Oscar Garner is a financial advisor at Raymond James & Associates with five years of industry experience. He holds a Series 66 designation and has held roles at Michigan State University’s Finance Department and Altria. Garner also worked with Oakland Hills Country Club and Bloomfield Hills Schools prior to joining Raymond James. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser that manages approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional clients, and municipalities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Derek Du Bois is a Series 66-licensed financial advisor with Raymond James Financial, based in Northville, MI, and has four years of industry experience. His prior work includes roles at Raymond James Financial Services, Inc. and Smith and Associates (Ameriprise Financial). He has been involved as an advisor in training with Center Street Wealth Strategies. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutions. The firm offers customized, non-discretionary planning and consulting supported by risk profiling and analytical tools, and maintains unique municipal advisory capabilities and specialized programs for employer retirement plans.

Joseph Wanczyk is a financial advisor at Osaic with 13 years of industry experience. He holds a Series 66 designation and previously worked for Lincoln Financial Advisors for 10 years before joining Osaic in 2025. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, financial planning, retirement plan consulting, and access to third-party money managers, employing various portfolio construction tools and supporting both discretionary and non-discretionary management.

Ryan Slater is a financial advisor with Morgan Stanley in Farmington Hills, MI, holding a Series 66 designation and 8 years of industry experience. He has worked at Morgan Stanley and its Private Bank since 2017 and previously worked at Siemens Healthcare from 2006 to 2017. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services that utilize structured discovery processes and firm-approved tools.

Neil Singal is a Wealth Management Advisor at Merrill Lynch Wealth Management. He has been with the firm since 1996, dedicating his career to serving clients in the financial services industry. Neil focuses on personal retirement planning, philanthropic planning, small business strategies, individual and corporate investment strategy, tax minimization, and retirement income. Neil provides wealth management services primarily to business owners, attorneys, physicians, CPAs, non-profit organizations, and executives from the automotive, manufacturing, and banking sectors. His approach is attentive and disciplined, designed to help clients prepare for key transitions, including retirement and legacy planning. He works closely with clients and their families, often engaging children to provide financial education and discuss intergenerational wealth strategies. Neil graduated from Wayne State University with a Bachelor's degree in Finance. He holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Outside of his professional career, Neil enjoys spending time with his wife, Shani, and their four children, cycling, and playing golf. He is involved with organizations such as the Detroit Chessed Project, Hebrew Benevolent Society, Wolverine Sports Club - Cycling, and Yeshiva Beth Yehudah.

Alicia Mc Govern is a Series 66-licensed financial advisor with Edward Jones in Belleville, MI, where she has worked since 2007, totaling 18 years of industry experience. Outside of her advisory role, she is president of Womens Wealth and Wellness, a nonprofit focused on women’s education and health initiatives. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a wide range of advisory programs and investment solutions, supported by a network of approximately 23,701 financial advisors nationwide.

Erik Talmage is a financial advisor at Charles Schwab with seven years of industry experience. He holds a Series 66 credential and previously worked at Eagle Strategies, NYLIFE Securities, New York Life Insurance, and Ameriprise Financial Services. Outside of finance, he has experience in athletics and gymnastics organizations. Charles Schwab & Co., Inc. serves a broad client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, utilizing multi-asset model portfolios and a centralized operational structure.

De Ante Thompkins is a financial advisor with Mass Mutual Investors Services and holds Series 63 and Series 66 designations. He has seven years of industry experience, with prior roles at Thrivent Financial and Northwestern Mutual. Thompkins serves on the boards of several nonprofit organizations focused on fire prevention, STEM education, youth development, and leadership. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser offering ongoing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides collaborative, annual planning engagements utilizing firm-approved analytic tools and offers a range of investment and planning solutions including recently introduced divorce planning services.

Daniel Dickhudt is a financial advisor at Thrivent Investment Management with 27 years of industry experience. He has been with Thrivent and its affiliated entity, Thrivent Financial for Lutherans, since 2002. Outside of his advisory role, he serves as President of DLPROPERTIES LLC, a company involved in managing rental properties. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors. The firm offers comprehensive, goal-based planning across various topics without discretionary trading authority, allowing clients to combine planning with managed-account services under a consolidated billing option called “WealthPlan.”

Brian Dover is a CFP® professional with 25 years of experience in the financial industry. He has worked at Edward Jones since 2020 and was previously with Raymond James & Associates for 11 years. Dover holds Series 63 and Series 65 licenses and is based in Plymouth, MI. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including a broad range of households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers various advisory programs with discretionary and non-discretionary strategies under a fiduciary standard.

Robert Coates is a financial advisor with Ameriprise in Canton, MI, holding Series 63 and Series 66 licenses and bringing 33 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 1993. Ameriprise offers retirement-income planning services targeted at individuals approaching or in retirement who meet specific asset criteria, combining research, modeling, and tax-efficiency analysis to provide tailored written recommendations. The firm also provides a broad range of advisory, brokerage, and insurance solutions typical of a large institutional firm.

