Stephanie Yang is a CFA® charterholder and holds a Series 66 license with 11 years of industry experience. She has worked at Citigroup Global Markets since 2022 and previously spent eight years at Morgan Stanley. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies with internal standards and oversight committees for manager selection and monitoring, and operates with significant institutional scale and diverse market roles.

Sandra Gill is a financial advisor with Eagle Strategies (NY Life) based in New York, NY, holding Series 63 and Series 66 licenses and 25 years of industry experience. She has been with Nylife Securities LLC, New York Life Insurance Company, and Eagle Strategies since 2014. Outside of her advisory work, she owns a rental property where she rents a room to a family member. Eagle Strategies serves a diverse client base, including individual and institutional investors, offering financial planning, investment management, and retirement-plan advisory services. The firm’s approach includes multiple program types tailored to client objectives, with a significant portion of assets managed on a non-discretionary basis.

Thomas Kavanagh is a CFP® with eight years of industry experience, currently serving as a financial advisor at Wealthspire Advisors. His prior roles include positions at Lenox Wealth Advisors, MML Investors Services, and Lenox Advisors, Inc. Wealthspire Advisors provides wealth management, investment advisory, financial planning, and trustee services to individuals, corporations, retirement plans, nonprofit organizations, and foundations. The firm employs a relationship-driven, customized process with diversified, institutional-style asset allocation and offers both discretionary and non-discretionary portfolio management.

Diane Wesbecher is a financial advisor with Eagle Strategies (NY Life) based in New York, NY. She holds Series 63 and Series 65 registrations and has 26 years of industry experience. Diane has been affiliated with New York Life Insurance Company since 2000 and with Nylife Distributors LLC since 2003. Eagle Strategies provides financial planning, investment management, and retirement-plan advisory services to individual and institutional clients. The firm offers a range of program types and emphasizes tailoring recommendations to client objectives and Plan Sponsor criteria.

Timothy Lavino is a financial advisor with Eagle Strategies (NY Life) based in New York, NY. He holds a Series 66 designation and has 17 years of industry experience. Lavino has been with Eagle Strategies since 2013 and has also worked with Nylife Securities LLC and New York Life Insurance Company since 2009 and 2008, respectively. Eagle Strategies serves individual and institutional clients by offering financial planning, investment management, and retirement-plan advisory services through a large network of affiliated representatives. The firm emphasizes tailored recommendations across multiple program types and manages the majority of its assets on a non-discretionary basis.

David Spungen is a financial advisor at Corient with 24 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Hillview Capital Advisors, RegentAtlantic, and CIPW Service Company. Outside of his advisory role, he serves on the advisory board of Simply Good Jars, providing general strategic advice. Corient offers investment advisory and financial planning services to a diverse client base, including individuals, trusts, pension plans, and corporate entities. The firm employs a goals-based, team investment approach that integrates in-house strategies with third-party managers and utilizes risk management tools and alternative investment options.

Mark Sanchioni is a financial advisor with Osaic Institutions, Inc., holding a Series 66 designation and 23 years of industry experience. He has worked at Infinex Investments, Inc., Ridgewood Savings Bank, Atlantic Union Bank, and United Bank during his career. He also serves as Chief Banking Officer at Ridgewood Savings Bank. Osaic Institutions, Inc. is an SEC-registered investment adviser serving individuals, ERISA plans, trusts, estates, and corporate clients through a network of investment adviser representatives. The firm offers customized advisory services, financial planning, and access to alternative investments, operating a hybrid adviser/broker-dealer model with both discretionary and non-discretionary account management.

Thomas Santangelo is a financial advisor with HSBC Securities (USA) Inc. in New York, NY. He holds the Series 66 designation and has one year of industry experience. His prior work includes multiple roles at HSBC Bank USA, N.A., and experience at New Paltz University. HSBC Securities (USA) Inc. offers managed account programs to a broad client base, including individuals, retirement accounts, charitable organizations, and corporations. The firm uses a combination of client-directed and discretionary investment programs supported by strategic and tactical asset-allocation advice and ongoing fund due diligence.

Haider Ali is a financial advisor at HSBC Securities (USA) Inc. with one year of industry experience. He holds Series 63 and Series 66 credentials and previously worked at Morgan Stanley and Better Homes Bureau LLC. Haider is based in New York, NY. HSBC Securities (USA) Inc. offers managed account programs for individuals, retirement accounts, charitable organizations, and corporations through various client-directed and discretionary portfolios. The firm combines strategic and tactical asset allocation with fund due diligence and monitoring, serving clients with a range of risk profiles.

Khuong Chau is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He has worked at Citigroup since 2017 and previously at HSBC Bank USA. Outside of his advisory role, Chau is involved in professional boxing contract negotiations, representing boxers and promoters. Citigroup Global Markets serves individual and institutional clients across workplace, high-net-worth, and ultra-high-net-worth segments, offering a range of investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies with internal oversight and provides bespoke discretionary solutions and a combination of large institutional scale with unique market roles.

