David Seidl is a financial advisor at J.P. Morgan Securities with a Series 66 designation and two years of industry experience. He has worked at JPMorgan Chase Bank, N.A. and Chesapeake Corporate Advisors, and attended the College of William and Mary. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

Danielle Orleans is a financial advisor at Morgan Stanley with 20 years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley Smith Barney since 2009. Based in Washington, DC, she brings nearly two decades of experience to her role. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a wide range of advisory programs to individuals and institutional clients. The firm emphasizes tailored financial planning supported by structured discovery conversations and firm-approved tools, managing approximately $2.74 trillion in client assets.

Peter Lamade is a financial advisor at Merrill with 17 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Bank of America and Merrill since 2015. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

John Snowden is a CFP® with 25 years of industry experience, currently serving as a financial advisor at LPL Financial since 2012. He operates in Edgewater, MD, and is also associated with Thomas Point Financial, LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a wide range of clients including individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Amy Smith is a PFS™ credentialed advisor with Cetera in Annapolis, MD. She has been in the financial industry since 2007, including roles at HeimLantz Financial Advisors, LLC and HeimLantz CPAs & Advisors, LLC. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base that includes individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management services, including model portfolios, third-party managers, and customized strategies.

Nathan Baga is a financial advisor at UBS Financial Services in Washington, DC, holding Series 63 and Series 65 credentials with four years of industry experience. Prior to joining UBS in 2025, he worked at Alliance Bernstein from 2021 to 2025. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, utilizing proprietary research and model-based asset allocations to tailor financial plans. The firm combines institutional trading capabilities with wealth management services and provides a broad range of capital markets activities.

Joseph Dubinski is a financial advisor at Ameriprise with 34 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Ameriprise and its affiliate firms since 2005. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement who meet specific eligibility criteria, combining research, modeling, and tax-efficiency analysis to provide written, non-discretionary recommendation reports. The firm serves clients through a centralized consulting team and offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional firm.

Matthew Back is a financial advisor at Wells Fargo Clearing with a Series 66 designation and two years of industry experience. His prior roles include positions at MBI and experience in educational institutions such as Salisbury University, Furman University, and Gonzaga College High School. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research from Wells Fargo Investment Institute and third-party sources to support its investment approach.

Charles Boylan is a financial advisor at Morgan Stanley with 11 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley and its Private Bank division since 2014 and 2015, respectively. Outside of his advisory work, he is involved in property management as the sole proprietor of a rental property business. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs including tailored financial planning. The firm utilizes structured planning tools and broad investment resources in delivering its services.

Scott Clayton is a financial advisor with Merrill, holding a Series 66 credential and four years of industry experience. His prior roles include positions at AARP and CGI Inc., as well as several years of self-employment as a consultant. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Celandra Deane Bess is a financial advisor at Merrill with 15 years of industry experience. She holds Series 63 and Series 66 licenses and previously worked for PNC Financial Services Group for 11 years. Outside of her advisory role, she serves as a board member for Lift DC, a nonprofit supporting economic empowerment, and is on the Board of Trustees for Arena Stage, a theater and theater education organization. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, and institutions.

Zachary Tripoli is a Financial Advisor with Merrill Lynch Wealth Management. He serves individuals and businesses by providing tax-efficient investment management and comprehensive financial planning aimed at helping clients pursue their personal and family goals. His areas of focus include family wealth management strategies, retirement planning, portfolio management, small business strategies, socially responsible and values-based investing, as well as tax minimization and retirement income. Zachary holds a Bachelor’s Degree from Siena College and has earned professional designations including CERTIFIED FINANCIAL PLANNER (CFP), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). He emphasizes integrity, transparency, and honesty in his client relationships and is dedicated to educating clients to make informed financial decisions. Outside of his professional work, Zachary is involved with several community organizations such as the American Red Cross, Capital Area Food Bank, and Special Olympics USA. His personal interests include baseball, basketball, camping, football, music, photography, reading, skiing, spending time with family, and traveling.

Diana Hurst is a financial advisor with Raymond James & Associates, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. She has been with Raymond James & Associates since 2016. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base—including individuals, institutions, pension plans, and charitable organizations—and offers financial planning, investment consulting, and municipal advisory services through a range of portfolio management styles and affiliated research.

Thomas Ofarrell Jr. is a financial advisor at RBC Capital Markets with five years of industry experience. He holds the Series 66 credential and has worked at RBC Capital Markets since 2020. Prior to his current role, he was employed at FOX Sports/Big Ten Network and has served as an assistant varsity baseball coach and Director of Operations for Athletic Performance Incorporated, combining his interests in athletics and coaching with his professional career. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individuals, institutions, and charitable organizations. The firm offers tailored investment strategies through various advisory programs, employing both in-house and third-party investment managers to meet specific client risk profiles.

Penny Smith is a financial advisor with Primerica Advisors in Crofton, MD, holding Series 63 and Series 65 credentials and eight years of industry experience. She has worked at Primerica Financial Services since 2016 and PFS Investments Inc since 2017, and currently conducts sales of investment-related and home service products through DiGi Financial and affiliated companies. Prior to her financial services career, she worked for Calvert County Public Schools for over 30 years. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and selected separately managed account options primarily for individual and high-net-worth clients. The firm uses a tiered wrap-fee structure and curates third-party asset managers, delegating trading and implementation to BNY Mellon Advisors.

Daniel Klosterman Jr. is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. He has worked at LPL Financial since 2010 and has maintained his own practice, Klosterman & Associates, since 1986. Outside of advising, he is involved in a CPA practice providing bookkeeping and tax preparation services and also sells life insurance products and fixed annuities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base that includes individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management and incorporating model portfolios, research, and advanced technologies.

Steven Freiman is a financial advisor at Morgan Stanley with 11 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers comprehensive financial planning and a variety of advisory programs, managing approximately $2.74 trillion in client assets.

Charles Hsieh is a financial advisor with Charles Schwab in Washington, DC, holding Series 63 and Series 66 credentials and 18 years of industry experience. His prior experience includes roles at TD Ameritrade and Scottrade. Outside of his advisory work, he serves as a coordinator for extracurricular activities at the Washington School of Chinese Language & Culture. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm combines non-discretionary client relationships with access to affiliated discretionary separate managed accounts, using multi-asset model portfolios and centralized operations to support a large client base.

Mark Paschall is a financial advisor with J.P. Morgan Securities in Ashburn, VA, holding a Series 66 designation and three years of industry experience. He previously worked at BDO USA, LLP for eight years before joining JPMorgan Chase Bank and J.P. Morgan Securities in 2022. In addition to his advisory role, he is employed by JPMorgan Bank, which enables him to offer certain banking products and services. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, focusing on asset allocation advice, investment manager searches, and customized performance reporting. The firm operates as both a broker-dealer and investment adviser, combining large institutional advisory operations with brokerage and investment management capabilities.

Donald Harrison Jr. is a financial advisor with Raymond James Financial in Severna Park, MD, holding Series 63 and Series 65 credentials and bringing 45 years of industry experience. He has been with Raymond James Financial since 2001. Outside of his advisory role, he owns a music business involved in writing, recording, and performing. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm emphasizes tailored, non-discretionary planning and consulting supported by analytical tools, and is noted for its municipal advisor affiliation and specialized retirement plan services.