Nicolas Hartlage is a financial advisor with Cambridge Investment Research Advisors in Rogers, MN, holding Series 63 and Series 65 licenses and over 31 years of industry experience. His career includes roles at FSC Securities Corporation and Financial Concepts, and he has also worked as an independent insurance agent. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension and profit-sharing plans, and charitable organizations, offering financial planning, investment management, and retirement plan advisory through a network of independent professionals and a variety of platform options.

David Sandvold is a financial advisor at OSAIC with 14 years of industry experience. He holds the Series 63 and Series 65 designations and has worked previously at Woodbury Financial Services and Questar Asset Management. Sandvold is also involved with Sandvold Financial Group, where he provides trade execution and customer service support. OSAIC serves a diverse client base, including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations, offering brokerage, advisory, financial planning, and retirement consulting services through a large network of affiliated advisers and multiple platforms. The firm utilizes a range of asset-allocation and portfolio management tools and supports both discretionary and non-discretionary account management.

William Hollway is a CFP® professional affiliated with OSAIC, based in Maple Grove, Minnesota, with 42 years of industry experience. He has been associated with Royal Alliance since 2012. Hollway is also the owner of First Signature Services, a securities marketing sole proprietorship. OSAIC serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated brokerage and investment advisory services, employing various tools and third-party platforms to manage portfolios across multiple asset classes.

Tiffany Hammer is a financial advisor with Morgan Stanley in Plymouth, MN, holding a Series 66 designation and 20 years of industry experience. She has been with Morgan Stanley Private Bank, National Association since 2015 and with Morgan Stanley Smith Barney since 2009. Outside of her advisory role, she owns and operates a rental cabin in Crosslake, California. Morgan Stanley Wealth Management provides a range of advisory programs and financial planning services to individuals and institutions, managing approximately $2.74 trillion in client assets. The firm’s financial planning process utilizes structured discovery and approved planning tools, serving clients through both direct and corporate agreements.

Diane Lang is a financial advisor at Ameriprise with 21 years of industry experience. She holds a Series 66 designation and has been with Ameriprise since 2005. Outside of her advisory role, she is involved with TC Trailmarkers LLC in a paraplanner and administrative capacity. Ameriprise provides a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets. The firm uses a combination of research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Bruce Barron is a financial advisor with LPL Financial, holding Series 63, 65, and 66 designations and bringing 45 years of industry experience. His career includes roles at Waddell & Reed, Inc., A. Vision Partners, and his own entity, A Vision LLC. Outside of advising, he has managed several real estate rental activities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

Michael Soshnik is a financial advisor with Raymond James Financial in Wayzata, MN, holding a Series 63 designation and 42 years of industry experience. He has been with Raymond James Financial and Raymond James Financial Services since 2003 and has served as a trustee since 1991. Outside of his advisory role, he owns two support companies, GPS Capital Management, LLC and North Shore Capital Management. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, charitable organizations, and municipal entities. The firm offers financial planning and non-discretionary investment consulting, using a variety of implementation options and supported by firm research and an extensive affiliate network.

Jesse Bull is a CFP® with 25 years of industry experience, currently serving as a financial advisor at UBS Financial Services since 2015. He holds the Series 66 designation and is based in Wayzata, MN. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor financial plans that align with clients’ goals and risk tolerances.

Andrew Zgurich is a financial advisor at Thrivent Investment Management with a Series 66 designation and experience spanning roles at Everest Financial Group, A to Z Tax Advisors, and Uber Technologies. He has been with Thrivent since 2025. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering goal-based analyses and written recommendations across a broad range of financial planning topics without discretionary trading authority.

Terry Sandvold is a financial advisor at OSAIC with 39 years of industry experience. He holds a Series 63 designation and has worked at firms including Woodbury Financial Services and Questar Asset Management. Sandvold is also the CEO of Sandvold Financial Group, an independent business focused on insurance sales and daily operations. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms, providing integrated brokerage, investment advisory, and wealth management services. The firm employs various asset-allocation tools and offers access to third-party money managers while supporting both discretionary and non-discretionary account management.

