Esther Sierens is a financial advisor at Thrivent Investment Management with 18 years of industry experience. She holds Series 65 and Series 66 credentials and previously worked at Ameriprise Financial Services from 2006 to 2026. Outside of her advisory role, she is an owner of Cresson San Entertainment LLC, an entertainment business, and serves on the board of directors for The Sisterhood of the Temple of Ahel Adom, Inc. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm focuses on holistic, goal-based planning without discretionary trading authority and offers integrated planning alongside managed account programs.

Marco Garcia is an International Wealth Advisor with Merrill Lynch Wealth Management. He has over 20 years of experience in the financial services industry, having joined Merrill Lynch in 1995. Marco specializes in developing financial strategies and providing advice tailored to individuals, their families, and their businesses, focusing on understanding clients' short- and long-term financial goals. He follows a disciplined process that begins with thoroughly understanding each client's unique needs, concerns, and priorities. Marco attended Miami Dade College, where he studied Business Administration and earned an associate degree. He holds the professional designation of Personal Investment Advisor (PIA).

Jose Edery is a Senior Financial Advisor and Senior Vice President at Merrill Lynch Wealth Management. He has over 15 years of experience in financial advising, specializing in serving ultra-high-net-worth domestic and international families and business owners. Jose focuses on wealth preservation, discretionary portfolio management, tax-efficient planning strategies, multigenerational wealth transfer, and legacy planning. He is skilled in navigating both international and domestic markets and assists clients with comprehensive financial planning, including college education planning, retirement income, and tax minimization. Jose holds a Bachelor's Degree in Computer Science Engineering and a Master of Business Administration with a specialization in Finance from Universidad Metropolitana. Additionally, he has completed an Accredited Certificate Program from Yale University. He holds the Certified Private Wealth Advisor (CPWA) and Personal Investment Advisor (PIA) professional designations. Prior to his financial advising career, Jose spent more than a decade in a multinational software corporation, culminating in a role as Sales Director for the Andean Central America and Caribbean regions. Outside of work, Jose is married and a father of three sons. He enjoys basketball, including watching the Miami Heat games with his family, traveling, biking, and maintaining an active lifestyle.

Luis Mayorga is a financial advisor with Morgan Stanley in Aventura, FL, holding Series 63 and Series 66 licenses and bringing 22 years of industry experience. His prior roles include positions at Wells Fargo Advisors and Wells Fargo Clearing. Outside of his advisory work, he is a co-owner of VOJ LLC, which is involved in real estate in Florida. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a variety of advisory programs that include tailored financial planning and access to extensive resources such as market simulations and strategic planning tools.

Avon King is a financial advisor at Morgan Stanley with 19 years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2013 and holds a Series 66 designation. Outside of his advisory role, King serves as a director on the Barry University Alumni Board and is involved with Legacy Talent Group, a talent management agency, as a client. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by firm-approved tools and models. The firm manages significant client assets and offers both direct and corporate financial planning services.

Carolina Costa Candia is a financial advisor with Morgan Stanley in Miami, FL, holding a Series 66 designation and six years of industry experience. Her career includes roles at HSBC Securities (USA) Inc. and HSBC Bank USA, N.A. prior to joining Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC. Morgan Stanley Wealth Management serves individuals and institutional clients through a range of advisory programs, including tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate financial planning services.

Steven Weisberg is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 licenses and bringing 45 years of industry experience. He has been with Raymond James & Associates since 2011. The firm is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets and serving a diverse client base including individuals, institutions, and municipal entities. Raymond James & Associates offers a range of financial planning and consulting services, with a focus on tailored, non-discretionary advice supported by firm research and multiple portfolio management strategies.

James Manis is a financial advisor with Wells Fargo Clearing in Aventura, FL, holding Series 63 and Series 65 designations and 26 years of industry experience. Prior to joining Wells Fargo in 2026, he spent 11 years at Morgan Stanley Private Bank, National Association. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm uses research and analytics from Wells Fargo Investment Institute and third-party sources and offers both brokerage and advisory solutions.

Claudia Cullen is a financial advisor with Merrill in Miami, FL, holding a Series 66 designation and 18 years of industry experience. She has been with Merrill since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies developed by internal and third-party managers.

Jeffrey Neuwirth is a financial advisor at Wells Fargo Advisors with 40 years of industry experience. He has been with Wells Fargo Advisors and its affiliated entities since 2009. Outside of his advisory work, he is involved as a salesman at Hobe Sound Pawn and Gun, where he handles appraisals, sales, and repair work at trade shows. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a comprehensive planning menu tailored to clients meeting certain net-worth thresholds, utilizing Wells Fargo research and planning tools to develop customized recommendations.

Louis Moya is a financial advisor with Morgan Stanley in Miami, FL, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. He has been with Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2016. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a wide array of advisory programs, including tailored financial planning that utilizes firm-approved tools and methodologies.

