Gary Mould is a financial advisor at Wells Fargo Advisors with 34 years of industry experience. He holds a Series 63 designation and has worked across various Wells Fargo entities since 2009. Outside of his advisory role, he owns and operates GVM14, LLC. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad range of planning options tailored to clients meeting a net-worth threshold, utilizing Wells Fargo research and tools to develop recommendations delivered through meetings and client summary letters.

John Mccoy is a CFP®-designated financial advisor with Morgan Stanley in Palm Beach Gardens, FL, bringing 33 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank since 2015. Outside of his advisory role, he is involved as a landlord of rental properties. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and incorporates structured planning tools such as Monte Carlo simulations and secular return estimates in its process.

Sally Engels is a financial advisor with Edward Jones in North Palm Beach, FL, holding Series 63 and Series 66 licenses and bringing 38 years of industry experience. Her prior roles include positions at Princor Financial Services Corporation and UBS Financial Services. Edward Jones is a full-service wealth management firm serving over four million clients, including individual and institutional investors, with a broad range of advisory programs and affiliated investment products. The firm manages approximately $1.01 trillion in assets through a nationwide network of financial advisors and branch offices.

Larry Saxby is a financial advisor with Wells Fargo Clearing in Palm Beach Gardens, FL, holding Series 63 and Series 65 licenses and bringing 52 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory role, he serves as a trustee for multiple family trusts. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Robert Tendler is a CFP® professional affiliated with LPL Financial, with 40 years of industry experience. His career includes prior roles at Wells Fargo Advisors and Harbor Lights Financial Group, Inc. Outside of his advisory work, he operates Tendler Consulting Group, Inc., a non-investment related business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolio programs, and access to third-party asset management, supported by a broad platform that integrates advisory, brokerage, and financial services.

Angela Silva is a financial advisor at Wells Fargo Advisors with 41 years of industry experience. She holds Series 63 and Series 65 licenses and has worked with Wells Fargo and its affiliates since 2009. Outside of her advisory role, Silva owns Orion Financial Services LLC and serves as treasurer for two nonprofit organizations, The Haven Home LLC and Children Achieving More Skills Inc. She is also an election worker for the Cuyahoga County Board of Elections. Wells Fargo Advisors Financial Network serves individual, trust, and institutional clients by providing investment and fee-based financial planning services tailored through a broad menu covering various planning needs. The firm combines advisory services with other financial product offerings and referral channels.

Sheri Chaney is a financial advisor with RBC Capital Markets in Palm Beach Gardens, FL, holding a Series 66 designation and 18 years of industry experience. She has been with RBC Capital Markets since 2009. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, corporations, and charitable organizations. The firm offers a range of advisory programs that provide portfolio management, financial planning, and brokerage services, tailoring strategies based on client risk profiles and utilizing both in-house and third-party investment managers.

Eric Martinez is a financial advisor with LPL Financial, holding a Series 66 license and 13 years of industry experience. His career includes roles at Edward Jones, Wells Fargo Clearing, and CUNA Mutual Group prior to joining LPL Financial. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers financial planning, model portfolios, third-party asset management, and institutional platforms, supporting advisors with a range of discretionary and non-discretionary strategies and technology tools.

Brian Schwarz is a CFP® professional with 24 years of industry experience. He is currently with Cetera and has worked at Evershore Financial Group and Securian Financial Services during his career. Outside of advisory work, he is a licensed agent involved in fixed insurance sales. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers multiple portfolio management options and financial planning services through a multi-manager platform with over 10,000 advisors and $256 billion in assets under management.

Jonathan Cohen is a financial advisor at Raymond James & Associates with 37 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Raymond James since 2013. Outside of his advisory role, Cohen serves as a trustee for multiple family trusts. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and consulting with a range of portfolio management styles and municipal advisory services.

