Jacob Minakowski is a financial advisor at J.P. Morgan Securities with four years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Goldman Sachs and WealthSpire Advisors. He is based in Philadelphia, PA. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research to build model asset allocations and offers broader derivatives and commodities capabilities compared with many institutional advisory programs.

Claudel Demosthene is a financial advisor with UBS Financial Services in Philadelphia, PA, holding a Series 66 designation and 25 years of industry experience. His career includes prior roles at Capital One Investing, Morgan Stanley, and Merrill. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, leveraging proprietary research and model-based asset allocations. The firm combines institutional trading capabilities with wealth management services, including fee-based financial planning and portfolio management.

Richard Simenhoff is a financial advisor with Wells Fargo Advisors in Philadelphia, PA, holding Series 63 and Series 66 licenses and bringing 45 years of industry experience. His prior roles include ten years at Wells Fargo Clearing and four years at Prudential Equity Group, LLC. Outside of advisory work, he has a partial ownership interest in several real estate development projects in Philadelphia. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing a broad range of investment and financial planning services, including specialized areas such as business-owner transition and special-needs planning. Advisors use Wells Fargo research and tools to develop tailored recommendations, with clients deciding how to implement them through the firm’s various programs.

Perry Eisen is a Vice President and Financial Consultant at Fidelity Investments. He works with individuals and families to help create and implement customized financial plans aimed at growing and protecting their wealth. Perry has been with Fidelity Investments since 2014, progressing through roles including Financial Representative, Central Relationship Manager, Investment Consultant, Financial Consultant, and currently serving as Vice President and Financial Consultant. Prior to joining Fidelity, he completed a wealth management internship at UBS Financial Services in 2013. He holds a California Insurance License.

Michael Delorey is a CFP® with 48 years of industry experience, currently serving at Cetera since 2013. He has operated Prism Financial Group, LLC since 1993 and holds roles as treasurer of the Navy League of the US Philadelphia Council and as a board member for Fort Mifflin on the Delaware. Cetera Investment Advisers LLC is an SEC-registered adviser with a nationwide network of over 10,000 independent advisors managing more than $256 billion in assets. The firm serves individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients through a multi-manager platform offering discretionary and non-discretionary portfolio management and a variety of program options.

Breton Bonnette is a CFP® with 19 years of industry experience, currently serving as a financial advisor at Stifel since 2020. Prior to joining Stifel, he worked for Bank of America for nine years. Outside of his advisory role, he is the founder of the podcast FC Wonderkid, which focuses on content generation and business development. Stifel serves a wide range of clients, including individuals, institutions, and charitable organizations, offering brokerage and investment advisory services. The firm’s investment approach incorporates proprietary methodology from its Investment Strategy Group, providing asset allocation and planning analyses intended to support client decision-making.

Michael Dewey is a financial advisor at J.P. Morgan Securities with 13 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2017, following a year at BNY Mellon Wealth Management. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. Their advisory process integrates quantitative and qualitative research to build model asset allocations and includes capabilities in derivatives and commodities through related affiliates.

Matthew Mcandrew is a financial advisor at J.P. Morgan Securities with 18 years of industry experience. He holds Series 63 and Series 65 credentials and has been with J.P. Morgan Securities and JPMorgan Chase Bank since 2018. Prior to that, he worked at Fs2 Capital Partners, LLC from 2016 to 2018. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm employs a centralized due diligence process combining quantitative and qualitative research and supports a range of investment strategies, including those incorporating ESG criteria.

Steven Carney is a financial advisor with Edward Jones in Cherry Hill, NJ, holding Series 63 and Series 66 licenses and bringing 31 years of industry experience. He previously worked at Merrill for 15 years and was involved with Regency Square HOA for two years before joining Edward Jones in 2020. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of discretionary and non-discretionary investment strategies and maintaining a nationwide network of over 23,700 financial advisors. The firm manages approximately $1.01 trillion in assets and provides affiliated mutual funds, trust services, and securities-based lending options.

Christ Sterious is a financial advisor with Wells Fargo Clearing in Philadelphia, PA, holding Series 63 and Series 65 licenses and three years of industry experience. His prior work includes roles at Vanguard and teaching positions at West Chester University and Conrad Weiser High School. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a broad investment menu that includes insurance-related products and bank deposit sweep options.

