Kimberly Burns is a financial advisor with Wells Fargo Clearing in Orlando, FL, holding a Series 66 designation and three years of industry experience. She has been with Wells Fargo Clearing since 2022 and has prior experience at Wells Fargo Bank, N.A. from 2019. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Travis Webb is a financial advisor with Wells Fargo Clearing in Winter Park, FL, holding Series 63 and Series 66 credentials and 11 years of industry experience. He has been with Wells Fargo Clearing since 2016 and worked with Wells Fargo Bank NA since 2014. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and brokerage solutions, managing approximately $671 billion in assets and employing over 14,000 financial advisors.

Norma Sepulveda is a financial advisor with Morgan Stanley in Winter Park, FL, holding a Series 63 designation and bringing 41 years of industry experience. She has been with Morgan Stanley Private Bank, National Association since 2015 and has worked at Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves both individual and institutional clients with a wide range of advisory programs, including financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and modeling techniques.

Fallon Beacham is a financial advisor at Charles Schwab with 12 years of industry experience. She holds a Series 66 designation and has worked at Charles Schwab and its related entities since 2011, with a brief tenure at Alegeus Technologies. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment options, delivering guidance through multi-asset model portfolios and alternative investment programs.

Elizabeth Owens is a financial advisor with Robert Baird & Co. in Winter Park, FL, holding Series 63 and Series 65 licenses and having 28 years of industry experience. She has been with Robert Baird & Co. and its affiliated entity since 1998. The DDK Group, part of Robert W. Baird & Co.’s Private Wealth Management department, serves individuals—including high net worth clients—corporate and business clients, pensions, profit-sharing plans, and charitable organizations. The firm offers a range of financial planning and portfolio management services, using a mix of manager-traded and model-traded strategies, tax management, and internal research tools, with approximately $394 billion in regulatory assets under management as of December 31, 2025.

Edgar Ramirez is a financial advisor at Charles Schwab with 11 years of industry experience and a Series 66 designation. He has worked at Charles Schwab since 2018 and previously at Fidelity Brokerage Services from 2015 to 2018. Based in Orlando, FL, Ramirez’s background includes roles at two major firms. Charles Schwab & Co., Inc. serves a substantial client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a mix of non-discretionary and discretionary investment management options, supported by multi-asset model portfolios and a centralized operational structure.

Stephen Ryan is a financial advisor with Raymond James & Associates in Eustis, Florida, holding a Series 66 designation and 19 years of industry experience. Prior to joining Raymond James in 2019, he worked at Wells Fargo Clearing and Merrill. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutional clients, charitable organizations, and municipal entities, offering financial planning and consulting services through a variety of portfolio management styles and supported by affiliated research and sub-advisers.

Jose Correa is a financial advisor with Merrill, holding a Series 66 designation and 11 years of industry experience. He has worked at Merrill since 2014 and has been associated with Bank of America since 2007. Outside of his advisory role, he serves as power of attorney for a fiduciary entity based in Miami, Florida. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, providing a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Angelica Lopez Montesino is a financial advisor with Wells Fargo Clearing in Orlando, FL, holding a Series 66 designation and having 10 years of industry experience. She has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm offers a range of brokerage and advisory services supported by extensive research and analytics and manages approximately $671 billion in assets.

Lars Anderson Jr. is a financial advisor with LPL Financial, holding a Series 63 designation and bringing 33 years of industry experience. His prior roles include positions at Raymond James Financial Services Advisors, Inc. and UBS Financial Services. He is also involved with Anderson Investment Management, Inc., which he has been associated with for over 18 years. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment solutions, supported by a large network of investment adviser representatives and a diverse platform of strategic and tactical portfolio options.

Rohan Rashid is a Series 66 licensed financial advisor at LPL Financial with three years of industry experience. His prior roles include positions at Investment and Insurance Planning Services, LLC, Bristol West Insurance Company, and Estate & Business Planning Group. LPL Financial is a national broker‑dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, and institutional platforms, supporting advisors with technology and extensive resources.

