Jeanette Ruchelman is a financial advisor at Morgan Stanley with two years of industry experience. Her previous roles include positions at Wells Fargo Advisors and Wells Fargo Bank, as well as earlier experience outside the financial sector. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and utilizes a structured planning process with firm-approved tools and modeling techniques.

Patricia Bergman is a financial advisor at Cambridge Investment Research Advisors with 18 years of industry experience. She holds Series 63 and Series 65 credentials and has worked at Cambridge Investment Research Advisors and Cambridge Investment Research, Inc. since 2022. Ms. Bergman is also a W2 employee at Parkwood Associates, where she has been involved since 2013. Cambridge Investment Research Advisors serves a diverse client base, including individual, pension, and charitable organization clients, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm manages a multi-billion dollar asset base and supports both discretionary and non-discretionary management through various proprietary and third-party platforms.

Jonathan Ellenbogen is a financial advisor with Wells Fargo Advisors in Washington, DC, holding a Series 66 designation and bringing 27 years of industry experience. He has been with Wells Fargo Advisors since 2016. Outside of his advisory role, he serves as the secretary of his condominium board association. Wells Fargo Advisors Financial Network is a large broker‑dealer and registered investment adviser affiliated with Wells Fargo, offering investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad planning menu that includes cash-flow, retirement, education, risk, and wealth-transfer planning, as well as specialized services such as business-owner transition and special-needs planning.

William Caudron is a financial advisor at Wells Fargo Advisors with two years of industry experience. He holds Series 66 and Series 63 designations. His prior roles include positions at EMP Management LLC, Capitolis, and Citigroup. Caudron is also the owner of Riverfront Wealth WC, LLC, a wealth management business. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm uses proprietary research and planning tools to develop tailored recommendations, offering a broad range of planning services for clients who meet a net-worth threshold.

Matthew Tomczuk is a financial advisor at UBS Financial Services in Washington, DC, holding a Series 66 designation with three years of industry experience. His prior roles include positions at Merrill and Northwestern Mutual. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, combining institutional trading capabilities with wealth management services and utilizing proprietary research and model-based asset allocations to tailor client portfolios.

Justin Gaither is a Wealth Management Advisor with Merrill Lynch Wealth Management and serves as the senior partner of The Group AG, a multi-generational team that focuses on simplifying the complexities of clients' financial lives. He began his career at Merrill over 20 years ago and holds a bachelor's degree in economics from Georgetown University. Justin is a CERTIFIED FINANCIAL PLANNER™ (CFP®) certificant and also holds the Chartered Retirement Planning Counselor™ (CRPC™) designation. Justin's expertise lies in helping clients achieve their financial goals through thoughtful advice and a disciplined approach. His primary client focus areas include college education planning, legacy planning, managing new wealth, personal retirement planning, philanthropic planning, portfolio management services, socially responsible and ESG investing, as well as sports and entertainment. He is a qualified Portfolio Manager capable of providing traditional advice, guidance, and managing personalized or defined investment strategies, including discretionary management through the firm's Investment Advisory Program. He is actively involved in his community, serving on the Board of Directors for SOUL (Students Organized to Understand Leadership) and co-founding the Merrill, Washington, DC Community Service Board. Justin and his family reside in Bethesda, MD, and outside of his professional work, he enjoys baseball, basketball, boating, football, hiking, spending time with his family, and traveling.

Natnael Alem is a financial advisor at Fidelity with a Series 66 designation and less than one year of industry experience. His work history includes roles at Fidelity Investments, Northwestern Mutual Investment Services LLC, and Uber EATS. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, utilizing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios across mutual funds, ETFs, and ETPs.

Spencer Eisemann is a financial advisor at Edward Jones with one year of industry experience. He holds a Series 66 designation and has prior work experience at the Robert H. Smith School of Business and PepsiCo. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, operating under a fiduciary standard and managing approximately $1.01 trillion in assets.

