Samuel Patterson is a financial advisor with Vanguard Advisers based in Charlotte, NC. He holds Series 63 and Series 66 licenses and has three years of industry experience. Prior to joining Vanguard Advisers, he worked at Patriot Investment Management Group Inc and has been affiliated with multiple Vanguard entities since 2023. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios primarily composed of Vanguard funds and ETFs, offering customization options and tax-aware features.

Nestor Mendez is a financial advisor with Wells Fargo Clearing in Charlotte, NC, holding Series 63 and Series 66 designations and 14 years of industry experience. He has been with Wells Fargo Bank NA since 2007 and Wells Fargo Clearing since 2016. Outside of his advisory role, he owns and operates a painting and cleaning business. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, offering investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and provides a range of brokerage and advisory solutions supported by research and analytics.

Logan Shuping is a CFP® professional affiliated with Vanguard Advisers, bringing five years of industry experience. His background includes roles at The Vanguard Group, Inc., Vanguard Marketing Corporation, and Equitable Advisors, LLC. Outside of advisory work, he was involved with Warrior Golf Club, LLC for three years. Vanguard Advisers offers both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach with portfolios primarily constructed from Vanguard funds and ETFs, supporting customization options and tax-aware features.

Joshua Burrows is a financial advisor with Wells Fargo Clearing in Charlotte, NC, holding Series 63 and Series 66 certifications and having 12 years of industry experience. He has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party data.

Kelly Bedard is a financial advisor with Vanguard Advisers in Charlotte, NC, holding a Series 66 designation and having two years of industry experience. Prior to joining Vanguard, Kelly worked at Blacksburg Country Club and Randstad, among other roles. Vanguard Advisers provides automated and human-supported investment advice through Vanguard Digital Advisor and Personal Advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach incorporating proprietary models and largely Vanguard funds and ETFs.

Nickolas Asch is a financial advisor at Vanguard Advisers with Series 66 and Series 63 licenses and three years of industry experience. His background includes roles at Vanguard Advisers, Vanguard Marketing Corporation, and The Vanguard Group, as well as earlier experience in retail and education. Outside of his advisory work, he is contracted for pet sitting services through Rover. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and offers portfolios primarily composed of Vanguard funds and ETFs.

Brooklyn Mitchell is a financial advisor at Vanguard Advisers with Series 63 and Series 66 licenses and one year of industry experience. Prior to joining Vanguard Advisers, Brooklyn held positions at Motorola Solutions, Marcus & Millichap, and Sands Investment Group. Outside of advisory roles, Brooklyn is involved with Legacy Property Management, LLC. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary methodologies and offers portfolios primarily composed of Vanguard funds and ETFs, supported by a large team of advisors within a scalable digital delivery platform.

Kelly Zack is a Certified Financial Planner (CFP®) with 20 years of experience in the financial industry. Since 2020, Zack has been with Vanguard Advisers and has worked at Vanguard Marketing Corporation and The Vanguard Group, Inc. since 2006. Vanguard Advisers provides automated and human-supported investment advice to retail investors and employer-sponsored retirement plan participants. The firm uses a goal-based, algorithm-driven approach to construct portfolios primarily from Vanguard funds and ETFs, combining digital delivery with a large advisory team to manage a high volume of client relationships.

Misty Calderon is a financial advisor with Vanguard Advisers in Charlotte, NC, holding a Series 66 license and 19 years of industry experience. She has worked at several firms, including TIAA, Truist Advisory Services, Wells Fargo Advisors, and LPL Financial. Outside of her advisory role, she owns Calderon Consulting Group LLC, a grant writing business for nonprofits. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and eligible retirement plan participants. The firm utilizes a goal-based, algorithm-driven approach with personalized asset allocations and a broad range of customization options, managing a large client base through a digital delivery platform combined with advisory support.

Djibril Diallo is a financial advisor at Wells Fargo Clearing with Series 66, Series 65, and Series 63 designations. He has been with Wells Fargo Clearing and Wells Fargo Bank, N.A. since 2025. Prior to this, he worked at The UPS Store and NorthStone Masonry and has experience in both educational and management roles. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and integrates research and analytics from the Wells Fargo Investment Institute and third-party sources to support its investment strategies.

