Martin Kurtz is a financial advisor at Charles Schwab with 21 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Charles Schwab since 2004, including a role at Charles Schwab Bank since 2011. Outside of his advisory work, he is involved with Naples Girls Softball, Inc. as a board member and sponsorship coordinator, and he participates in family cattle ranching activities through K-Square Ranch, LLC. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, offering advisory, brokerage, custody, and financial planning services through integrated wrap fee programs. The firm combines non-discretionary client relationships with access to discretionary separately managed accounts and provides investment guidance using multi-asset model portfolios and alternative investment options.

Michael Chin is a financial advisor with J.P. Morgan Securities in Naples, FL, holding Series 65 and Series 63 licenses and has seven years of industry experience. Prior to joining J.P. Morgan Securities and JPMorgan Chase Bank in 2020, he worked at Northwestern Mutual in various capacities from 2017 to 2020. Outside of his advisory role, he assists with administrative tasks in a dog training and walking business operated by his fiancée. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory program is supported by centralized due diligence combining quantitative and qualitative research and incorporates an ESG eligibility framework in its recommendations.

Douglas Knable is a ChFC® credentialed financial advisor with 46 years of industry experience, currently affiliated with OSAIC since 2025. He spent 27 years with Lincoln Financial Advisors Corporation prior to joining his current firm. Knable is also an author, having co-written the book *Mastering Your Financial Success*. OSAIC Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporations through a multi-advisor platform. The firm offers a range of brokerage and advisory services with an investment process focused on model-based asset allocation and portfolio optimization supported by various analytical tools.

Peter Thompson is a financial advisor with LPL Financial in Naples, FL, holding the ChFC® designation and a Series 63 license. He has 43 years of industry experience, including prior roles at National Planning Corporation, Osaic FS, Inc., and Polaris Advisory Services Inc. He also manages Pete Thompson Wealth Management, focusing on life, health, and fixed annuities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Bruce Legates is a Wealth Management Advisor affiliated with Merrill Lynch Wealth Management. He works as part of the Legates Carr Wealth Management Group, which was established in February 2011 alongside his business partner, Nick Carr. The group concentrates on delivering personalized financial strategies and advice that emphasize long-term relationships with a select number of clients and their families. Bruce holds the designation of CERTIFIED FINANCIAL PLANNER™ (CFP) and Personal Investment Advisor (PIA). He completed the Financial Planning Specialist Education Program through Ernst & Young and earned a bachelor's degree from North Carolina State University. His approach to financial advising encompasses a broad range of financial matters, setting him apart by addressing multiple aspects of a client’s financial life.

Sean Sanders is a Financial Consultant currently working with Fidelity Investments since 2016. In this role, he partners with clients to provide personalized service, one-on-one guidance, and tailored financial planning. Sean has over 20 years of experience in the financial industry. His professional background includes positions as a Financial Advisor at Morgan Stanley from 2013 to 2016, Financial Advisor at Wells Fargo Advisors from 2006 to 2013, and Relationship Manager at Prudential Securities from 2004 to 2006. Outside of his professional work, Sean has interests in boating, food, football, skiing, and traveling.

Gary Medley is a financial advisor with LPL Financial based in Bonita Springs, FL, holding the CFP® designation and Series 63 and 65 licenses. He has 41 years of industry experience, including roles at Medley Advisory, LLC, The Investment Center Inc, and Wells Fargo Clearing. Medley has also worked as an independent insurance agent for over two decades. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by extensive research and technology tools.

Charles Wolfe Jr. is a financial advisor at OSAIC with 21 years of industry experience. He holds Series 63 and Series 65 designations and has worked at several firms, including Lincoln Financial Advisors Corporation and First Command Financial Services. Outside of his advisory role, Wolfe engages in executive coaching for business owners through his consulting business. OSAIC Wealth serves a diverse client base, including individual investors, retirement plan sponsors, charities, and corporations, offering a range of brokerage and advisory services. The firm employs a model-based investment process with portfolio optimization and provides access to various managed account programs and third-party investment managers.

Fred Nero is a financial advisor with LPL Financial in Naples, FL, holding Series 63 and Series 65 licenses and bringing 50 years of industry experience. His previous experience includes roles at Foresters Financial Services and a brief period of unemployment. Outside of his advisory work, he operates Nero Financial Services, a non-investment-related business based at his reported location. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides financial planning, portfolio management, and access to third-party asset managers through a large network of advisors, utilizing both discretionary and non-discretionary strategies supported by advanced operational tools.

