John Valverde is a Financial Consultant at Fidelity Investments, a position he has held since 2024. He has been with Fidelity Investments since 2019, progressing through roles including Financial Representative, Relationship Manager, Planning Consultant, and Financial Consultant I. Prior to joining Fidelity, he worked as a Relationship Specialist at Charles Schwab in 2018-2019 and as a College Financial Representative at Northwestern Mutual in 2017. In his current role, John collaborates closely with clients to develop personalized financial plans that prioritize their goals and aspirations. He utilizes Fidelity's tools and resources to create investment strategies aligned with each client's vision of the future. His experience spans client relationship management and financial planning within prominent financial institutions. Educational background and personal interests were not provided.

Richard Scheele is a financial advisor with Osaic Wealth, Inc. based in Chicago, IL. He holds a Series 66 designation and has nine years of industry experience, including nine years at Lincoln Financial Advisors Corporation prior to joining Osaic in 2025. Scheele is also a partner and manager at The Next Level Planning Group, LLC, where he participates in strategic decision-making and operational roles. Osaic Wealth, Inc. serves a broad range of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, utilizing asset-allocation tools, risk-tolerance assessments, and automated rebalancing to construct diversified portfolios including traditional and alternative investments.

Philip Depriest is a financial advisor with LPL Financial in Lincolnwood, IL, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has worked at LPL Financial since 2019 and previously held roles at Cetera Investment Advisors LLC and Cetera Investment Services LLC from 2011 to 2019. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services through a national network of investment adviser representatives.

Olivia Hauser is a financial advisor at Fidelity with a Series 66 designation and less than one year of industry experience. Prior to joining Fidelity, she held various roles in education and other fields, including positions at Illinois State University and Mobile Therapy Centers of America. Fidelity’s Strategic Advisers LLC, where Olivia works, provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, including fund-of-funds and model portfolios delivered to intermediary platforms.

James Kingsley is a CFP® professional with 22 years of experience at Edward Jones in Oak Park, IL. He has been with Edward Jones since 2004. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a wide range of advisory programs and investment solutions supported by a large national network of financial advisors and branch offices.

Tony Diar Bakerli is a Series 66-credentialed financial advisor with 12 years of industry experience, currently with Cambridge Investment Research Advisors since 2019. His prior experience includes roles at SagePoint Financial and Wells Fargo Advisors. Outside of advisory work, he is involved in several business ventures including serving as President and CEO of Bakmen Group Holding, consulting through Starboard Partners Consulting, and holding ownership and board positions in food and beverage as well as technology service companies. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base that includes individuals, pension plans, charitable organizations, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, utilizing both proprietary model strategies and third-party managers across multiple custody and platform arrangements.

Mark Pautsch is a financial advisor with Cetera who holds a Series 66 designation and has 19 years of industry experience. He has worked at various Cetera entities since 2015. Cetera Investment Advisers LLC is an SEC-registered adviser that serves individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts through a large network of independent advisors. The firm offers a range of portfolio management and consulting services, utilizing a multi-manager platform that includes affiliated and third-party model portfolios along with customized strategies.

Ezra Samuels is a financial advisor at Merrill with four years of industry experience. He holds the Series 66 designation and has worked at Merrill since 2021. Prior to joining Merrill, he held positions at Bank of America, Zeigler Auto Group, and Rivers Casino Des Plaines. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jack Pierce is a CFP® and Series 66 credentialed financial advisor with four years of industry experience. He currently works at RBC Capital Markets and has prior experience at City National Bank and U.S. Bank. RBC Wealth Management, a division of RBC Capital Markets, serves a wide range of clients including individual investors, institutions, corporations, and charitable organizations. The firm offers various advisory programs with tailored investment strategies implemented through both in-house and third-party managers, along with integrated financial planning and custody services.

George Kohl III is a financial advisor at Morgan Stanley with a Series 66 designation and one year of industry experience. His prior work includes roles at Hines Interests Limited Partnership and the National Student Leadership Forum. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm provides a range of advisory programs, including tailored financial planning supported by structured discovery processes and firm-approved tools.