Mark Rethlake is a financial advisor at UBS Financial Services with 42 years of industry experience. He holds Series 63 and Series 65 licenses and has been with UBS since 2006. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm employs proprietary research and model-based asset allocations to tailor financial plans aligned with clients’ goals and risk tolerances.

Ireen Sommer is a financial advisor with Ameriprise Financial Services LLC, holding a Series 66 designation and 17 years of industry experience. Before joining Ameriprise in 2022, she worked at Wells Fargo Clearing and Wells Fargo Advisors from 2016 to 2022. She serves on the Board of Directors and the Membership and Year End Awards Committee for the Minnesota Hunter & Jumper Association. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and annual retirement planning advice focused on income reliability and tax-aware withdrawal strategies.

David Rode is a financial advisor at Stifel with 45 years of industry experience. He has been with Stifel since 2006. He holds the Series 63 and Series 65 designations. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm’s investment analysis and allocation guidance are based on a proprietary methodology developed by its Investment Strategy Group, using forward-looking capital market assumptions and probabilistic modeling.

Daniel Monahan is a financial advisor with UBS Financial Services, holding Series 63 and Series 65 licenses and bringing 14 years of industry experience. He has been with UBS since 2015. Outside of his advisory role, Monahan serves on a committee managing the endowment fund for Shepherd of the Valley Lutheran Church. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client plans.

Michael Dorsey is a financial advisor at Ameriprise with 28 years of industry experience. He holds a Series 63 designation and has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he is a co-owner of MDFF LLC, an entity established for expense management and operational continuity among team members. Ameriprise offers a retirement-income planning service designed for individuals approaching or in retirement who meet certain asset thresholds, providing written recommendation reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis with advisory, brokerage, and insurance solutions through its large institutional platform.

Morgan Vondrachek is a financial advisor with Wells Fargo Advisors in Minnetonka, MN, holding Series 63 and Series 65 licenses and bringing eight years of industry experience. Prior to joining Wells Fargo Advisors in 2026, Morgan worked at UBS Financial Services Inc. for seven years and held positions with U.S. Bancorp Investments, Inc. and US Bank. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that offers investment and financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services, including specialized areas such as business-owner transition and special-needs planning, using proprietary research and tools to develop tailored client recommendations.

Janet Mcconkey is a financial advisor with RBC Capital Markets in Wayzata, MN, holding a Series 66 designation and eight years of experience in the industry. She previously worked at Schluchter Investment Advisors for six years. Outside of her advisory role, she is the owner of North Star Grant Writing, LLC, which provides grant writing and nonprofit consultation services. RBC Wealth Management serves a diverse client base including individual investors, institutions, and charitable organizations, offering discretionary and non-discretionary portfolio management and a variety of advisory programs tailored to clients’ risk profiles.

Steven Kumagai is a CFP® with 37 years of industry experience, currently serving as a financial advisor at Ameriprise. He has worked with Ameriprise Financial Services since 2005. Outside of advising, Kumagai is involved in pro bono financial planning for underserved populations and performs as a musician in a rock and roll band. Ameriprise offers a retirement-income planning service targeting individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations, supported by a centralized consulting team.

Nicholas Mlsna is a financial advisor at Ameriprise in Hopkins, MN, holding a Series 66 designation with six years of industry experience. He has been with Ameriprise since 2019, including time at Ameriprise Financial Services, Inc., and prior roles outside the industry while completing his studies at the University of Wisconsin-Eau Claire. Ameriprise is an institutional firm offering a retirement-income planning service tailored to individuals approaching or in retirement with significant investable assets. The firm uses a centralized consulting team and a combination of research, modeling, and tax-efficiency analysis to provide written, non-discretionary recommendations focused on income sources, Social Security options, and withdrawal strategies.

Frederick Welch is a financial advisor with Mass Mutual Investors Services in Plymouth, MN, holding a Series 63 designation and 24 years of industry experience. He previously worked at MetLife Securities, Inc. for 16 years before joining Mass Mutual Life Insurance Company and Mass Mutual Investors Services. Welch is also an independent health insurance agent. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using collaborative, software-assisted planning approaches without discretionary investment authority.