Jennifer Jennings is a Wealth Management Advisor with Merrill Lynch Wealth Management. In her role, she focuses on managing the wealth and finances of affluent families, women in transition, executives, closely held businesses, retirees, and entrepreneurs. Jennifer offers personalized financial advice and disciplined investment management to help clients pursue their financial goals and aspirations. Throughout her career, Jennifer has developed expertise in areas such as college education planning, family wealth management strategies, employee financial health, liquidity management, personal retirement planning, socially responsible and ESG investing, and retirement income. She holds the CERTIFIED FINANCIAL PLANNER® certification and the Certified Divorce Financial Analyst® designation. Jennifer also serves as a Personal Investment Advisor (PIA). Jennifer earned her bachelor's degree from Northwestern University, where she was a varsity field hockey player and served as co-captain. Born in Northern California, she currently resides in Birmingham, Michigan. She contributes to her community through volunteer opportunities with ChildSafe and the Judson Center, organizations focused on serving underprivileged children.

Sam Schmondiuk is a Financial Consultant at Fidelity Investments, where he has held various roles since 2022. His career at Fidelity began as a Financial Representative, followed by positions as a Relationship Manager and Planning Consultant before assuming his current consultant role in 2026. Prior to that, he worked as a Client Services Associate at Ameriprise Financial from 2021 to 2022. Sam focuses on building partnerships with clients and their families to develop and implement comprehensive financial plans. He emphasizes reliability and a holistic approach to assisting clients in achieving their long-term financial goals and preparing for both planned and unplanned life events. Outside of his professional work, Sam enjoys fitness, football, golf, music, and social events with friends. He also has an interest in exploring food.

Jamie Howells is a financial advisor with Raymond James & Associates holding a Series 66 designation and nine years of industry experience. He previously worked at Merrill and Bank of America before joining Raymond James in 2022. Outside of his advisory role, Howells is the owner of JJNL Investments LLC, which manages a single account focused on investing in a technology company developing an application. Raymond James & Associates, Inc. is a large dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, investment consulting, and institutional fiduciary solutions with a range of portfolio management styles and affiliated research.

Jason Bowens is a Wealth Management Advisor and Managing Director at Merrill Lynch Wealth Management. He serves as a senior partner on a specialized wealth management team that assists business owners, executives, and families in planning and managing various aspects of their financial lives. Jason focuses on providing comprehensive financial consulting, investment management, and personal CFO services to help clients achieve their unique financial objectives. He holds several professional designations including Chartered Financial Analyst (CFA), CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Certified Private Wealth Advisor (CPWA), Chartered Retirement Planning Counselor (CRPC), Chartered Retirement Plans Specialist (CRPS), Retirement Benefits Consultant (RBC), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). His expertise encompasses areas such as divorce transition planning, family wealth management strategies, personal retirement planning, portfolio management, and serving clients in sports and entertainment. Jason collaborates with clients' attorneys and CPAs to ensure financial plans align with their personal needs. Jason earned a Bachelor of Science degree in Mechanical Engineering from Michigan Technological University, followed by a Master's degree in Engineering from Purdue University and an MBA from Indiana University Kelley School of Business. Outside of his professional work, he enjoys baseball, bowling, football, golfing, reading, woodworking, traveling, and spending time with his family.

Montez Roberson is a Series 66-licensed financial advisor at J.P. Morgan Securities with two years of industry experience. His prior roles include positions at Ameriprise, Comerica Securities, Fidelity Management Services, and FIS Global. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework in its recommendations.

Michael Lafave is a financial advisor with Primerica Advisors in Plymouth, MI, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has been with Primerica Financial Services and Primerica Advisors since 1991. In addition to his advisory role, he is involved in the sale of loan products and home security and automation services through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, which provides model-delivery strategies and a limited selection of separately managed accounts for individual and high-net-worth clients. The firm emphasizes a tiered wrap-fee structure and curates third-party asset managers for its portfolio models.

Scott Baldwin is a financial advisor with LPL Financial in Northville, Michigan, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has worked at LPL Financial since 2020 and previously spent six years with Voya Financial Advisors. Baldwin has operated Baldwin Capital Management, Inc. since 1996 and also manages a tax preparation and accounting service. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and model portfolios, with advice delivered primarily by its network of investment adviser representatives.

John McGowan is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. He has been with MassMutual Life Insurance Company and Mass Mutual Investors Services since 2010. Outside of his advisory role, he is also involved as a life insurance sales agent. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning and asset management services through collaborative annual planning engagements using firm-approved analytical tools.

Nicholas Ajlouny is a financial advisor at Fidelity with Series 63 and Series 66 licenses and three years of industry experience. He has worked at Fidelity Investments since 2023 and previously held roles at Michigan First Credit Union and United Wholesale Mortgage. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including IRS-qualified Charitable Gift Funds and registered investment companies. The firm combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction to develop model portfolios using mutual funds, ETFs, and ETPs.