Austin George is a Financial Advisor with Merrill Lynch Wealth Management, a role he has held since 2020. In this position, he focuses on personalized wealth management, retirement planning, and investment strategies tailored to the unique needs of each client. Austin works to help clients achieve their financial goals through comprehensive planning, including education planning, legacy planning, and philanthropic strategies. Austin grew up in the Charlotte area and attended Lake Norman High School. He graduated from the College of Charleston with a bachelor's degree, where he was also a recipient of a baseball scholarship. He holds the designations of Personal Investment Advisor (PIA) and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA), reflecting his expertise in individual and corporate investment strategy, as well as sports and entertainment financial planning. Outside of his professional work, Austin's personal interests include baseball, football, fishing, and boating.

Asif Akand is a financial advisor with J.P. Morgan Securities in Charlotte, NC, holding Series 65 and Series 63 licenses and three years of industry experience. His prior roles include positions at Wells Fargo Clearing Services LLC, Royal Bank of Canada, and Bank of Nova Scotia. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting within a non-discretionary advisory framework.

Ryan Miller is a CFP® with 17 years of industry experience, currently serving at Vanguard Advisers since 2013. He also holds roles within Vanguard Marketing Corporation and The Vanguard Group, Inc. Miller acts as a trustee on a family member's trust. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, employing a goal-based, algorithm-driven investment approach with portfolios constructed mainly from Vanguard funds and ETFs.

Steven Edwards is a financial advisor with Vanguard Advisers in Charlotte, NC, holding Series 63 and Series 66 licenses and seven years of industry experience. His career includes roles at Vanguard Advisers since 2019 and prior experience at Morgan Stanley and Mountain High Outfitters. Vanguard Advisers offers automated and human-supported investment advice through its digital and personal advisor services, serving retail investors and employer-sponsored retirement plan participants. The firm uses a goal-based, algorithm-driven approach with proprietary models to construct portfolios primarily from Vanguard funds and ETFs, incorporating tax-aware features and customization options.

Elizabeth Heiligenthaler is a financial advisor at LPL Financial with 27 years of industry experience. She holds the Series 65 and Series 63 designations and has previously worked at Securities America, Investacorp, and First Allied Securities. She is also a notary and a co-owner of a real estate rental business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to model portfolios and third-party asset management.

Richard Padow is a financial advisor with Vanguard Advisers, holding Series 66 and Series 63 licenses and bringing 26 years of industry experience. He previously worked at TIAA-Cref Individual & Institutional Services and Alight, Inc. His current role at Vanguard Advisers began in 2026. Vanguard Advisers offers automated and human-supported investment advice through its digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary methodologies to construct portfolios mainly from Vanguard funds and ETFs, with a strong emphasis on scale and digital delivery.

Ryan Kasakove is a financial advisor at Vanguard Advisers with three years of industry experience. He holds a Series 66 designation and previously worked at UBS Financial Services before joining Vanguard in 2025. His background also includes various non-financial roles such as working at DSN Basketball Camp and Country Roads Day Camp. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models and primarily invests in Vanguard funds and ETFs, offering several customization options and managing a large client base through a digital platform supported by over 2,200 advisors.

Dionne Mcbride is a financial advisor with Vanguard Advisers, holding Series 63 and Series 65 licenses and having 22 years of industry experience. She has worked with Vanguard and its affiliates since 2004, including 11 years at Vanguard Advisers in Charlotte, NC. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, using a goal-based, algorithm-driven approach with portfolios primarily composed of Vanguard funds and ETFs. The firm manages a large scale of client relationships through digital delivery and team servicing, focusing on personalized asset allocation and tax-aware portfolio features.

Andrew Walter is a financial advisor at OSAIC with 29 years of industry experience. He holds Series 63 and Series 65 designations and has worked previously at Securities America Advisors, SSN Advisory, New England Securities, and Securian Financial Services. He is also involved in the independent sale and service of fixed life insurance and fixed annuity contracts. OSAIC Wealth serves a diverse client base including retail investors, retirement plan sponsors, charities, and corporate clients. The firm offers brokerage and advisory services with a focus on model-based asset allocation and portfolio optimization, supporting various investment programs and strategies.

Abram Early is a CFP® with 25 years of industry experience, currently serving as a financial advisor at Vanguard Advisers in Charlotte, NC. His career includes roles at The Vanguard Group, Inc. since 2015, as well as previous positions at M Holdings Securities, Dixon Hughes Goodman Wealth Advisors, and Merrill. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and eligible participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven approach with proprietary methodologies to offer personalized portfolio management primarily through Vanguard funds and ETFs.