Kristin Biedenharn is a financial advisor at Merrill with 13 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Merrill since 2013, concurrently serving at Bank of America, N.A. since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Gregory Stewart is a financial advisor with Primerica Advisors in Springdale, OH, holding a Series 63 designation and over 22 years of industry experience. He has been with Primerica Advisors since 2003 and is also involved with Torchlight Financial Group. Outside of advisory work, he has experience with sales related to home loan products and home security services through affiliated companies. Primerica Advisors offers discretionary asset management primarily through its Lifetime Investment Program, which includes model-delivery strategies and a limited number of separately managed account options for individual and high-net-worth clients. The firm emphasizes a tiered wrap-fee structure and curates third-party asset managers for its investment models.

Emily Cattran is a Planning Consultant at Fidelity Investments, where she supports advisors in addressing clients' financial planning and investment needs. She focuses on fostering strong client relationships and ensuring a personalized experience tailored to each client's financial journey. Emily's professional experience includes roles as a Relationship Manager and Financial Representative at Fidelity Investments, where she worked from 2021 to 2024. Prior to that, she was a Practice Coordinator at Lincoln Financial Advisors from 2017 to 2021. Outside of her professional life, Emily enjoys fitness, social events with friends, and outdoor adventures.

Anthony Pierson is a financial advisor at Fidelity with 17 years of industry experience. He holds Series 63 and Series 66 credentials and has been with Fidelity and its affiliated entities since 2007. His career includes roles at Fidelity Brokerage Services LLC and Fidelity Investments. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including discretionary and non-discretionary portfolio management as well as fund advisory. The firm employs a combined approach of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from mutual funds, ETFs, and ETPs.

Brett Heimann is a financial advisor at Fidelity with 15 years of industry experience. He holds the Series 63 and Series 66 designations and has worked at various Fidelity entities since 2008. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and a Charitable Gift Fund. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction, and it plays a formal advisory role to multiple registered investment companies.

Jody Pol is a financial advisor with Ameriprise in Cincinnati, OH, holding a Series 63 designation and 35 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 1990. He serves on the Board of Directors for California Woods Advisory Council. Ameriprise offers retirement-income planning services targeted at individuals approaching or in retirement with significant investable assets, providing detailed recommendation reports that incorporate research, modeling, and tax-efficiency analysis. As a large institutional firm, Ameriprise also delivers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Jonathan Mandas is a financial advisor with Mass Mutual Investors Services, holding a Series 63 designation and 16 years of industry experience. He previously worked at Metlife Securities before joining Mass Mutual in 2016. Outside of his advisory role, Jonathan volunteers as an assistant coach at Cincinnati Classical Academy, a public charter school. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational programs, focusing on collaborative, annual planning relationships using firm-approved analytical tools.

Ervin Matthew is a financial advisor with LPL Enterprise holding Series 65 and Series 63 licenses and three years of industry experience. Prior to joining LPL Enterprise, he worked at Northwestern Mutual Wealth Management Company and held various roles related to financial services. He also serves as a board member of the American Sociological Association, a nonprofit organization. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering financial planning, advisory services, and access to model portfolios through an integrated platform that combines advisory programs with brokerage and insurance products.

Mark Meyer is a financial advisor at Edward Jones with one year of industry experience. He holds a Series 66 designation. Prior to joining Edward Jones, he worked at Veritas Logistics from 2021 to 2024. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.

Timothy Walsh is a financial advisor at Ameriprise with 39 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005 and holds Series 63 and Series 65 designations. Ameriprise offers a retirement-income planning service focused on individuals with significant investable assets, providing written recommendations that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to deliver tailored, non-discretionary advice through a centralized consulting team.

Jason Eaves is a financial advisor with LPL Financial in Aurora, Indiana, holding a Series 66 designation and eight years of industry experience. Prior to joining LPL Financial in 2025, he worked at Cetera and Cetera Advisors LLC from 2018 to 2025. He has served with the City of Monroe Fire Department since 2000. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and research from multiple sources.

Andrew Flood is a financial advisor at Merrill with five years of industry experience. He holds the Series 66 designation and has worked at Bank of America, Deloitte, The E.W. Scripps Company, the University of Kentucky Endowment Office, and Broadview Financial. Outside of his advisory role, Flood is involved with charitable organizations including Cincinnati Cancer Advisors, where he fundraises for cancer patient support, and he serves on the Young Professional’s board of the Boys and Girls Club of Greater Cincinnati. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Carla Dresel is a financial advisor at Robert Baird & Co. with 24 years of industry experience. She holds a Series 63 designation and has worked at Robert Baird since 2019 and Hilliard Lyons since 2006. She is part of The DDK Group, a team within Robert W. Baird & Co.’s Private Wealth Management practice that serves individuals, families, pensions, corporations, charitable organizations, and institutional clients. The group provides consulting and portfolio services tailored to client goals and risk tolerances, utilizing a range of investment strategies and management approaches.

Adam Bandenburg is a financial advisor at Raymond James Financial Services Advisors, Inc. with one year of industry experience. He holds the Series 66 designation and has worked at several firms, including CurdCo Wealth Management and MML Investors Services, LLC. Outside of advising, he has experience in the transportation and hospitality sectors. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individual, high-net-worth, institutional, and nonprofit clients. The firm employs a tailored, non-discretionary advisory approach incorporating risk profiling and modeling tools, and it offers specialized programs such as municipal advisory services and SIMPLE IRA employer consulting.

George Makris is a financial advisor with OSAIC based in Cincinnati, Ohio, holding Series 63 and Series 66 licenses and possessing 40 years of industry experience. He has worked with Royal Alliance Associates, Signator Investors, and leads his own firm, Makris Financial Group, where he has been president since 1991. In addition to his advisory work, Makris serves as a voluntary board member of his condominium association in Clearwater Beach, Florida. OSAIC serves a wide range of clients including individual investors, pension plans, corporations, and charitable organizations through a large network of advisers. The firm offers integrated brokerage and advisory services with a focus on diversified portfolio construction, utilizing asset-allocation tools, risk-tolerance assessments, and third-party managed account solutions.

Ariston Sandoval is a financial advisor at Edward Jones with Series 66 credentials and five years of industry experience. Prior to joining Edward Jones in 2021, he worked for Executive Management Services from 2014 to 2021. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.

Richard Hall Jr. is a financial advisor at Fidelity with Series 63 and Series 66 credentials and 31 years of industry experience. He has worked with Strategic Advisors Inc and Fidelity Brokerage Services, Inc. since 1995 and has been with Fidelity Personal and Workplace Advisors since 2018. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction to manage portfolios that include mutual funds, ETFs, and ETPs, and it serves as an adviser to multiple registered investment companies with distinct regulatory registrations and governance practices.

Christina Lutz is a financial advisor at Morgan Stanley with 17 years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley and its affiliated entities since 2009, including the Morgan Stanley Private Bank since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs and tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and uses a structured planning process supported by firm-approved tools and modeling techniques.

Hannah Stambaugh is a financial advisor with Fidelity in Fort Mitchell, KY, holding Series 63 and Series 66 designations and eight years of industry experience. Prior to joining Fidelity Investments in 2025, she worked at Fidelity Brokerage Services LLC since 2017. Outside of her financial career, she has experience with Sunshine Grow Shop and involvement in Transformative Learning: The Study. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and a Charitable Gift Fund. The firm uses a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios and serves a range of intermediary platforms.

Thomas Mahler is a financial advisor at Raymond James & Associates with 10 years of industry experience. He holds a Series 66 designation and has worked at Merrill and Bank of America prior to joining Raymond James. He is based in Cincinnati, Ohio. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary services.