Charlene Clayton is a financial advisor at Ameriprise with 35 years of industry experience. She holds the ChFC® and Series 63 designations and has been with Ameriprise and its affiliated entities since 2005. Outside of her advisory work, she serves as Senior Vice President and Coaching Consultant at Think2Perform, where she coaches individuals on work-life balance. Ameriprise provides retirement-income planning services primarily to individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions through its large institutional platform.

Robert Kershner is a financial advisor at Mass Mutual Investors Services with 43 years of industry experience. He holds the Series 63 designation and has been with Mass Mutual Investors Services since 2017, following prior roles within the MassMutual organization dating back to 2002. Outside of his advisory work, he serves as an area chaplain and director for the Third Order Society of St. Francis, a nonprofit organization. Mass Mutual Investors Services, LLC operates as a broker-dealer and SEC-registered investment adviser providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements supported by firm-approved software tools, and provides specialized planning programs including estate settlement and employer-sponsored planning.

Jessika Hopper is a financial advisor at Fidelity with two years of industry experience and holds the Series 66 designation. Prior to joining Fidelity, she worked in photography and operated as an independent contractor for Stout Studios and freelance photography. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios, and it serves as an advisor to multiple registered investment companies and fund‑of‑funds.

Teresa Stachulski is a financial advisor at Merrill with 31 years of industry experience. She holds a Series 66 designation and has been with Merrill since 1986. Outside of her advisory work, she pursues a hobby painting concrete pavers and flower pots, which she sells at craft shows. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Andrea Sosa is a financial advisor at Merrill with a Series 66 credential and seven years of industry experience. She has worked at Merrill since 2018 and previously spent three years at Bank of America. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jonathan Boston is a financial advisor at Fidelity with four years of industry experience. He holds a Series 66 designation and has previously worked as a delivery driver for DoorDash. His prior professional background also includes roles at the University of North Florida and entrepreneurial ventures in outdoor and lawn care services. Fidelity's Strategic Advisers LLC serves a broad client base, including retail and institutional investors, by providing investment management and advisory services. The firm combines fundamental research with quantitative and algorithmic methods to construct model portfolios from mutual funds, ETFs, and ETPs, and is known for its advisory role to registered investment companies and use of advanced technologies in portfolio management.

Thomas Tiner is a financial advisor with Wells Fargo Clearing in Jacksonville, FL, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has been with Wells Fargo in various capacities since 2009. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with services including investment advisory, financial planning, and retirement plan consulting, managing approximately $671 billion in assets through a network of over 14,000 advisors.

Dennis Smith is a financial advisor at Fidelity with 16 years of industry experience. He holds Series 63 and Series 66 designations and has worked within various Fidelity entities since 2010. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from mutual funds, ETFs, and ETPs.

Melissa Venegas is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Her prior roles include positions at the University of Pennsylvania and the Penn Office of Investments. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Angelique Hamilton is a Series 66 licensed financial advisor with Merrill in Jacksonville, FL, where she has worked since 2007, totaling 19 years of industry experience. She also operates VIP Marketing & Promotions Company, a business she has owned since 2006. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving a range of clients including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers model-based and discretionary investment strategies developed by internal teams and third-party managers.

Homer Leonard is a financial advisor at J.P. Morgan Securities with four years of industry experience. He holds a Series 66 designation and has previously worked at PNC and BBVA-affiliated firms. Leonard is based in Ponte Vedra Beach, Florida. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage, distribution, and investment management services.

Keith Rydh is a financial advisor at Fidelity with Series 66 and Series 63 licenses and five years of industry experience. His prior roles include positions at UBS and multiple companies in the financial and service sectors. Outside of advising, he acts as a sole proprietor brand ambassador promoting various companies and products, primarily in the service industry. Fidelity's Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors. The firm employs a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction, offering services such as discretionary portfolio management and fund advisory.

Anne Egan is a financial advisor with Merrill in Jacksonville, FL, holding Series 63 and Series 66 credentials and has 29 years of industry experience. She has been with Merrill since 1990. Outside of her advisory role, she serves as a power of attorney in a non-investment-related capacity. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Evan Carr is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. He has worked at Merrill since 2018 and currently holds a position with Bank of America, N.A. His prior experience includes roles at Five County Credit Union, Unum, and L.L. Bean. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Robert Hrdlicka Jr. is a financial advisor with Merrill in Jacksonville, FL, holding Series 63 and Series 66 licenses and having eight years of industry experience. He previously worked at Fidelity Brokerage Services LLC for four years and operated HRD Supply LLC for six years. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Alexander Patten is a Financial Consultant at Fidelity Investments. In this role, he assists clients in making sound investment decisions, simplifying their financial lives, and fostering financial confidence. He has been with Fidelity Investments since 2019, progressing through positions including Customer Relationship Advocate, High Net Worth Service Associate, Investment Solutions Representative, Investment Management Consultant I and II, before becoming a Financial Consultant in 2025. Alexander holds insurance licenses in Arkansas and California. His experience at Fidelity Investments spans various aspects of investment management and client service, equipping him with expertise in helping clients navigate their financial goals.

Kaitlin Basso is a financial advisor at Merrill with 13 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Merrill and Bank of America since 2013 and 2014, respectively. Outside of her advisory role, she is the sole owner of a rental property business in St. Augustine, Florida. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Tristan Bett is a financial advisor at Fidelity with a Series 66 designation and three years of industry experience. Prior to joining Fidelity, he worked in education at St. Johns Classical Academy, Clay Charter Academy, and Charles E Bennett Elementary. He also operated an escape room business briefly in 2019. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors, using a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is notable for its use of systematic methodologies and AI-driven research, as well as its advisory roles to multiple registered investment companies.

Christy Rukab is a financial advisor at Fidelity with five years of industry experience. She holds Series 66 and Series 63 licenses and has worked at Fidelity Investments since 2020. Prior to her current role, she was employed at Linear Engineering, Inc. for 14 years and briefly at Stepping Stones Preschool. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm employs a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios, and it serves multiple registered investment companies and fund-of-funds.

Jennifer Ryan is a financial advisor with Merrill in Jacksonville, FL, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. She has been with Merrill since 1999. Ryan serves as an advisory board member for Don't Miss A Beat Inc, a nonprofit organization that supports local at-risk youth through educational programs. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individual and institutional clients.