Alvin Costa is a financial advisor at Merrill with one year of industry experience. He holds a Series 66 license and has held positions at Bank of America, Wells Fargo Bank, PNC Bank, and has teaching experience at the University of Maryland–College Park and Montgomery College. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

John Moriarty is a financial advisor with Charles Schwab in Reston, VA, holding a Series 66 designation and 11 years of industry experience. He has been with Charles Schwab Bank and Charles Schwab since 2015. Outside his advisory role, he is a member of Fitz Mori LLC, a non-agent real estate business. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a combination of advisory, brokerage, custody, and financial planning services. Schwab’s model includes both non-discretionary and discretionary investment management, supported by centralized operations and a formal alternative investment process.

Nicholas Unis is a financial advisor with OSAIC, holding Series 63 and Series 66 credentials and four years of industry experience. His prior roles include positions at Forvis Mazars LLP and New York Life Insurance Co. He has also operated entrepreneurial ventures such as UnisBrands LLC and Unis Footwear. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides brokerage and investment advisory services, financial planning, and access to a range of portfolios and third-party money managers through multiple advisory platforms.

Dhaval Shah is a Financial Consultant at Fidelity Investments, where he has been employed since 2020. He leverages his extensive experience and the resources at Fidelity to assist clients in pursuing their financial goals while navigating challenging markets. His approach involves collaborating with clients to create comprehensive financial plans tailored to their individual needs, ensuring they are fully understood and sustainable regardless of market conditions. Prior to joining Fidelity, Dhaval held various roles in the financial services industry, including positions at TD Ameritrade as Senior Financial Consultant and Branch Manager in 2019, as well as roles at Edelman Financial Engines and T. Rowe Price from 2008 to 2019, covering responsibilities from Investment Advisor to Supervisor of Investor Services. He holds a California Insurance License. Outside of his professional career, Dhaval has personal interests in food, football, social events, motorcycles, parenthood, and traveling.

Vipul Talati is a financial advisor with Wells Fargo Clearing in Falls Church, VA, holding Series 63 and Series 65 licenses and bringing 15 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2011 to 2016. Outside of his advisory role, he is involved in managing small business ventures including Cleaners Inc and Green Realty. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process incorporates a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs, tailored to plan objectives and risk tolerances.

Monique Minor is a financial advisor with Morgan Stanley in McLean, VA, holding a Series 66 designation and four years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a broad range of advisory programs to individuals and institutional clients, including tailored financial planning supported by firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and provides both retail and corporate financial planning services.

Gene Summerlin II is a CFP® professional with 13 years of industry experience, currently working at Edward Jones since 2012. He holds the Series 66 designation and is based in Fairfax, VA. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of discretionary and non-discretionary investment strategies, alongside affiliated mutual funds and overlay tax-efficient services.

Isabel Cooper is a financial advisor with Edelman Financial Engines, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. She has worked at several firms within the Edelman Financial Engines organization since 2009. Outside of her advisory role, she serves as a director for Cross Rivers Ministries, a nonprofit focused on life coaching, and is the founder of Coops Hoops and Foods, a podcast covering basketball and culinary topics. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm employs a committee-driven modeling process combined with planner delivery and online tools, offering both discretionary management and non-discretionary advice across various account types.

Benjamin Brennan is a financial advisor at Morgan Stanley Wealth Management with 11 years of industry experience. He has been with Morgan Stanley since 2014 and holds a Series 66 license. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning using firm-approved tools and a structured discovery process.

Joe Leoncio is the Vice President and Wealth Planner at Fidelity Investments, a position he has held since 2018. He supports clients in building financial plans aimed at helping them work towards meaningful life goals. Prior to his current role, he held various positions at Fidelity Investments, including Financial Consultant from 2017 to 2018 and Investment Consultant from 2016 to 2017. Before joining Fidelity, Joe worked as a Financial Advisor at Bank of America Merrill Lynch from 2012 to 2016. Throughout his career, Joe has developed expertise in financial planning and wealth management. His professional experience spans over a decade, during which he has focused on advising clients and helping them navigate their financial decisions. Outside of his professional work, Joe has interests in fitness, outdoor adventures, parenthood, sailing, traveling, and volunteering.

