Steven Rothman is a CFP®-designated financial advisor with UBS Financial Services in Red Bank, NJ, and has 46 years of industry experience. He has been with UBS since 1981. Outside of his advisory work, Rothman has acted in commercials and small parts in film and television since 2019. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services.

Nicole Bondellio is a financial advisor with LPL Financial, holding a Series 66 designation and one year of industry experience. She has previously worked with StoneX Securities Inc. and Trust Advisory Group Ltd. Outside of her advisory role, she has operated a farm business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services, utilizing various model portfolios and third-party strategies supported by research and technology tools.

Daniel Grieco is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and over 40 years of industry experience. He has been with Cetera and its affiliated entities since 2010 and also operates Grieco Financial Solutions LLC. Outside of advisory work, he is employed part-time as a package loader in New Jersey. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform featuring discretionary and non-discretionary portfolio management, financial planning, and access to various investment strategies through affiliated and third-party managers.

Karen Flannery is a CFP® with 16 years of industry experience, currently affiliated with OSAIC Wealth, Inc. She previously spent 14 years with Lincoln Financial Advisors and one year at LPL. In addition to her advisory role, she serves as a trustee for a special needs trust and operates an accounting and tax preparation business for individuals and businesses. OSAIC Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations through a large network of affiliated advisers. The firm employs a range of advisory platforms with integrated brokerage and investment services, utilizing asset allocation tools, risk tolerance assessments, and automated rebalancing to manage portfolios across various asset classes.

Jeff Cafiero is a financial advisor at Wells Fargo Clearing with 22 years of industry experience. He holds the ChFC® and Series 66 designations. Prior to his current role, he worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s investment approach is IPS-driven and grounded in modern portfolio theory, with a broader range of financial product offerings that include insurance-related vehicles and bank deposit sweep options.

Satyajeet Shinde is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and over 21 years of industry experience. His prior roles include positions at J.P. Morgan Securities, HSBC Securities, and Citigroup Global Markets. Outside of his advisory work, he is involved in business consulting through Sruti LLC and provides meditation training with the Heartfulness Institute. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm combines in-house research and third-party analytics to offer diversified investment solutions and supports a broad range of financial products through affiliated institutions.

Brian Clark is a financial advisor with LPL Financial, holding Series 65 and Series 63 credentials and over 40 years of industry experience. His prior roles include positions at Merrill, Petersen Investments, Inc., and Cadaret, Grant & Co., Inc. He is also involved with Petersen Advisors LLC, an entity connected to his LPL business. LPL Financial is a national broker‑dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by advanced technology and a broad array of financial products.

Ryan Haslett is a financial advisor with Morgan Stanley, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. His prior roles include positions at Bank of America, Merrill, Winton Capital Management, and Foreside Fund Services. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a variety of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies.

John Dunleavy is a financial advisor with LPL Enterprise, holding Series 63 and Series 66 credentials and 11 years of industry experience. His prior roles include positions at The Prudential Insurance Company of America, Bank of America, Merrill, Royal Alliance Associates, and Lakota Capital Advisors. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth investors, retirement plans, banks, and charitable entities. The firm employs a model-driven investment approach, offering access to third-party asset managers and participating in wrap programs, while also facilitating insurance product sales through affiliated entities.

Michael Sobieski is a financial advisor at Fidelity with 25 years of industry experience. He holds Series 63 and Series 66 designations. Sobieski has worked at Strategic Advisers, Inc. since 2003 and is also affiliated with Fidelity Personal and Workplace Advisors. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including managing portfolios through a combination of fundamental research, quantitative analysis, and algorithmic construction. The firm serves a variety of clients, including registered investment companies and charitable funds, and employs systematic methodologies alongside oversight of sub-advisers and share class evaluations.

Daniel Bavuso III is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 credentials and over 32 years of industry experience. His career includes long tenures at Morgan Stanley Smith Barney and Morgan Stanley Private Bank. He is also involved in private investment ventures through his ownership interests in Hamilton Capital Advisors, LLC and Bavuso GP, LLC. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients, offering investment and financial planning services tailored to clients who meet specific net-worth thresholds. The firm provides a broad range of planning services and integrates advisory recommendations with various financial product offerings.

