Bernard Richards is a financial advisor at Wells Fargo Clearing with 21 years of industry experience. He holds a Series 66 designation and has previously worked at LPL Financial and M&T Securities. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and combines research from Wells Fargo Investment Institute with third-party analytics to support its investment approach.

Neil Esterson is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and 11 years of industry experience. He has been with Cambridge Investment Research Advisors since 2016 and is also associated with The Legacy Group, Inc., where he operates as an independent insurance agent. Cambridge Investment Research Advisors serves individual and institutional clients, including pension and charitable organizations, by offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs through a network of thousands of financial professionals. The firm manages a multi-billion dollar asset base and provides access to various investment platforms, third-party advisers, and proprietary model strategies.

John Rogers is a financial advisor at LPL Financial with 38 years of industry experience. He holds Series 63 and Series 66 credentials and previously worked for Franklin Templeton Financial Services Corp. and Franklin/Templeton Distributors, Inc. He is also involved in running an investment-related DBA, Teller Rogers Wealth Management. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, combining advisory services with a range of non-advisory financial offerings.

William Coleman is a financial advisor with Merrill, holding a Series 66 designation and eight years of industry experience. His work history includes roles at Merrill since 2018 and Bank of America, N.A. since 2023. Outside of finance, he formerly operated a screen-printed T-shirt business under his registered LLC, Beard City LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Seth Hammer is a financial advisor at LPL Financial with 20 years of industry experience. He holds a Series 66 designation and has previously worked at Grove Point Investments, Grove Point Advisors, and H. Beck, Inc. In addition to his advisory role, he maintains an active CPA practice and teaches at Towson University. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory services including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by extensive operational tools and a large network of over 22,800 advisors.

Jeffrey Gue is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds Series 63 and Series 65 designations and has 25 years of industry experience. His prior roles include positions at Fulton Bank, Equity Services Inc, National Life Group, IC Advisory Services Inc, Cetera Wealth Services, Kestra Investment Services, LPL Financial, PNC Wealth Management, and M&T Securities. Gue is also involved as an insurance agent and partner with Worthington Financial Partners. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, institutions, and charitable organizations. The firm offers tailored non-discretionary planning and uses analytical tools to support client goals, with a notable affiliation supporting municipal and public finance work.

Felipe Escobar Gomez is a financial advisor at RBC Capital Markets with two years of industry experience. He holds a Series 66 designation and previously worked at Raymond James & Associates. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutional clients, and charitable organizations. The firm offers various wrap fee advisory programs with tailored strategies implemented through a mix of in-house and third-party investment managers and model providers.

Kristina Jackson is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. Her prior work history includes positions at Bank of America and PayPal. Outside of her advisory role, she provides guest services for sports facilities and events through a for-profit entity in Baltimore. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients via the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Joseph Juras is a financial advisor at Wells Fargo Clearing with 44 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Wells Fargo Clearing since 2016, previously spending seven years at Morgan Stanley DW Inc. He serves as a trustee for an investment-related trust. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients, managing approximately $671 billion in assets with over 14,000 financial advisors.

Liliana Maes is a financial advisor at LPL Financial with 18 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at several firms, including JP Morgan Chase Bank and AXA Advisors. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Ryan Pollard is a financial advisor with LPL Financial in Towson, MD, holding Series 63 and Series 65 licenses and eight years of industry experience. His prior roles include positions at OSAIC, Lincoln Financial Advisors Corporation, Agia, and Valic Financial Advisors. He is also involved in offering fixed and indexed annuities, long-term care insurance, and traditional fixed insurance. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a wide range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Matthew Cramer is a financial advisor at Edward Jones with a Series 66 designation and one year of industry experience. Prior to joining Edward Jones, he worked at Long Fence Company for seven years and McDaniel College for three years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, supported by a large network of financial advisors and branch offices nationwide.

Stacey Buttry is a financial advisor with OSAIC Wealth, Inc., holding a Series 66 designation and having two years of industry experience. Her work history includes positions at Raymond James Financial Services, Inc., Armory Financial, Bowman Education Services, and Richardson Farms. OSAIC Wealth serves a diverse range of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including comprehensive financial planning and Unified Managed Accounts. The firm emphasizes model-based asset allocation, portfolio optimization, and offers access to alternative investments via third-party platforms.

Stephen Merrill is a financial advisor at Osaic with 11 years of industry experience. He holds the Series 66 designation and previously worked at Lincoln Financial Advisors for 12 years. Merrill is also active as an insurance agent, offering a range of products including accident, health, disability, and life insurance. Osaic Wealth serves a diverse client base including individual investors, retirement plan sponsors, and corporate clients, providing a variety of brokerage and advisory services. The firm’s investment process centers on model-based asset allocation and portfolio optimization, supported by multiple program offerings and a complex affiliate network.

Jeffrey Ring is a financial advisor with Equitable Advisors in Pikesville, MD, holding Series 63 and Series 65 credentials and 38 years of industry experience. He has been with Equitable Advisors since 1999, previously affiliated with AXA Advisors during a shared period from 1999 to 2020. Outside of his advisory role, he assists with his local condominium association and serves as power of attorney and estate executor for family members. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, plans, corporations, and nonprofit organizations. The firm utilizes a range of advisory programs and third-party asset managers, focusing on matching clients with suitable investment models and discretionary managers.

Brenna Baim is a financial advisor with LPL Financial in Owings Mills, MD. She holds a Series 66 designation and has been with LPL Financial since 2026. Prior to her advisory role, she held various positions including roles at University of Maryland Baltimore County and several hospitality and educational institutions. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services through a large network of representatives. The firm offers a range of financial planning, portfolio management, and institutional platforms to individuals, retirement plan participants, banks, and trust companies.

Alexander Levin is a financial advisor with UBS Financial Services who holds the Series 66 designation and has eight years of industry experience. He previously worked at Vanguard from 2014 to 2018 before joining UBS in 2018. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory services, utilizing proprietary capital market assumptions, model-based asset allocations, and research from its Chief Investment Office and global teams to tailor client plans.

Amy Brocious is a CFP® with 41 years of industry experience, currently serving at Osaic Wealth since 2025. She spent 40 years at Lincoln Financial Advisors Corporation prior to joining Osaic. Outside of her advisory role, she is active as an insurance agent offering fixed annuities, long-term care insurance, and traditional life insurance products through Heritage Financial Consultants, LLC and Amy L. Brocious and Associates. Osaic Wealth serves a diverse client base including retail investors, retirement plans, charities, and corporate clients, providing brokerage and advisory services through a multi-advisor platform. The firm utilizes model-based asset allocation and portfolio optimization techniques and supports various investment strategies including discretionary and advisor-managed accounts.

Gregory Kroneberger Jr. is a CFP® professional with 35 years of experience in the financial industry. He is currently with RBC Capital Markets and has previously worked at City National Bank and Ferris, Baker Watts, LLC. He serves on the board of directors for the Catholic Community Foundation and is involved in fundraising for the Archdiocese of Baltimore. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individuals, institutions, and charitable organizations. The firm offers a variety of advisory programs and implements customized investment strategies through a combination of in-house and third-party managers.

Michael Kilduff is a financial advisor at J.P. Morgan Securities with 20 years of industry experience. He holds a Series 66 designation and has previously worked at Morgan Stanley, M&T Securities, Baltimore-Washington Financial Advisors, and other firms. Outside of his advisory career, he was involved with Manor Renovations for one year. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting through a non-discretionary program. The firm combines quantitative and qualitative research to develop model asset allocations and incorporates an ESG framework in its recommendations.