Patrick Trainor is a financial advisor at Morgan Stanley with 19 years of industry experience. He holds Series 63 and Series 66 licenses. Prior to his current role, he worked at Citigroup Global Markets for one year. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutions, including tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and modeling techniques.

John Vert is a financial advisor at Morgan Stanley with 4 years of industry experience. He holds Series 66 and Series 63 licenses. Prior to joining Morgan Stanley in 2025, he worked at The Vanguard Group for four years and has experience in several non-financial roles, including at Barrel and Stone Interiors. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer serving individuals and institutional clients with a wide range of advisory programs. The firm emphasizes tailored financial planning supported by structured processes and firm-approved tools.

Ryan Davis is a financial advisor at OSAIC with one year of industry experience. He holds a Series 66 designation and has worked at StoneBridge Advisors and HCPSS before joining OSAIC Wealth, Inc. in 2025. OSAIC Wealth serves a wide range of clients, including individual investors, retirement plan sponsors, charities, and corporations. The firm offers brokerage and advisory services through a multi-advisor platform with an investment process focused on model-based asset allocation, portfolio optimization, and use of third-party managers.

Paul Buck is a financial advisor at Edward Jones in Mt Airy, MD, holding the CFP® and Series 66 designations with 19 years of industry experience. He has been with Edward Jones since 2007. Outside of his advisory role, he has provided consulting services in programming during a professional transition. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Joshua Brunner is a CFP® professional with 24 years of experience in the financial services industry. He is currently associated with LPL Financial and has prior experience with several firms including Safe Money Concepts LLC and Grove Point Advisors, LLC. He is also involved in Safe Money Concepts LLC as an insurance-related business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions, utilizing both proprietary and third-party strategies across a broad platform.

Alvand Fakhari is a Financial Advisor at Merrill Lynch Wealth Management. He works with affluent families and business owners to help them achieve their financial goals by providing services such as wealth planning, investment management, retirement planning, tax-efficient strategies, estate and legacy planning, and customized lending and banking solutions through Bank of America. Utilizing Merrill's resources, he offers tailored financial solutions to his clients. With nearly five years of industry experience, Alvand specializes in serving small business owners, medical professionals, and high-net-worth families. He focuses on various client areas including International Wealth Management, Legacy Planning, Managing New Wealth, Personal Retirement Planning, Portfolio Management Services, and Women and Wealth. Alvand holds a Bachelor's Degree from Towson University and the Personal Investment Advisor (PIA) designation. He is multilingual, speaking Farsi, Spanish, and English. Outside of his professional work, he enjoys boating, camping, cooking, hiking, ice hockey, photography, skiing, spending time with his family, tennis, and traveling.

Brian Ewers serves as a Wealth Management Advisor at Merrill Lynch Wealth Management. He began his career in the financial services industry in 1998 and joined Merrill Lynch in 2008. As a CERTIFIED FINANCIAL PLANNER® certificant and Chartered Retirement Planning Counselor™ (CRPC™), Brian specializes in goals-based wealth management and relationship management, focusing on areas such as liquidity management, personal retirement planning, tax minimization, and retirement income. Brian holds a Bachelor's degree in Business Marketing from Frostburg State University. He is a Maryland native and lives in Rockville, MD with his wife Michelle and their three sons. Through his work with The EGE Group, Brian supports clients by simplifying financial decisions and tailoring strategies that align with their unique needs, leveraging extensive industry experience and access to Bank of America Global Resources.

Nicole Harrison is a CFP® with 16 years of industry experience currently affiliated with Cetera. She has held positions at Minnesota Life and Securian Financial Services Inc., and has been with Financial Advantage since 2009. Harrison serves as a volunteer board member for the Collaborative Project of Maryland. Cetera Investment Advisers LLC is an SEC-registered firm that serves individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers portfolio management, financial planning, and retirement services through a multi-manager platform that includes affiliated and third-party managers.

Laura Stohlman is a CFP® professional with 42 years of industry experience, currently affiliated with LPL Financial. Her prior experience includes roles at Grove Point Investments, H. Beck, Federal Navigators, and SSN Advisory among others. She is also an author and volunteers with the National & MD State Society Daughters of the American Revolution. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, and institutional platforms, utilizing both proprietary research and third-party strategies.

Thomas Walsh is a Series 66 licensed financial advisor with 21 years of industry experience. He is currently with LPL Enterprise LLC and previously worked at Cambridge Investment Research Advisors and Mass Mutual Investors Services. Outside of his advisory work, Walsh serves on the advisory board of Potomac Community Resources and the board of the Old Farm Swim and Paddle Tennis Club, and he is also active as a voiceover artist and creator of promotional items. LPL Enterprise provides investment advisory and brokerage services to a wide range of clients, including individuals, high-net-worth investors, retirement plans, and corporate entities. The firm primarily employs a model-driven investment approach using portfolios developed by internal and third-party strategists, and offers financial planning, access to third-party asset managers, and insurance product sales through affiliated entities.

