Sadhna Malik is a financial advisor with Cetera, holding a Series 63 designation and 24 years of industry experience. She has worked at Cetera and its affiliated firms since 2014 and has maintained a CPA practice since 2011. In addition to her advisory work, Malik operates as an independent insurance agent selling property and casualty insurance. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers various portfolio management and financial planning services through a multi-manager platform with access to both affiliated and third-party investment managers.

Gaurav Suri is a financial advisor at Merrill with one year of industry experience. He holds a Series 66 designation and previously worked at JP Morgan Chase for six years. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Alaine Macdougall is a CFP® professional with 11 years of industry experience, currently serving as a financial advisor at Edelman Financial Engines since 2025. Prior to this, Alaine worked at Financial Engines Advisors L.L.C. and held positions at various firms including Davidov Law Group and Equitable Advisors. Edelman Financial Engines offers technology-enabled investment advisory services focused on workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages both model-based and customized portfolios, supports a large client base through advisor-led and online platforms, and provides employer-facing retirement plan consulting and educational resources.

Christine Parrett is a financial advisor at Stifel with 22 years of industry experience. She has been with Stifel since 2007 and holds Series 63 and Series 65 designations. She is also a notary public. Stifel serves a broad range of clients, including individuals, institutional investors, and charitable organizations, offering brokerage and investment advisory services. The firm’s investment guidance is based on a proprietary methodology developed by its Investment Strategy Group, which uses forward-looking capital market assumptions and probabilistic modeling.

Ying Lin is a financial advisor with J.P. Morgan Securities, holding the Series 63 and Series 66 designations and bringing 19 years of industry experience. Lin has worked at J.P. Morgan Securities since 2012 and concurrently at JPMorgan Chase Bank, N.A. since 2006. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. The firm delivers these services through a select group of Wealth Advisors and offers recommendations on a non-discretionary basis.

Isaac Mc Cabe is a financial advisor at J.P. Morgan Securities with four years of industry experience. He holds a Series 66 designation and has previously worked at Edward Jones, Life Time Fitness, Inc., and in public schools in Edmond and Norman, Oklahoma. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

James Krug is a financial advisor at UBS Financial Services with 39 years of industry experience. He holds a Series 63 designation and has been with UBS since 2016. Outside of his advisory role, he is the owner and US Coast Guard licensed captain of Persuader Sport Fishing Charters. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

Veronica Mallozzi is a financial advisor at Cetera with 27 years of industry experience. She holds a Series 63 designation and has previously worked with Avantax Advisory Services and Avantax Investment Services for over 25 years. Mallozzi is also a partner at Mallozzi & Dwyer CPAs PC, where she is involved in tax preparation and accounting. Cetera Investment Advisers LLC is an SEC-registered adviser serving individual clients, retirement plans, corporate, charitable, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a nationwide network of independent advisors and employs a multi-manager platform with diverse investment options.

Giovanni Canicatti is a financial advisor with LPL Enterprise, holding a Series 63 designation and 15 years of industry experience. His prior work includes roles at Prudential Insurance Company of America and Pruco Securities, LLC. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, and institutional entities. The firm’s approach emphasizes model-driven investment implementation and access to third-party asset managers, alongside financial planning and brokerage services.

Richard Ivey Jr. is a financial advisor at Merrill with 25 years of industry experience. He holds Series 63 and Series 66 designations and previously worked at J.P. Morgan Securities for eight years before joining Merrill in 2020. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Owen Watstein is a financial advisor at Wells Fargo Clearing with 32 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Citigroup Global Markets for 13 years before joining Wells Fargo Clearing in 2020. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Laura Rosovich is a financial advisor at Cetera with nine years of industry experience and holds the Series 63 designation. She has worked at Avantax Insurance Services and Aflac, and has operated Rosovich & Associates, Inc., providing accounting, bookkeeping, and tax preparation services since 2011. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party strategies.

Gurpreet Singh is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. He has been with J.P. Morgan Securities since 2015 and has also worked at JPMorgan Chase Bank, N.A. since 2013. J.P. Morgan Securities LLC provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors. The firm offers asset allocation advice, investment manager and fund searches, and customized performance reporting, combining large institutional advisory operations with affiliated brokerage and investment management capabilities.

John Scala is a financial advisor with Merrill in Garden City, NY, holding Series 63 and Series 65 licenses and having 39 years of industry experience. He has been with Merrill since 1988 and has also worked at Bank of America since 2009. Outside of his advisory role, he operates a sole proprietorship selling his own photographs. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional clients.

Vesna Ranisavljevic is a financial advisor at J.P. Morgan Securities with 25 years of industry experience. She holds a Series 66 designation and has been with J.P. Morgan Securities since 2012, also working at JPMorgan Chase Bank, N.A. since 2003. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage and investment management capabilities.

Susan Sidden is a financial advisor at Cetera with 31 years of industry experience. She holds a Series 63 designation and has worked at Cetera and its affiliates since 2019, with prior experience at North Ridge Securities Corp. from 1999 to 2019. Outside her advisory work, she owns an income tax preparation business operating since 1994. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services, utilizing both affiliated and third-party managers across various program structures.

Brendan Trudden is a financial advisor with Morgan Stanley, holding a Series 66 designation and bringing 25 years of industry experience. He has worked with Morgan Stanley Private Bank since 2015 and has been affiliated with Morgan Stanley Smith Barney since 2009. Prior to that, he was associated with Citigroup Global Markets starting in 2001. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning. The firm’s planning process utilizes structured discovery conversations and firm-approved tools, including outcome modeling with Monte Carlo simulations and Secular Return Estimates.

David Lilienthal is a Series 66-credentialed financial advisor at Edward Jones with 17 years of industry experience. He has been with Edward Jones since 2008. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of investment strategies and advisory services, managing approximately $1.01 trillion in assets through a large nationwide network of financial advisors and branch offices.

Laura Ciullo is a financial advisor at J.P. Morgan Securities with 19 years of industry experience. She holds a Series 66 designation and has worked previously at Merrill and Bank of America N.A. alongside her current roles at J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2023. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework in its investment recommendations.

Vincent Perrotta is a financial advisor at Edward Jones with 11 years of industry experience. He holds the Series 66 designation and has been with Edward Jones since 2015. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, including discretionary and non-discretionary wrap fee accounts, separately managed accounts, and affiliated mutual funds, with approximately $1.01 trillion in assets under management.