Julie Hoersten is a financial advisor at UBS Financial Services with 43 years of industry experience. She has held her current position at UBS since 2012. She holds Series 63 and Series 66 designations. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management and offers proprietary research and comprehensive capital markets services.

Kyle Butson is a financial advisor with LPL Financial in Roselle, IL, holding a Series 66 designation and eight years of industry experience. Prior to joining LPL Financial in 2022, he worked at Edward Jones for four years and Itasca Bank & Trust Co. since 2022. LPL Financial serves individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of advisory programs, financial planning, and brokerage services, with investment management supported by in-house research, third-party subadvisors, and technology-driven strategies.

Richard Lazaro is a financial advisor at J.P. Morgan Securities with 13 years of industry experience. He holds Series 63 and Series 66 licenses and has been with J.P. Morgan Securities since 2012, also working with JPMorgan Chase Bank, N.A. since 2011. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Michael Masciopinto is a financial advisor at Ameriprise with 37 years of industry experience. He has held his current role since 2020 and previously worked at Ameriprise Financial Services, Inc. for 33 years. He holds Series 63 and Series 65 licenses. Ameriprise provides a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver written, non-discretionary recommendation reports through a centralized consulting team.

Nicole Mackowiak is a financial advisor with Cetera, holding a Series 66 designation and 14 years of industry experience. She has worked previously at Avantax Investment Services and 1st Global Advisors, and she currently manages operations at Porte Brown Wealth Management. Cetera Investment Advisers LLC serves a wide range of clients including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers diversified portfolio management and financial planning services through a multi-manager platform with access to various third-party managers and program structures.

George Palacios Jr. is a financial advisor at J.P. Morgan Securities in Chicago, IL, with 21 years of industry experience. He holds Series 63 and Series 66 designations and has worked at J.P. Morgan Securities since 2012, alongside roles at UBER and On Q Protection and Investigation Services LLC. J.P. Morgan Securities provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors through its Institutional Consulting Services, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

William Eaton is a Wealth Management Advisor based in Crystal Lake, Illinois, with over 30 years of experience assisting families, entrepreneurs, and corporate executives in navigating their financial affairs. He specializes in family wealth management strategies, liquidity management, tax minimization, retirement income, wealth transfer, philanthropic planning, and long-term care. William and his team provide a personalized, goal-centered approach that integrates all aspects of a client's financial life to help prioritize and pursue their most important objectives. William holds several professional designations, including Certified Exit Planning Advisor (CEPA), Certified Private Wealth Advisor (CPWA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). He earned his bachelor's degree from Middlebury College. His offices in Illinois and New York provide full accessibility to resources from Merrill Lynch Wealth Management and Bank of America to tailor strategies that adapt to changing market conditions and client needs. Beyond his professional work, William is actively involved in community organizations such as Crystal Lake Youth Rugby, where he coaches, the Foundation for Wellspring, and serves as a trustee on the Sailors' Snug Harbor Board of Trustees. His personal interests include adventure sports, cooking, rugby, and spending time with his family. He divides his time between Crystal Lake, Illinois, and Hull, Massachusetts, sharing his passion for rugby and philanthropy.

Kevin Kelly is a financial advisor at Cetera with 19 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at firms including Avantax Investment Services and LPL Financial. Kelly also leads Legacy Tax & Accounting, LLC, where he manages tax preparation, accounting, and payroll services. Cetera Investment Advisers LLC serves individual, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and retirement services and operates a multi-manager platform combining affiliated and third-party investment strategies.

Kerry Wiberg is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 47 years of industry experience. He has been with LPL Financial since 2009. In addition to his advisory role, he is involved in selling life, health, and long-term care insurance through general agencies. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, providing both discretionary and non-discretionary management supported by research and model portfolios.

Robert Gattuso is a financial advisor with Morgan Stanley in Deerfield, IL, holding Series 63 and Series 65 licenses and 29 years of industry experience. He has worked at various Morgan Stanley entities since 2007, including Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Outside of his advisory role, he serves as a director of The Lambs, Inc. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and firm-approved processes in its financial planning services.