Gregory Pawlak is a financial advisor with RBC Capital Markets in Naples, FL, holding Series 63 and Series 65 credentials and bringing 42 years of industry experience. He has been with RBC Capital Markets Corporation since 2008. Outside of his advisory role, he serves as a committee member overseeing investment manager performance for the Community Foundation of the Fox Cities. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves individual investors, institutional clients, corporations, and charitable organizations. The firm offers various wrap fee advisory programs with discretionary and non-discretionary portfolio management, tailoring strategies to clients’ Advisory Risk Profiles through a combination of in-house and third-party investment managers.

John Kirwan Jr. is a financial advisor at Cambridge Investment Research Advisors with 17 years of industry experience. He holds a Series 66 registration and has worked at firms including Cambridge Investment Research, Cuso Financial Services, Empower Associated Services, and Morgan Stanley. Cambridge Investment Research Advisors serves a broad mix of individual and institutional clients, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm manages a multi-billion dollar asset base and provides access to multiple platforms, third-party advisers, and proprietary model strategies.

Paul Kimm is a Financial Consultant at Fidelity Investments, a position he has held since 2014. Prior to this role, he served as a Fixed Income Consultant at Fidelity Investments from 2007 to 2014. His approach centers around partnering with clients to develop comprehensive financial plans aimed at providing financial peace of mind. Paul's professional experience spans over a decade at Fidelity Investments, where he has focused on financial consulting and fixed income advisory. His work involves creating tailored financial strategies to meet the needs and goals of his clients.

Todd Cunningham is a financial advisor with Merrill in Naples, FL, holding a Series 66 designation and five years of industry experience. He previously worked at BB&T from 2014 to 2020 before joining Merrill and Bank of America in 2020. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Donald Dawson Jr. is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 designations and bringing 32 years of industry experience. He has been with Morgan Stanley Smith Barney since 2011 and with Morgan Stanley Private Bank, National Association since 2015. Based in Naples, FL, he serves clients through these affiliated entities. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a range of advisory programs to individuals and institutions, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes firm‑approved planning tools and modeling techniques as part of its structured financial planning process.

Samantha Somers is a financial advisor with Merrill in Naples, FL, holding a Series 66 designation and 11 years of industry experience. She previously worked at Morgan Stanley Smith Barney LLC for nine years and had brief tenures at Raymond James Financial Services and Weinstein Wilkes Financial Group. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Carin Thomas is a financial advisor with UBS Financial Services, holding Series 63 and Series 65 licenses and possessing 29 years of industry experience. She has been with UBS since 2009. Outside of her advisory role, she is an author and creator of specialized financial workbooks, including one focused on financial guidance for individuals going through divorce, and she has held leadership roles in community organizations such as the MN Super Bowl Host Committee and The Colony Foundation in Bonita Springs, FL. UBS Financial Services operates as both a broker-dealer and investment adviser, serving individual, corporate, and institutional clients with a range of financial planning and portfolio management services. The firm combines institutional trading capabilities with wealth management and leverages proprietary research and model-based strategies to tailor investment solutions.

Christopher Scanlan is a CFP® with seven years of industry experience, currently serving as a financial advisor at Edward Jones since 2019. Prior to joining Edward Jones, he worked at the Sports CLUB of Naples for three years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of investment advisory programs and affiliated services under a fiduciary standard.

David Markmann is a financial advisor with Wells Fargo Advisors in Naples, FL, holding Series 63 and Series 65 credentials. He has 29 years of industry experience and has been with Wells Fargo Advisors since 2009. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, serving individuals, trusts, and institutional clients. The firm offers a broad range of investment and fee-based financial planning services, including specialized planning for business owners, sports and entertainment professionals, and special-needs clients.

Laurie Von Dollen is a financial advisor at Merrill with 41 years of industry experience. She holds a Series 63 designation and has been with Merrill since 2000. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

James Veldheer is a Wealth Management Advisor at Merrill Lynch Wealth Management. He serves institutional clients such as pensions, foundations, endowments, and high net-worth families, providing investment consulting and portfolio management services. His approach to wealth management is consultative and collaborative, following a continuous four-step process involving listening to client goals, recommending asset allocations, discussing a broad range of financial opportunities, and regularly reviewing portfolio performance and objectives. James holds a Bachelor's degree from Aquinas College and an Associate's degree from Grand Rapids Community College. He has earned the Certified Investment Management Analyst® (CIMA®) designation sponsored by the Investments & Wealth Institute® at the Wharton School and the Chartered Retirement Planning Counselor™ (CRPC™) certification issued by the College for Financial Planning Institutes Corp. James is also a member of the Grand Rapids Sports Hall of Fame board. Residing in Grand Rapids, Michigan, James enjoys golfing, exercising, playing cribbage, watching NFL football, and spending time with his wife Mary and their seven grandchildren.