Eric Maher is a financial advisor with Eagle Strategies (NY Life) based in New York, NY, holding Series 63, 65, and 66 licenses and bringing 25 years of industry experience. He has founded Diversified Services and has worked with notable firms including Northwestern Mutual and Cetera. Outside of advisory work, Maher serves in the New York State Assembly. Eagle Strategies serves a broad mix of individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services. The firm emphasizes tailored advice through multiple program types and manages a majority of its assets on a non-discretionary basis within the integrated New York Life affiliate structure.

Pietro Luzarreta Leal Mendes is a financial advisor at Citigroup Global Markets with three years of industry experience. He holds a Series 66 designation and has worked at Citigroup and Citibank since 2021, with prior experience at Bradesco SA. Citigroup Global Markets serves individual and institutional clients across various wealth segments, providing a range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs and operates with a combination of large institutional scale and specialized market roles.

Ethan Kirk is a financial advisor at TD Private Client Wealth LLC in New York, NY, holding Series 65 and Series 63 credentials. He has one year of industry experience and previously worked at Charles Schwab & Co., Inc. Outside of finance, his background includes roles in hospitality and cultural programs. TD Private Client Wealth LLC offers discretionary wrap-fee managed account programs and brokerage services to institutional clients, high-net-worth private clients, and retail clients. The firm employs a combination of strategic and tactical asset allocation utilizing both affiliated and third-party sub-managers.

Kellen Hirayama is a financial advisor at TIAA-CREF with Series 63 and Series 65 credentials and four years of industry experience. Prior to joining TIAA-CREF, Hirayama held various roles at Fidelity and Fidelity Brokerage Services. He has experience working in institutional research and decision support at Chapman University. TIAA-CREF Individual & Institutional Services, LLC provides financial planning, discretionary managed account programs, and broker-dealer services primarily to individuals connected with TIAA retirement plans, as well as to trusts, estates, and small retirement plans. The firm offers a fiduciary standard for its RIA services and uses a combination of model and customized portfolios within its managed account programs.

Karen Lawrence is a financial advisor at Citigroup Global Markets with 26 years of industry experience. She has been with Citigroup Global Markets since 2007 and holds Series 63 and Series 65 licenses. In addition to her advisory role, she serves as a Director and board trustee at Greater Deliverance Church of God, where she contributes to decisions regarding church operations. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering investment advisory programs, execution and custody services, and derivatives and futures capabilities. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with unique market roles and commercial arrangements.

Michael Obrien Jr. is a financial advisor with Stratos Wealth Partners, Ltd., holding a Series 63 designation and bringing 13 years of industry experience. He has worked at LPL Financial, LLC and MetLife Securities Inc. Prior to his current role, Obrien has been with Stratos Wealth Partners and LPL Financial since 2017. Stratos Wealth Partners provides advisory services to a diverse client base, including individual investors, trusts, charitable organizations, corporations, and retirement plans. The firm offers an open-architecture Strategic Wealth Management platform that supports both advisor-managed and model-based portfolios, utilizing multiple custodians and a combination of affiliated and third-party sub-advisors.

Amelia Levitt is a financial advisor with Citigroup Global Markets, holding a Series 66 designation and three years of industry experience. Her career includes multiple periods at Citigroup and a brief tenure at Bank of America Merrill Lynch. Citigroup Global Markets serves a range of individual and institutional clients through various advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies and operates with institutional scale, offering both discretionary and non-discretionary investment solutions.

Emma Weinfurt is a financial advisor at Citigroup Global Markets with a Series 66 designation and one year of industry experience. She previously worked at Sincerus Advisory and has a background including roles at William and Mary and Durham School of the Arts. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment advisory programs alongside broker-dealer execution and custody services. The firm combines large institutional scale with unique market roles, including in-house research and acting as a swap dealer and futures commission merchant.

Miranda Josephson is a financial advisor with Goldman Sachs Wealth Services, holding a Series 66 designation and three years of industry experience. She has worked at Goldman Sachs since 2022 and previously held positions at BlackDiamond Wealth Management and New York University. Goldman Sachs Wealth Services provides financial planning and portfolio management to a diverse client base, including individual investors, executives, corporate participants, and institutional clients. The firm offers tailored investment strategies supported by specialized teams and integrates a range of resources across the broader Goldman Sachs organization.

Christopher Leddy is a financial advisor at Wealthspire Advisors with five years of industry experience. He holds the Series 65 designation and previously worked at Lenox Wealth Advisors, LLC from 2018 to 2022. Wealthspire Advisors is an SEC-registered investment adviser managing approximately $34.3 billion in assets for nearly 9,700 clients. The firm serves individuals, corporate and pension plans, nonprofits, and foundations, using an institutional-style asset allocation approach implemented through a diversified mix of investment vehicles and subject to centralized due diligence and oversight.