Jeffrey Krummick is a financial advisor with Charles Schwab in Orlando, FL, holding a Series 66 license and 17 years of industry experience. He has been with Charles Schwab since 2010 and worked at TD Ameritrade from 2020 to 2024. Charles Schwab & Co., Inc. serves a large client base that primarily includes high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts, offering multi-asset model portfolios and a range of alternative investment options.

Kaikai Wang is a financial advisor with Charles Schwab in Orlando, FL, holding Series 63 and Series 65 licenses and having 10 years of industry experience. His prior roles include positions at TD Ameritrade, Citigroup, JP Morgan Securities, and JPMorgan Chase Bank, along with service in the US Army Reserve. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary and discretionary investment services supported by centralized custody and an integrated operational infrastructure.

Robert O Roark is a Series 66-licensed financial advisor with 10 years of industry experience. He is currently with J.P. Morgan Securities and has held prior roles at JP Morgan Chase Bank, Bank of America, Target, Chase Investment Services Corp., and Morgan Stanley. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The firm utilizes centralized due diligence and combines quantitative and qualitative research to support its advisory process.

Patrick Murphy is a financial advisor at Charles Schwab with nine years of industry experience. He holds the Series 66 designation and has been with Charles Schwab since 2015. Based in Orlando, FL, he is part of a large team of advisors within the firm. Charles Schwab serves a broad client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts, offering multi-asset model portfolios and alternative investment options supported by in-house research.

Clinton Ball Sr. is a financial advisor at Morgan Stanley with 45 years of industry experience. He holds a Series 63 designation and has worked at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, Citigroup Global Markets Inc, Wells Fargo Clearing, and A.G. Edwards & Sons. His professional activities include managing a trust in Eustis, Florida. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and methodologies.

Paul Gillham is a financial advisor at Osaic with 30 years of industry experience. He holds Series 65 and Series 63 licenses and has previously worked at Securities America Advisors and Eagle One Investments. Outside of his advisory role, he owns and operates a small insurance sales business and an identity theft prevention service. Osaic Wealth serves a diverse client base including individual investors, retirement plan participants, charities, and corporate clients. The firm offers a range of brokerage and advisory services through a multi-advisor platform, emphasizing model-based asset allocation and portfolio optimization.

Alexander Maxwell is a Senior Financial Advisor at Merrill Lynch Wealth Management. He specializes in strategic wealth planning, focusing on assisting ultra high net worth families and successful business owners with growing, preserving, and transitioning their wealth. His services include family wealth management strategies, legacy planning, liquidity management, personal retirement planning, portfolio management, and tax minimization. Alexander holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. He earned a Bachelor's degree from Seminole State College and also attended the University of North Florida and Florida International University without obtaining further degrees. Born and raised in Central Florida, he serves his community with a relationship-first approach. In addition to his professional work, Alexander enjoys boating, camping, fishing, football, golfing, hiking, surfing, watching movies, and spending time with his family. He is also a member of BCG Private Wealth Management, recognized on Forbes' "Best-in-State Wealth Management Teams" list from 2023 to 2026.

Diego Molina is a financial advisor with Charles Schwab in Orlando, FL, holding Series 63 and Series 66 licenses and three years of industry experience. His prior experience includes roles at Cricket Wireless and various educational positions. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary investment guidance and access to discretionary separately managed accounts, supported by a multi-asset model portfolio approach and centralized operational infrastructure.

Jayar Williams is a financial advisor at Raymond James Financial with 17 years of industry experience. He holds the Series 63 and Series 66 designations. Prior to joining Raymond James in 2026, Williams spent 10 years at Truist Advisory Services and 17 years at Truist Investment Services. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to diverse clients, including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm offers non-discretionary planning tailored to client goals and supports municipal and public finance work through a unique affiliation with a municipal advisor.