting, and access to third-party money managers and managed-account solutions.

Nicholas Schwed is a financial advisor with Merrill and holds the Series 66 designation. He has three years of industry experience and has worked at Bank of America and Merrill since 2022. His background also includes roles in educational and community organizations, such as Rutgers University and the Somerset Hills YMCA. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.