Dominic Tobacco Jr. is a financial advisor with Cetera and holds a Series 63 designation. He has 32 years of industry experience, including prior roles at First Allied Advisory Services and First Allied Securities. He serves as a trustee for the River Plaza Youth Club, a nonprofit organization. Cetera Investment Advisers LLC is an SEC-registered adviser that works with individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a variety of portfolio management and financial planning services, providing access to both affiliated and third-party managers.

Rocco Fiato is a financial advisor with Merrill in Bridgewater, NJ, holding a Series 66 designation and nine years of industry experience. He has worked at Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2017 and at Bank of America, N.A. since 2018. Prior to that, he was with Northeast Planning Corp for one year. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm integrates into Bank of America’s broader corporate platform, providing access to a wide set of products and services.

Christopher Dipietro is a financial advisor at UBS Financial Services with 39 years of industry experience. He holds Series 63 and Series 65 licenses and has been with UBS since 2011. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor financial plans based on clients’ goals and risk tolerances.

Michael Garzone is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 11 years of industry experience. He has been with J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2015. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Steven Parente is a Series 66-licensed financial advisor with Merrill, based in Bridgewater, NJ, and has 18 years of industry experience. He has worked at Merrill since 2007 and has been affiliated with Bank of America, N.A. since 2019. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Christopher Tarashuk is a financial advisor at Equitable Advisors with a Series 66 designation and one year of industry experience. He has worked previously at Northwestern Mutual and Crestview Tree Service. Outside of financial advising, he owns and operates Aquatic Ascent, a business focused on raising and selling exotic fish. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm uses a hybrid referral and implementation model and offers both advisory and brokerage/insurance channels to implement client recommendations.

Christopher Scalise is a Series 66-licensed financial advisor with one year of industry experience. He currently works at Fidelity and has prior experience with Prudential and Boulevard Five 72. Strategic Advisers LLC, the Fidelity Investments company where he works, provides investment management and advisory services to both retail and institutional clients. The firm employs a quantitative and algorithmic investment process and serves as an adviser to multiple registered investment companies and fund-of-funds.

Tess Cusate is a financial advisor at UBS Financial Services with four years of industry experience. She holds a Series 66 designation and has been with UBS since 2019 following her time at Villanova University. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, utilizing proprietary research and model-based asset allocations to tailor financial plans. The firm combines institutional trading capabilities with wealth management services, operating as a broker-dealer, investment adviser, and futures commission merchant.

Dominic Pinto is a financial advisor at Charles Schwab with 10 years of industry experience. He holds the Series 66 designation and has prior experience at Bank of America and Merrill. Dominic is currently based in Bridgewater, NJ. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advice and access to discretionary separately managed accounts, utilizing multi-asset model portfolios and alternative investment options.

Emmanuel Itembe is a financial advisor with LPL Enterprise holding a Series 66 credential. He has less than one year of industry experience, with prior roles at Equitable Advisors and Bankers Life, as well as employment outside the industry at Lowe’s. His activities include involvement with a non-variable insurance business. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering financial planning, consulting, and access to model portfolios and third-party asset management programs through an integrated advisory and brokerage platform.

Rafael Diaz is a financial advisor with Equitable Advisors in Woodbridge, NJ, holding a Series 66 designation and 19 years of industry experience. He has been with Equitable Advisors since 2006 and previously worked with Axa Advisors, LLC for 14 years. Equitable Advisors serves individual investors, retirement plan sponsors and participants, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and a broad range of third-party asset managers. The firm operates a hybrid referral and implementation model, combining advisory and brokerage/insurance channels, and tailors services through a client intake process to document goals, risk tolerance, and time horizon.

Kenneth Reilly is a financial advisor with LPL Financial in Holmdel, NJ, holding Series 63 and Series 65 credentials and bringing 38 years of industry experience. He previously worked at UBS Financial Services Inc. from 2008 to 2020. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management supported by model portfolios and research from multiple sources.

John Coonan is a financial advisor with Edward Jones in Princeton, NJ, holding a Series 66 designation and possessing 12 years of industry experience. He has been with Edward Jones since 2015. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a large network of financial advisors and branch offices nationwide.

Bharat Gurnani is a financial advisor at Ameriprise with 34 years of industry experience. He holds the CFP® and ChFC® designations along with Series 63 and Series 65 licenses. Gurnani has been with Ameriprise since 2013, including its affiliated entities. Ameriprise offers a retirement-income planning service targeting individuals with substantial investable assets, providing written recommendation reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, asset bucketing, and tax-efficiency analysis to deliver tailored, algorithm-supported recommendations primarily for clients with Ameriprise-managed accounts.

Michael Locascio is a financial advisor at LPL Enterprise with 11 years of industry experience. He holds Series 63 and Series 65 designations and has worked previously at Prudential Insurance Company of America. Outside of his advisory role, he owns Keys to Success, LLC, where he teaches piano and performs at weddings and special events. LPL Enterprise serves a wide range of clients, including individuals, retirement plans, charitable organizations, and corporations, offering financial planning, model wealth portfolios, third-party asset management, and access to brokerage and insurance products through an integrated advisory and brokerage platform.

John Abadiotakis is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He previously worked at Morgan Stanley Private Bank, National Association, from 2015 to 2018. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advisory services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broader set of financial product offerings, such as insurance-related vehicles and bank deposit sweep options.

Keith Applegate is a financial advisor with Fidelity, holding Series 63 and Series 66 designations and 14 years of industry experience. His prior experience includes roles at Bank of America, N.A. and Merrill from 2014 to 2022. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, an IRS-qualified Charitable Gift Fund, and registered investment companies. The firm uses a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios that include mutual funds, ETFs, and ETPs.

John Provinsal is a financial advisor with LPL Financial based in Bridgewater, NJ, holding Series 63 and Series 65 credentials and three years of industry experience. His prior roles include positions at Paradigm Wealth Advisory, PNC Bank, Capital One Bank, and Western Pest Services. He also provides investment advisory services through Paradigm Wealth Advisory, LLC, an independent registered investment advisor. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of advisers. The firm offers a range of advisory programs, financial planning, and retirement consulting services, employing both discretionary and non-discretionary management with access to model portfolios and research.

Brian Lee is a financial advisor with LPL Enterprise and holds Series 63 and Series 66 licenses. He has 16 years of industry experience, including previous roles at Prudential Insurance Company of America, Pruco Securities, LLC, Allied Wealth Partners, Minnesota Life Insurance Co, and Securian Financial Services. LPL Enterprise serves a diverse clientele, including individuals, retirement plans, charitable organizations, corporations, and institutional clients, providing financial planning, advisory services, and access to various investment and insurance products. The firm combines advisory programs with brokerage offerings and utilizes model portfolios, third-party portfolio managers, and integrated lending solutions.

Melissa Bonilla is a financial advisor with LPL Enterprise holding Series 63 and Series 66 licenses and 18 years of industry experience. Her prior roles include positions at The Prudential Insurance Company of America and Pruco Securities LLC. She is also involved in non-variable insurance activities through Prudential’s affiliated agency. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, and institutional clients, offering financial planning, advisory, brokerage, and insurance products. The firm’s platform integrates adviser programs with active sales of financial products and leverages third-party asset managers and model portfolios.