Linda Bagley is a financial advisor at Morgan Stanley with 26 years of industry experience. She has been with Morgan Stanley since 2018 and previously worked at Wells Fargo Clearing and Wells Fargo Advisors. She holds Series 63 and Series 65 licenses. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs and tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and provides its services through financial advisors and estate planning groups.

Robert Hutton is a financial advisor at Edward Jones with 18 years of industry experience. He holds Series 63 and Series 66 designations. Prior to joining Edward Jones in 2018, he worked at Morgan Stanley and MS & Co., LLC. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm offers a range of advisory programs with approximately $1.01 trillion in assets under management and maintains a large nationwide network of advisors and branch offices.

Samantha Carter is a financial professional with Cetera and holds a Series 66 designation. She has been working in the financial services industry since 2025, including roles at Cetera, Cetera Wealth Services, and Renaissance Financial. Prior to her financial career, she was involved in several non-financial roles, including operating Hug Hes Cafe for five years. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a wide range of clients, including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a large network of independent advisors and utilizes multiple program structures and custodial relationships.

Jonathan Clegg is a financial advisor with Edward Jones, holding a Series 66 designation and 18 years of industry experience. He has been with Edward Jones since 2007. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a wide range of advisory strategies, including tax-efficient services and affiliated investment products, supported by a large national network of financial advisors and branch offices.

Spencer Fredrickson is a financial advisor at Morgan Stanley with eight years of industry experience. He holds Series 63 and Series 66 designations and has worked at Morgan Stanley since 2023. His prior experience includes roles at E*TRADE Securities LLC, TD Ameritrade, Regency Investments, RAM Enterprises, and Gallup. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning processes supported by firm-approved tools.

Allyn Shaw is a CFP® professional with 21 years of industry experience, currently serving at Raymond James Financial Services Advisors Inc. since 2011. He is based in Draper, UT, and has held roles at the University of Phoenix from 2011 to 2018. Shaw is also the President of the New Hope Homeowners Association and owns Shaw Financial Services, LLC. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, and institutional entities. The firm emphasizes non-discretionary financial planning and investment consulting, utilizing a range of implementation options supported by extensive research and an affiliate network.

Levi Waters is a Series 66-licensed financial advisor with eight years of industry experience. He has worked at Morgan Stanley since 2023, with prior roles at E*TRADE Capital Management and Edward Jones. Outside of financial advisory work, he owns and operates a handyman business providing small project services. Morgan Stanley Wealth Management offers a broad range of advisory programs to individuals and institutional clients, emphasizing structured financial planning supported by firm-approved tools and models.

Steven Jackson is a financial advisor with Fidelity in Salt Lake City, UT, holding Series 63 and Series 66 credentials and having 32 years of industry experience. He has worked at various Fidelity-affiliated firms since 1993 and is involved outside of work providing care for special needs individuals during holidays. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, employing a blend of proprietary fundamental research and quantitative analysis with systematic portfolio construction.

John Nielsen is a CFP® professional with 42 years of experience in the financial services industry. He currently works with Cetera and has held roles at Keystone Wealth Advisors and Retirement Planning Associates, among others. Nielsen is also involved in equipment leasing through RPA Aero LLC, where he manages operational and accounting duties. Cetera Investment Advisers LLC serves a broad client base including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with varied discretionary and non-discretionary portfolio management options, financial planning, and access to third-party money managers.

Steven Fullmer is a financial advisor with OSAIC who holds a Series 63 designation and has 39 years of industry experience. He has been associated with Royal Alliance since 2013. Outside of his advisory role, he is a managing member of several entities, including ALISANDRA, LLC, which manages his personal investments. OSAIC serves a diverse clientele ranging from individual and high-net-worth investors to institutional clients such as pension plans and charitable organizations. The firm provides a wide array of services including brokerage, investment advisory, financial planning, and access to various third-party money managers through multiple advisory platforms.

Michael Graff is a financial advisor at Merrill with 24 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Morgan Stanley and E*TRADE Capital Management. Outside of his advisory work, he has been involved in a family co-ownership of a rental property. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, and institutional investors.