William Higson is a financial advisor at Mass Mutual Investors Services in Philadelphia, PA. He holds a Series 66 designation and has been working in the industry since 2025. Prior to his current role, he has experience at Dilworth Paxson, LLP and other positions outside of financial services. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements supported by firm-approved analytical tools, with optional implementation through separate brokerage or insurance arrangements.

William Wojciechowski is a financial advisor at J.P. Morgan Securities with five years of industry experience. He holds Series 63 and Series 65 designations and has worked at firms including Wilmington Trust, Citigroup Institutional Client Group, and BNY Mellon. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on written asset allocation advice, investment manager searches, and customized performance reporting. Their approach combines quantitative screens and qualitative research supported by a centralized manager solutions team.

Alex Neumann is a financial advisor at OSAIC with 7 years of industry experience and holds a Series 66 designation. His prior experience includes roles at Lincoln Financial Advisors, Inc., Lincoln Financial Group, and Lincoln Financial Securities, Inc. Osaic Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm utilizes a model-based investment approach emphasizing asset allocation and portfolio optimization, supported by various advisory and managed account programs.

Joel Mcgovern is a financial advisor at Wells Fargo Clearing with 19 years of industry experience. He holds the Series 63 and Series 66 designations and has worked at Wells Fargo Clearing since 2016 and Wachovia Bank, N.A. since 2007. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research from the Wells Fargo Investment Institute.

Gregory Leone is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 22 years of industry experience. He has worked with Cetera since 2013 and also serves as a director of GFG Retirement Solutions and a financial professional at Georgetown Financial Group. Leone is additionally licensed as an insurance agent, selling life, accident, health, disability, annuities, and long-term care insurance. Cetera Investment Advisers LLC is an SEC-registered adviser that serves individual and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management, financial planning, and retirement services, utilizing a multi-manager platform that includes affiliated and unaffiliated model portfolios and strategies.

Isiah Myles is a financial advisor at Morgan Stanley with 10 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at The Vanguard Group from 2013 to 2018. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutions, offering tailored financial planning supported by firm-approved tools and proprietary investment models. The firm manages approximately $2.74 trillion in client assets and serves clients through both direct and corporate financial planning agreements.

Francis Schickling Jr. is a Series 66 credentialed financial advisor with 16 years of industry experience, currently with J.P. Morgan Securities in Philadelphia, PA. His prior experience includes five years at BNY Mellon, N.A. He serves on the executive board and several committees of Goodwill Industries of Southern New Jersey and Philadelphia, a nonprofit focused on job training programs for individuals with special needs. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, delivering non-discretionary asset allocation advice, investment manager searches, and customized performance reporting supported by centralized due diligence and a systematic investment approach.

Linda Pressler is a financial advisor with LPL Financial, holding the PFS™ designation and Series 66 license, and has 20 years of industry experience. Her prior roles include positions at Cadaret, Grant & Co., Inc. and Equitable Advisors. She is also president of The Pressler Group, PC, a tax preparation and accounting firm. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of advisory services including financial planning, model portfolio programs, and institutional platforms, employing a combination of discretionary and non-discretionary strategies supported by research and operational tools.

Thomas Miller is a financial advisor with J.P. Morgan Securities in Philadelphia, PA, holding the Series 63 and Series 66 licenses and bringing 18 years of industry experience. His prior roles include tenures at PNC Investments LLC, Mass Mutual Investors Services, and Northwestern Mutual Investment Management. Outside of his advisory work, he is involved in a technology venture, SWiM AI, LLC, which provides AI-driven automation and marketing solutions to B2B companies, where he serves as an owner and strategic advisor. J.P. Morgan Securities offers institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, providing non-discretionary asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process integrates quantitative and qualitative research with ESG considerations, supported by affiliates that deliver implementation and portfolio services.

David Graham is a financial advisor with LPL Financial in Deptford, NJ, holding Series 63 and Series 65 credentials and 25 years of industry experience. His career includes roles at TD Wealth Management Services, PNC Wealth Management, Wells Fargo Clearing, and J.J.B. Hilliard, W.L. Lyons. Graham also operates several business initiatives under LPL Financial, including dc graham financial and First Harvest Investment Solutions. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services utilizing model portfolios, third-party subadvisors, and customized investment strategies.