Flor Wanda is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. She previously worked at Bank of America, N.A. for 12 years. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Mohammad Aboudi is a financial advisor with Charles Schwab in Reston, VA, holding Series 65 and Series 63 licenses and three years of industry experience. His prior roles include positions at Wells Fargo Bank, Wells Fargo Clearing, PNC Bank, and Capital One. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm provides a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by a multi-asset investment approach and centralized operational infrastructure.

Maryann Keith is a CFP®-designated financial advisor with MassMutual Investors Services in McLean, VA, bringing 19 years of industry experience. She has been with MassMutual Financial Group and its affiliate MML Investors Services since 2007. Outside of her financial career, she has worked as a freelance flutist since 2004 and serves on the board of the Loudoun Symphony Association. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser subsidiary of MassMutual, providing financial planning and asset management services to individuals, business owners, trusts, and charitable organizations. The firm offers collaborative, annual financial planning engagements using firm-approved analytical tools, with optional implementation of recommendations through separate arrangements.

Michael Fowler is a financial advisor at Wells Fargo Clearing with 24 years of industry experience. He holds Series 63, Series 65, and Series 66 designations. His prior work includes roles at Citigroup, Bank of America, Merrill, and Wells Fargo. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions, utilizing research and analytics to support investment decisions.

Kevin Okim is a CFP® professional with 21 years of experience in financial planning and wealth management. He has worked at Raymond James Financial Services Advisors, Inc. since 2023 and spent 18 years at Edward Jones prior to that. Okim is also the president of Okim Wealth Management LLC, where he focuses on financial planning and client wealth management. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm uses analytical tools and risk profiling to tailor non-discretionary planning and investment consulting to client goals, while supporting access to wrap-fee advisory programs and municipal and public finance work.

Yianni Skourtis is the Vice President and Branch Leader at Fidelity Investments, a position he has held since 2024. In this role, he leads a team of financial professionals dedicated to collaborating with clients to develop plans aimed at achieving their financial goals. Yianni emphasizes the importance of partnering with clients to fully understand their needs and objectives as they work towards desired outcomes. Prior to his current role, Yianni held several positions at Fidelity Investments, including Head of Regional Center Boston from 2022 to 2024, Client Service Leader from 2021 to 2022, and Vice President of Workplace Investing Participant Services from 2018 to 2021. These roles have contributed to his experience in financial services and client relationship management.

Erin Schmidinger is a Wealth Management Planning Consultant at Fidelity Investments, a role she has held since 2020. She has been with Fidelity Investments since 2014, progressing through positions including Relationship Manager and Senior Relationship Manager. Prior to joining Fidelity, Erin worked at Bank of America, Merrill Lynch from 2011 to 2014 in various capacities such as Wealth Management Client Services, Financial Solutions Advisor, and Investment Associate. Throughout her career in financial services, Erin focuses on understanding her clients, their families, and their priorities. She works to align Fidelity's resources to meet her clients' financial planning needs and is dedicated to advocating for them by addressing their financial and life goals.

James Palumbo is a financial advisor at UBS Financial Services with 25 years of industry experience. He has been with UBS since 2010 and holds Series 63, 65, and 66 licenses. Outside of his advisory work, he has been involved in commercial loan brokerage and managing residual collections from prior investment transactions. Additionally, he has a role associated with the Virginia Defense Force, a nonprofit organization. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory offerings, employing proprietary research and model-based asset allocations to tailor client solutions. The firm combines institutional trading capabilities with wealth management services, offering fiduciary financial planning, portfolio management, and access to capital markets.

Steven Alvarez is a financial advisor with LPL Financial, holding a Series 66 designation and six years of industry experience. Prior to joining LPL Financial in 2024, he worked at Truist Advisory Services and Truist Investment Services from 2021 to 2024, and at BB&T Securities and BB&T Bank between 2017 and 2021. He also has experience working at George Mason University. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Jonathan Berry is a financial advisor with Wells Fargo Clearing in McLean, VA, holding a Series 66 credential and nine years of industry experience. He has worked with various Wells Fargo entities since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and employs over 14,000 financial advisors, offering both brokerage and advisory solutions.