Andrella Thomas is a financial advisor with Morgan Stanley in West Palm Beach, FL, holding Series 63 and Series 65 licenses and bringing 13 years of industry experience. She has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley since 2019, and prior to that was with HSBC Bank USA N.A. from 2014 to 2019. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, offering financial planning that incorporates firm-approved tools and modeling techniques, managing approximately $2.74 trillion in client assets.

Najran Thompson is a financial advisor at J.P. Morgan Securities with six years of industry experience. He holds a Series 66 designation and has worked in various roles including at CarMax, Inc. and JPMorgan Chase Bank, N.A. Outside of his advisory duties, Thompson is involved in managing rental properties through ownership interests in real estate entities. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework in its investment process.

Mark Mestrovich IV is a financial advisor at Merrill with 19 years of tenure at the firm and 10 years of industry experience. He holds a Series 66 designation. Outside of his advisory role, he serves as a committee member on the finance committee of Jupiter Christian School, a nonprofit organization. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Thomas Mandat is a Financial Advisor at Merrill Lynch Wealth Management based in Palm Beach, Florida. He specializes in offering comprehensive financial guidance to individuals and families, focusing on areas such as family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, portfolio management services, retirement income, and employee financial health. Thomas holds a Bachelor's Degree from The Ohio State University and has earned the Accredited Wealth Management Advisor™ (AWMA™) and Chartered Retirement Planning Counselor™ (CRPC™) designations through the College for Financial Planning Institutes Corp. Additionally, he is a Personal Investment Advisor (PIA) and serves on Bank of America's Key Leadership Council. In addition to his professional responsibilities, Thomas is actively involved in the Palm Beach community as an Ambassador for the Palm Beach Chamber of Commerce. He maintains a client-focused approach grounded in trust and commitment to excellence, aiming to support clients in building lasting wealth through personalized, relationship-driven financial guidance.

Barry Botfeld is a financial advisor with Cetera, holding Series 63 and Series 66 licenses and bringing 35 years of industry experience. His career includes roles at multiple Cetera entities since 2018 and prior positions at firms such as Summit Financial Group and Finalis Securities. He is based in Boynton Beach, Florida. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base that includes individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that includes affiliated and third-party model portfolios.

Michael Teahan is a financial advisor with Ameriprise in Palm Beach Gardens, FL, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. His career includes roles at Wells Fargo Clearing and Wells Fargo Advisors LLC prior to joining Ameriprise in 2020. Ameriprise offers a retirement-income planning service targeting clients with significant investable assets, delivering written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in its approach, supported by a centralized consulting team and recent algorithmic automation to generate tailored recommendations.

Lola Danza is a financial advisor at Charles Schwab with 10 years of industry experience. She holds a Series 66 designation and has worked at firms including Fidelity Investments, TD Ameritrade, Merrill, and Charles Schwab. Outside of her advisory role, she manages a real estate holding LLC. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a multi-asset investment approach supported by centralized custody and operational infrastructure.

Richard Waggener is a financial advisor at Stifel with 29 years of industry experience. He has been with Stifel since 2007 and holds Series 63 and Series 65 licenses. Stifel serves a broad range of clients, including individuals, institutional investors, and charitable organizations, offering brokerage and investment advisory services. The firm uses a proprietary investment methodology developed by its Investment Strategy Group to provide asset allocation, retirement, insurance, and estate planning analyses.

Kevin Lynch is a financial advisor at Raymond James & Associates with nine years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Morgan Stanley and Legg Mason Investors Services LLC. Lynch is based in Palm Beach Gardens, Florida. Raymond James & Associates, Inc. is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, pension plans, and charitable organizations, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Lowell Eckstein is a financial advisor with Morgan Stanley in Palm Beach Gardens, FL, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. He has been with Morgan Stanley since 2009 and with Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory work, he serves as a tournament judge for USA Waterski, a waterski organization based in Florida. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs and financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm employs a structured planning process using approved tools and offers various investment and advisory products, including relationships with investment companies and private funds.