William Snell is a financial advisor at Charles Schwab with a Series 66 license and five years of industry experience. Prior to joining Schwab in 2023, he held roles at Ameriprise and worked in various other sectors including healthcare and logistics. Outside of his advisory work, he owns and manages a small real estate business. Charles Schwab & Co., Inc. serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary investment guidance and access to affiliated discretionary separately managed accounts within an integrated brokerage and advisory structure.

Quinton Young is a Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2025. He has been with Fidelity Investments since 2018, progressing through positions including Financial Consultant, Planning Consultant and Relationship Manager, and College Planning Specialist. Prior to joining Fidelity, he worked as an Insurance Agent at State Farm Insurance and as a Banker at Mountain America Credit Union. As a Certified Financial Planner™, Quinton Young focuses on educating and collaborating with his clients to develop comprehensive financial plans tailored to their life goals. He emphasizes a thorough understanding of his clients' priorities as the foundation of his advisory approach. Outside of his professional work, Quinton enjoys activities such as board games, family activities, exploring food, outdoor adventures, and playing table tennis.

Patricio Panuncio is a Financial Advisor with Merrill Lynch Wealth Management. In this role, he assists individuals, families, and business owners with wealth management, offering guidance on investment strategies, retirement planning, and financial decision-making. He aims to build lasting relationships and serves as a trusted partner throughout his clients' financial journeys. Patricio's approach emphasizes understanding each client's unique goals and priorities, providing thoughtful financial planning and personalized investment strategies tailored to long-term objectives. He holds the Personal Investment Advisor (PIA) designation and has educational experience from the Academy for Math Engineering and Science and the University of Utah. He is fluent in both Spanish and English. Outside of his professional work, Patricio spends time with his family and engages in activities such as golfing, skiing, and outdoor exploration. He applies principles from his personal interests, like discipline and preparation, to his client relationships and financial advisory services.

Michael Hill is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 credentials and 19 years of industry experience. He has worked at Equitable Advisors since 2015, previously affiliated with AXA Advisors LLC. Outside of his advisory role, Hill operates P2P Coaching and Training LLC, doing business as Path 2 Purpose Academy, where he is a certified coach through the Napoleon Hill Institute. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm uses a hybrid referral and implementation model, emphasizing tailored client intake processes and a combination of advisory and brokerage channels.

Jared Knudsen is a financial advisor at LPL Financial with 16 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked with Securities America Advisors, Wasatch Benefits Group, and KMS Financial Services. His activities include managing insurance products such as Medicare and life insurance plans. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients including individuals, retirement plans, and institutions. The firm offers financial planning, advisory programs, retirement consulting, and brokerage services through a national network of investment advisers, providing both discretionary and non-discretionary management supported by in-house and third-party research.

Jeremy Smith is a financial advisor with Morgan Stanley in West Jordan, Utah, holding a Series 66 designation and 26 years of industry experience. He has been with Morgan Stanley and affiliated entities since 2007. Outside of his advisory role, he operates an internet business specializing in carbon fiber tubes. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutional clients, focusing on tailored financial planning and utilizing structured planning tools and modeling techniques.

Michael Brandt is a financial advisor with Cetera who holds a Series 66 designation and has 11 years of industry experience. His work history includes positions at Voya Financial Advisors, The M Group & Associates, and Unified Financial Partners, where he currently serves as owner. Outside of advising, he owns an expense management business called M Brandt Financial. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that includes affiliated and third-party investment strategies, with approximately 10,000 advisors managing over $256 billion in assets.

Brian Ohlwiler is a financial advisor with Fidelity in Lehi, UT, holding Series 63 and Series 66 licenses and 17 years of industry experience. He has been affiliated with Fidelity Brokerage Services since 2008, Fidelity Personal and Workplace Advisors since 2018, and Fidelity Investments since 2025. Fidelity’s Strategic Advisers LLC, where he works, provides investment management and advisory services to retail and institutional clients, including registered investment companies. The firm uses proprietary research combined with quantitative analysis and algorithmic portfolio construction to manage and deliver model portfolios across various investment platforms.

Timothy Wright is a financial advisor with Morgan Stanley Wealth Management, holding a Series 66 designation and 20 years of industry experience. Prior to joining Morgan Stanley in 2023, he worked at E*TRADE Capital Management and E*TRADE Securities from 2006 to 2023. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs including tailored financial planning, with a financial planning process that uses structured discovery and firm-approved tools to model outcomes.