Christian Fusco is a Series 66-licensed financial advisor at Morgan Stanley with one year of industry experience. His career includes prior roles at LogicSource, Inc. and educational positions at the University of St Andrews, George School, and Peddie School. Morgan Stanley Wealth Management serves individual and institutional clients by offering a range of advisory programs and tailored financial planning, managing approximately $2.74 trillion in client assets. The firm uses structured planning tools and modeling techniques to support its financial planning process.

Danielle Veloso is a financial advisor with LPL Enterprise and holds a Series 66 designation. She has seven years of industry experience, including five years at Pruco Securities, LLC, and currently manages The Garback Agency, which handles payroll, bookkeeping, and vendor management. LPL Enterprise, LLC provides investment advisory and brokerage services to a wide range of clients, including individual and high-net-worth investors, retirement plans, and corporate entities. The firm emphasizes model-driven investment implementation and offers access to third-party asset managers, financial planning, and various non-securities products and services.

Jeffrey Ball is a financial advisor with RBC Capital Markets in Red Bank, NJ, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has been with RBC Capital Markets since 2009. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers various wrap fee advisory programs, providing portfolio management, financial planning, custody, and brokerage services tailored to each client’s Advisory Risk Profile.

Ashley Gunther is a financial advisor at LPL Enterprise with Series 66 credentials and two years of industry experience. Prior to joining LPL Enterprise in 2025, Gunther worked at Truist Advisory Services Inc., Truist Investment Services Inc., Truist Bank, BB&T Bank, and PNC Bank. LPL Enterprise provides investment advisory and brokerage services to a wide range of clients, including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm employs a model-driven investment approach and offers access to third-party asset managers, financial planning, and insurance products through affiliated entities.

Ronnie Critelli is a Series 66-credentialed financial advisor with 24 years of industry experience. He is currently with Wells Fargo Advisors in Red Bank, NJ, having previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC. Outside of his financial career, he serves as a soccer referee in Old Bridge, NJ. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad planning menu and develops tailored recommendations using proprietary research and tools, delivering these through meetings and written client summaries.

Michael Minnella is a Wealth Management Advisor affiliated with Merrill Lynch Wealth Management. He specializes in guiding first-generation wealth creators, entrepreneurs, and families through financial complexities, with a focus on areas such as divorce transition planning, executive compensation, family wealth management strategies, and personal retirement planning. Michael holds the Chartered Financial Consultant (ChFC) designation and has completed an Accredited Certificate Program from the American College. His expertise includes managing concentrated stock positions, addressing significant life transition events like retirement and inheritance, and collaborating with clients' legal and accounting advisors on estate planning issues. Residing in Howell, NJ, Michael is involved in his community as a baseball, soccer, and softball coach. Outside of his professional duties, he values family time, engaging in activities such as traveling, endurance sports, and volunteering, which inform his approach to wealth management focused on long-term planning and purpose-driven financial strategies.

Kenneth Shine is a financial advisor with Ameriprise, holding a Series 63 designation and 35 years of industry experience. He has been with Ameriprise and its related entities since 2005. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement with significant investable assets, delivering written recommendations that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to support its clients and emphasizes the use of Ameriprise-managed accounts within its advisory approach.

Waltraud Grande is a CFP® with 44 years of experience in the financial services industry. She is currently with Raymond James Financial Services Advisors, Inc., where she has worked since 2021. Her prior experience includes roles at Cetera Advisor Networks, Summit Financial Group, Wells Fargo Advisors, and operating Grande Financial Services, Inc. for over three decades. Grande is a part owner of Grande Financial Services, Inc. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, institutions, and nonprofits. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports municipal and public finance work, distinguishing it within the institutional advisor category.

Scott Brady is a Certified Financial Planner (CFP®) with 22 years of industry experience. He is currently with Cambridge Investment Research Advisors and has prior experience with firms including Ic Advisory Services Inc and TFS Securities, Inc. Brady serves as Treasurer and Board Member of the Carmie Brady Foundation, a nonprofit organization. Cambridge Investment Research Advisors is an SEC-registered firm that provides financial planning, investment management, retirement plan advisory, and financial-wellness services to a diverse client base, including individuals, pension plans, charitable organizations, and trusts. The firm offers a range of investment strategies through multiple platforms and maintains both proprietary and third-party model-based solutions.