Gisselle Caraballo is a Financial Solutions Advisor with Merrill Lynch Wealth Management. In her role, she partners with clients to understand their financial priorities and develop strategies tailored to their short-, mid-, and long-term goals. She provides guidance across a broad spectrum of financial needs, including investing, retirement planning, and unexpected expense preparation, while also facilitating access to Bank of America specialists for banking and lending solutions. With expertise in managing the competing demands of personal finance, Gisselle works closely with clients to define objectives and implement portfolio strategies aligned with those goals. She offers ongoing advice to adapt portfolios as clients' circumstances evolve. Gisselle holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations and earned her Bachelor's Degree from the University of Texas System. She is a member of the National Association of Women Business Owners and is fluent in English and Spanish.

Juan Sonzini is a financial advisor at Morgan Stanley in Miami, FL, holding Series 63 and Series 65 licenses with 10 years of industry experience. He previously worked at HSBC Securities and HSBC Private Bank from 2015 to 2021 before joining Morgan Stanley Private Bank and Morgan Stanley Smith Barney in 2021. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs firm-approved planning tools and structured processes in its financial planning services.

Matthew Damiano is a Wealth Management Advisor with Merrill Lynch Wealth Management. He manages a team of five professionals and focuses on a service model tailored toward affluent families with sophisticated lifestyles. He has been with the firm and its predecessors since 2006, providing investment advice and guidance to a range of clients including affluent families, professional athletes, corporate executives, and business owners. Matthew has expertise in areas such as family wealth management strategies, managing new wealth, personal retirement planning, philanthropic planning, portfolio management services, small business strategies, sports and entertainment, tax minimization, and retirement income. He is a qualified Portfolio Manager and employs a strategy-based approach that incorporates individual stocks and bonds, Merrill model portfolios, and third-party investment strategies. He also holds the Chartered Retirement Planning Counselor (CRPC) designation and has earned a bachelor's degree from Western New England University. Matthew is an active mentor to several advisors starting their careers in the financial services industry. He resides in Rio Vista, Fort Lauderdale with his wife, Gina, and their two young sons. His personal interests include baseball, boating, football, skiing, and watching movies.

Kyler Cox is a financial advisor with J.P. Morgan Securities, holding Series 66 and Series 63 licenses and having two years of industry experience. His prior roles include positions at JPM Distribution Services, Envisage Wealth, First National Bank of Dennison, and the Ohio House of Representatives. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to guide non-discretionary investment decisions.

Eric Marriaga is a financial advisor at Cetera with 14 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley and its affiliated private banking entities since 2012. He is also the sole owner of Cornerstone Family Wealth Management, a business connected to his work at Cetera. Cetera Investment Advisers LLC is an SEC-registered adviser serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors, offering a range of portfolio management, financial planning, and retirement services.

Roland King is a financial advisor at Cetera with 31 years of industry experience. He holds a Series 63 designation and has worked primarily at Avantax and its affiliated companies for nearly three decades before joining Cetera in 2025. Outside of his advisory role, he serves as a trustee in a fiduciary capacity, operates a tax preparation and accounting business, and holds a board position in his residential community association. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers diverse investment management and financial planning services delivered through a large network of independent advisors.

Victor Mullins is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and with 40 years of industry experience. He previously worked at Cantella & Co., Inc. for nine years before joining Cambridge in 2022. Mullins also operates VLM Wealth Management as an independent investment advisor representative. Cambridge Investment Research Advisors is a large SEC-registered firm serving a broad range of clients, including individuals, pension and profit-sharing plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent financial professionals, utilizing a variety of portfolio management strategies and platform arrangements.

Guy Loret De Mola is an International Wealth Advisor with Merrill Lynch Wealth Management. He has more than 33 years of experience in the finance industry, specializing in Latin American investment banking and wealth advisory services. Guy began his career as a credit analyst at Chase Manhattan Bank in Lima, Peru, advancing to Second Vice President while covering LATAM Investment Banking. He continued in investment banking at Barclays Bank from 1993 to 2001 before transitioning to a role as an International Wealth Advisor at Merrill. He holds a Bachelor of Science degree in Industrial Engineering from Universidad Nacional de Ingeniería in Lima, Peru, and an MBA from the Wharton School of Business at the University of Pennsylvania. Additionally, Guy is a Personal Investment Advisor (PIA) credential holder. He resides in Key Biscayne, Florida with his wife, Simonetta.

Maria Plaza is a Senior Financial Advisor at Merrill Lynch Wealth Management, specializing in serving high-net-worth individuals, families, and entrepreneurs both in the United States and internationally. She joined Merrill in 2022 and focuses on crafting personalized investment and banking strategies that include liquidity management and private investments, aligning with clients' long-term goals. Her work integrates financial planning, risk management, and legacy planning to support clients comprehensively. Maria brings over 17 years of experience in the financial industry. Prior to Merrill, she spent 14 years at J.P. Morgan Private Bank as a Vice President Client Advisor, working closely with families in Central America and the Caribbean. Her expertise spans global banking, securities, and wealth advisory, with an emphasis on client trust, discretion, and service. She holds a bachelor's degree in International Finance and Marketing from the University of Miami's Herbert Business School and has earned the Personal Investment Advisor (PIA) designation. Maria is fluent in English and Spanish. Outside of work, she enjoys dancing, music, reading, running, watching movies, and yoga.