Briana Echols is a financial advisor with Wells Fargo Clearing in Charlotte, NC, holding Series 63 and Series 66 licenses and nine years of industry experience. Her prior roles include positions at The Vanguard Group, Take Control Credit LLC, and Randstad. Outside of her financial advisory work, she is a product reviewer for Amazon and TikTok. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm combines extensive research and analytics with brokerage and advisory solutions across a broad client base.

Grant Armstrong Jr. is a CFP® professional with 16 years of industry experience, currently advising at Vanguard Advisers since 2022. His prior work includes roles at multiple financial firms such as The Westridge Forest Garden LLC and Zeiders Enterprises, Inc. He holds Series 66 and Series 63 licenses and is based in Charlotte, NC. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios primarily composed of Vanguard funds and ETFs, combining digital delivery with a large advisor team to manage a substantial client base.

Robert Johns Jr. is a Series 66-licensed financial advisor with Vanguard Advisers, based in Charlotte, NC, and has three years of industry experience. Prior to joining Vanguard, he worked for Target Corporation and spent ten years at Red Ventures. Outside of his advisory role, he donates plasma. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, employing a goal-based, algorithm-driven approach with portfolios primarily composed of Vanguard funds and ETFs. The firm combines digital delivery with a large team of advisors to manage a high volume of client relationships.

Matthew Williams is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 licenses and two years of industry experience. Prior to joining Vanguard Advisers, he worked at Vanguard Marketing Corporation and The Vanguard Group. His earlier career includes positions in education and management roles. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios constructed mainly from Vanguard funds and ETFs, offering tax-aware features and customization options.

Chiaheng Chen is a financial advisor at Wells Fargo Clearing with 29 years of industry experience. He holds Series 63, 65, and 66 licenses and previously worked at UBS Financial Services for 10 years. Chen serves as Treasurer for the National Association of Asian American Professionals NC Chapter, where he is involved in budgeting, payments, and promoting diversity and professional development. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and combines research from Wells Fargo Investment Institute with diversification principles to support its investment strategies.

Samara Barnett is a financial advisor with Vanguard Advisers in Charlotte, NC, holding Series 63 and Series 66 registrations and four years of industry experience. Her career includes roles at Vanguard Marketing Corporation and The Vanguard Group, Inc., as well as prior experience at Erie Insurance and Lakeview Loan Servicing LLC. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with personalized asset allocations primarily constructed from Vanguard funds and ETFs, supported by a combination of digital delivery and advisors serving a large client base.

Claudiu Antonie is a financial advisor with Vanguard Advisers in Charlotte, NC, holding Series 63 and Series 66 licenses and bringing five years of industry experience. His career includes roles at Vanguard Marketing Corporation and The Vanguard Group, Inc., as well as prior positions at Family Asset Management and the College of Charleston. Vanguard Advisers offers automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven investment approach with personalized asset allocations and a range of customization options, managing a large client base through a combination of digital platforms and advisory teams.

Eric Spangenberger is a financial advisor at Vanguard Advisers with 22 years of industry experience. He holds Series 63 and Series 66 licenses and has spent his entire career at The Vanguard Group, Inc. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to asset allocation, primarily employing Vanguard funds and ETFs, and manages a high volume of client relationships through a combination of digital platforms and a large advisor team.

Noel Cook is a financial advisor at Merrill with Series 63 and Series 66 licenses and five years of industry experience. His prior roles include positions at Bank of America, Robinhood Financial, Wells Fargo Advisors, and The Vanguard Group. Outside of his advisory work, he owns a limited liability company focused on fixing and flipping mobile homes and residential properties. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Jocephus Lewis is a financial advisor at Vanguard Advisers with a Series 66 designation and one year of industry experience. His prior work includes roles at Fidelity Investments, Citibank, and Vanguard Marketing Corporation. He has held an active insurance license related to life, health, and annuities in Charlotte, NC. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based and algorithm-driven approach with portfolios primarily constructed from Vanguard funds and ETFs.

Cameron Miller is a financial advisor at Merrill with Series 66 and Series 63 credentials and two years of industry experience. Prior to joining Merrill, he worked at Equitable Advisors LLC for two years and has experience in other roles including entrepreneurial work with AJW Detailing. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services for Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

John Dufour is a financial advisor with Wells Fargo Advisors in Charlotte, NC, holding Series 63 and Series 66 licenses and having 12 years of industry experience. He has been with Wells Fargo Clearing Services since 2016, including his current role at Wells Fargo Advisors starting in 2018, and spent one year at LPL Financial LLC. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, offering investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services and develops tailored recommendations using proprietary research and tools, with clients able to choose their preferred implementation methods.

Brett Stewart is a financial advisor with Vanguard Advisers, holding a Series 66 designation and four years of industry experience. His prior work includes roles at Northwestern Mutual and Bradley Advisory. He is based in Charlotte, NC. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and primarily constructs portfolios from Vanguard funds and ETFs.

Daniel Rustemeyer is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 licenses and eight years of industry experience. His career includes roles at Vanguard Advisers, Vanguard Marketing Corporation, and The Vanguard Group, Inc. Prior to joining Vanguard, he worked with the International Trade Center at the University of Missouri and served on the Trulaske College of Business Study Abroad Staff. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven investment approach, primarily employing Vanguard funds and ETFs, and manages a large client base through its digital platform combined with a team servicing model.

Clifton Boone is a financial advisor with Vanguard Advisers based in Charlotte, NC, holding Series 63, 65, and 66 licenses and bringing 24 years of industry experience. His prior roles include positions at TIAA-CREF, Bank of America, Merrill, and various real estate firms. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, employing a goal-based, algorithm-driven approach with portfolios constructed primarily from Vanguard funds and ETFs. The firm serves a large client base through a combination of digital delivery and a sizable advisor team, focusing mainly on retail and plan participants.

Barry Kuhn is a financial advisor with Wells Fargo Clearing in Charlotte, NC. He holds Series 65 and Series 63 licenses and has five years of industry experience. Prior to his current role, he worked at US Tech Solutions and has experience in other sectors including municipal authority and retail. Wells Fargo Advisors is a national securities firm offering investment advisory, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides a range of brokerage and advisory services supported by research and analytics.

Robert Allred is a financial advisor at Vanguard Advisers with two years of industry experience. He holds Series 63 and Series 66 licenses. Prior to joining Vanguard Advisers, he worked at Ronald Blue Trust and has been involved with various organizations including Central Church and Daraja Children's Choir, Inc. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models to create personalized portfolios mainly composed of Vanguard funds and ETFs.

Amanuel Asrat is a financial advisor at Wells Fargo Clearing with a Series 63 designation and less than one year of industry experience. His prior work includes roles at DiSys, Prosidian Consulting, and Great Wolf Lodge. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research and analytics.

Carter Garbutt is a Certified Financial Planner (CFP®) with 18 years of industry experience. He has been with Vanguard Advisers since 2012 and also holds roles with Vanguard Marketing Corporation and The Vanguard Group, Inc. based in Charlotte, NC. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven approach and primarily constructs portfolios from Vanguard funds and ETFs, offering a range of customizable investment options.

Edward McConnell is a CFP®-credentialed financial advisor with 23 years of industry experience, currently serving at Vanguard Advisers. He has worked at various Vanguard entities since 2018 and held prior roles at BB&T Securities, BBTIS, and BB&T Bank. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans, employing a goal-based, algorithm-driven approach and managing portfolios largely composed of Vanguard funds and ETFs.