Andrew Leimenstoll is a financial advisor at Morgan Stanley with 23 years of industry experience. He holds a Series 66 credential and previously worked at Eaton Vance Management and Eaton Vance Distributors, Inc. for ten years. He serves on the board and investment committee of Ronald McDonald House Charities of Maryland. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers comprehensive financial planning and various advisory programs, managing approximately $2.74 trillion in client assets.

Noreen Miyake Char is a financial advisor with LPL Financial, holding a Series 65 credential and 20 years of industry experience. Her prior roles include positions at Maryland Financial Group, Inc. and American Asset Management Group, Inc. She is based in Rockville, MD. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, utilizing technology tools to support advisors while maintaining a broad scope of non-advisory financial services.

Eyasu Theodros is a Financial Advisor at Merrill Lynch Wealth Management. He brings a decade of experience in the financial industry, having worked in various roles across different financial institutions. His expertise centers on financial planning and wealth management, aiming to help individuals, families, and business owners navigate financial complexities through personalized strategies and informed decisions. Eyasu holds a Bachelor's Degree from George Mason University and a Master of Business Administration from the University of Maryland University College. He is a Personal Investment Advisor (PIA) and is currently pursuing a CFP certification from the CFP Board. Outside of his professional work, Eyasu enjoys spending time with his wife and three children. He often cooks with his children after work.

Chris Yum is a financial advisor at Wells Fargo Clearing with three years of industry experience. He holds Series 63 and Series 66 credentials and has worked at firms including JPMorgan Chase Bank and Northwestern Mutual. Outside of finance, he is a partner in Center of Influence Solution LLC, a social media and digital marketing business. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and combines research-driven investment evaluation with a broad range of brokerage and advisory solutions.

James Seminara is a financial advisor with Mass Mutual Investors Services in Rockville, MD, holding Series 63 and Series 65 licenses and bringing 15 years of industry experience. His prior work includes roles at METLIFE Securities Inc and MassMutual Life Insurance Company. He is also licensed as an insurance agent focusing on life, health, and long-term care insurance. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser subsidiary of MassMutual, providing financial planning and asset management services to individuals, business owners, trusts, and charitable organizations. The firm uses firm-approved software and structured planning processes to deliver written financial recommendations as part of ongoing client relationships.

William Slade is a financial advisor at Edward Jones with 20 years of industry experience. He holds the CFP® certification and the Series 63 license and has been with Edward Jones since 2006. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Natnael Bekele is a Financial Advisor with Merrill Lynch Wealth Management, where he serves as a Merrill Financial Solutions Advisor. In this role, he works one-on-one with clients to define their financial goals and develop portfolio strategies aimed at helping them achieve those objectives. Bekele provides ongoing advice and adjusts portfolio strategies as clients' situations evolve. His expertise includes assisting clients with managing various financial priorities, such as retirement planning, funding education, caring for elderly parents, and preparing for healthcare needs. Bekele holds the Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from The Catholic University of America.

Christopher Petrich is a financial advisor with Wells Fargo Clearing in Baltimore, MD, holding Series 63, 65, and 66 credentials and 36 years of industry experience. His career includes roles at Wells Fargo Bank NA, TRUIST Advisory Services, and PNC Bank. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes investment options such as insurance-related vehicles and bank deposit sweep programs, serving institutional clients with tailored plan solutions.

Kevin Joseph is a financial advisor at Merrill with eight years of industry experience. He holds the Series 66 designation and has worked at Merrill since 2017. His prior experience includes a brief tenure at BDO USA, LLP and a current role with Bank of America, N.A. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations, offering model-based and discretionary investment strategies developed by internal teams and third-party managers.

Dennis White is a Financial Consultant at Fidelity Investments, a position he has held since 2025. He has been with Fidelity Investments since 2021, progressing through roles including Investment Consultant, Planning Consultant, and Investment Solutions Representative. Prior to joining Fidelity, Dennis worked at AXA Advisors as a Financial Consultant from 2018 to 2019. In his role, Dennis focuses on partnering with clients to co-create financial plans, aiming to develop strategies that instill confidence and provide peace of mind. He strives to ensure clients feel heard and understood throughout the financial planning process. Outside of his professional life, Dennis enjoys activities such as camping, skiing, traveling, exploring food, listening to music, and engaging in parenthood.