James Koltes is a financial advisor with UBS Financial Services in Washington, DC, holding Series 63 and Series 66 licenses and bringing 55 years of industry experience. He has been with UBS Financial Services since 1970. Koltes serves on the finance committee of the Metropolitan Club of Washington DC, meeting quarterly to discuss the club’s finances. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm provides fee-based financial planning, portfolio management, and distributes mutual funds and alternative products, supported by proprietary research and a range of capital markets services.

Robert Mcpherson is a financial advisor with Raymond James & Associates in Washington, DC, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. He has been with Raymond James & Associates since 1993. Outside of his advisory role, Mcpherson serves on the City of Alexandria Waterfront Commission. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and consulting services supported by research and a range of portfolio management strategies.

Todd Hutchinson is a financial advisor with Morgan Stanley in Washington, DC, holding a Series 66 credential and bringing 20 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a broad range of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning strategies, managing approximately $2.74 trillion in client assets. The firm’s planning process involves structured discovery and modeling tools, though clients are responsible for implementing and updating their plans.

Donald Caron Jr. is a financial advisor with Morgan Stanley in Washington, DC, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. He has worked with Morgan Stanley Private Bank, National Association since 2015 and with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs including tailored financial planning that utilizes firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides services through Financial Advisors and specialized planning groups.

Kevin Fajardo is a financial advisor with Merrill in Washington, DC, holding Series 63 and Series 66 licenses and four years of industry experience. His prior roles include positions at Bank of America, Wells Fargo, and J.P. Morgan. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional accounts.

David Borenstein is a financial advisor at Wells Fargo Clearing with 40 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Citigroup Global Markets for 10 years. Outside of his advisory role, he serves as power of attorney for his mother. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research and analytics from its own Investment Institute and third-party sources.

Arthur Ellis is a Financial Consultant at Fidelity Investments, where he has been working since 2022. His approach focuses on partnering with clients to understand their unique goals, values, and circumstances, aiming to assist them with holistic financial planning. He prioritizes helping clients improve their financial situations and educating them by simplifying complex financial concepts into easily understandable language. Arthur's experience at Fidelity Investments spans several roles since 2018, including Investment Consultant, Planning Consultant, Relationship Manager, and Financial Representative. Through these positions, he has developed expertise in financial planning and client relationship management. Outside of his professional work, Arthur has personal interests in cars, family activities, food, football, soccer, and traveling.

Matthew Taylor is a Series 66-licensed financial advisor with J.P. Morgan Securities in Washington, DC, where he has worked since 2019. He has 10 years of industry experience, including prior roles at PNC Investments and PNC Bank. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s process combines quantitative and qualitative research and may incorporate an ESG framework, supported by affiliates that provide implementation and portfolio services.

Amanda Connelly is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. Prior to joining Fidelity, she worked at Latham & Watkins LLP from 2021 to 2025. Her background also includes roles outside finance, such as work with the Danbury Farmers' Market Community Collaborative and the UConn Foundation. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and a Charitable Gift Fund. The firm employs a combination of proprietary fundamental research and quantitative analysis to construct model portfolios using systematic methodologies and long-term asset allocation benchmarks.

Jay Siembieda is a financial advisor with J.P. Morgan Securities in Washington, DC, holding Series 63 and Series 65 licenses and 17 years of industry experience. He has worked with J.P. Morgan Chase Bank and J.P. Morgan Securities since 2009. Outside of his advisory role, he serves as Chairman of the Board of Directors for the Yale Veterans Association, an organization supporting military service members and veterans. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments through non-discretionary asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process blends quantitative and qualitative research and includes ESG considerations, with implementation supported by affiliated entities.

James Mercer is a financial advisor with Morgan Stanley in Washington, DC, holding a Series 66 designation and nine years of industry experience. He has worked at Morgan Stanley and Morgan Stanley Private Bank, National Association since 2017. Outside of his advisory role, Mercer is a sole proprietor and trustee of rental property entities. Morgan Stanley Wealth Management serves individual and institutional clients with a broad range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and models.

Wenxia Shen is a financial advisor at Fidelity with a Series 66 credential and six years of industry experience. Her prior roles include three years at Wells Fargo Clearing and one year at Stars Wealth Co. Ltd. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm employs a systematic investment process combining proprietary research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios across mutual funds, ETFs, and ETPs.